ICT Infrastructure Framework for Microfinance Institutions and Banks in Pakistan

2013 ◽  
Vol 3 (2) ◽  
pp. 75-86
Author(s):  
Sadiq Shahbaz Ali ◽  
M. N. A. Khan
Keyword(s):  
Information And Communication Technology ◽  
Communication Technology ◽  
Cost Effective ◽  
Point Of View ◽  
Microfinance Institutions ◽  
Effective Delivery ◽  
Information And Communication ◽  
Ict Infrastructure ◽  
The Masses ◽  
The Impact

Information and communication technology (ICT) can be termed as a reagent for the microfinance sector. It has contributed significantly for the growth of this sector, which is clearly depicted from the reviewed literature as well as the market evaluation. The paper analyzes the impact of technological advancements within the microfinance industry from academic as well as practitioner’s point of view. The true advantage of that advancement in the technology is yet to be realized by this sector. The paper proposed that ICT components on an optimized approach can be beneficial for a new as well as an experienced microfinance player for the efficient and cost effective delivery of its services to the masses without any major hindrance.

ICT Infrastructure Framework for Microfinance Institutions and Banks in Pakistan

2014 ◽  
pp. 532-543 ◽  
Author(s):  
Sadiq Shahbaz Ali ◽  
M. N. A. Khan
Keyword(s):  
Communication Technology ◽  
Cost Effective ◽  
Point Of View ◽  
Microfinance Institutions ◽  
Effective Delivery ◽  
Information And Communication ◽  
Market Evaluation ◽  
Ict Infrastructure ◽  
The Masses ◽  
The Impact

Information and communication technology (ICT) can be termed as a reagent for the microfinance sector. It has contributed significantly for the growth of this sector, which is clearly depicted from the reviewed literature as well as the market evaluation. The paper analyzes the impact of technological advancements within the microfinance industry from academic as well as practitioner's point of view. The true advantage of that advancement in the technology is yet to be realized by this sector. The paper proposed that ICT components on an optimized approach can be beneficial for a new as well as an experienced microfinance player for the efficient and cost effective delivery of its services to the masses without any major hindrance.

scholarly journals Impact of Information and Communication Technology Infrastructure on Economic Growth: An Empirical Assessment for the EU Countries

2018 ◽  
Vol 10 (10) ◽  
pp. 3750 ◽  
Author(s):  
Elena Toader ◽  
Bogdan Firtescu ◽  
Angela Roman ◽  
Sorin Anton
Keyword(s):  
Economic Growth ◽  
Information And Communication Technology ◽  
Communication Technology ◽  
Macroeconomic Factors ◽  
Eu Countries ◽  
Information And Communication ◽  
Per Capita ◽  
Ict Infrastructure ◽  
The Impact ◽  
The Eu

The accelerated development of information and communication technology (ICT) over the past two decades has encouraged an increasing number of researchers to examine and measure the impact of this technology on economic growth. Our study aims to identify and evaluate the effect of using ICT infrastructure on economic growth in European Union (EU) countries for a period of 18 years (2000–2017). Using panel-data estimation techniques, we investigate empirically how various indicators of ICT infrastructure affect economic growth, proxied in our study by GDP per capita. Within the estimates, we have included some macroeconomic control variables. Our results indicate a positive and strongly effect of using ICT infrastructure on economic growth in the EU member states, but the magnitude of the effect differs depending on the type of technology examined. Regarding the impact of macroeconomic factors, our estimates indicate that inflation rate, unemployment rate, the degree of trade openness, government expenditures, and foreign direct investments would significantly affect GDP per capita at EU level. The findings are broadly similar to the theoretical predictions, but also to the findings of some relevant empirical studies. Our research reveals that ICT infrastructure, along with other macroeconomic factors, is an important driver of economic growth in EU countries.

scholarly journals Impact of Information and Communication Technology on Economic Growth: Evidence from Developing Countries

Economies ◽  
2019 ◽  
Vol 7 (1) ◽  
pp. 21 ◽  
Author(s):  
Raéf Bahrini ◽  
Alaa Qaffas
Keyword(s):  
Economic Growth ◽  
Developing Countries ◽  
Information And Communication Technology ◽  
Communication Technology ◽  
Internet Usage ◽  
Sub Saharan Africa ◽  
Information And Communication ◽  
Ict Infrastructure ◽  
The Impact ◽  
Ssa Countries

The present study aims to evaluate the impact of information and communication technology (ICT) on the economic growth of selected developing countries in the Middle East and North Africa (MENA) region and the Sub-Saharan Africa (SSA) region by using a panel Generalized Method of Moment (GMM) growth model over the period 2007–2016. The results extracted from the econometric model show that except fixed telephone, other information and communication technologies such as mobile phone, Internet usage, and broadband adoption are the main drivers of economic growth in MENA and SSA developing countries over the recent period 2007–2016. In addition, our findings confirm the superiority of MENA countries over SSA countries in the areas of Internet usage and broadband adoption. From a policy perspective, the results suggest that authorities in MENA and SSA countries should increase investments in ICT infrastructure. To benefit from the ICT drivers of economic growth, policymakers should enact several important policies that permit the development of financial sectors, provide a more convenient regulatory and institutional environment, increase economy openness, prioritize the allocation of resources to the development of ICT infrastructure, and contain the negative effects of inflation and government consumption.

scholarly journals Impact of Information and Communication Technology (ICT) Infrastructure on Economic Growth and Income Inequality in Indonesia

2019 ◽  
pp. 109-116 ◽  
Author(s):  
Rima Untari ◽  
Dominicus Savio Priyarsono ◽  
Tanti Novianti
Keyword(s):  
Economic Growth ◽  
Income Inequality ◽  
Information And Communication Technology ◽  
Communication Technology ◽  
Positive Impact ◽  
Simultaneous Equation ◽  
Least Square ◽  
Information And Communication ◽  
Ict Infrastructure ◽  
The Impact

Information and Communication Technology (ICT) plays an important role in supporting economic growth and overcoming income inequality. ICT infrastructure functions to facilitate the use of ICT by economic actors through ICT devices. Previous research used more data between countries or between districts/cities while Indonesia consisted of provinces with different social and economic characteristics. Therefore, the purpose of this study is to analyze the impact of ICT infrastructure on economic growth and income inequality in Indonesia using provincial panel data for the period 2011-2016. The results of the analysis of simultaneous equation models using the Two Stages Least Square (TSLS) method state that ICT infrastructure indicators consisting of cellular telephone ownership, internet accessibility, and the number of Base Transceiver Station (BTS) significantly has a positive impact on economic growth. In addition, these ICT infrastructure variables indirectly have an impact on income inequality through economic growth. Other results obtained are that government spending on ICTs do not significantly impact economic growth and income inequality in Indonesia. The conclusion is that ICT infrastructure has a direct impact on economic growth and an indirect impact on income inequality.

scholarly journals IDENTIFYING SALIENT ISSUES IN INFORMATION AND COMMUNICATION TECHNOLOGY EDUCATION IN THE MUSLIM WORLD

2017 ◽  
Vol 1 (2) ◽  
pp. 86
Author(s):  
Ahmad Faizuddin
Keyword(s):  
Information And Communication Technology ◽  
Communication Technology ◽  
Teaching And Learning ◽  
Point Of View ◽  
Muslim World ◽  
Muslim Identity ◽  
The World ◽  
Information And Communication ◽  
Technological World ◽  
The Impact

Information and communication technology (ICT) in education has been widely used in many schools and learning institutions all over the world. However, the use of ICT in the Muslim world to improve the teaching and learning process is still limited. Indonesia as the most populace Muslim community in the world for instance, still does not have sufficient computer or Internet access in most of learning centers. This poses many challenges particularly in education. Young Muslims nowadays are caught between modernity and tradition. ICT can lead a Muslim to an ambiguous modern lifestyle and at the same time prying integrity of their identity. In some ways, Muslim youngsters are adopting technology with the aim to distance themselves from older people and traditional practices. On the other hand, there are some who challenge Western models. How should ICT education develop within an increasingly digital technological world? This article mainly highlights salient issues of ICT education in the Muslim world and the challenges of Muslim identity in the Internet era. It also examines the impact of digital technology on education for Muslim students and synthesizes ICT education from the Islamic point of view. Finally, some recommendations are appraised accordingly.

Information and Communication Technology and Cultural Change

2012 ◽  
Vol 43 (4) ◽  
pp. 222-231 ◽  
Author(s):  
Nina Hansen ◽  
Tom Postmes ◽  
Nikita van der Vinne ◽  
Wendy van Thiel
Keyword(s):  
Cultural Values ◽  
Information And Communication Technology ◽  
Communication Technology ◽  
Cultural Change ◽  
Control Group ◽  
Self Construal ◽  
Information And Communication ◽  
The Impact ◽  
Ict For Development ◽  
Practical Implications

This paper studies whether and how information and communication technology (ICT) changes self-construal and cultural values in a developing country. Ethiopian children were given laptops in the context of an ICT for development scheme. We compared children who used laptops (n = 69) with a control group without laptops (n = 76) and a second control group of children whose laptop had broken down (n = 24). Results confirmed that after 1 year of laptop usage, the children’s self-concept had become more independent and children endorsed individualist values more strongly. Interestingly, the impact of laptop usage on cultural values was mediated by self-construal (moderated mediation). Importantly, modernization did not “crowd out” traditional culture: ICT usage was not associated with a reduction in traditional expressions (interdependent self-construal, collectivist values). Theoretical and practical implications are discussed.

The procurement process in the Virtual Vertical Enterprise scenario: the point of view of Large Enterprises

1999 ◽  
Vol 18 (3-4) ◽  
pp. 187-191
Author(s):  
Roberto Santoro
Keyword(s):  
Supply Chains ◽  
Information And Communication Technology ◽  
Communication Technology ◽  
Small And Medium Enterprises ◽  
Point Of View ◽  
Delivery Time ◽  
Procurement Process ◽  
Information And Communication ◽  
Medium Enterprises ◽  
Large Enterprises

The extraordinary development of the Information and Communication Technology (ICT) allows for innovative relationships among enterprises, organised in extended networks and regardless of their location. In this scenario, Large Enterprises can re-organise their traditional supply chains (generally formed by Small and Medium Enterprises) according to VIrtual Vertical Enterprise concepts and methodology, in order to obtain: (1) better control of subcontractors activities; (2) cost and delivery time reduction; (3) decrease of subcontractors number.

THE IMPACT OF ICT IN MARKETING LIBRARY SERVICES IN ACADEMIC LIBRARY

2021 ◽  
Vol 9 (1) ◽  
pp. 150-156
Author(s):  
Salamatu Baba ◽  
◽  
Dikuma Ibrahim ◽  
Sanda Grema ◽  
◽  
...  
Keyword(s):  
Information And Communication Technology ◽  
Communication Technology ◽  
Academic Library ◽  
Library Services ◽  
Information And Communication ◽  
The Impact ◽  
Role Of Information ◽  
Descriptive Method ◽  
Made In

In order to promote utilizing the available resource made in any library information has to be taken to the door step of a clientele a such information and communication technology will serve as a catalyst in doing that. This paper has explored the role of information and communication technology ICT in academia and as well as the strategies used in propagating the available services in an academic library this is because tailor made information it is highly required so as to avoid wasting the precious time of academicians and this can be only achieving with the help of information and communication technology software, therefore, descriptive method was adopted in the methodology of this study.

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