scholarly journals INVESTIGATING CONSUMERS' ADOPTION OF M-COMMERCE IN EMERGING ECONOMIES

2021 ◽  
Vol 8 (SI-1) ◽  
pp. 231-245
Author(s):  
Dr. Harikishni Nain

Covid-19 pandemic and Internet penetration propelled an unprecedented spike in the adoption of mobile commerce (m-commerce) amongst consumers across the world including emerging economies like India. This paper investigates the antecedents (six observed variables and four moderating factors) of the adoption of m-commerce in India with the help of an extended TAM (Technology Acceptance Model) by making use of primary data collected from 288 consumers residing in different rural and urban areas of Delhi NCR, India. Multiple regression and ANOVA tests were applied on collected data which revealed perceived benefits to be the strongest independent variable having a significant bearing on the adoption of m-commerce along with the consumers’ area of residence. The study results have peculiar implications for consumers, producers, marketers, policy-makers, and the state and central governments.

Author(s):  
Neba Noela Buwah ◽  
Chofor Joyvice

Aim: This study seeks to analyse the managerial challenges that affiliated Credit Unions to Cameroon Cooperative Credit Union League (CamCCUL) are exposed to. The prevalence of Credit Unions with limited managerial capacities in most Cameroonian communities both in rural and urban areas invites corporate parenting from bigger support and supervisory organizations like CamCCUL. This parenting relationship between CamCCUL and her affiliates presumes superior managerial capabilities to affiliates which in most cases is a misplaced expectation. This is prompted by the fact that these institutions affect a multitude of lives both directly and indirectly. The Agency and Stakeholder theories served as foundation. Study Design: The study adopted a survey and causal exploratory design with both qualitative and quantitative parameters. The focus of the researcher was to explore managerial challenges from the managers themselves and members of credit unions who are better placed to gauge the effectiveness of managerial actions in terms of the service they receive. Place and Duration: This study was conducted between April 2016 and November 2018, involving 138 of the 210 Credit Unions operating mostly in the Northwest and Southwest regions of Cameroon. Methodology: The major instrument for data collection was questionnaire and a pilot study of 50 copies was carried out across various Chapters of CamCCUL. With a population of 210, a stratified sample of 138 was obtained using the Taro Yamane Formula.The primary data was tested to be reliable with a 0.701 consistency coefficient using Cronbach alpha. The study employed Chi-Square as a tool of analysis to measure Credit Unions’ affiliation to CamCCUL and specific Managerial Challenges. Findings: The findings revealed that affiliate Credit Unions to face numerous managerial challenges ranging from structural to resources deficiencies. The most alarming of these problems were the lack of autonomy to take managerial decisions and threats from CamCCUL supervisors. Conclusion: The study concluded that CamCCUL as a league is not operating solely to achieve its mission and has rather kept its affiliated Credit Unions in a tight corner. The researchers recommended that the regulating authorities should render Credit Unions more autonomous where possible. Additionally, there should be well-structured and comprehensive governance policies for the management of all affiliated Credit Unions to comply with.


2022 ◽  
pp. 1255-1275
Author(s):  
Chinwe Rosabelle Nwanna

The main thrust of the chapter was to explore the discrimination experienced by people living with HIV and AIDS (PLHIV) in the workplace in Lagos State. A purposive sample of 80 PLHIV was selected from two local government areas (LGAs) of Lagos state: Epe, a rural setting, and Lagos Mainland, an urban one. Secondary data were obtained from internet sources while primary data were collected through structured interviews September 2005–April 2006. Data were analyzed using SPSS versions 11 and 13. Data between and within the rural and urban areas were also analyzed comparatively. The results indicate that PLHIV experienced instant dismissal from offices, mandatory HIV tests, alienation, denial of promotion, and exclusion from insurance schemes. This indicates that PLHIV's rights were violated. The study recommends intensive HIV education and enforcement of national HIV policy and international legal instruments in the workplace to protect PLHIV's rights.


Author(s):  
Harikishni Harikishni

Children’s age is the most commonly researched variable involving purchase decision influence (Mangleburg, 1990). Previous studies found child's age to be a predominating factor with regard to child's influence across the decision making stages (Beatty and Talpade, 1994). These studies have also found positive correlation between the age of children and the quantum of influence exerted by them on family purchase decisions (Laczniak and Palan, 2004). This study has been undertaken with the specific objective to extend these findings in Indian context, more precisely, to examine the impact of age on Indian children’s influence in family purchase decisions. A “structured non-disguised” pre-tested questionnaire was used to collect the primary data from the students of class eighth to twelfth from 766 families residing in rural and urban areas in Delhi, India. Statistical tools such as mean, standard deviation and repeated measures ANOVA have been used to analyze and interpret the collected data. As per the analysis results children’s age do not moderate the influence exerted by them in family decision making process, in general, as well as across rural and urban Indian families.


2021 ◽  
Vol 9 (2) ◽  
pp. 217-226
Author(s):  
Furrukh Bashir ◽  
Ismat Nasim ◽  
Rashid Ahmad ◽  
Saddam Hussain

Infrastructure plays a pivotal role in economic development and for reduction of Households Poverty. The present study aims at investigating the effect of various kinds of infrastructure like Energy, Communication, Health, Irrigation, and Security on Households Poverty in one of the most under-developed districts of Pakistan namely Rajanpur. The survey was conducted for this purpose in the rural and urban areas and the researchers were successful to collect primary data from 300 households. The outcome of logistic regression suggests that Infrastructure in its various kinds i.e. Energy, Communication, Health, Irrigation, and Security are found as sources of lower Households Poverty. Moreover, Age, Education, Income, and value of assets tend to reduce Households poverty while Households poverty is increasing due to large family size and in urban areas of District Rajanpur. It is suggested that Government should give special attention to the provision of 5G internet technologies, access to clean drinking water, and disbursal of soft loans for the solar systems for the under-developed districts of Pakistan.


2008 ◽  
Vol 32 (4) ◽  
pp. 684 ◽  
Author(s):  
Jayne Lucke ◽  
Anne Russell ◽  
Leigh Tooth ◽  
Christina Lee ◽  
Melanie Watson ◽  
...  

To examine perceived adequacy of access to information and services, and perceived quality of health and community services, among older female carers across rural and urban areas primary data were collected as part of the ongoing Australian Longitudinal Study on Women?s Health (ALSWH). In all, 306 women in their 70s who had family caregiving roles responded to a nested substudy of the ALSWH. There were few reported differences between urban and rural older carers in their access to health and community services for the people they cared for. In fact, those in rural areas fared slightly better than those in urban areas in awareness of service availability and perceived quality of service. Many older carers in both rural and urban areas do not access health and community services even when appropriate services are available. A better understanding is needed of how support can be delivered to complement older carers? existing arrangements.


2019 ◽  
Author(s):  
Lihua Zhang ◽  
Tingting Zhen ◽  
Qinyou Meng ◽  
Shimin Yang ◽  
Jiaxue Pan ◽  
...  

Abstract Background: Although a large number of studies have shown that maternal mortality in rural areas is higher than that in urban areas, few reports discussed about the detailed situation and the behind causes. Here, we summarized the maternal mortality from 1995 to 2018 in Jinan and the reason behind it was deeply discussed. It is expected to reveal the difference and its behind reasons, thus providing a basis for policy makers to develop interventions. Methods: Data about maternal mortality in the selected city from 1995 to 2018 were collected through the local maternal and child health care network. Maternal death age, maternal death delivery location, maternal death location, number of pregnancies, number of deliveries and maternal death causes were analyzed. The composition ratio of above factors were compared in order to indicate the differences between rural areas and urban areas. Results: The study showed that 75.34% of maternal deaths in urban areas occurred in tertiary hospitals, which were 2.13 times higher than that in rural areas(P<0.05). 16.67% of maternal deaths in rural areas delivered in primary hospitals, which were 12.17 times higher than that in urban areas (P<0.05) . The main cause of death in rural areas were attributed to direct obstetrics reasons, which were indirect obstetric reasons for urban areas (P<0.05). There was no difference of maternal deaths in the death age, number of births, and number of pregnancies between rural areas and urban areas.(P>0.05) Conclusion: Policy makers should focus on the construction of medical institutions in rural areas, the improvement of rescue capabilities in rural areas and the convenience of transport in rural areas in order to narrow the gap between rural and urban areas. Key words: Maternal Mortality; Differences between urban and rural areas; China


2019 ◽  
Vol 14 (1) ◽  
Author(s):  
Vernando Viki Tambingon ◽  
Hendrik Manossoh ◽  
Novi S. Budiarso

Based on Law Number 28 of 2009 states that the Land and Building Tax for Rural and Urban Areas is a tax that is controlled by the regional governmentThe purpose of this study was to determine the implementation of the strategy, measure the level of PBB-P2 and countries in South Minahasa Regency in PBB P2 collection. The type of research used is descriptive qualitative data where the primary data to be used will then be analyzed, namely data that can be used for the main purpose of this study.The results of the study indicate that the strategy in UN PBB P2 collection was well implemented, although there were some obstacles in the UN collection process P2. Whereas the acceptance of PBB in P2 in 2016 and 2017 is classified as less effective.


2021 ◽  
Vol 3 (1) ◽  
pp. 53-58
Author(s):  
Refi Pratiwi ◽  
Mas Iman Kusnandar

The purpose of this study was to determine and analyze the level of the economy, knowledge of taxes, and sanctions on compliance with land and building tax payments in rural and urban areas (PBB-P2) for the people of Cadasari District, Pandeglang Regency. This research uses a quantitative approach. The data source used in this study is primary data; this research was taken by distributing questionnaires to the respondents, namely land and building taxpayers in Cadasari District, Pandeglang Regency. The data analysis method used in this study is multiple linear regressions (Multiple Regression Analysis). This analysis is intended to reveal the influence between several independent variables and the dependent variable. The population in this study was the people of Cadasari District who were registered as land and building taxpayers (PBB-P2) at the end of 2020, namely 2417 people, while the sample using Slovin’s formula was determined as many as 44 samples. The results of the research on the hypothesis that part there is an influence on the level of the economy, knowledge of taxes and sanctions on compliance with the payment of Rural and Urban Land and Building Tax (PBB-P2) for the people of Cadasari District, Pandeglang Regency.


2020 ◽  
Vol 24 (1) ◽  
pp. 75-84
Author(s):  
Anthony NwaJesus Onyekuru ◽  
Eric Eboh ◽  
Chukwuma Otum Ume

This study investigated the effects of relative pricing of alternative cooking energy sources on their substitution. The study was conducted in Enugu State Nigeria using primary data collected from two hundred and four households from rural and urban areas of the state, using structured questionnaires. The information collected were pattern and levels of energy use, relative pricing of alternative energies and energy substitution pattern. Data were analyzed using multiple regression analysis and Chow test. Results show that the energy sources used in the rural areas are fuelwood (51.5%) and kerosene (48.5), while those used in the urban areas are fuelwood (30.6%), charcoal (31.6%), kerosene (33.7%) and liquefied petroleum gas (4.1%). There was a relative cross inelastic nature of the energy sources. The price of fuel wood varied inversely and directly with quantities of kerosene demanded in the rural and urban areas, respectively, while the price of charcoal had an inverse relationship with the quantities of kerosene consumed in both urban and rural areas. In particular, policies geared towards subsidizng cost of kerosene and LPG and making them more readily available will lead to reduction in the use of fuelwoods and charcoal in both the rural and urban areas, thereby reducing excessive pressure on our forest and green house gas emission..Keywords: Energy substitution, energy pricing, forest conservation


2021 ◽  
Vol 14 (1) ◽  
pp. 130-141
Author(s):  
Hari Bahadur Bhandari

The primary objective of this paper is to describe and measure financial status of the Bishowkarma, Pariyar, and Nepali caste in the rural and urban regions of Kaski district of Nepal. The study has used descriptive research design and judgmental and quota sampling with an equal 150 samples of the rural and urban areas including 50 samples of each caste. A set of close-ended questionnaires was used to collect data from primary sources. The collected data were analyzed with the help of statistical tools like frequencies, weighted mean, and percentage using MS-Word, MS-Excel, and SPSS. The Bishwokarma caste has good financial status in the urban area followed by Nepali and Pariyar. However, in a rural area, the Nepali caste has a better financial position followed by Pariyar and Bishwokarma. The study results indicate people living in the urban areas have a stronger financial position with an overall mean score of 3.02 compared to people living in the rural areas with an overall mean score of 2.85. The concerned government bodies need to give special care to uplift the financial status of the Pariyar people in the urban region and the Bishwokarma people in the rural region. Thus, this study conveys a comprehensive picture of the financial status of rural and urban Dalits of Kaski District which could be the baseline data set for future study and primary data sources for local stakeholders.


Sign in / Sign up

Export Citation Format

Share Document