scholarly journals Titles to Life Assurance Policies

1905 ◽  
Vol 2 ◽  
pp. 343-386
Author(s):  
Alfred Ernest Sprague

The chief object for which insurance offices exist is to pay claims; but before any claim can be paid, the question arises—who is the proper person to receive the payment ? If any mistake be made in this, the office may find itself involved in troublesome and expensive legal proceedings, and be compelled to pay the claim twice over. This consideration shows the necessity of insurance officials having some knowledge of law, as it is almost impracticable for them to refer every legal question to their solicitors; and my present object is to draw attention to some of the elementary points which arise in the ordinary course of our business. On the shelves of the library there are to be found papers by Mr. Barrand, Mr. Warren Crosbie, and Mr. Hayter, which should be studied carefully (in addition to the text books) by every one desirous of qualifying himself for a position of responsibility in the claims or law department of his office; but these papers do not exhaust the subject, and I do not propose to allude to the points discussed therein, except in the cases where some further explanation seems desirable or where there has been an alteration in the law or in the practice of the offices.

Author(s):  
Ulyana Polyak

The current criminal procedure law of Ukraine stipulates that a witness is obliged to give a true testimony during pre-trial investigation and trial, however, the legislator made an exception for this by specifying the categories of persons who have been granted immunity from immunity, ie they are released by law. testify. The article deals with the problems of law and practice regarding the prohibition of the interrogation of a notary as a witness in criminal proceedings and the release of him from the obligation to keep the notarial secret by the person who entrusted him with the information which is the subject of this secret. The notion of notarial secrecy is proposed to be changed, since the subject of this secrecy is not only information that became known to the notary public from the interested person, but also those information that the notary received from other sources in the performance of their professional duties, as well as the procedural activity of the notary himself, is aimed at achieving a certain legal result. The proposal made in the legal literature to supplement the CPC of Ukraine with the provisions that a notary is subject to interrogation as a witness on information that constitutes a notarial secret, if the notarial acts were declared illegal in accordance with the procedure established by law The proposal to increase the list of persons who are not subject to interrogation as witnesses about the information constituting a notarial secret is substantiated, this clause is proposed to be supplemented by provisions that, apart from the notary, are not notarized, other notarials, notaries as well as the persons mentioned in Part 3 of Art. 8 of the Law of Ukraine "On Notary". Amendments to the current CPC of Ukraine by the amendments proposed in this publication will significantly improve the law prohibiting the interrogation of a notary as a witness in criminal proceedings, as well as improve certain theoretical provisions of the institute of witness immunity in criminal proceedings.


1903 ◽  
Vol 49 (205) ◽  
pp. 327-328

This Bill, now before Parliament, is practically a repetition of the last English Act. In approaching the subject, however, the authors of the Bill have had to make certain alterations to bring it into conformity with the law of Scotland as already existing. The clauses relative to separation of married people who have become habitual drunkards have been omitted in the Scottish Bill; but the constitution of licensing courts and of licensing law is generally amended. Additional penalties are imposed for offences involving drunkenness, and the black list will be extended north of the Tweed. Much-needed reforms in regard to the registration of clubs are introduced, and it is to be hoped that these will pass into law without delay. There are other matters to which we have repeatedly referred as requiring amendment in connection with drunkards and their doings; and it is to be hoped that amendmentswill be made in the course of the Parliamentary discussions to render this Act still more effective.


1891 ◽  
Vol 2 ◽  
pp. 73-134
Author(s):  
James John M'Lauchlan

1. Book-keeping by Double Entry is now universally admitted to be the only complete and satisfactory system, and its general principles have been shown to be adapted to all kinds of commercial or public accounts. The work of the accountant in arranging a special system adapted to the purposes of a Life Assurance Office, is therefore principally confined to fixing the number and forms of the subsidiary books which serve either to receive the original entries of transactions, or to relieve the Principal Ledger of the particulars of individual accounts.In Life Assurance Book-keeping, as in that of Mercantile Houses, Banks, or Government Departments, these subsidiary books must be specially adapted to the various classes of transactions or other financial facts which occur in the business. I have therefore found it convenient to deal with the subject of Life Assurance Book-keeping by considering in succession the various classes of financial facts that fall to be recorded in conducting the business, and in the case of each class, describing the books required for receiving the original entries, and the subsequent progress of these entries through the books.


1981 ◽  
Vol 16 (1) ◽  
pp. 1-4 ◽  
Author(s):  
Shalev Ginossar

The three papers published hereafter were presented at an International Conference on the Ethics and Responsibilities of the Legal Profession held in Tel Aviv from 17–21 August 1980. As could be expected, the views expressed therein are not identical, but since they are all connected with the manner in which the nature and the function of the profession is conceived, it may be useful to outline the attitude of the law of Israel on the subject.The Chamber of Advocates Law, enacted in 1961 to supersede the Advocates Ordinance, 1938, declares in sec. 54 that —In carrying out his functions, an advocate shall serve the interests of his client loyally and devotedly and shall help the court to dispense justice.The statute apparently places at the same level the lawyer's duties to his client and to the court: the order in which it enumerates them does not indicate any intention of priority—any more than in the Decalogue the respect due to one's father can be said to take preecdence over that to one's mother. The same two fundamental duties are mentioned, in reverse order, in the Rules of Professional Ethics made in 1966 by the National Council of the Chamber of Advocates with the approval of the Minister of Justice.


1872 ◽  
Vol 17 (3) ◽  
pp. 189-191
Author(s):  
M. Leon de Montluc

Never was a more complete change suddenly brought about in the laws of a nation by legislative enactment than that which has taken place this year in France in the law of life insurance, in consequence of one single decision of the Supreme Court of Judicature, Up to the present time the construction given to the contract of life insurance in this country has been quite different from what it is in England. As there is no provision of written law that relates to life insurance, it being not even so much as mentioned in the Civil or Commercial Codes, people thought themselves justified in governing it by laws and rules of their own. For instance, although it is a principle of law common to both English and French jurisprudence (we may add, to the law of all legislating nations from time immemorial) that choses in action shall necessarily devolve upon our legal representatives after our death, it has hitherto been decided almost universally by French tribunals that an exception was to be made in favour of life insurance policies. By the advocates of that doctrine, the right in the sum assured was thought never to have vested in the person effecting the policy, and the assurance monies were said to be transferred directly, i. e., omisso medio, from the assurer to the party entitled to receive the sum assured; and that sum, accordingly, would not be liable to succession duty.


2021 ◽  
Vol 6 (15) ◽  
pp. 218-234
Author(s):  
Ahmet TOK

The aim of this paper is to analyze the legal infrastructure of the authority of administrative fines that imposes by Capital Markets Board in the Capital Markets Law No. 6362 (CML/Law). General principles of administrative fines are regulated in the first paragraph of Article 103 of the Law while special cases of administrative fines are regulated in the following paragraphs of the same article and in Article 104. Violation of take-over bid obligation, non-deliver of net gain to the issuer, passive transfer pricing regulation, withholding information and document, preventing the auditing and market abuse actions can be mentioned among special cases. In our study, the purpose of the administrative fine, the problem to whom the administrative fine will be applied, the problems encountered in the practice related to the subject, the current amendments made in the law especially the regulation on the administrative fines that imposed for legal entities, legal ways to be applied against the administrative sanction decision and the issues on which administrative fines are imposed in practice are also investigated. Finally it is aimed to contribute to doctrine and practice.


2020 ◽  
Vol 29 (3) ◽  
pp. 39
Author(s):  
Leszek Leszczyński

<p>The subject of the article is to determine the extent to which the judicial interpretation of the law is affected by the use of an open axiology argument in the course of adjudication. Assuming that the use of open criteria is based primarily on the application of the legislative construction of general reference clauses, it is important to link these references to a legislative policy in which they constitute a means of deliberately extending the scope of discretionary power, derived from natural (independent of the legislator) sources. The essential function of the references is the axiological opening of findings made in all essential phases of judicial interpretation – validation, reconstruction and construction, resulting, among other things, in a change in the relationship between the roles of particular interpretation rules. This may lead to various manifestations of abuse of the interpretative discretion of judges, which in turn necessitates the search for certain remedies, among which the formation of permanent lines of jurisdiction and precedential practice, as well as the transparency of the reasoning of judgements, seems to be of the utmost importance.</p>


2021 ◽  
pp. 192-206
Author(s):  
M. V. Batyushkina ◽  

The paper considers the issues of the use of synonyms in the texts of Russian laws. The re-search materials are the texts of federal and regional laws, expert practice. It is noted that syn-onymy, despite the requirement for the unification of legal terminology, is also characteristic of legislative texts. At the same time, synonyms are used not to exclude repetitions of the same words but for the sake of completeness, accuracy, clarity of the transfer of legal mean-ing. Legal synonyms are an integral genre and stylistic feature of the legislative text. Synonyms perform informative, pragmatic, text-forming, and other functions. There are some trends in the use of synonyms in the laws. Preference is given to one or another word from the synonymous series. The choice depends on the subject of the law, aspects of legal regulation, with the chosen synonym not always being stylistically neutral, devoid of evaluative seman-tics. Some terms are used not as synonyms but exclusively in terms of generic relationship. Paronyms may be used as synonyms. Frequent joint (contact) use of synonyms occurs when an additional (qualifying) term is given in brackets after the main term. Such synonyms are characterized by semantic and stylistic differences, the ratio of meanings, and integrated con-tent. A special clause on the equivalence of terms may be made in the law. However, the context always reveals the semantic difference of “equivalent” terms, their semantic shades. The methods and principles of analysis are traditional for Russian studies and legal linguis-tics: discursive, genre-stylistic, lexical-semantic, comparative, statistical, etc.


1873 ◽  
Vol 21 (139-147) ◽  
pp. 241-242 ◽  

In this paper is given an account of a series of observations made in the Observatory of Birr Castle, in further prosecution of a shorter and less carefully conducted investigation, as regards many details, which forms the subject of two former communications to the Royal Society. The observations were first corrected for change of the moon’s distance from the place of observation and change of phase during the continuance of each night’s work, and thus a curve, whose ordinates represented the scale-readings (corrected) and whose abscissas represented the corresponding altitudes, was obtained for each night’s work. By combining all these, a single curve and table for reducing all the observations to the same zenith-distance was obtained, which proved to be nearly, but not quite, the same as that found by Professor Seidel for the light of the stars.


1913 ◽  
Vol 6 ◽  
pp. 263-354
Author(s):  
John A. Rankin

The subject is one which may seem of somewhat minor importance, but, on investigation, it will be found that, even under present-day conditions, it requires careful attention by life assurance offices and by all societies and funds which have liabilities depending upon the duration of human life. As an illustration of its importance it may be mentioned that it is well known that statements of ages made in the past by the public for the purposes of census and death returns contain a considerable number of errors, both intentional and unintentional: and it can readily be understood that life assurance offices would certainly involve themselves in serious loss if they dispensed with satisfactory proof of age. Were they to do so the resulting errors in age would be relatively far in excess of the corresponding errors contained in census returns, owing to the monetary advantages which could be gained by understating the age at the date of effecting a policy of assurance, and to these advantages acting as an incentive to fraud. Accordingly, it is recognised by all life assurance offices—though not always by their assured—that proof of age is a requirement which must be complied with before payment of a claim.


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