scholarly journals DETERMINING THE DIFFERENCES IN TOURIST’S RISK PERCEPTION AND TRAVEL INTENTION DURING COVID-19 HEALTH CRISIS: CASE STUDY OF SERBIA

2021 ◽  
Author(s):  
Sandra Dramićanin ◽  
◽  
Goran Perić ◽  
Keyword(s):  
Risk Factors ◽  
Risk Perception ◽  
Health Risk ◽  
Linear Combination ◽  
Perceived Risk ◽  
Financial Risk ◽  
Risk Scores ◽  
Health Crisis ◽  
Travel Abroad ◽  
Perception Of Health

The research purpose is determination of the differences in Serbian tourist’s perceived risk, during the COVID-19 health crisis, according to travel intention and destination of travel. In order to accomplish an analysis of differences between risks (travel risk, destination risk, health risk, financial risk), risk scores were calculated using confirmatory factor analysis (CFA). Testing the differences in relation to the travel intention and destination of travel during the COVID-19 pandemic according to risk perception was conducted through one-way MANOVA, where two models were applied. The outcome of the first model shows: significant impact of travel intention on a linear combination of risk factors. Also, taking into account all four risk factors, there are significant differences between those who intend to travel during a pandemic and those without that intention. In the second model, the findings indicate significant impact of the travel destination on a linear combination of risk factors, and significant differences between those respondents who intend to travel during the COVID-19 pandemic in the country and those respondents who intend to travel abroad according towards the perception of health risk, destination risk, and travel risk.

Store brand and perceived risk on private label brand attitude

2020 ◽  
Vol 12 (1) ◽  
pp. 133-150 ◽  
Author(s):  
M.K.M. Manikandan
Keyword(s):  
Risk Factors ◽  
Perceived Risk ◽  
Tamil Nadu ◽  
Financial Risk ◽  
Perceived Quality ◽  
Negative Influence ◽  
Private Label ◽  
Social Risk ◽  
Content Type ◽  
The Social

Purpose The purpose of this paper is to find the influence of retailer equity and perceived risk on attitudes toward private label brand (PLB) grocery products. Design/methodology/approach Retailer equity includes four variables: retailer awareness, retailer association, retailer perceived quality and retailer loyalty. The perceived risk factors include functional risk, financial risk and social risk. The attitude toward PLBs was taken as the dependent variable. The study was carried out by using a standardized questionnaire for all three constructs. The convenience sampling method was adopted to carry out data collection from customers of organized retail stores in the city of Coimbatore, in the state of Tamil Nadu, India. The relationship between the three variables was studied with structural equation modeling using IBM SPSS Amos software. Findings The study revealed that excluding the Financial Risk and the Social Risk, functional risk alone has significant influence over the PLB Attitude. The Retailer Equity variables, retailer perceived quality and retailer loyalty have positive influence on the PLB Attitude, while the other two variables do not show any influence. Retailer Awareness shows a negative influence over the social risk. Retailer Association does not show any influence on any of the three risk factors. Retailer perceived quality shows negative influence over the functional risk while retailer loyalty negatively influences social risk. Research limitations/implications The research study was carried out in cities that are populous in the Indian state of Tamil Nadu. All the respondents came from three cities in Tamil Nadu, namely, Coimbatore, Tiruppur and Madurai. Hence, extending the findings of the study to other countries where organized retail penetration is deeper may be attempted with caution. Practical implications The study will offer managers in the retail industry some understanding of the risk-relieving factors in operation when buying grocery goods. Originality/value The research paper contributes to the literature concerning the role played by retailer equity and perceived risk factors on attitudes toward PLBs.

Determining Consumer Purchase Intention Toward Counterfeit Luxury Goods Based on the Perceived Risk Theory

2022 ◽  
pp. 316-339
Author(s):  
Cláudio Félix Canguende-Valentim
Keyword(s):  
Risk Perception ◽  
Perceived Risk ◽  
Purchase Intention ◽  
Structural Equation ◽  
Financial Risk ◽  
Social Risk ◽  
Luxury Goods ◽  
Intention To Purchase ◽  
Consumer Purchase Intention ◽  
Perception Theory

This study aims to understand the impact of financial, psychological, and social risk dimensions on attitude and intention to purchase counterfeit luxury goods. Data were collected through a questionnaire conducted with 116 Angolan consumers and were treated with structural equation modeling. The results revealed that only financial risk and social risk were influential in attitude toward counterfeit luxury goods. Attitude had a significant influence on the intention to purchase counterfeit luxury goods. The research contributes to the literature because there has been no previous study in an African country that seeks to understand the purchase intention of counterfeit luxury goods according to risk perception theory. On the other hand, this study is one of the few to report that social risk perception positively impacts attitudes towards counterfeit luxury goods.

scholarly journals Risk Perception Evaluation of Hazardous Occupational Workers in a Steel Company of Khuzestan Province

2019 ◽  
Vol 2 (3) ◽  
pp. 40-48
Author(s):  
Ali Alboghobeish ◽  
Ehsan Heidari Farsani ◽  
Mehrdad Jaberi ◽  
Syd Amin Jazayeri
Keyword(s):  
Risk Perception ◽  
Perceived Risk ◽  
Positive Impact ◽  
Personal Characteristics ◽  
Risk Scores ◽  
Average Risk ◽  
Safety Behavior ◽  
Continuous Training ◽  
Khuzestan Province ◽  
Occupational Risks

Behavior, practice and how to carry out safe tasks by workers and industrial personnel who exposure to injuries and incidents, Depending on their understanding of the real risks in the workplace. The empirical definition of risk is expressed by calculating the probability of an incident and the magnitude of the consequences of an incident. Employee perceptions of occupational risks have a significant impact on their safety behavior in the workplace. Therefore, research on risk perception is an issue that has attracted many researchers' attention. This descriptive-analytical study was carried out in the winter of 2017 on workers of 10 technical workshops of one of the steel companies of Khuzestan province. Risk perception of workers was assessed using risk perception questionnaire with Cronbach's alpha 0.73. One-way ANOVA, One Sample T-Test and Post Hoc test were used to analyze the data. All perceived risk scores for people were at acceptable levels. The category of individuals in the marital status had the highest score and the experience of the people was the lowest score. Among demographics specification, only education is associated with an average risk perception score. The present study shows that none of the individuals' personal characteristics have a direct and positive impact on risk perception. In order to increase the level of risk perception of workers, planning and developing continuous training programs should be used.  

scholarly journals Which Risk Factors Matter More for Psychological Distress during the COVID-19 Pandemic? An Application Approach of Gradient Boosting Decision Trees

2021 ◽  
Vol 18 (11) ◽  
pp. 5879
Author(s):  
Yiyi Chen ◽  
Ye Liu
Keyword(s):  
Risk Factors ◽  
Psychological Distress ◽  
Air Quality ◽  
Health Risk ◽  
Perceived Risk ◽  
Ambient Air ◽  
Gradient Boosting ◽  
Health Risk Factors ◽  
Objective Risk ◽  
Direct Distance

Background: A growing body of scientific literature indicates that risk factors for COVID-19 contribute to a high level of psychological distress. However, there is no consensus on which factors contribute more to predicting psychological health. Objectives: The present study quantifies the importance of related risk factors on the level of psychological distress and further explores the threshold effect of each rick factor on the level of psychological distress. Both subjective and objective measures of risk factors are considered in the model. Methods: We sampled 937 individual items of data obtained from an online questionnaire between 20 January and 13 February 2020 in China. Objective risk factors were measured in terms of direct distance from respondents’ housing to the nearest COVID-19 hospital, direct distance from respondents’ housing to the nearest park, and the air quality index (AQI). Perceived risk factors were measured in regard to perceived distance to the nearest COVID-19 hospital, perceived air quality, and perceived environmental quality. Psychological distress was measured with the Kessler psychological distress scale K6 score. The following health risk factors and sociodemographic factors were considered: self-rated health level, physical health status, physical activity, current smoker or drinker, age, gender, marital status, educational attainment level, residence location, and household income level. A gradient boosting decision tree (GBDT) was used to analyse the data. Results: Health risk factors were the greatest contributors to predicting the level of psychological distress, with a relative importance of 42.32% among all influential factors. Objective risk factors had a stronger predictive power than perceived risk factors (23.49% vs. 16.26%). Furthermore, it was found that there was a dramatic rise in the moderate level of psychological distress regarding the threshold of AQI between 40 and 50, and 110 and 130, respectively. Gender-sensitive analysis revealed that women and men responded differently to psychological distress based on different risk factors. Conclusion: We found evidence that perceived indoor air quality played a more important role in predicting psychological distress compared to ambient air pollution during the COVID-19 pandemic.

scholarly journals Perceived Risk Factors Affect Intention To Use FinTech

2020 ◽  
Vol 6 (2) ◽  
pp. 453-463
Author(s):  
Kin Leong Tang ◽  
Chee Keong Ooi ◽  
Jia Bao Chong
Keyword(s):  
Risk Factors ◽  
Perceived Risk ◽  
Structural Equation ◽  
Financial Risk ◽  
Functional Performance ◽  
Negative Impact ◽  
Intention To Use ◽  
Four Dimensions ◽  
Significant Negative Impact ◽  
Negative Effect

Objective: Studies show there is a high acceptance of FinTech development in Malaysia. However, the perceived risk factors that hinder a user's intention to use FinTech remains vague. Research on perceived risk is limited, especially the use of FinTech in the context of Malaysia. Therefore, this study aims to narrow the gap in perceived risk factors of FinTech. Methodology: A total of 302 participants participated in the study. Collected data and hypotheses were tested using the method of structural equation modelling. Results: It is found that three of the four dimensions of financial risk, legal risk and operational risk have a significant negative impact on the intention to use FinTech. The findings found that security risks do not have a significant negative effect on the intention to use FinTech. This result is consistent with the finding that Malaysian consumers' perception of e-payment is not significantly related to perceived security. Implication: The results help practitioners better conceptualise and reduce risk barriers in preparing for the disruption of FinTech. Practitioners are also advised to pay attention to FinTech's operational skills and system functional performance in FinTech services.

Customers’ Risk Perception Towards Electronic Banking Services

2019 ◽  
Vol 118 (11) ◽  
pp. 424-432
Author(s):  
SK.Saravanan
Keyword(s):  
Risk Perception ◽  
Perceived Risk ◽  
Credit Card ◽  
Financial Risk ◽  
Internet Banking ◽  
Social Risk ◽  
Security Risk ◽  
Electronic Banking ◽  
Risk Dimensions ◽  
Psychological Risk

The main aim of this study is to measure the factors which influence the risk perception of customers while using electronic banking channel. The significant findings of this study are, internet banking is having high risk assumed by most of the respondents. Based on the risk dimensions, financial risk influencing more compared to the other types of risk. Most of the respondents are assuming that financial risk and psychological risk is more in credit card. Performance risk is more in a debit card, time risk, psychological risk, security risk and social risk are huge in internet banking. Financial risk is the mediating factor for determining the perceived risk of electronic banking customers.

scholarly journals Exposure to Contagion: Perceived Risks and Travel Behavioural Shifts in Malaysia during COVID-19 Pandemic

2021 ◽  
Vol 7 (2) ◽  
pp. 30-38
Author(s):  
Mazlynda Md Yusuf ◽  
Nur Liyana Aqilah Azhar
Keyword(s):  
Risk Factors ◽  
Perceived Risk ◽  
Financial Risk ◽  
Travel Behaviour ◽  
Probit Regression ◽  
Test Statistic ◽  
Perceived Risks ◽  
The Times ◽  
Psychological Risk ◽  
The Relationship

At the beginning of March 2020, the Coronavirus pandemic was acknowledged as a great confrontation that shook the travel organisations’ core. Indeed, it provides such a profound disturbance to the industry. It gives a preview of Malaysian travellers’ discernments in a distinctive point of time - the times of the COVID-19 linked to the worldwide lockdown and restriction movement order. Therefore, this study examines the relationship between perceived risks and Malaysian travel behaviour due to the COVID-19 pandemic and identifies the risk factors that influenced Malaysian travel behaviour. This study was focused on a random sampling among Malaysians who had experienced the pleasure of travelling. The questionnaire was designed to measure travel behaviour and several perceived risks, including travel, psychological, safety, security, financial, and health. Ordered Probit regression and test statistic scores disclosed that perceived psychological risk, perceived financial risk, and perceived health risk significantly impacted and positively correlated to Malaysian travelling behaviours due to COVID-19. The perceived risk factors further showed that anxious feelings existed to enjoy travelling during the pandemic. It shows that Malaysians travel behavioural had shifted due to the COVID-19 outbreak. 

scholarly journals Stroke Perception and Response amongst Elderly Persons in Benin, City, Nigeria

2020 ◽  
pp. 293-302
Author(s):  
FE Odiase ◽  
E Kayode-Iyasere
Keyword(s):  
Risk Factors ◽  
Risk Perception ◽  
Perceived Risk ◽  
Stroke Risk ◽  
Healthy Lifestyle ◽  
Female Gender ◽  
The Elderly ◽  
Cross Sectional Study ◽  
Elderly Persons ◽  
Cross Sectional

Theories on health behaviour have recognized perceived risk as an essential factor in the adoption of a healthy lifestyle, however, little is known about stroke risk perception and response to stroke in the elderly population of Nigeria. Ageing being the most important unmodifiable risk factor for stroke, this study aims to determine the predictors of perception of stroke risk and response to stroke in the elderly This was a cross-sectional study, which involved a multi-stage random sampling, recruiting one hundred and sixty individuals 65years and older. The interview was by face to face using a questionnaire to determine, demographics, knowledge of stroke risk, perception of stroke risk and response in the event of a stroke. Multiple logistic regression models were used to analyze predictors of dependent variables Only 32.5% of participants had an accurate perception of stroke risk while 30.6% would consider taking a patient to hospital in the event of a stroke. Increasing age (P=0.001), the female gender (P<0.05), having two or more risk factors for stroke (P=0.001) and attending two or more specialized clinics (P=0.001) were significant predictors of the wrong perception of stroke risk and inappropriate response in the event of a stroke. The elderly are at risk for stroke, but sadly with increasing age and additional risk factors for stroke, the majority have a wrong perception of stroke risk and would respond inappropriately in the event of a stroke. It might be necessary to run stroke campaigns that are targeted and appropriate to the elderly, involving continuous intermittent repetitions.

scholarly journals Adoption of Mobile Banking and Perceived Risk in GCC

2018 ◽  
Vol 13 (1) ◽  
pp. 72-79 ◽  
Author(s):  
Kavita Chavali ◽  
Ajith Kumar
Keyword(s):  
Risk Factors ◽  
Perceived Risk ◽  
Financial Risk ◽  
Continuous Monitoring ◽  
Adoption Process ◽  
Mobile Banking ◽  
Time Saving ◽  
Banking Services ◽  
Performance Risk ◽  
And Performance

The study deals with the adoption of mobile banking services by respondents in UAE and the perception of risk factors by them. A model was developed on the Customer Adoption Process of mobile banking. The model is validated based on the data collected using the questionnaire from a sample of 90 respondents in UAE. Factor analysis is used to evaluate and analyze the responses. Belief in technology and the value it creates are the major driving force for respondents to adopt mobile banking. Respondents perceive that mobile banking helps in proper financial planning due to continuous monitoring the transactions and time saving. Lack of privacy in the mobile banking transactions and not all banks offering mobile banking services in UAE are the major challenges perceived by the respondents for non-adoption of mobile banking. Respondents identify time risk, financial risk and performance risk as the most predominant risk factors compared to other risks in the adoption process.

scholarly journals Beyond Flood Preparedness: Effects of Experience, Trust, and Perceived Risk on Preparation Intentions and Financial Risk-Taking in China

2021 ◽  
Vol 13 (24) ◽  
pp. 13625
Author(s):  
Keshun Zhang ◽  
Elizabeth J. Parks-Stamm ◽  
Yaqi Ji ◽  
Haiyan Wang
Keyword(s):  
Risk Perception ◽  
Risk Taking ◽  
Flood Risk ◽  
Perceived Risk ◽  
Structural Equation ◽  
Financial Risk ◽  
Flood Protection ◽  
Flood Preparedness ◽  
Flooded Area ◽  
Flood Risk Perception

Flooding, already the most damaging type of natural disaster in China, is expected to become increasingly costly around the world. However, few studies have examined residents’ flood-preparedness intentions and the effect of flood experience and other variables on general financial risk-taking. This study explored the effects of Chinese residents’ previous flood experiences, trust in public flood protection, and flood-risk perception on flood-preparedness intentions and attitudes towards financial risk-taking in general. Study 1 surveyed residents in a flooded area (n = 241) and a non-flooded area (n = 248); Study 2 surveyed a non-flooded area (n = 1599). The relations between the variables were tested through structural-equation modelling (SEM). Overall, the two studies found that residents’ flood experiences, trust in public protection, and flood-risk perception not only predicted their flood preparedness but also their financial risk aversion. This study highlights the importance of residents’ trust in public flood protection for flood risk management and communication, especially for those who have not yet experienced flooding.

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