scholarly journals An Analysis of Managerial Challenges of Affiliated Credit Unions to Cameroon Cooperative Credit Union League (CamCCUL)

Author(s):  
Neba Noela Buwah ◽  
Chofor Joyvice

Aim: This study seeks to analyse the managerial challenges that affiliated Credit Unions to Cameroon Cooperative Credit Union League (CamCCUL) are exposed to. The prevalence of Credit Unions with limited managerial capacities in most Cameroonian communities both in rural and urban areas invites corporate parenting from bigger support and supervisory organizations like CamCCUL. This parenting relationship between CamCCUL and her affiliates presumes superior managerial capabilities to affiliates which in most cases is a misplaced expectation. This is prompted by the fact that these institutions affect a multitude of lives both directly and indirectly. The Agency and Stakeholder theories served as foundation. Study Design: The study adopted a survey and causal exploratory design with both qualitative and quantitative parameters. The focus of the researcher was to explore managerial challenges from the managers themselves and members of credit unions who are better placed to gauge the effectiveness of managerial actions in terms of the service they receive. Place and Duration: This study was conducted between April 2016 and November 2018, involving 138 of the 210 Credit Unions operating mostly in the Northwest and Southwest regions of Cameroon. Methodology: The major instrument for data collection was questionnaire and a pilot study of 50 copies was carried out across various Chapters of CamCCUL. With a population of 210, a stratified sample of 138 was obtained using the Taro Yamane Formula.The primary data was tested to be reliable with a 0.701 consistency coefficient using Cronbach alpha. The study employed Chi-Square as a tool of analysis to measure Credit Unions’ affiliation to CamCCUL and specific Managerial Challenges. Findings: The findings revealed that affiliate Credit Unions to face numerous managerial challenges ranging from structural to resources deficiencies. The most alarming of these problems were the lack of autonomy to take managerial decisions and threats from CamCCUL supervisors. Conclusion: The study concluded that CamCCUL as a league is not operating solely to achieve its mission and has rather kept its affiliated Credit Unions in a tight corner. The researchers recommended that the regulating authorities should render Credit Unions more autonomous where possible. Additionally, there should be well-structured and comprehensive governance policies for the management of all affiliated Credit Unions to comply with.

2022 ◽  
pp. 1255-1275
Author(s):  
Chinwe Rosabelle Nwanna

The main thrust of the chapter was to explore the discrimination experienced by people living with HIV and AIDS (PLHIV) in the workplace in Lagos State. A purposive sample of 80 PLHIV was selected from two local government areas (LGAs) of Lagos state: Epe, a rural setting, and Lagos Mainland, an urban one. Secondary data were obtained from internet sources while primary data were collected through structured interviews September 2005–April 2006. Data were analyzed using SPSS versions 11 and 13. Data between and within the rural and urban areas were also analyzed comparatively. The results indicate that PLHIV experienced instant dismissal from offices, mandatory HIV tests, alienation, denial of promotion, and exclusion from insurance schemes. This indicates that PLHIV's rights were violated. The study recommends intensive HIV education and enforcement of national HIV policy and international legal instruments in the workplace to protect PLHIV's rights.


Author(s):  
Harikishni Harikishni

Children’s age is the most commonly researched variable involving purchase decision influence (Mangleburg, 1990). Previous studies found child's age to be a predominating factor with regard to child's influence across the decision making stages (Beatty and Talpade, 1994). These studies have also found positive correlation between the age of children and the quantum of influence exerted by them on family purchase decisions (Laczniak and Palan, 2004). This study has been undertaken with the specific objective to extend these findings in Indian context, more precisely, to examine the impact of age on Indian children’s influence in family purchase decisions. A “structured non-disguised” pre-tested questionnaire was used to collect the primary data from the students of class eighth to twelfth from 766 families residing in rural and urban areas in Delhi, India. Statistical tools such as mean, standard deviation and repeated measures ANOVA have been used to analyze and interpret the collected data. As per the analysis results children’s age do not moderate the influence exerted by them in family decision making process, in general, as well as across rural and urban Indian families.


2021 ◽  
Vol 9 (2) ◽  
pp. 217-226
Author(s):  
Furrukh Bashir ◽  
Ismat Nasim ◽  
Rashid Ahmad ◽  
Saddam Hussain

Infrastructure plays a pivotal role in economic development and for reduction of Households Poverty. The present study aims at investigating the effect of various kinds of infrastructure like Energy, Communication, Health, Irrigation, and Security on Households Poverty in one of the most under-developed districts of Pakistan namely Rajanpur. The survey was conducted for this purpose in the rural and urban areas and the researchers were successful to collect primary data from 300 households. The outcome of logistic regression suggests that Infrastructure in its various kinds i.e. Energy, Communication, Health, Irrigation, and Security are found as sources of lower Households Poverty. Moreover, Age, Education, Income, and value of assets tend to reduce Households poverty while Households poverty is increasing due to large family size and in urban areas of District Rajanpur. It is suggested that Government should give special attention to the provision of 5G internet technologies, access to clean drinking water, and disbursal of soft loans for the solar systems for the under-developed districts of Pakistan.


2008 ◽  
Vol 32 (4) ◽  
pp. 684 ◽  
Author(s):  
Jayne Lucke ◽  
Anne Russell ◽  
Leigh Tooth ◽  
Christina Lee ◽  
Melanie Watson ◽  
...  

To examine perceived adequacy of access to information and services, and perceived quality of health and community services, among older female carers across rural and urban areas primary data were collected as part of the ongoing Australian Longitudinal Study on Women?s Health (ALSWH). In all, 306 women in their 70s who had family caregiving roles responded to a nested substudy of the ALSWH. There were few reported differences between urban and rural older carers in their access to health and community services for the people they cared for. In fact, those in rural areas fared slightly better than those in urban areas in awareness of service availability and perceived quality of service. Many older carers in both rural and urban areas do not access health and community services even when appropriate services are available. A better understanding is needed of how support can be delivered to complement older carers? existing arrangements.


2019 ◽  
Vol 14 (1) ◽  
Author(s):  
Vernando Viki Tambingon ◽  
Hendrik Manossoh ◽  
Novi S. Budiarso

Based on Law Number 28 of 2009 states that the Land and Building Tax for Rural and Urban Areas is a tax that is controlled by the regional governmentThe purpose of this study was to determine the implementation of the strategy, measure the level of PBB-P2 and countries in South Minahasa Regency in PBB P2 collection. The type of research used is descriptive qualitative data where the primary data to be used will then be analyzed, namely data that can be used for the main purpose of this study.The results of the study indicate that the strategy in UN PBB P2 collection was well implemented, although there were some obstacles in the UN collection process P2. Whereas the acceptance of PBB in P2 in 2016 and 2017 is classified as less effective.


2021 ◽  
Vol 3 (1) ◽  
pp. 53-58
Author(s):  
Refi Pratiwi ◽  
Mas Iman Kusnandar

The purpose of this study was to determine and analyze the level of the economy, knowledge of taxes, and sanctions on compliance with land and building tax payments in rural and urban areas (PBB-P2) for the people of Cadasari District, Pandeglang Regency. This research uses a quantitative approach. The data source used in this study is primary data; this research was taken by distributing questionnaires to the respondents, namely land and building taxpayers in Cadasari District, Pandeglang Regency. The data analysis method used in this study is multiple linear regressions (Multiple Regression Analysis). This analysis is intended to reveal the influence between several independent variables and the dependent variable. The population in this study was the people of Cadasari District who were registered as land and building taxpayers (PBB-P2) at the end of 2020, namely 2417 people, while the sample using Slovin’s formula was determined as many as 44 samples. The results of the research on the hypothesis that part there is an influence on the level of the economy, knowledge of taxes and sanctions on compliance with the payment of Rural and Urban Land and Building Tax (PBB-P2) for the people of Cadasari District, Pandeglang Regency.


2020 ◽  
Vol 24 (1) ◽  
pp. 75-84
Author(s):  
Anthony NwaJesus Onyekuru ◽  
Eric Eboh ◽  
Chukwuma Otum Ume

This study investigated the effects of relative pricing of alternative cooking energy sources on their substitution. The study was conducted in Enugu State Nigeria using primary data collected from two hundred and four households from rural and urban areas of the state, using structured questionnaires. The information collected were pattern and levels of energy use, relative pricing of alternative energies and energy substitution pattern. Data were analyzed using multiple regression analysis and Chow test. Results show that the energy sources used in the rural areas are fuelwood (51.5%) and kerosene (48.5), while those used in the urban areas are fuelwood (30.6%), charcoal (31.6%), kerosene (33.7%) and liquefied petroleum gas (4.1%). There was a relative cross inelastic nature of the energy sources. The price of fuel wood varied inversely and directly with quantities of kerosene demanded in the rural and urban areas, respectively, while the price of charcoal had an inverse relationship with the quantities of kerosene consumed in both urban and rural areas. In particular, policies geared towards subsidizng cost of kerosene and LPG and making them more readily available will lead to reduction in the use of fuelwoods and charcoal in both the rural and urban areas, thereby reducing excessive pressure on our forest and green house gas emission..Keywords: Energy substitution, energy pricing, forest conservation


Author(s):  
Amuthaganesh Mathialagan ◽  
Narkeeran Nallasamy ◽  
Syaza Nurfarida Razali

Objective: The aim of this study was to explore the influence of physical activity and media viewing on the occurrence of childhood obesity in Malaysia.Methods: A 42-item validated questionnaire in the Malay and English language, containing Likert scale close-ended questions was used to explore the degree of physical activity practiced by families as well as trends on media viewing restrictions among parents in 5 selected states of Peninsular Malaysia. A total of 1200 self-administered questionnaires were sent out to schools in rural and urban areas of the respective 5 states and body mass index (BMI) for children was measured using the WHO 2007 reference standards. A total of 802 completed and usable questionnaires were obtained yielding a response rate of 66.6%. Chi-square and descriptive statistics were used to analyze the results.Results: The findings revealed that while children may have agreed limits on media viewing (television/computer/video games), as the child’s BMI increased the rate of agreed limits decreased. However, the enforcement of these limits was not consistent. Interestingly, 70% of the parents who did not enforce restrictions on media viewing were also obese themselves. In terms of physical activity, this was far lower among obese and severe obese children and family activities involving physical activity was scarce with a rate of 25%.Conclusion: The study affirms the fact that Malaysia needs to promote engagement in physical activity as a national policy and shows that the importance of enforcing media viewing restrictions should be highlighted to the community at large.


2020 ◽  
Vol 7 (1) ◽  
pp. 54-60
Author(s):  
Harikishni Harikishni

This study has been undertaken to examine the extent to which the influence is exerted by children varies across (i) sub-decisions in family buying decisions; and (ii) child and family product in Indian context. Purposeful sampling was used for the selection of information-rich cases to permit inquiry into and understanding of the phenomenon understudy in depth. A sample consisting of 200 children residing in rural and urban areas of Delhi, capital of India was selected for this study. Based on their demographics, the final sample is believed to be representative of the population. The measuring instrument used is a structured questionnaire, guided by the research objectives and literature review. Children’s influence across family buying sub-decisions was measured by using a modified version of six-item scale developed by Talpade and Talpade (1995). The primary data are analyzed and interpreted with the help of statistical tools such as means, standard deviation, t-test, and ANOVA by using SPSS (version 16). Descriptive analysis has also been used to support the results of statistical analysis. The analysis results clearly show that Indian children exert (i) influence in family buying sub-decisions, (ii) this influence varies across sub-decisions and type of product, and (iii) influence for child product is higher than for the family product.


2021 ◽  
Vol 9 (2) ◽  
pp. 167-172
Author(s):  
Muhammad Jawad ◽  
Aman Ullah ◽  
Saima Sarir ◽  
Seema Zubair ◽  
Alamgeer Khan

Purpose of the study: The present study examines the association between education and reduction in family size in district Peshawar. Methodology: The results are based on the data gathered from 384 sampled respondents belonging to 6 communities that included 3 each from rural and urban areas of District Peshawar. The chi-square test was applied for statistical analysis. Main Findings: The study found a positive trend among the sampled families towards the decrease in family size which found the norm in the selected area where many respondents were still considering a large number of children as the blessing of Almighty Allah. The major role this regard was played by the education of the sampled respondents through generating more awareness about small family size along with increased exposure to norms favoring a decrease in family size. It was also influenced by more communication among the sampled couples. The education further enabled the sampled respondents to get more information about family planning and the institutions designed to promote family planning in Pakistan. It ultimately motivated the respondents to use contraceptives to decrease family size. Applications of this study: The study recommends promoting and enhancing the trend through a campaign for bringing a change in the attitude and action of the people towards making a family size required for the country. The originality of this study: This study will be helpful for policy Implications.  


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