scholarly journals Financial Performance of Cooperative Banks in India: A Case study of Kangra Central Co-operative Bank

2017 ◽  
Vol 3 (2) ◽  
Author(s):  
Vipan Kumar Bhulal

Performance and efficiency of co-operative banks are the key elements of a country’s financial system at primary level. The co-operative societies in India, in fact, are playing multifunctional role in both rural as well as urban areas. This paper explores the financial growth and performance of Kangra Central Co-operative bank in Himachal Pradesh, which is the largest co-operative banks in the state. The main objective of the study is to analyse the performance and present financial position of the Kangra Central Co-operative bank in Himachal Pradesh with regard to its branches, ATMs, customers etc, using secondary data. The study is set out to apply growth rate for evaluate performance of bank through different variables like share capital, shareholder funds, deposits, assets, outstanding advances, borrowing, profit and profitability and check the management efficiency of the bank through operating ratio. This analytical study of KCCB demonstrates that there are significant differences between different study time periods on the performance of the banks in terms of share capital, deposits, borrowing and profitability, market coverage, outstanding advances, profits, shareholder funds and management quality.

Author(s):  
Himanshu Mishra ◽  
Bindhy Wasini Pandey

The present study focuses on the existing means of livelihood among the transhumance Gaddi community and the challenges that transhumance face due to changing natural and social environment. The data for this study have been supported by extensive primary field survey of 46 respondents through methods of focused group discussions (FGDs) and questionnaire survey in several villages of Chamba district along with secondary data collected from different government offices. The tough nature of transhumance practice under hostile conditions, new challenges posed by climate change and the lack of interest in transhumance among younger population means that new livelihood opportunities are needed to sustain the Gaddi community. However, in the fragile environment of Himachal Pradesh, it is essential that new livelihood opportunities are sustainable and preserves the traditional lifestyle of the Gaddis. Thus, the paper explores livelihood opportunities for Gaddis based on local economy and indigenous resource base of the community.


2021 ◽  
Vol 58 (2) ◽  
pp. 361-369
Author(s):  
Sourav Saha

 Higher education plays a crucial role in socio-economic transformation of a country. At present the rate of female participation in higher education has been increasing, especially in the urban and sub-urban areas of the State Assam. But this scenario is very much disheartening in the State’s rural areas. Very recently, some new universities have been established in Assam which makes the rate of female participation in higher education increased. However, the involvement of female in different technical and job oriented courses is still lagging behind. The present study is therefore an attempt to analyse the trend and pattern of women participation in different faculties of Gauhati University and also to investigate the socio-cultural factors behind the low rate of female participation in some particular faculties. The study is based on secondary data collected from the office of the university.


2020 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Daniella Fjellstrom ◽  
Paul Frick

PurposeThis study aims to develop the concept of competitive productivity focussing on the interplay between national competitive productivity (NCP) and firm competitive productivity (FCP) based on the following research question: how does the competitive productivity framework explain the influence that government has on public–private procurement programmes?Design/methodology/approachA case study is conducted on the South African Renewable Energy Independent Power Producer Procurement Programme. Data were collected using an exploratory, mixed methods design, starting with national level secondary data on five bid windows between 2011 and 2014, followed by eight in-depth qualitative interviews with industry experts.FindingsThe findings indicate that non-financial factors, such as trust (through consistent and transparent government policy) as well as a pragmatic attitude on the part of government, increased competition and ultimately resulted in a productive procurement process.Social implicationsBy understanding what moderating factors influence competitiveness in African procurement programmes, using competitive productivity (CP) as a framework, the research contributes to development of government policy and procurement programmes. Incidentally, there is little doubt that improving infrastructure and in turn a greater percentage of access to electricity leads to increased competitiveness of the nation, firms and individuals, thus enabling companies to grow and operate with more stability.Originality/valueOriginality is demonstrated through the interplay of NCP and FCP, where the constructs of culture, benchmarking and performance were found to have the strongest influence of the six constructs of the CP model.


2019 ◽  
Author(s):  
Eunice Yorgri ◽  
◽  
Leng Hong ◽  

Urban areas are contributing unprecedentedly in modelling the social, cultural, economic, environmental and physical development of the globe as they are perceived as basket of opportunities to the poor. This phenomenon has undoubtedly resulted in the influx of poor migrants particularly in the global south and consequently causing the proliferation of slums. This is indirectly influencing the growth of megacities due to increasing population amidst limited infrastructure. So far, limited research has been conducted into the role of poor rural migrants in contributing to the growth of megacities. The study also attempted to propose sustainable planning strategies in guiding future urban planning. The case study used both primary and secondary data collection methods. In all, 304 questionnaires were administered in April 2017 (Nima=146 and Old Fadama=158). From the study, 46% of the respondents in Nima hail from the Northern part of Ghana and 14% from the Volta Region. On the other hand, 49% of the respondents in Old Fadama come from the Northern part of Ghana and 22% from the Volta Region. Both Nima and Old Fadama have high figures on migrant population which means a fair contribution to the growth of Accra as a megacity. Therefore, spatial equality through a comprehensive, integrated and universal national development(UND) covering all sectors should be employed. Also, economic opportunities upgrading which is essential for slum and rural communities in Ghana should be considered. Further research on how cities in Ghana are planning towards becoming megacities is prudent.


2018 ◽  
Vol 2 (1) ◽  
pp. 18 ◽  
Author(s):  
Ma'ruf Pambudi Nurwantara

Production activities each company are expecting the creation of productivity. This research was aims to determine levels of total and partial productivity by using Objective Matrix and propose improvements. The study was conducted at Perkebunan Kandangan Pulosari Panggungsari plantations began from January to April 2015. The data gathered consist of secondary data and primary data. Elements analyzed the productivity of human, machine, wood fuel and diesel fuel. The results showed that the value of productivity was experiencing fluctuating, the value of total productivity in the processing of coffee by 6.660. Partial productivity value on the human element of 1.635, 1.463 for labor, fuelwood amounted to 1,162, working hours standing to 0.894 generator engines and diesel fuel of 1.49. Proposed improvements that can be done by optimizing the number and performance of every element of productivity.


2021 ◽  
Vol 58 (1) ◽  
pp. 4001-4008
Author(s):  
Sourav Saha

Higher education plays a crucial role in socio-economic transformation of a country. At present the rate of female participation in higher education has been increasing, especially in the urban and sub-urban areas of the State Assam. But this scenario is very much disheartening in the State’s rural areas. Very recently, some new universities have been established in Assam which makes the rate of female participation in higher education increased. However, the involvement of female in different technical and job oriented courses is still lagging behind. The present study is therefore an attempt to analyse the trend and pattern of women participation in different faculties of Gauhati University and also to investigate the socio-cultural factors behind the low rate of female participation in some particular faculties. The study is based on secondary data collected from the office of the university.


Author(s):  
S.K Ibrahim ◽  
M.M Mai

The orderly growth of Nigerian urban areas is strategically moderated by hierarchic development control instruments of the three tiers of government. The design and construction of buildings for a variety of purposes are carefully managed by urban and regional planners, architects, and engineers among others, usually aid in the enforcement of development regulatory apparatus. This paper appraises development control abuses apparent in some selected neighborhoods of Kano metropolis, as well as their effects on the quality of the built environment. A case study qualitative research approach was applied to evaluate land use breaches in the study area using secondary data accessed from a statutory development control agency, Kano state Urban Planning and Development Authority (KNUPDA) over a twenty-year period. The research outcome shows that majority of the planned developments contravened in one way or the other, which manifests in over development through encroachment on setbacks, structures exceeding allowable floor area and change of land use. This implies the incapacitation of such organs to decisively contain urban sprawl, which may not be unconnected with the high deficit of serviced plots to meet the demand of building activities. Building contraventions gradually compromise the level of excellence of the built environment, especially its aesthetics, which leads to dysfunctional human abode, where privacy, fire protection, and natural ventilation are specifically dislodged. Therefore, a re-examination of the physical development process, product, and participants becomes imperative.


2017 ◽  
Vol 5 (2) ◽  
pp. 068
Author(s):  
Mohamed Yassine Khouildi ◽  
Mohamed Bengana ◽  
Mounir Rakibi ◽  
Mohamed Redouane Riad ◽  
Suhaib Aldirchawi

Purpose – The purpose of this paper is to compare between two screening methodologies in terms of applied methods and the impact assessment. Other than this the paper measures the performance of screened stocks in terms of risk & return and compare it to the conventional onesDesign/methodology/approach – The methods used are a combination of archival and bibliographic research based on some previously published articles. Also the papers use secondary data from published reports.Findings – The paper identifies the impact assessment of the screening methodologies and how investors will not sacrifice part of their returns in order to achieve their moral and ethical values.Originality/value – Many studies compared the two screening indices in term of methodologies; however this paper investigates and uses a quantitative analysis on the impact and performance of the screening methodologies. Furthermore it compares the stages of screening between Shariah Advisory Council of Securities commission (SAC-SC) and Dow Jones Islamic Market Index (DJIM)Keywords – screening, methodologies, impact assessmentPaper type – comparative case study


2019 ◽  
Vol 2 (1) ◽  
pp. 134-142
Author(s):  
Dr. Vijay Singh

The trend of online shopping is expending its roots throughout the world. In India the traditional retail market is in trends. Retail market contributes more than 10 percent of the GDP to the Indian economy. With the inception of Information Technology the trend of online shopping is also being famous in India. Spread of internet has made it easy to do the online shopping. This trend is famous especially among youth. Customer satisfaction is one of the important and challenging issues both for the online and traditional retailers. In this paper an attempt has been made to study the customer preference for online shopping and its impact on traditional retail market. To conduct the present study a sample of 100 respondents were selected among the traditional retailers. These samples were taken from the capital city traditional retail market of Shimla, Himachal Pradesh with the help of convenient sampling technique. Besides this 200 sample respondents were selected among the online buyers. The buyer respondents were taken from Himachal Pradesh University, Shimla with the help of random-cum-purposive sampling techniques. Both primary and secondary data were used for the study. The results of the study reveal that there is a negative impact of online shopping on traditional retail market.


2019 ◽  
Vol 27 (5) ◽  
pp. 1442-1464 ◽  
Author(s):  
Kris M.Y. Law ◽  
K.B. Chuah

Purpose Since the late 1980s, the concepts of organizational learning (OL) and learning organization (LO) has prospered and been advocated as an effective strategy for organizational excellence. However, there was a lack of systematic documentation or cases reported proving the sustaining effect of OL. The purpose of this paper is to present a successful 15-year OL case in China, with which to prove PAL is a sustainable vehicle for OL. Design/methodology/approach This study documents a 15-year successful journey of a project-based action learning (PAL) driven OL setting in a multinational high-tech manufacturing company in China. The case study has been focusing on the progress of the four pillars in the PAL framework (i.e. policy and strategy; learning facilitation; resources and technology; and performance management) throughout the 15-year journey. Besides secondary data collection, on-site interviews with participants and the management of the company were carried out. Findings From this longitudinal case study, it can be seen that the four pillars form a very robust infrastructure supporting PAL for driving OL within the company. Each pillar is indispensable and evolves according to the needs of the others. Both management and learning team members perceived that PAL is an effective tool to drive OL within the case company. Originality/value This paper presents a unique15-year longitudinal examination of a successful OL story in a high-tech company in China, through the adoption of the PAL driven framework and the evolutionary road of the associated parts. While successful, this paper is considered as a “stage” summary of the long range road of OL adoption, with PAL proven to be a sustainable OL vehicle.


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