MALIA: Journal of Islamic Banking and Finance
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Published By State Islamic College Of Kudus

2654-8569, 2654-8577

2021 ◽  
Vol 5 (1) ◽  
pp. 57
Author(s):  
Susilo Adi Saputra ◽  
Chenny Maulyca Gloria ◽  
Asnaini Asnaini

2021 ◽  
Vol 5 (1) ◽  
pp. 73
Author(s):  
Indah Dewi Maharany ◽  
Luthfiyatun Ni'mah

<p><em>The results showed that EPS has a significant positive effect on Islamic stock prices. Based on the value of t count greater than t table (3.556&gt; 1.67591), and based on the value of the significance coefficient of 0.001 which is smaller than 0.05. Dividend Per Share (DPS) has a significant positive effect on Islamic stock prices. Based on the value of t count greater than t table (1.833&gt; 1.67591), and based on the value of the significance coefficient of 0.033 which is smaller than 0.05. Return On Assets (ROA) has a significant positive effect on Islamic stock prices. Based on the value of t count greater than t table (2.833&gt; 1.67591), and based on the value of the significance coefficient of 0.049 which is smaller than 0.05. Return On Equity (ROE) has no effect on Islamic stock prices. Based on the t count value is smaller than t table (0.612 &lt;1.67591), and based on the significance coefficient value of 0.543 which is greater than 0.05.</em><em></em></p>


2021 ◽  
Vol 5 (1) ◽  
pp. 1
Author(s):  
Alfi Saidah ◽  
Anton Bawono

<em>Economic Value Added </em>is an approach to assessing company performance, with the aim that the company's ability to create added value can influence investors who will invest in the company. The concept used in this approach is to pay attention to the funders in terms of expectations, interests, and degrees of justice as measured by weighted measures and the existing initial capital structure. The population in this study are Islamic Commercial Banks registered with the Financial Services Authority, totaling 11 Islamic Banks. In selecting the sample the method used is purposive sampling with the criteria that the author has set. The collection method in this study was carried out by looking at the annual financial statements of each Islamic bank registered with the Financial Services Authority. Based on the results of the moderation regression test, the results showed that IIR, TCI, NPF had no significant positive effect on EVA. ROA is not able to moderate IIR against EVA. ROA is not able to moderate TCI against EVA. ROA is not able to moderate NPF against EVA.


2020 ◽  
Vol 4 (2) ◽  
pp. 148
Author(s):  
Farida Fadlliatul Husna ◽  
Muhamad Mustaqim

<p><em>This paper aims to examine the utilization of electronic banking for members in KSPPS BMT Bina Ummat Sejahtera (BUS) Tayu Branch, as well as the factors that influence it. This research is included in field research with qualitative approach. The results showed that the utilization of electronic banking in BMT Bina Ummat Sejahtera is currently not fully carried out. Some members still do not use electronic banking, for several reasons such as: limited facilities, perceptiveness about e-banking that impresses, complicated, and worries about security risks. Meanwhile, factors that influence the utilization of e-banking include: member interest, desire to use, perception that includes: perception of trust, ease, and risk perception. The results of this study provide an idea that it is necessary to socialize and educate the use of e-banking, especially for the lower middle class, and rural areas.</em></p>


2020 ◽  
Vol 4 (2) ◽  
pp. 118
Author(s):  
Abdillah Ubaidi

<p><em>Conducting analysis of efficiency, risk-taking behavior and market share of </em><em>Islamic</em><em> Banking in Indonesia. Conducted to answer the question of the still low market share of sharia banking in the national banking industry. The presence of Sharia Banking on dual banking system is still minimal.</em><em> </em><em>The monthly data sample of 34 Shariah Bank in Indonesia (11 Sharia Commercial Banks, 13 Sharia Business Units) is used to test the research hypothesis for the period from 2014 to 2017 using the estimator Generalized Method of Moments.</em><em> </em><em>The results show that there is a significant relationship and / or influence between the efficiency, risk-taking behavior and market share of Sharia Banking in Indonesia. Effect of moderation Efficiency and Risk-Taker Behavior on Financial Performance of Sharia Banking.</em><em> </em><em>Research limitations/ implications - Firstly, this paper focuses only on the sharia banking industry in Indonesia that adopts pro-active models, and therefore, expanding the investigation to include countries adopting different models may provide a better and more comprehensive view of the correlation between efficiency, risk-taking behavior and market share of Sharia Banking. Secondly, there is a need for more empirical data to be used, such as 7 years or more.</em><em> </em><em>This paper provides empirical evidence to regulators and policymakers in Indonesia, to understand how to increase the market share of sharia banking to the national banking industry. Furthermore, the sharia banking shareholder intends to increase the market share of sharia banking as one of the pillars of sharia finance in Indonesia which continues to grow.</em><em> </em><em>Previous studies have only discussed financial performance, efficiency and risk-taker behaviors without linking to market share levels. Because the discussion of market share is usually monopolized marketing studies..</em></p>


2020 ◽  
Vol 4 (2) ◽  
pp. 136
Author(s):  
Dian Pujiatama Vera Subchanifa ◽  
Surepno S ◽  
Nugraheni Istiqomah

<p><em></em><em><em>This study aims to obtain empirical evidence about the effect of work stress, competence, and compensation on employee performance with motivation as an intervening variable at KSPPS Fastabiq Khoiro Ummah Pati. The research method uses quantitative methods with the research sample of employees at KSPPS Fastabiq Khoiro Ummah Pati who have worked. minimum one year, amounting to 76 employees. The results showed that the work stress variable harmed employee performance. While the competency and compensation, variables have a positive and significant effect on employee performance. Job stress and competency variables do not affect employee performance which is mediated by work motivation. While the compensation variable affects employee performance mediated by work motivation.</em></em><em></em></p>


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