scholarly journals A Study of Gross and Net Non-Performing Assets of Select Public Sector Banks in India for the Period 2007-2008 to 2017-2018

2020 ◽  
Vol 4 (1) ◽  
pp. 42-64
Author(s):  
Abhay Korde ◽  
Kavita Laghate

The Non-Performing Assets (NPAs) are considered as one of the important parameters for anlysing the health of the Indian Banks.  The Authors have taken a look at the Literature Reviews related to the non-performing assets related studies looked into by other Research Scholars.  The authors in this research study has made an attempt to study the secondary data related to Gross and Net Non-Performing Assets or Loans of select Banks in India, which is available in the public domain of the regulators of Indian Banks i.e. Reserve Bank of India (RBI) from April 2007 to March 2018 and has performed the ABC analysis as per cumulative (decreasing method) to study the performance and the management and governance of those Banks.  Finally, the authors conclude that some of the select Indian Banks taken for study appear in the various Groups formulated for study i.e. Group A (Poor Performance), Group B (Satisfactory Performance) and Group C (Good Performance) are thus a matter of great concern to the economy of the country.

2021 ◽  
Vol 2 (1) ◽  
pp. 32-36
Author(s):  
Rafiastiana Capritasari ◽  
Dwiky Ramadhani Kurniawati

Management of drug is one of the factors which contribute to the quality of hospital services. This study aimed at finding out drug planning in Pharmacy Unit of Adelia Surgical Hospital by using ABC analysis method. This research is qualitative descriptive study involving informants. Primary data were collected by interview with respondents and secondary data report of general drugs purchased period of May 2018 – May 2019. The Result using ABC analysis indicate that there are 23 (17,42%) kindof drugs in group A, 35 (26,52%) in group B and 74 (56,06%) in grup C. Group A if in the event of an excess or deficiency will couse harm to the hospital. ABC analysis method will effectively improve hospital drug consumption plan.


2021 ◽  
Vol 3 (2) ◽  
pp. 117-125
Author(s):  
Vonny Nofrika ◽  
Ika Agustina ◽  
Risca Priyanti

Pharmacy is a pharmaceutical service facility where pharmacy practices are carried out by pharmacists, namely manufacturing including quality control of pharmaceutical preparations, security, procurement, storage and distribution or distribution of drugs, drug management, prescription drug services, drug information services, and drug development services, drug ingredients and traditional medicine One of the scopes in the management of health services is logistics management, which is a field of management whose specific task is to deal with logistics. Pharmacy nias medika there was no specific arrangement for the procurement of drugs with certain methods so that often there is a vacuum of medicine one of which is for drugs contained in a doctor's prescription that goes to the nias medika pharmacy. For this reason, it was necessary to control drug inventory using certain methods, one of which was by using ABC analysis. The type of research was descriptive and quantitative, based on the prescription entry by recording the name of the drug, the number of drugs, and the unit price of the drug and then processed using data analysis during January-May 2020. The results showed that there were 160 types of drugs based on prescription entry into the drugstore nias medika. With 32 types (20% ) drugs classified as group A with an investment value of 69.68% with laroton drugs which are in the highest position 47 types (29.37%) drugs classified as group B with an investment value of 20.25%, while 81 types (50, 63%) the drugs belong to group C with a total investment of 10.07%.


2020 ◽  
Vol 38 (15_suppl) ◽  
pp. e21102-e21102
Author(s):  
Gunjan Shrivastav ◽  
Alok Gupta ◽  
Neha Sonthwal ◽  
Suhas Kirti Singla ◽  
Tarun Mohindra ◽  
...  

e21102 Background: Many patients of Small Cell Lung Cancer (SCLC) present with advanced age & comorbidities. Although chemotherapy may benefit these patients, therapy is denied due to treatment toxicities. We studied tolerability and efficacy of weekly Etoposide with carboplatin in patients unfit for 3-weekly regimen to analyze the hypothesis if small dose weekly chemotherapy can replace the current standard of care of best supportive care (BSC) alone in patients with poor performance status (PS). Methods: We retrospectively studied consecutive patients of SCLC treated between January 2015- December 2017. Based on team’s assessment, patients received either Etoposide100 mg/m2 (Day 1,2,3) + Cisplatin25 mg/m2 (Day 1,2,3) (or Carboplatin AUC5 Day 1) q 21 days OR Etoposide100 mg/m2 + Carboplatin(AUC2)q weekly OR BSC. Responses at 6-9 weeks of therapy and toxicities were studied according to RECIST 1.1 and CTCAEv4 criteria respectively. Results: 66 patients were diagnosed with SCLC. 24 patients received 3-weekly chemotherapy regimen (Group A). Of the 42 unfit patients, 21(50 %) received weekly chemotherapy regimen (Group B). Median age was higher in Group B ( 66 vs 61 yrs ) and Co-morbidities (≥ 2)were also more in Group B, 53 vs 33 %. Furthermore, Group B had more brain metastases (38 vs 21 %) but there was equal distribution of liver metastases and SVCO (4 patients each group). Altogether Group B had worse prognostic patients. In Group A the median number of chemotherapy cycles received were 4.5 (1-8) over a median duration of 3.37 months (0.75 - 6) while in group B the median number of chemotherapy cycles were 2 (1-5) over 1.5 months (0.5 - 3.75). G-CSF was required in 22(92%) in Group A and 15(71%) in Group B. Grade 3-4 toxicity and Febrile neutropenia were seen in 11(46%) and 7(29%) patients in Group A respectively and 8(38.1%) and 7(33%) patients in Group B respectively. Progressive disease was seen in 3(13%) and 6(29%) patients in group A and B respectively. Objective response was seen in 14(59%) and 9(43%) in Group A and B respectively. Clinical benefit rate (CBR) (Objective response + Stable disease) was 75% in Group A and 57% in Group B. Among patients with brain metastasis, CBR was 60% in Group A and 50% in Group B. This was better than most patients that are not offered treatment. Conclusions: Although 3 weekly doublet remains a better regimen, weekly etoposide and platinum is a valid option for patients unfit for standard regimen with no excess toxicity. Clinical benefit is seen irrespective of poor prognostic features.


New India ◽  
2020 ◽  
pp. 145-178
Author(s):  
Arvind Panagariya

Banks collect savings by households via deposits and channel them to the most productive investors in the form of credit. What happens to bank credit has a determining impact on growth, especially in the formal economy. A key feature of Indian banks has been repeated episodes of accumulation of non-performing assets followed by their recapitalization by the government using public money. These episodes have been concentrated in public sector banks (PSBs), which continue to account for two-thirds of banking assets. This chapter offers a detailed analysis of these episodes and argues that it is time for the government to give serious thought to privatization of PSBs. PSBs are subject to regulation by both the government and the Reserve Bank of India (RBI), but RBI has limited powers over them. On average, private banks outdo PSBs along nearly all dimensions in terms of efficiency.


2018 ◽  
Vol 9 (10) ◽  
pp. 21080-21086
Author(s):  
Bhaarathi .N ◽  
M. Thilagavathi

Non-Performing Assets are a burning topic of concern for the public sector banks, as managing and controlling NPA is very important. The current paper with the help of secondary data, from RBI website, tried to analyse the 8 years, (2010-2018) net non-performing asset data of 26 public sector banks, by using Hausman test statistics, and with the help of Stata software. The main objective of the study is to find out the factors influencing the Non-Performing Assets in the Indian Banking Sector. This paper also focuses on the reason behind the NPA and its impact on banking operations.


2020 ◽  
Vol 15 (Number 2) ◽  
pp. 20-32
Author(s):  
Irwan Sukendar ◽  
Andre Sugiyono ◽  
Munfiqotusshifa Munfiqotusshifa

This study aims to control medicine inventories by considering the expiration period and the product return using The Always Better Control (ABC) analysis and The handley within model of Economic Order Quantity (EOQ). The results of this study indicate that there are 21% of medicines or 22 types of medicines belonging to group A with the use of 74.64%. for group B there were 25% drugs or 28 types of drugs with a budget use of 15.31% of all medicines. Meanwhile, there are 55% of medicines or 60 types of medicines belonging to group C with the use of a budget of 10.05% of the total medicines and the calculation using the EOQ method by considering the expiration period and product returns in this research has a more optimal order size compared to the previous method so that it can minimize expired medicines and estimate which medicines will expire at the end of the cycle so that the total cost of supplies at the pharmacy is more optimal.


2018 ◽  
Vol 7 (1) ◽  
pp. 1-13 ◽  
Author(s):  
Kohei Kanayama ◽  
◽  
Kiwamu Kasahara ◽  

Taking a test on learned items enhances long-term retention of these items. However, it is believed that good performance in a test contributes to subsequent high retention of the tested items while poor performance does not. Recent studies have sought to find the optimal way to make up for this poor performance, and have indicated that giving the subsequent learning session soon after the test is one such way. This study is different from previous studies in that we used L1–L2 word pairs to examine whether restudying immediately after the failure in the test is useful for long-term retention. First, in the initial study session, all the participants (n = 52) were shown and asked to remember 20 English and Japanese word pairs (e.g., deceit:詐欺). A week later, Group A took the first test session (Initial Test) before the restudy session. On the contrary, Group B took the restudy session before the Initial Test. An hour after this session, both groups took Posttest 1. Then, Posttest 2 was conducted a week after Posttest 1. The results showed that Group A had significantly lower scores than Group B in the Initial Test (2% vs. 55%). However, the results were reversed in Posttest 1 (84.2% vs. 53.2%) and Posttest 2 (55% vs. 43.5%). This study found that a restudy session soon after poor performance in the Initial Test enhanced long-term L2 vocabulary retention because learners benefited from the indirect effects of testing. Thus, English teachers should take such effects into consideration when organizing vocabulary quizzes and restudy sessions.


2017 ◽  
Vol 5 (7) ◽  
pp. 461-473
Author(s):  
Santosh Kumar Panda ◽  
Ganesh Prasad Panda ◽  
Anil Kumar Swain

Compulsory sanctioning credit or priority sector lending (PSL) is part of the regulatory framework for commercial banks/ financial institutions in many countries, both developing and developed. However, compliance and lending effectiveness of such programs may be determined by a number of factors. This may be particularly so in developing countries, where availability of finance for the vulnerable sectors likes agriculture, small businesses, weaker sections, are scarce. The present paper aims at examining the patterns of priority sector lending by banks, with a view to identifying the factors which determine this lending The paper is based on an analysis of secondary data relating to priority sector lending (2006-07-2015-16) for the Public sector banks in India. The results indicate gaps in patterns of the sect oral target compliance by different bank groups, along with the lending preferences and challenges faced by banks in such lending. It also identifies bank-specific characteristics like the nature of ownership, size, performance, etc., which have a significant impact on the priority sector lending patterns. Based on its findings, the paper offers policy suggestions for improving the effectiveness of priority sector lending program.


PHARMACON ◽  
2019 ◽  
Vol 8 (1) ◽  
pp. 51
Author(s):  
Fiske W E Malota ◽  
Widya A Lolo ◽  
Gayatri Citraningtyas

ABSTRACT Pharmaceutical supply services in hospitals should be performed on the basis of the functions of logistics management, one of which is planning and procurement. Too little procurement can lead to out of stock outs, that is, the situation in which the required pharmaceutical supply is empty so that demand cannot be met, in which case it causes a loss to the hospital. To avoid the occurrence of stock out it must be done ABC Analysis Critical Index so it can be known which drug becomes a priority. This study aims to analyze the planning and procurement of antibiotic drugs based on ABC analysis of Critical Index at Pharmacy Installation of Luwuk Regional Public Hospital by using qualitative and quantitative descriptive method. The results showed that of the 40 types of antibiotics in which 3 types of drugs (7.50%) were group A, 19 types of drugs (47.50%) were group B, and 18 types of drugs (45.00%) were included in group C. Using of this ABC Analysis Critical Index can help the hospital in planning the procurement of medicines by taking into account the value of usage, investment value, and drug criticality. Keywords: Planning, Procurement, ABC Analysis Critical Index, Antibiotic. ABSTRAK Pelayanan persediaan farmasi di rumah sakit harus dilakukan berdasarkan fungsi-fungsi dari manajemen logistik, salah satunya perencanaan dan pengadaan. Pengadaan yang terlalu sedikit dapat menyebabkan terjadinya stock out, yaitu keadaan dimana persediaan farmasi yang dibutuhkan kosong sehingga permintaan tidak dapat dipenuhi, pada keadaan ini menyebabkan kerugian bagi rumah sakit. Untuk menghindari terjadinya stock out maka harus dilakukan Analisis ABC Indeks Kritis sehingga dapat diketahui obat mana yang menjadi prioritas. Penelitian ini bertujuan untuk menganalisis perencanaan dan pengadaan obat antibiotik berdasarkan analisis ABC Indeks Kritis di Instalasi Farmasi Rumah Sakit Umum Daerah Luwuk dengan menggunakan metode deskriptif kualitatif dan kuantitatif. Hasil penelitian menunjukkan bahwa dari 40 jenis obat antibiotik terdapat, 3 jenis obat (7.50%) merupakan kelompok A, 19 jenis obat (47.50%) merupakan kelompok B, dan 18 jenis obat (45.00%)  termasuk dalam kelompok C. Penggunaan Analisis ABC Indeks Kritis ini dapat membantu pihak rumah sakit dalam merencanakan pengadaan obat dengan memperhatikan nilai pemakaian, nilai investasi, dan nilai kekritisan obat. Kata Kunci : Perencanaan, Pengadaan, Analisis ABC Indeks Kritis, Antibiotik


2018 ◽  
Vol 25 (2) ◽  
pp. 575-606 ◽  
Author(s):  
Sashank Chaluvadi ◽  
Rakesh Raut ◽  
Bhaskar B. Gardas

Purpose The purpose of this paper is to measure and evaluate the performance efficiency of 44 Indian commercial banks, out of which 26 banks belong to the public sector, and 18 banks are from the private sector for the period of 2008-2013. Design/methodology/approach The two-stage network data envelopment analysis (DEA) approach (i.e. variable return to scale and constant return to scale) is used for the measurement of performance in the Indian banking sector. To verify the robustness of the proposed study, sensitivity analysis is also performed. Findings A comparative study between public sector banks (PSBs) and private sector banks (PVBs) showed that latter being more productive compared to the former. The investigation highlighted that two banks are most efficient among the PSBs, and eight banks from PVBs are found to be most effective. On the other side, the performance of State Bank of Bikaner & Jaipur and Lakshmi Vilas Bank is discovered to be less significant from PSB and PVB category, respectively. Research limitations/implications This study will guide the Indian banks to improve upon the factors in which they are lagging, for the improvement of their overall performance. The quality category parameters, i.e. quality of service, quality of equipment, are not considered due to unavailability of information in the output measures, and the methodology used for the study does not identify the causes or remedies for the inefficiency of the banks. Originality/value The developed DEA model would help the decision maker to take decisions on the issues related to the performance of the banks. This paper discusses very practical issues in an analytic manner.


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