Financial Self-Efficacy and the Saving Behavior of JFCP_29_2_A15_357-368-Retirees

2018 ◽  
Vol 29 (2) ◽  
pp. 357-368 ◽  
Author(s):  
Sarah D. Asebedo ◽  
Martin C. Seay

This study investigates the relationship between financial self-efficacy (FSE) and saving behavior within a sample of 847 U.S. pre-retirees aged 50 to 70 from the Health and Retirement Study. In accordance with the social cognitive theory of self-regulation, results revealed that FSE is positively related to saving behavior after controlling for sociodemographic attributes, financial characteristics, and saving motives. Understanding how FSE contributes to saving behavior is critical as older workers attempt to bridge the retirement saving gap. Financial counselors and planners can help this population save by cultivating and supporting clients’ FSE throughout the financial planning and counseling process.

1995 ◽  
Vol 77 (3) ◽  
pp. 971-978 ◽  
Author(s):  
Shirley C. Feldmann ◽  
Manuel Martinez-Pons ◽  
Dan Shaham

In this study, we sought preliminary information about the relationships among measures of self-efficacy, self-regulation, collaborative learning behavior, and grades. The collaborative verbal behavior of 20 students in a computer course was observed. Also, students responded to a questionnaire to assess their academic self-efficacy. A teacher rated each student's self-regulated learning behaviors. The measures were taken at various points throughout the school year, and the data were analyzed using path analysis. Although students scoring higher on self-regulation tended to score higher also on the measures of collaborative verbal behavior than did those who scored lower on self-regulation, scores on self-regulation rather than on verbal engagement were correlated with grades. The findings were discussed in the light of social cognitive theory and recommendations were made for further study.


Author(s):  
Ingunn Hagen ◽  
Stine Kofoed ◽  
Usha Nayar

In this chapter, we will address how Yoga may contribute to psychological wellbeing. The chapter will be based on review of relevant literature in the backdrop of the theoretical framework of Self-Efficacy developed by Albert Bandura in his comprehensive ‘social cognitive theory of human motivation and learning'. Illustrations are included from our study: “Yoga to promote young people's mental health and well-being?” First, we will address some current social tendencies that contribute to everyday stress and challenges to people's general wellbeing. Second, we aim to have some conceptual clarification related to the concepts in our title “Yoga for psychological wellbeing”. Third, we will address how Yoga may function as a tool for self-regulation and its relationship with self-efficacy. Fourth, we will describe how Yoga is perceived as a mean to cope with stress. We will discuss how different people use Yoga to cope with stress, and how this partly relates to the role of Yoga as a tool for self-regulation.


2020 ◽  
Author(s):  
Aida Alisic ◽  
Bettina S. Wiese

Career insecurity is a central topic in career research because many career paths are characterized by high levels of uncertainty. In academia, individuals face not only high levels of insecurity in the early career phase but also the responsibility of managing their careers by themselves. Building on the motivational theory of life-span development and the social cognitive theory of self-regulation, this longitudinal study investigates the relationship between perceived career insecurity, work-related self-management, and occupational self-efficacy beliefs based on a sample of 3,118 PhD students and PhD holders. We employed the random intercept cross-lagged panel model (RI-CLPM) to separate between-person effects from within-person effects across eight measurement points (6-month time intervals). At the between-person level, career insecurity was negatively correlated with self-management and self-efficacy. At the within-person level, (a) increases in self-management and self-efficacy predicted decreases in subsequent career insecurity, and (b) increases in career insecurity predicted decreases in subsequent self-management and self-efficacy. Mediation analyses showed self-management to reduce career insecurity via increases in self-efficacy.


2021 ◽  
Vol 2 ◽  
Author(s):  
Ritu Sharma ◽  
Amy E. Latimer-Cheung ◽  
John Cairney ◽  
Kelly P. Arbour-Nicitopoulos

Background: Physical activity (PA) interventions are limited in number and reach for youth with physical disabilities (YPD) who experience systemic barriers that may preclude their in-person participation. Further, a lack of theory in the development and evaluation of PA interventions impedes our understanding and replication of active components of behavior change. These limitations pose challenges in the effective promotion of PA in YPD. Theory-based and more inclusive methods of PA intervention delivery must be explored in our efforts to promote PA and overall health in YPD.Methods: A pilot study was conducted to evaluate the feasibility and outcomes of an online, 4-week social cognitive theory-based PA intervention for YPD. Intervention feasibility (implementation fidelity, intervention compliance, and intervention acceptability) was evaluated through manual documentation, weekly feedback questionnaires, and open-ended feedback at 1-month post-intervention. Targeted social cognitive (outcome expectations, self-efficacy [task, self-regulatory, barrier] and self-regulation) and PA behavior outcomes were self-reported at baseline and 1-week and 1-month post-intervention.Results: Sixteen YPD (Mage = 17.4 ± 2.7 years, 69% female) completed the study. Intervention feasibility was supported by high implementation fidelity (100%), high intervention compliance (>90%), and positive ratings on indicators of acceptability for all weeks of the intervention (weekly feedback questionnaire means ranging from 5.74 to 6.19 out of 7). Through open-ended feedback, participants indicated the intervention was easy to use and understand, favorably shifted their self-awareness and personal meaning of PA, and provided value and potential for future use pertaining to the learned self-regulation skills and strategies. Participants also provided formatting and content recommendations for intervention improvement. Repeated measures ANOVAs showed significant and large effect sizes for changes in participants' task (p = 0.01, n2p = 0.28) and barrier (p = 0.02, n2p = 0.24) self-efficacy, goal-setting and planning and scheduling behaviors (ps < 0.001, n2ps = 0.42), and self-reported PA behavior (p = 0.02, n2p = 0.26).Conclusions: An online PA intervention for YPD is feasible and may offer potential benefit through the enhancement of self-efficacy, self-regulation, and PA behavior. Continued research is necessary to understand the efficacy and longer-term outcomes of online, theory-based interventions for YPD as a PA promotion strategy.


2018 ◽  
Vol 9 (3) ◽  
pp. 895-900
Author(s):  
Guo Zhe

How to cultivate critical thinking (CT) is considered as one of the most important goals of Chinese higher education over the years. However, many Chinese scholars have shown their concern on "CT Deficiency" after assessing CT skills of English majors in many universities. Thus, the affecting factors of CT development has been investigated from the perspective of the social cognitive theory by a detailed analysis of an English major with comparatively strong CT ability, attempting to find approaches to CT cultivation. After the qualitative analysis of reflection diaries and several interviews, the findings indicate that CT is shaped by the interaction of the environmental, individual and behavioural factors. Leaners can employ the strategies as interpretation, planning and implementation, self-regulation and adjustment, and reflection to facilitate the interaction


2018 ◽  
Vol 24 (2) ◽  
pp. 311-316
Author(s):  
Crenguţa Mihaela Macovei

Abstract The concept of academic self-efficacy has its origins in the social cognitive theory developed by A. Bandura and it refers to the conviction of a person that he/she can successfully achieve a certain academic goal or can solve a specific task. In this research we tested the psychometric qualities of the Perceived Academic Efficacy Scale in the context of military higher education. This scale is taken from PALS - The Patterns of Adaptive Learning Scales - and it demonstrated adequate psychometric properties that make it suitable for measuring the level of academic self-efficacy of military students. All six items on the scale load a single factor; the tested model showed a good fit


2011 ◽  
Vol 7 (4) ◽  
pp. 117-126 ◽  
Author(s):  
Taghi Jabbarifar

Two decades have now passed since Bandura (1986) introduced the concept of self-efficacy within the social cognitive theory of human behavior. He defined it as "people's judgments of their capabilities to organize and execute courses of action required to attain designated types of performances (1986). Much empirical evidence now supports the idea that self-efficacy touches almost every aspect of people's lives including foreign language learning; However, it has apparently received the least attention compared to other cognitive and affective issues. The present article attempts to shed some light on importance of the concept of self-efficacy, the role it can play in foreign language learning and the pedagogical implications it may have for foreign language teachers and the students of English language in the end of the first decade of the twenty first century.


2021 ◽  
Vol 12 (2) ◽  
pp. 239
Author(s):  
Nadhifa Salsabilla ◽  
Muji Sulistyowati

Konsumsi makanan cepat saji pada remaja dianggap sebagai hal sepele yang biasa dilakukan. Namun, dampak yang akan dirasakan berupa gangguan kesehatan dalam jangka waktu pendek maupun jangka panjang, seperti obesitas. Salah satu sekolah di Surabaya yang memiliki angka kejadian obesitas cukup tinggi yakni SMAN 2 Surabaya. Tujuan penelitian ini untuk menganalisis faktor perilaku yang berhubungan dengan konsumsi makanan cepat saji pada remaja menggunakan studi aplikasi Social Cognitive Theory. Penelitian ini merupakan penlitian observasional analitik dengan desain penelitian cross sectional. Populasi penelitian ini adalah siswa kelas X dan XI SMAN 2 Surabaya dengan penarikan sampel menggunakan stratified random sampling sebanyak 102 orang. Pengumpulan data menggunakan kuisioner yang dibagikan secara online. Variabel independen penelitian ini adalah karakteristik individu, self efficacy, pengetahuan, self regulation, dukungan keluarga, dukungan teman sebaya, dan paparan informasi. Sedangkan variabel dependen yaitu tindakan konsumsi makanan cepat saji pada remaja. Pengolahan dan analisis data menggunakan uji Kruskal Wallis. Hasil penelitian menunjukkan bahwa terdapat hubungan antara uang saku (p = 0,015), self regulation (p = 0,047), dan dukungan orangtua (p = 0,038) (p<0,05). Namun, pada variabel lainnya tidak terdapat hubungan dengan tindakan mengonsumsi makanan cepat saji. Penelitian ini diharapkan dapat memberikan kontribusi kepada pihak sekolah maupun Puskesmas setempat dalam melakukan pencegahan obesitas pada remaja.


Management ◽  
2019 ◽  
Author(s):  
Alexander Stajkovic ◽  
Kayla Sergent

In conceptualizations presented in social cognitive theory (SCT), humans are not passive objects shaped and shepherded by contingent consequences of an environment. People are agentic; they proactively make their way through the intricacies and dualities of life. To attain desired outcomes, people make judgments about the interplay among environment, personal factors, and consequences of their behavior. SCT conceptualizes these cognitive appraisals in terms of triadic, reciprocal, and asymmetric influences among the environment, person, and behavior. The belief system formed by the model’s cognitive dynamics is shaped by one’s current working conception of the world. This belief system guides behavior adaptively toward desirable pursuits and away from undesirable consequences. As people set goals, devise accordant courses of action, and anticipate outcomes, they act on this thread of beliefs. People operate on the environment, they monitor and analyze their actions, reflect on the consequences, and react to course-correct. These behaviors rely on self-awareness, self-reflection, and adaptive self-regulation. To explain and predict the fluent vagaries of social life, nuanced conceptions of interactive factors are conferred by SCT in the triadic model. A transformative contributor to adaptive self-regulation in SCT is perceived self-efficacy. Self-efficacy is a malleable belief formed by personal appraisal of how well a person can execute courses of action required to deal successfully with a given prospect. Self-efficacy does not signify people believe they can walk on water; it simply implies they believe they can enact the potential they already have. Even when people have acquired the knowledge and ability to succeed, cherished outcomes are forsaken if they harbor doubt in their capacity to self-regulate.


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