Istidlal: Jurnal Ekonomi dan Hukum Islam
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Published By LP2M Universitas Ibrahimy

2548-7957, 2548-754x

2021 ◽  
Vol 5 (2) ◽  
pp. 152-159
Author(s):  
Bima Pangestu

Islam recommended that all people work and earn a living to meet the needs of themselves and their families. Working for a living in Islam was likened to or equated with people who jihad in the way of Allah. Sharia law strongly recommends investing in halal profit. One form of investment was the sale and purchase of shares, which was a form of cooperation with other parties to obtain profits. Stocks were commodities or assets that can be traded on the stock exchange. Buying and selling shares was nothing new in this country. Transactions such as the stock exchange were regulated and the system was well organized. Buying and selling shares were one of the various types of trading transactions. Buying and selling in an Islamic economy was a business activity that can be seen in many ways, such as fiqh mu'amalah (Islamic economic law). Buying and selling securities showed that someone had ownership of the assets of a company was certainly allowed as long as it is following sharia principles, excluding elements of maysir and so on.


2021 ◽  
Vol 5 (2) ◽  
pp. 129-142
Author(s):  
Azwarfajri Azwarfajri ◽  
Ainun Najib

The development of leasing in Indonesia was in line with the development of banking, both bank and non-bank institutions. This development was certainly inseparable from the demands and needs of the community that they cannot fulfil on their own. The emerging financing institutions carry out activities in the form of providing funds or capital goods by not withdrawing funds directly from the public. The existence of leasing as a means for developing investment financing and empowering the community's economy was still considered to have several problems. Although the practice of leasing in Islamic law was equated with the contract of ijarah vomitiyah bi at-tamlik, in practice in Indonesia the process of leasing agreement was considered fasid, because there was an element of ambiguity in the contract agreement as regulated in the provisions of multi-aqad agreements, both conventional and sharia.  This research will discuss the practice of financing in the community categorized as leasing under the provisions of applicable law and a review of Islamic law on the implementation of such leasing.


2021 ◽  
Vol 5 (2) ◽  
pp. 99-113
Author(s):  
Bintang Ayu Puspita Sari Edi Saputri ◽  
Siti Nurhayati

There were various ways of raising cattle between capital and calves. There were 4 (four) types of capital sharing between cattle owners and custodians, while the calf paring method consists of 2 (two) types. The transfer of capital (cows) does not mention the amount of capital (cow price). There was no written agreement regarding the agreement in raising cattle, everything was done orally. In addition, there was no time limit in the practice of raising cattle in Purworejo Village and there was no specific benchmark regarding the percentage of Paronan. Second, the sociological perspective of Islamic law on the practice of raising cattle in Purworejo Village, Kandat District, Kediri Regency can be seen from several aspects. There were factors behind the community doing Paronan namely economic factors, educational factors, socio-cultural factors. All agreements were made orally, if there was a written agreement it was considered unreasonable. The function of AGIL (Adaption, Goal Attainment, Integration and Latency) can run properly so that it caused a balance in the social system that occurs in Purworejo Village


2021 ◽  
Vol 5 (2) ◽  
pp. 143-151
Author(s):  
Imroatus Sholiha ◽  
Nani Hanifah

This article explained how the existence of corporate sharia bonds (Sukuk) during the pandemic. Sukuk was one of the instruments owned by Islamic financial institutions, namely the Islamic capital market. The existence of the coronavirus had existed for one year. By using the library research method, and using qualitative descriptive, namely the method by describing and interpreting the existence of Islamic bonds (Sukuk) in the pandemic period qualitatively, namely the description and description in words based on library data, journal articles, OJK and related data. The data collection method used the documentation method then the data was processed so that it completes this article. The results showed that the record was the outstanding value of Sukuk from 2016 to January 2021 had increased from 11.88 trillion to 30.25 trillion. Meanwhile, the number of outstanding Sukuk had experienced a good development from 2016-January 2021, namely from 53 to 161. And the accumulated value of Sukuk issuance had also increased, from 2016-January 2021 from 20.43 trillion to 55.15 trillion. Meanwhile, the accumulated number of Sukuk issuances also increased from 102 to 274.


2021 ◽  
Vol 5 (2) ◽  
pp. 87-98
Author(s):  
M. Taufiq

The definition of positive law was law in the form of laws that regulate the relationship between humans and humans, or with legal entities, while the understanding of Islamic law was a system of 'obligations' and 'prohibitions' rather than specific laws. Islamic law was broadly defined by rules which were the result of understanding and deduction from the provisions revealed by Allah SWT to the Prophet Muhammad SAW. Therefore, the main sources of Islamic law were the Qur'an and Hadith. source of pure positive law from society. This was due to the retrieval or discovery of positive law using the inductive method. That was by observing the actions and attitudes of community members. From these observations, general regulations that bind the whole community were made. In this article, the author tried to explain further the analysis of the concepts and sources of the two laws, and their comparative analysis


2021 ◽  
Vol 5 (2) ◽  
pp. 114-128
Author(s):  
Zainuddin Zainuddin

The majority of the financing portfolio in Syari'ah Financial Institution was dominated by murabahah financing. In this study, the researcher had examined the implementation of akad in murabahah financing at BMT UGT Sidogiri branch Jember. This study used the descriptive qualitative method. From the results, it can be concluded that, first, the implementation of Murabahah financing at BMT Sidogiri branch Jember was engaged in the micro-economic, and it was a halal business. Second, the mechanism of murabahah financing at BMT Sidogiri in Jember Branch was broadly in line with the rules of the principles of shari'ah economy. But the procurement of goods still using akad wakalah.


2021 ◽  
Vol 5 (1) ◽  
pp. 12-23
Author(s):  
Miftahus Surur
Keyword(s):  

Imam al Ghazali dan Ibnu Khaldun menjelaskan bahwa teori produksi harus dilakukan oleh setiap manusia karena memproduksi merupakan kebutuhan dasar manusia pada umumnya yang menjadi ibadah. Demikianlah pandangan imam al Ghazali dan Ibn Khaldun terhadap teori produksi dan bagaimana Maqashid al shari'ah memandang teori produksi mengenai berbagai tingkat kebutuhan manusia. Penelitian ini menggunakan metode deskriptif kualitatif dengan tipe penelitian pustaka, dengan melakukan dokumentasi sebagai metode pengumpulan data dan mencari sumber data pendukung dalam penulisan ini. Dokumentasi dianalisis menggunakan metode analisis isi dan interpretasi sumber data yang diperoleh. Melalui metode ini, peneliti dapat menyimpulkan bahwa pandangan imam al Ghazali dan Ibnu Khaldun tentang teori produksi sangat sesuai dengan konsep Maqashid al syari'at, dimana tujuan utama produksi adalah untuk menghasilkan barang yang dibutuhkan untuk dijual kepada konsumen yang membutuhkan. itu dalam istilah al Rawaj atau al Tabadul dalam konsep Maqashid al shari'ah


2021 ◽  
Vol 5 (1) ◽  
pp. 47-61
Author(s):  
M. Kamal Fathoni

Bank Syariah Mandiri merupakan bank yang hadir dengan cita-cita membangun negara, dengan menjunjung tinggi nilai-nilai kemanusiaan dan integritas yang telah tertanam kuat pada semua masyarakat sejak awal berdirinya Bank Mandiri Syariah (BSM). Bank syari'ah Mandiri menggunakan kontrak yang telah disesuaikan dengan aturan agama. Kebutuhan bertransaksi berdasarkan syariah telah banyak berkembang dan inovasi dari berbagai akad sebelumnya sehingga program pembiayaan dimunculkan dengan akad Murabahah, Ijarah, dan Wakalah. Penting untuk diketahui bagaimana cara penggunaan akad syariah yang tepat dalam program pembiayaan di Bank Syari'ah Mandiri Cabang Jambi. Penelitian ini menunjukkan bagaimana terjadinya transaksi antara Bank Syari'ah Mandiri Cabang Jambi dengan mitra dan nasabahnya. Dalam melakukan transaksi dengan rekanan, Bank Syari'ah Mandiri Cabang Jambi membuat perjanjian wakalah untuk menjadikan rekanannya sebagai wakil yang menjalankan tugas bank. Dan dalam melakukan transaksi pembiayaan dengan nasabahnya, Bank Syari'ah Mandiri Cabang Jambi menggunakan akad Murabahah dan Ijarah.


2021 ◽  
Vol 5 (1) ◽  
pp. 77-86
Author(s):  
Riris Fadaniyah Moh. Horah ◽  
Erie Hariyanto

Sengketa Ekonomi Syariah adalah perselisihan antara lain ; orang-perorangan, kelompok orang, atau bahkan badan usaha yang berbadan hukum maupun yang tidak berbadan hukum, yang menimbulkan akibat hukum  antara satu dengan yang lainnya berkaitan dengan kegiatan usaha yang dilaksanakan menurut prinsip Syariah. Konsep sulh (perdamaian) sebagaimana mestinya tersebut dalam berbagai kitab fiqh merupakan doktrin utama hukum Islam dalam bidang muamalah untuk menyelesaikan suatu perkara, dan sudah merupakan condition sine quo non dalam kehidupan masyarakat manapun, karena pada hakikatnya perdamaian bukanlah suatu pranata positif belaka, melainkan berupa fitrah dari manusia. Segenap manusia menginginkan seluruh aspek kehidupannya nyaman, tidak ada yang mengganggu, tidak ingin dimusuhi,ingin damai dan tentram segala aspek didalam kehidupan. Dengan demikian institusi perdamaian adalah bagian dari kehidupan manusia. Undang-undang Nomor 30 Tahun 1999 Tentang Arbitrase dan Alternatif Penyelesaian Sengketa mengatur tentang bagaimana proses penyelesaian sengketa di luar Pengadilan, yakni melalui konsultasi, mediasi, negosiasi, konsiliasi dan penilaian ahli yang menjadi pilihan pelaku usaha untuk menyelesaikan problem yang dihadapi dalam menjalankan bisnisnya.


2021 ◽  
Vol 5 (1) ◽  
pp. 24-34
Author(s):  
Sasmita Nurfaradisa

Rumah Sakit Asembagus mengalami perkembangan pesat dari berbagai aspek; layanan, fasilitas dan produk kesehatan. Bentuk transaksi jual beli produk kesehatan dan pemanfaatan produk kesehatan kepada pasien baik rawat inap maupun rawat jalan sebagai konsumen produk kesehatan milik RSUD Asembagus. Dalam hal praktek jual beli produk kesehatan, peneliti menggunakan metode penelitian kualitatif dengan jenis penelitian lapangan. Data yang dikumpulkan peneliti meliputi data primer dan sekunder, sedangkan observasi, wawancara dan dokumentasi merupakan sumber data pendukung, kemudian dianalisis secara deskriptif melalui reduksi, penyajian dan penarikan kesimpulan. Berdasarkan hasil analisis data dapat diketahui bahwa praktek jual beli produk kesehatan di pelayanan Rumah Sakit Umum Daerah (RSUD) Asembagus meliputi; proses pendaftaran, penawaran kamar, yang diawali dengan kesepakatan transaksi harga produk dan fasilitas kesehatan yang dibutuhkan pasien selama proses pengobatan. Menurut hukum ekonomi syariah, transaksi yang memiliki unsur kemauan antara kedua pihak adalah sah.


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