scholarly journals Analisis Pengaruh Portofolio Kredit Terhadap Kualitas Kredit dan Profitabilitas pada BPR Konvensional di Riau

2017 ◽  
Vol 3 (1) ◽  
pp. 1-11
Author(s):  
Dian Febrina
Keyword(s):  
Path Analysis ◽  
Annual Report ◽  
Positive Impact ◽  
Working Capital ◽  
Return On Assets ◽  
Credit Quality ◽  
Significant Negative Effect ◽  
Negative Effect ◽  
Credit Portfolio ◽  
Positive Effect

Abstract: The present research was conducted at Riau Province. The purpose of this research is to influence of credit portfolio to non perfoming loan (NPL) and profitability (ROA) in Bank Perkreditan Rakyat (BPR) Convensional in Riau. The population of this research is a Bank Perkreditan Rakyat Convensional from annual report are listed in Perbarindo Riau during 2009-2013 with the number of saturation samples are 33 BPR in Riau. This research apply on using portofolio credit based on a type of used that is working capital loan, investment loan and consumer loan as an exogenous variable, credit quality (NPL) as an intervening variable and profitability (ROA) as a endogenous variable. The data were analyzed using path analysis. The result of this study indicate that working capital loan through credit quality indirectly significant negative effect on profitability, but the working capital loan directly positive effect on profitability. While investmen loan and consumer loan positive impact on profitability either directly or indirectly throught credit quality. Finally, credit quality and negative significant effect on profitability. Keywords: credit portfolio, working capital loan, investment loan, consumer loan, credit quality, non performing loan (NPL), profitability, return on assets (ROA) and path analysis.

Estimasi Pengaruh Faktor Internal Bank dan Stabilitas Makroekonomi terhadap Profitabilitas dengan Mediasi Rasio Pembiayaan Bermasalah di PT Bank Muamalat Indonesia

2020 ◽  
Vol 3 (2) ◽  
pp. 93-108
Author(s):  
Annisa Siti Fathonah ◽  
Dadang Hermawan
Keyword(s):  
Secondary Data ◽  
Financial Statements ◽  
Significant Positive Effect ◽  
Return On Assets ◽  
Internal Factors ◽  
Macroeconomic Factors ◽  
Operating Income ◽  
Significant Negative Effect ◽  
Negative Effect ◽  
Positive Effect

This study aims to determine and analyze how much influence the bank's internal factors such as Equity, Operational Costs per Operating Income (BOPO), Financing Deposit to Ratio (FDR), Non Performing Financing (NPF) as a mediator and external or macroeconomic factors namely inflation and Gross Domestic Product (GDP) on profitability represented by Return on Assets (ROA) at Bank Muamalat Indonesia for the period 2008-2018. The data used in this research are secondary data obtained from the publication of quarterly financial statements from 2008 to quarter 2 of 2018. The method that used in this research is path analysis with SPSS 20.0 as the analytical tool. The results of the study partially test the hypothesis (t-test), in substructure I shows that the capital variable has a significant negative effect on NPF, BOPO and inflation has a significant positive effect on NPF, FDR and GDP do not significantly influence NPF at Bank Muamalat Indonesia. In substructure II partially, Capital, BOPO, significant negative effect on ROA, FDR and NPF has a significant positive effect on ROA, Inflation and GDP does not significantly influence ROA while simultaneously significantly influencing ROA. Based on the sobel test, capital has a significant effect on ROA through NPF, BOPO has a significant effect on ROA through NPF, FDR has a significant effect on ROA through NPF, Inflation has a significant effect on ROA through NPF, while GDP has no significant effect on ROA through NPF.

scholarly journals PENGARUH WORKING CAPITAL TURNOVER (WCT), CURRENT RATIO (CR), DAN TOTAL ASSETS TURNOVER (TATO) TERHADAP PROFITABILITAS

2021 ◽  
Vol 8 (1) ◽  
pp. 1-8
Author(s):  
Melia Trie Utami ◽  
Gusganda Suria Manda
Keyword(s):  
Research Method ◽  
Stock Exchange ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Coefficient Of Determination ◽  
Working Capital ◽  
Return On Assets ◽  
Current Ratio ◽  
Negative Effect ◽  
Positive Effect

The purpose of this study was to examine and analyze the effect of Working Capital Turnover (WCT), Current Ratio (CR), and Total Assets Turnover (TATO) on Profitability with the Return On Assets (ROA) proxy on cigarette sub sector companies listed on the Indonesia Stock Exchange (IDX) quarterly in 2014-2019, both partially and simultaneously. The research method used is descriptive verification with quantitative approaches. The sample in this study used purposive sampling. The statistical method used is the method of multiple linear regression analysis. The results showed that the Working Capital Turnover (WCT), Current Ratio (CR), and Total Assets Turnover (TATO) simultaneously had a significant effect on the Return on Assets (ROA) profitability. Partially Working Capital Turnover (WCT) has a significant negative effect on Return on Assets (ROA) profitability, Current Ratio (CR) has no effect on Return on Assets (ROA) Profitability, and Total Assets Turnover (TATO) has a significant positive effect on Return on Profitability Assets (ROA). The coefficient of determination obtained by 0.429 means that only 42.9% Profitability Return on Assets (ROA) is influenced by Working Capital Turnover (WCT), Current Ratio (CR), and Total Assets Turnover (TATO) and the rest 57.1 % is influenced by other variables.

scholarly journals PENGARUH WCT, DER TERHADAP ROE PADA INDUSTRI MANUFAKTUR DI BURSA EFEK INDONESIA YANG GO PUBLIK

2020 ◽  
Vol 11 (1) ◽  
Author(s):  
Roy Hisar ◽  
Jaka Suharna
Keyword(s):  
Stock Exchange ◽  
Working Capital ◽  
Return On Equity ◽  
Significant Negative Effect ◽  
Basic Industry ◽  
A Value ◽  
Negative Effect ◽  
Equity Ratio ◽  
Chemical Companies ◽  
Positive Effect

This study aims to determine the effect of Working Capital Turnover (WCT), Debt Equity Ratio (DER) simultaneously on Return On Equity (ROE). The research samples used in this study were 65 companies, namely the Basic Industry and Chemical companies which were listed on the Indonesia Stock Exchange during 2013-2017. The data analysis used was ANOVA and Partial Regression test. The results showed that WCT and DER had a significantly positive effect on ROE from the results of research on the Basic and Chemical Industry companies, so that accounting information has a value of relevance to investment decisions. Working Capital Turnover Variable, partially has a significant negative effect on Return On Equity. Debt Equity Ratio variable partially has a significant negative effect on Return On Equity. Keywords : Working Capital Turnover, Debt Equity Ratio, Return On Equity

Analisis Pengaruh Rasio Aktivitas, Leverage Keuangan Terhadap Nilai Perusahaan Dengan Profitabilitas Ssebagai Variabel Intervening Pada Perusahaan Perkebunan Yang Terdaftar Di Bursa Efek Indonesia “BEI” (Periode 2015-2017)

2018 ◽  
Vol 25 (2) ◽  
pp. 134
Author(s):  
Marli Marli
Keyword(s):  
Path Analysis ◽  
Stock Exchange ◽  
Significant Positive Effect ◽  
Corporate Values ◽  
Financial Reports ◽  
Significant Negative Effect ◽  
Negative Effect ◽  
Asset Turnover ◽  
Equity Ratio ◽  
Positive Effect

This study aims to examine and analyze the effect of the proxied ratio of activities with Total Asset Turnover and Leverage proxied by the Debt to Equity Ratio on Corporate Values ​​proxied with Price to Book Value with Profitability proxied with Return On Assets as an intervening variable through Annual Financial Reports That Have Been Compiled By Plantation Subsector Companies listed on the Indonesia Stock Exchange. The Population In This Study Is Obtained By Using Purposive Sampling Methods In Plantation Companies Listed On The Indonesia Stock Exchange (IDX) During the 2015-2017 Period and based on the criteria that have been determined, a sample of 14 plantation companies is obtained. The analysis method used is Path Analysis, the development of multiple linear regression. By using multiple regression analysis, TATO has a significant positive effect on ROA. While DER has a significant negative effect on ROA. The TATO variable has a significant positive effect on PBV. DER variable has a significant negative effect on PBV and ROA has a significant positive effect on PBV. Based on path analysis and Sobel Test, it can be concluded that ROA mediates the effect of TATO on PBV. However, ROA does not mediate the effect of DER on ROA.

scholarly journals Pengaruh Kepemilikan Negara Dan Asing Terhadap Corporate Risk Taking

2016 ◽  
Vol 7 (2) ◽  
Author(s):  
Indah Kurniawati ◽  
Puput Tri Komalasari
Keyword(s):  
Risk Taking ◽  
Control Variable ◽  
Foreign Ownership ◽  
State Ownership ◽  
Significant Positive Effect ◽  
Return On Assets ◽  
Significant Negative Effect ◽  
Negative Effect ◽  
Corporate Risk ◽  
Positive Effect

This study aimed to investigate the effect of state ownership and foreign ownership of corporate risk taking as well as the control variable return on assets (ROA) and the size of the companies that influence the corporate risk taking. The sample of this study was 181 companies from non-financial companies listed on the Indonesia Stock Exchange in 2010-2013. The analysis technique used is multiple linear regression analysis. The results obtained are state ownership significant negative effect on the corporate risk taking and foreign ownership is significant positive effect on corporate risk taking. In the control variable is return on assets (ROA) significant positive effect on corporate risk taking and the size of the company significant negative effect on corporate risk taking.

scholarly journals Does Financial Ratios and Company Size Affect Dividend Payout Ratio?

2020 ◽  
Vol 4 (1) ◽  
pp. 393
Author(s):  
Nuriatullah Nuriatullah
Keyword(s):  
Stock Exchange ◽  
Total Sample ◽  
Linear Regression Method ◽  
Analysis Tool ◽  
Significant Positive Effect ◽  
Return On Assets ◽  
Dividend Payout ◽  
Significant Negative Effect ◽  
Negative Effect ◽  
Positive Effect

The purpose of this study was to determine whether the Loan to Deposit Ratio (LDR), Debt to Equity Ratio (DER), Growth, Return On Assets (ROA), and Firm Size have an effect on the Dividend Payout Ratio (DPR). The data used in this research is secondary data in the form of banking financial performance data, and is obtained from the Annual Financial Statements of Commercial Banks listed on the Indonesia Stock Exchange 2015-2018. Banking used is 30 companies with a total sample of 120. The data is pooled data. The data were analyzed by using the multiple linear regression method with the SPSS analysis tool. LDR has a significant positive effect on the DPR, DER has a significant negative effect on the DPR, Growth has a significant negative effect on the DPR, Return on Assets (ROA) has a significant positive effect on the DPR, Bank Size has a significant positive effect on the DPR. Overall, the independent variables together have a significant effect on the DPR.

Pengaruh Perputaran Kas, Perputaran Modal Kerja, Rasio Utang, dan Ukuran Perusahaan terhadap Likuiditas pada Perusahaan Sub Sektor Logam dan Sejenisnya yang Terdaftar di Bursa Efek Indonesia

2021 ◽  
Vol 23 (2) ◽  
pp. 179-186
Author(s):  
Winda Apriliyani ◽  
Hetty Muniroh
Keyword(s):  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Debt Ratio ◽  
Significant Positive Effect ◽  
Working Capital ◽  
Significant Negative Effect ◽  
Analysis Technique ◽  
Negative Effect ◽  
Equity Ratio ◽  
Positive Effect

The purpose of this research was to analysis the effect of cash turnover, working capital turnover, debt ratio and firm size on liquidity. The research sample was 7 companies with 35 observations. The data analysis technique used was multiple linear regression analysis. The results of the study showed that cash turnover has an insignificant negative effect on liquidity, working capital turnover has a significant negative effect on liquidity, debt to equity ratio have a significant negative effect on liquidity and the size of the company has a significant positive effect on liquidity.

PENGARUH FIRM SIZE DAN PROFITABILITAS TERHADAP NILAI PERUSAHAAN DENGAN STRUKTUR MODAL SEBAGAI VARIABEL MEDIASI

2018 ◽  
pp. 1289
Author(s):  
AA. Bagus Angga Pratama ◽  
I Gusti Bagus Wiksuana
Keyword(s):  
Capital Structure ◽  
Path Analysis ◽  
Firm Size ◽  
Participant Observation ◽  
Total Sample ◽  
Significant Positive Effect ◽  
Corporate Value ◽  
Significant Negative Effect ◽  
Negative Effect ◽  
Positive Effect

The purpose of this study is to determine the significance of Firm Size, Profitability, and Capital Structure to Corporate Value and to know the significance of Firm Size and Profitability influence on Capital Structure. This research was conducted at Consumer Goods Industry Company which listed in BEI period 2012-2016, using purposive sampling method with total sample of 24 companies. Data collection method used is non participant observation method. This research uses path analysis technique (path analysis). Based on the results of the analysis that has been done concluded that Firm Size and Capital Structure have a significant positive effect on Corporate Value. While Profitability has a significant negative effect on Corporate Value. Other results conclude Firm Size has a significant positive effect on Capital Structure. While Profitability have significant negative effect to Capital Structure. Capital Structure is able to mediate the influence of Firm Size on Corporate Value. Capital Structure is not able to mediate the effect of Profitability on Corporate Value.

scholarly journals THE IMPACT OF WORKLOADS, PERSONALITY, AND WORK STRESS TOWARDS COUNSELING AND GUIDANCE TEACHERS AT PUBLIC SENIOR HIGH SCHOOLS IN RIAU PROVINCE

2017 ◽  
Vol 1 (3) ◽  
pp. 104
Author(s):  
Riswani Riswani Riswani ◽  
Rugaiyah Fitri ◽  
Rr Sri Kartikowati
Keyword(s):  
High Schools ◽  
Path Analysis ◽  
Work Stress ◽  
Positive Impact ◽  
Survey Method ◽  
Negative Effect ◽  
Counseling And Guidance ◽  
The Impact ◽  
Guidance Teachers ◽  
Positive Effect

The purpose of this research is to obtain information about the impact of workloads, personality, and work stress towards counseling and guidance teachers at public senior high schools in Riau Province. The research was conducted at public senior high schools in Riau Province. The data were collected using a survey method involving 186 counseling guidance teachers as a sample of 348 populations. Data from each variable were collected by using a survey method and analyzed by using Path Analysis. The results show that: (1) There is a direct positive effect of workloads towards counseling and guidance teachers an public senior high schools in Riau Province; (2) There is direct positive impact of personality toward counseling and guidance teachers at public senior high schools in Riau Province; (3) There is a direct positive effect of work stress towards counseling and guidance teachers at public senior high schools in Riau Province; (4) There is a direct positive effect of work stress towards counseling and guidance teachers at public senior high schools in Riau Province; 5) There is a direct negative effect of personality on work stress towards towards counseling and guidance teachers at public senior high schools in Riau Province. The implication of this research is that overfullness can disrupt teachers’ performance. Therefore, there should be cooperation between school supervisors, principals and counseling and guidance teachers in overcoming fatigue. Keywords: Workloads, personality, work stress and overfullness

scholarly journals PENGARUH BEBERAPA RASIO KEUANGAN TERHADAP KEPUTUSAN HEDGING PADA SEKTOR PERTAMBANGAN DI BURSA EFEK INDONESIA

2020 ◽  
Vol 9 (5) ◽  
pp. 2045
Author(s):  
Putu Mia Anggyantari ◽  
Ida Bagus Anom Purbawangsa
Keyword(s):  
Regression Analysis ◽  
Annual Report ◽  
Stock Exchange ◽  
Secondary Data ◽  
Significant Positive Effect ◽  
Mining Company ◽  
Significant Negative Effect ◽  
Derivative Instruments ◽  
Negative Effect ◽  
Positive Effect

Companies that conduct international trade will be affected by unexpected changes in the value of foreign currencies, so companies need to hedge derivative instruments. This study aims to analyze the effect of several financial ratios, such as liquidity, leverage and profitability on hedging decisions on derivative instruments. This study uses secondary data from the company's annual report. The population is a mining company listed on the Indonesia Stock Exchange for 2016-2018. Purposive sampling is used with 33 companies analyzed by logistic regression analysis. Liquidity has significant negative effect on hedging decisions of derivative instruments, leverage has significant positive effect on hedging decisions of derivative instruments, profitability has significant negative effect on hedging decisions of derivative instruments. The accuracy of the prediction data for the probability of hedging derivative instruments in companies is 28% and the remaining 72% is explained by other variables outside the model. Keywords:Liquidity, Leverage, Profitability, and Hedging

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