scholarly journals Financial Case Analysis of Chang'an Bank Rural Revitalization Loan

2020 ◽  
Vol 5 (3) ◽  
pp. 170
Author(s):  
Jiayuan Yang

<p class="MsoNormal"><span style="mso-spacerun: 'yes'; font-family: 'Times New Roman'; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0000pt;"> On the basis of the rapid development of the new rural financial institutions as HP’s “three rural” financial system, Chang’an Bank also participated in the promotion of support based on industry support. Taking HP finance as the grasp, the city commercial bank is implemented to support rural revitalization when the effectiveness and accuracy of precision poverty alleviation is improved. Combined with the strategy of rural revitalization, this paper analyzes the advantages and constraints of the financial innovation case of “rural revitalization loan” put forward by Chang’an Bank, and it puts forward some suggestions.</span></p><p class="MsoNormal" style="margin-top: 70pt; margin-bottom: 8pt; text-indent: 0pt;"><strong><span style="font-family: 'Times New Roman'; font-size: 16pt;">Financial Case Analysis of Chang’an Bank Rural Revitalization Loan</span></strong><strong></strong></p>

2021 ◽  
Vol 5 (5) ◽  
pp. 14-19
Author(s):  
Jilu Liu ◽  
Qiaoyu Zhang ◽  
Xiaoming Zeng

The implementation of the rural revitalization strategy can provide a better solution for problems such as the “three rural” development limitations and the imbalance of urban and rural economic development as it is the key to comprehensive building of a well-off society. Based on Linhai City’s finance status, this article analyzes the financial needs of the city for a better economic development under the rural revitalization strategy which prioritizes the policy of building a city financial system. The city’s financial system should be organized in a multi-level stucture for better economic development. This will improve the credit system of villages and towns, strengthen agricultural product innovation financially, and improve the finances of rural residents.


Author(s):  
Muhammad Ghifari Arfananda ◽  
◽  
Surya Michrandi Nasution ◽  
Casi Setianingsih ◽  
◽  
...  

The rapid development of information and technology, the city of Bandung tourism has also increased. However, tourists who visit the city of Bandung have problems with a limited time when visiting Bandung tourist attractions. Traffic congestion, distance, and the number of tourist destinations are the problems for tourists travel. The optimal route selection is the solution for those problems. Congestion and distance data are processed using the Simple Additive Weighting (SAW) method. Route selection uses the Floyd-Warshall Algorithm. In this study, the selection of the best route gets the smallest weight with a value of 5.127 from the Algorithm process. Based on testing, from two to five tourist attractions get an average calculation time of 3 to 5 seconds. This application is expected to provide optimal solutions for tourists in the selection of tourist travel routes.


1989 ◽  
Vol 21 (1) ◽  
pp. 55-66
Author(s):  
J. Margeta ◽  
J. Pupovac ◽  
B. Ivančić

Dubrovnik is the most popular tourist seaside resort in Yugoslavia. The rapid development of tourism has necessitated appropriate environmental protection, particularly with regard to the coastal sea. Consequently, the city has constructed a plant for the treatment of wastewater and a submarine outfall. The characteristics of the sewerage system and the coastal sea meant that the wastewater disposal system required a specific method of construction and treatment. This paper presents the system adopted for Dubrovnik and the methodology used to choose the system. Special attention is paid to the problems and drawbacks which occurred during design and operation of the system, as well as to the measures undertaken afterwards for reconstruction of the system.


Author(s):  
Alberto Giovannini

The financial system is one of the primary users of information technology, which in recent decades has experienced phenomenal progress. This chapter discusses how information and communication technology has changed the financial system, and what policy challenges arise from the interactions of information technology progress and financial innovation. I focus on the asset management and banking industries. In the case of asset management, progress in information technology has partially transformed the industry, and potentially made it more efficient. In the case of banking, the industry has been changed profoundly, has grown significantly, but at the same time it has become more fragile. The chapter discusses the implications of these phenomena for policymaking.


2021 ◽  
Vol 13 (2) ◽  
pp. 444
Author(s):  
Xucai Zhang ◽  
Yeran Sun ◽  
Ting On Chan ◽  
Ying Huang ◽  
Anyao Zheng ◽  
...  

Urban vibrancy contributes towards a successful city and high-quality life for people as one of its vital elements. Therefore, the association between service facilities and vibrancy is crucial for urban managers to understand and improve city construction. Moreover, the rapid development of information and communications technology (ICT) allows researchers to easily and quickly collect a large volume of real-time data generated by people in daily life. In this study, against the background of emerging multi-source big data, we utilized Tencent location data as a proxy for 24-h vibrancy and adopted point-of-interest (POI) data to represent service facilities. An analysis framework integrated with ordinary least squares (OLS) and geographically and temporally weighted regression (GTWR) models is proposed to explore the spatiotemporal relationships between urban vibrancy and POI-based variables. Empirical results show that (1) spatiotemporal variations exist in the impact of service facilities on urban vibrancy across Guangzhou, China; and (2) GTWR models exhibit a higher degree of explanatory capacity on vibrancy than the OLS models. In addition, our results can assist urban planners to understand spatiotemporal patterns of urban vibrancy in a refined resolution, and to optimize the resource allocation and functional configuration of the city.


Author(s):  
Guangchao Zhang ◽  
Xinyue Kou

In recent years, with the rapid development of VR technology, its application range gradually involves the field of urban landscape design. VR technology can simulate complex environments, breaking through the limitations of traditional environmental design on large amounts of information processing and rendering of renderings. It can display complex and abstract urban environmental design through visualization. With the support of high-speed information transmission in the 5G era, VR technology can simulate the overall urban landscape design by generating VR panoramas, and it can also bring the experiencer into an immersive and interactive virtual reality world through VR video Experience. Based on this, this article uses the 5G virtual reality method in the new media urban landscape design to conduct research, aiming to provide an urban landscape design method with strong authenticity, good user experience and vividness. This paper studies the urban landscape design method in the new media environment; in addition, how to realize the VR panorama in the 5G environment, and also explores the image design of each node in the city in detail; and uses the park design in the city As an example, the realization process of the entire virtual reality is described in detail. The research in this article shows that the new media urban landscape design method based on 5G virtual reality, specifically to the design of urban roads, water divisions, street landscapes, and people’s living environment, makes the realization of smart cities possible.


2020 ◽  
Vol 17 (1) ◽  
Author(s):  
Patrick Hauser

AbstractThe zero risk weight privilege for European sovereign debt in the current capital adequacy requirements for credit institutions incentivises credit institutions to acquire and hold sovereign debt. However, it also poses a significant risk to the stability of the banking system and thus the financial system as a whole. It is argued that this privilege should not only be abolished due to the risk it entails but that it is also non conformant with EU primary law. Art. 124 TFEU prohibits privileged access of the EU and Member States' public sector to financial institutions except for prudential considerations. The protective purpose of Art. 124 TFEU to ensure sound budgetary policies by subjecting public borrowing to the same rules as borrowing by other market participants is thwarted by the uniform zero risk weight privilege. Further, as this privilege does not take into account the varying creditworthiness of the individual Member States it does not promote the soundness of financial institutions so as to strengthen the soundness of the financial system as whole, but rather endangers systemic stability. The zero risk weight privilege is therefore not based on prudential considerations and hence violates Art. 124 TFEU.


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