scholarly journals Nexus Unclassified Loans, Classified Loans, and Profitability

2021 ◽  
Vol 10 (4) ◽  
pp. 99-114
Author(s):  
Sujan Chandra Paul ◽  
Mohammad Rakibul Islam ◽  
Sharmin Akter Mitu
Keyword(s):  
Positive Relationship ◽  
Negative Relationship ◽  
Least Square ◽  
Total Revenue ◽  
Significant Positive Relationship ◽  
Ordinary Least Square ◽  
Generalized Methods Of Moments ◽  
Special Mention ◽  
Methods Of Moments ◽  
The Impact

This study investigates the impact of some variables such as total revenue, total assets, total liabilities, total deposits, total unclassified loans, total classified loans, standard loans, special mention account loans, sub-standard loans, doubtful loans, and bad and loss loans on profit before tax. Unbalanced Panel Data were collected from the website of 45Commercial Bank of Bangladesh from the year 2010 to 2018. Ordinary Least Square (OLS), Pooled Ordinary Least Square (POLS), Driscoll-Kraay (DK), Second Stage Least square (2SLS), Generalized Methods of Moments (GMM) methods are used in this study. This research found that total revenue had a significant positive relationship with profit before tax in all the models except DK and GMM models. Total unclassified loans had a significant positive relationship and total liabilities had a significant negative relationship with profit before tax in all the models. Special mention account loans had a significant positive relationship with profit before tax in OLS and DK models and total classified loans had a significant positive relationship with profit before tax in GMM model.

scholarly journals Impact of democracy on literacy rate

2020 ◽  
Vol 9 (7) ◽  
pp. 204-211
Author(s):  
Md Arif Hosen ◽  
Sujan Chandra Paul ◽  
Md Harun Or Rosid
Keyword(s):  
Positive Relationship ◽  
Civil Liberties ◽  
Negative Relationship ◽  
Least Square ◽  
Literacy Rate ◽  
Significant Positive Relationship ◽  
Ordinary Least Square ◽  
Significant Negative Relationship ◽  
The Government ◽  
The Impact

This study investigates the impact of democracy indices on the literacy rate. Panel Data of 134 Countries from 2007-2018 were collected from the website the World Bank and Gapminder. This study uses Ordinary Least Square (OLS), Pooled Ordinary Least Square (POLS), Driscoll-Kraay (DK), Second Stage Least Square (2SLS), Generalized Methods of Moments (GMM) methods. This research has found that political participation index and political culture index has a significant positive relationship with literacy rate in all the method. The functioning of the government index has a significant positive relationship and electoral process and the pluralism index has a significant negative relationship with literacy rate in all the methods except the GMM method. The civil liberties index has a significant negative relationship with literacy rate in POLS and in the other models, there is no significant relationship between the civil liberties index and literacy rate.

Dampak Kebijakan Moneter Pada Output Di Negara-Negara ASEAN Tahun 1980-2014

2017 ◽  
Vol 4 (1) ◽  
pp. 58-70
Author(s):  
Nur Widiastuti
Keyword(s):  
Monetary Policy ◽  
Interest Rate ◽  
Fixed Effects ◽  
Empirical Studies ◽  
Negative Relationship ◽  
Least Square ◽  
Fixed Effects Model ◽  
State Data ◽  
Ordinary Least Square ◽  
The Impact

The Impact of monetary Policy on Ouput is an ambiguous. The results of previous empirical studies indicate that the impact can be a positive or negative relationship. The purpose of this study is to investigate the impact of monetary policy on Output more detail. The variables to estimatate monetery poicy are used state and board interest rate andrate. This research is conducted by Ordinary Least Square or Instrumental Variabel, method for 5 countries ASEAN. The state data are estimated for the period of 1980 – 2014. Based on the results, it can be concluded that the impact of monetary policy on Output shown are varied.Keyword: Monetary Policy, Output, Panel Data, Fixed Effects Model

scholarly journals Determinants of Household Debt in Malaysia from the year 2010 to 2017

2019 ◽  
Vol 5 (2) ◽  
pp. 91
Author(s):  
Zahariah Mohd Zain ◽  
Nurul Ainun Ahmad Atory Ahmad Atory ◽  
Sarah Amirah Hanafi
Keyword(s):  
Positive Relationship ◽  
Negative Relationship ◽  
Housing Price ◽  
Least Square ◽  
Household Debt ◽  
Macroeconomic Variables ◽  
Explanatory Variables ◽  
Ordinary Least Square ◽  
Independent Variables ◽  
Lending Rate

Household debt has become an issue in the Malaysian economy as it affects the country socially and economically.This study aims to examine the determinants of household debt from the year 2010 until 2017. This study employs the Ordinary Least Square (OLS) method and the macroeconomic variables used in this study are Gross Domestic Product (GDP), base lending rate, unemployment and housing price as independent variables. The results indicate that the trend of household debt in Malaysia has shown a continuous rise from the year 2010 to 2017. GDP, base lending rate and housing price indicate a positive relationship towards household debt while unemployment shows a negative relationship to household debt in Malaysia. All explanatory variables have shown a significant relationship except for GDP. Housing price has been found to be the most significant factor and positively related to household debt. The findings indicate that the higher the price of houses, the higher the household debt will be.

scholarly journals Impact of enforcement and corporate governance attributes on performance

2016 ◽  
Vol 13 (4) ◽  
pp. 50-60
Author(s):  
José Villanueva García ◽  
Maria Antonia García-Benau ◽  
Ana Zorio Grima
Keyword(s):  
Corporate Governance ◽  
Positive Relationship ◽  
Negative Relationship ◽  
Structural Equations ◽  
Company Performance ◽  
Consolidated Financial Statements ◽  
Significant Positive Relationship ◽  
Enforcement Action ◽  
Financial Scandals ◽  
The Impact

Since 2005, consolidated financial statements of European listed groups have been prepared according to IFRS. Nevertheless, the recent economic crisis on top of financial scandals has highlighted the role of oversight agencies and the importance of corporate governance. The purpose of this study is to look into the impact of corporate governance and the work of the Spanish Securities Exchange Commission (CNMV) on the performance of Spanish listed groups; as well as observing the links between enforcement actions and corporate governance. In a sample of 116 Spanish listed groups during the period 2005-2011 we have applied structural equations model (SEM) for hypothesis testing. The results obtained suggest there is a significant positive relationship between the corporate governance variables and company performance and a significant negative relationship between enforcement and performance. We also identify a significant positive relationship between enforcement action and corporate governance, which validates the theoretical model proposed.

scholarly journals IMPACT OF JOB INSECURITY ON THE ABILITY OF EMPLOYEES’ TO MEET SET TARGETS IN POLARIS BANK PLC, GWAGWALADA, ABUJA

2021 ◽  
Vol 8 (1) ◽  
pp. 92-104
Author(s):  
Nana Bature ◽  
◽  
Theresa Ndulue ◽  
Keyword(s):  
Early Retirement ◽  
Positive Relationship ◽  
Job Insecurity ◽  
Primary Source ◽  
Least Square ◽  
Statistical Tool ◽  
Significant Positive Relationship ◽  
Ordinary Least Square ◽  
Least Square Regression ◽  
Ordinary Least Square Regression

This study examined the effects of job insecurity on the ability of employees to meet set targets in Polaris Bank Plc, Gwagwalada, Abuja.The study investigated how fear of unexpected sack, perceived powerlessness about employees’ job and fear of early retirement affect the ability of employees to meet set targets in Polaris Bank Plc, Gwagwalada, Abuja. The survey research design was used in the study and data was collected from primary source with the use of questionnaire. The Ordinary Least Square regression technique was the statistical tool used to test the hypotheses of the study. The findings of the study revealed that there is a significant positive relationship between job insecurity and the ability of employees to meet set targets in Polaris Bank Plc, Gwagwalada, Abuja. The study recommends that the management of the bank should ensure that employees are not treated as mere ‘use and dump slaves’ but as dignified workforce with feelings and emotions. The study concludes that fear of unexpected sack; perceived powerlessness about employees’ job has a positive significant effect on the ability of employees to meet set targets in Polaris Bank Plc, Gwagwalada, Abuja.

scholarly journals Primary education and its impact on literacy rate: A division wise comparative study of Bangladesh

2021 ◽  
Vol 10 (4) ◽  
pp. 391-405
Author(s):  
Sujan Chandra Paul ◽  
Md Arif Hosen ◽  
Jyotirmay Biswas ◽  
Shahadat Hossain
Keyword(s):  
Primary Schools ◽  
Positive Relationship ◽  
Least Square ◽  
Educational Institutions ◽  
Rate Data ◽  
Literacy Rate ◽  
Ordinary Least Square ◽  
Independent Variables ◽  
Different Types ◽  
The Impact

This study investigates the impact of a number of educational institutions and students per teacher on the literacy rate. Data of 489 Upazilasrelating to the dependent (literacy rate) and independent variables (no. of educational institutions and students per teacher of different types of primary and equivalent educational institutions) of 8 Divisions were collected from District Statistics 2011 of Bangladesh Bureau of Statistics. The Ordinary Least Square (OLS) method is used in this study. This research found that a number of government primary schools had a significant positive relationship with the literacy rate in Barishal, Chittagong, Khulna, and Mymensingh Divisions.

scholarly journals Analisis Pengaruh Kualitas Pelayanan Perpustakaan Terhadap Kepuasan dan Hubungannya dengan Loyalitas Mahasiswa

2013 ◽  
Vol 1 (1) ◽  
pp. 93-112
Author(s):  
Yulia Nurendah ◽  
Mumuh Mulyana
Keyword(s):  
Student Satisfaction ◽  
Positive Relationship ◽  
Negative Relationship ◽  
Partial Least Square ◽  
Least Square ◽  
Library Services ◽  
Significant Positive Relationship ◽  
Physical Evidence ◽  
Significant Negative Relationship ◽  
Management Students

Library is the center of knowledge. Library is Services. No Library without any services. The Satisfaction of Library Member to be one of the objective of Library services. The objectives of research are to analyze the influence of library services quality to student’s satisfaction and to analyze the correlation the satisfaction to library members’ loyality The research was conducted in STIE Kesatuan Library with research populaton is STIE Kesatuan’s Students, from July to September 2012. The majority of respondents in this reasearch were Female, age 20 years, students of S1 Management, students of regular classes, the member of librabary since 2010, as well as doing loan collection library with occasional frequency. Approach to analyze the datas used Partial Least Square (PLS) using Smart-PLS 2.0 M. The First models Research of Library Service was established by the Physical Evidence, Reliability, Responsiveness, Assurance and Empathy variable. The variables are correlated to the Student Satisfaction and Loyalty variable. The results showed that the Physical Evidence, Empathy, Assurance, Reliability and Responsiveness explains the variability of service quality construct at strongly level at 66.53%. Physical evidence has no significant positive correlation to student’s satisfaction. Empathy has a positive significant effect on student satisfaction. Assurance has no significant negative relationship to student satisfaction. Reliability has no significant positive relationship to student satisfaction. Responsivenes has a significant positive relationship to student satisfaction. Student satisfaction variables can explain the variability Loyalty Students construct at a moderate level that is equal to 43.29%. Student satisfaction has a significant positive relationship to student loyalty.   Keywords:service quality; satisfaction; loyalty; partial least square

scholarly journals Impact of MDCAT scores on pessimism, loneliness, and depressive symptoms: Moderating role of coping strategies

2021 ◽  
Vol 12 (2) ◽  
pp. 354-364
Author(s):  
Iram Fatima ◽  
Masood Nadeem ◽  
Muhammad Waqar Naeem ◽  
Hafiz Muhammad Zeeshan Raza
Keyword(s):  
Depressive Symptoms ◽  
Coping Strategies ◽  
Positive Relationship ◽  
Negative Relationship ◽  
Depression Scale ◽  
Psychological Disturbance ◽  
Significant Positive Relationship ◽  
The Impact ◽  
Moderating Role

This study was designed to evaluate the impact of MDCAT scores on pessimism, loneliness, and depressive symptoms. Furthermore, to check the moderating effect of coping strategies. Purposive sample technique was used to get the relevant sample. MDCAT failures (N = 149) from different educational organization of Bahawalpur (Pakistan) were included in the research as sample. Demographic form, Siddiqui Shah Depression Scale, UCLA Loneliness Scale, Life Orientation Test and Coping Styles Scale were administered to assess the impact of MDCAT scores on pessimism, depressive and loneliness symptoms among MDCAT failures and to assess the moderating role of coping strategies. For statistical analysis PLS and SPSS software were used. PLS algorithm, PLS bootstrapping, PLS moderation analysis and independent sample t-test were used to get the results. Results reveal that there is a significant impact of MDCAT scores on pessimism, depressive and loneliness symptoms. Also, there is significant positive relationship among pessimism, depressive and loneliness symptoms. Problem focused coping significantly moderate the relationship between MDCAT scores and depressive symptoms. Furthermore, problem focused coping has significant negative relationship with pessimism, depressive and loneliness symptoms. Moreover, emotion focused coping has significant positive relationship with depressive symptoms. Female were found having more emotion focused coping. The findings of the study have practical implications in providing insight relevant for development of psychological disturbance in MDCAT failures.

scholarly journals DAMPAK KEBIJAKAN MONETER PADA OUTPUT DI NEGARA-NEGARA ASENA TAHUN 1980-2014

2019 ◽  
Vol 4 (1) ◽  
pp. 58-70
Author(s):  
Nur Widiastuti
Keyword(s):  
Monetary Policy ◽  
Interest Rate ◽  
Empirical Studies ◽  
Negative Relationship ◽  
The State ◽  
Least Square ◽  
State Data ◽  
Ordinary Least Square ◽  
The Impact

The Impact of monetary Policy on Ouput is an ambiguous. The results of previous empirical studies indicate that the impact can be a positive or negative relationship. The purpose of this study is to investigate the impact of monetary policy on Output more detail. The variables to estimatate monetery poicy are used state and board interest rate andrate. This research is conducted by Ordinary Least Square or Instrumental Variabel, method for 5 countries ASEAN. The state data are estimated for the period of 1980 – 2014. Based on the results, it can be concluded that the impact of monetary policy on Output shown are varied.

scholarly journals The impact of board of directors’ characteristics on dividend policy: Evidence from a developing country

2021 ◽  
Vol 5 (2) ◽  
pp. 44-56
Author(s):  
Kasun Tharaka Dissanayake ◽  
Hareendra Dissabandara
Keyword(s):  
Positive Relationship ◽  
Dividend Policy ◽  
Negative Relationship ◽  
Board Size ◽  
Dividend Payment ◽  
Significant Positive Relationship ◽  
Board Characteristics ◽  
Sectorial Analysis ◽  
Women On Boards ◽  
The Impact

The “dividend puzzle” has been an unresolved problem since the 1950s. The purpose of this paper is to investigate the nature and a level of the relationship between board characteristics dividend policy. The study used a positivistic approach and Spearman correlation metric, descriptive statistics, and binary regression models have been deployed as analytical tools. It is found that food and beverages sector had the highest percentage for dividend payout from 2015 to 2019. The highest percentage for women on boards was 13% in the land and property sector. The average board size for the selected companies was 8. The likelihood to pay dividends, women on boards, the board size, and CEO duality indicated a significant positive relationship. Panel regression results indicate that there is no significant relationship between board characteristics and the level of dividend payment for the selected sample. But in a sectorial analysis audit committee size has a significant negative relationship with the level of dividend payment in the manufacturing sector whereas board gender diversity has a significant positive relationship with the same in the food and beverage sector. In summary, dividend decision has been affected by several board characteristics, but such factors had no significant impact on the level of dividends declared in the market. The sectorial analysis revealed that several characteristics affected the level of dividends in two sectors

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