scholarly journals Does financial inclusion empower women in emerging countries? A panel data analysis

2020 ◽  
Author(s):  
Chandan Kumar Roy ◽  
Banna Banik ◽  
Huang Xiaoling
Keyword(s):  
Sustainable Development ◽  
Gender Inequality ◽  
Emerging Economies ◽  
Fixed Effects ◽  
Panel Data Analysis ◽  
Estimation Method ◽  
Financial Inclusion ◽  
Gender Development ◽  
Women Empowerment ◽  
And Gender

Abstract Women empowerment is inevitable and a fundamental goal for inclusive growth and sustainable development. The study aims to analyze the effect of financial inclusion on women empowerment using both fixed-effects and panel generalized methods of moments (GMM) estimation techniques covering a panel dataset of 50 emerging economies from 2005 to 2017. We use accessibility to automated teller machine services, availability of bank branches and accessibility to bank assets as three different measures of financial inclusion and gender inequality index, gender development index and political participation of females as the measure of women empowerment. We find evidence that each measure of financial inclusion is associated with lower gender inequality, higher gender development and more opportunities for political involvement of women respectively. Using different econometric estimation method and a board range of inclusion measures confirms the more robust association between financial inclusion and women empowerment. The study, thus, concludes that financial inclusion plays an important role in the welfare of female and girls which would further assist emerging economies to achieve Sustainable Development Goal 5.

Financial Inclusion and Gender Inequality Reduction: Evidence from Sub-Saharan Africa

2019 ◽  
Vol 67 (3-4) ◽  
pp. 367-372
Author(s):  
Sylvester Ohiomu ◽  
Evelyn Nwamaka Ogbeide-Osaretin
Keyword(s):  
Gender Inequality ◽  
Financial Services ◽  
Negative Impact ◽  
Estimation Method ◽  
Financial Inclusion ◽  
Sub Saharan Africa ◽  
Sub Saharan ◽  
The Government ◽  
And Gender ◽  
The Impact

Reduced inequality and gender equality are parts of the sustainable development goals (SDGs) towards global development, but the financial sector appears daunted in respect of financial inclusion for these noble goals. Concerns are more on gender inequality in the area of full utilisation of financial and human resources. Hence, this study investigated the impact of financial inclusion on gender inequality in sub-Saharan Africa. The study employed the generalised method of moments (GMM) estimation method on panel data on some countries in sub-Saharan Africa. The result of the study revealed that financial inclusion substantially reduced gender inequality. Financial inclusion access was found to drive down gender inequality more than usage. Female educational levels were found to have a substantial but negative impact on gender inequality. This study recommends that there is a need for an increase in commercial bank branches to increase accessibility to financial services. The government should increase its expenditure, and this should be channelled towards financial development and higher levels of education for females to improve financial literacy.

Gender and ICT Policy for Development and Empowerment

2012 ◽  
pp. 1005-1027
Author(s):  
Kutoma Jacqueline Wakunuma-Zojer
Keyword(s):  
Sustainable Development ◽  
Economic Development ◽  
Gender Development ◽  
Ict Use ◽  
Social And Economic Development ◽  
And Gender ◽  
Development Agendas ◽  
Ict Policy

This chapter pays attention to the role that ICT policy and gender play in the drive for development and empowerment. Particular focus is on Zambia and its National ICT Policy. The chapter analyses how notions of ‘gender’, development and empowerment are routinely incorporated into the ICT policy rhetoric and the strategies put in place. It assesses whether the goals of the National ICT Policy encourage social and economic development as well as empowerment for women. The chapter makes the case that as much as ICT policies are being developed and adopted in order to be incorporated into the development agendas of countries like Zambia, mere adoption without adequately addressing gender concerns within the policies themselves may not necessarily achieve the desired development and empowerment. The analysis subsequently brings to the fore some short comings within the policy that have not been addressed with the adequacy they deserve and which as a result, can potentially impact negatively on women’s overall development and subsequent empowerment. The chapter particularly focuses on Government claims which suggest that women are important actors in ICT use for sustainable development without whom the successful diffusion and use of ICTs in the country cannot be a reality.

scholarly journals KETIMPANGAN GENDER DALAM PERTUMBUHAN EKONOMI

2012 ◽  
Vol 13 (2) ◽  
pp. 194
Author(s):  
Erma Aktaria ◽  
Budiono Sri Handoko
Keyword(s):  
Economic Growth ◽  
Gender Inequality ◽  
Descriptive Analysis ◽  
Descriptive Statistics ◽  
Gender Development ◽  
Inequality Index ◽  
Central Kalimantan ◽  
Gender Empowerment ◽  
Gender Development Index ◽  
And Gender

The objective of this research is to analyze the gender inequality in 14 districts/ cities in Central Kalimantan Province by using the Gender Inequality Index (GII), which introduced by UNDP, to analyze the effect of gender inequality with economic growth and compare the use of the GII with the Gender Development Index and Gender Empowerment Measure (GEM) in relation to economic growth. This research uses panel data from 14 districts/cities during 2004-2007, the analytical methods used were descriptive statistics in analyzing gender inequality and statistical inference to explain the influence of gender inequality on economic growth. Descriptive analysis results showed that there are sharp gender inequality in every district/city. The results of regression analysis shows that there are negative and significant effect of gender inequality to economic growth. Gender inequality is statistically represented by a proxy of the GII is not as strong compared to a proxy of the two others.

Artificial Intelligence and SHGs

2020 ◽  
pp. 291-303
Author(s):  
Vinay Kandpal ◽  
Osamah Ibrahim Khalaf
Keyword(s):  
Artificial Intelligence ◽  
Sustainable Development ◽  
Big Data ◽  
Financial Services ◽  
Efficient Solution ◽  
Cost Effective ◽  
Financial Inclusion ◽  
Women Empowerment ◽  
Loan Repayment ◽  
Brick And Mortar

For inclusive growth and sustainable development of SHG and women empowerment, there is a need to provide an environment to access quality services from financial and non-financial agencies. While banks cannot reach all people through a ‘brick and mortar' model, new and advanced banking technology has enabled financial inclusion through branchless banking. By using artificial intelligence in banking, banks have a cost-effective and efficient solution to provide access to services to the financially excluded. Digital technology improves the accessibility and affordability of financial services for the previously unbanked or underbanked individuals and MSMEs. A big data-driven model can also be helpful for psychometric evaluations. Several psychometric tools help evaluate the applicant's answers which aid to capture information that can help to predict loan repayment behavior, comprising applicants' beliefs, performance, attitudes, and integrity.

Corruption and outbound business travels

2019 ◽  
Vol 26 (7) ◽  
pp. 1266-1281 ◽  
Author(s):  
Hassan F. Gholipour ◽  
Behzad Foroughi
Keyword(s):  
Emerging Economies ◽  
Fixed Effects ◽  
Estimation Method ◽  
Developed Countries ◽  
Panel Fixed Effects ◽  
The Impact ◽  
Fixed Effects Estimation

This article investigates the effect of corruption on growth of outbound business travels (OBT), after controlling other relevant determinants of demands for OBT. The model is empirically tested for 62 countries from 2007 to 2016. Using a panel fixed effects estimation method, the results show that higher levels of corruption lead to the growth of OBT. We also find that the impact of corruption on OBT is more apparent in emerging economies than developed countries.

Gender and ICT Policy for Development and Empowerment

2011 ◽  
pp. 186-207
Author(s):  
Kutoma Jacqueline Wakunuma-Zojer
Keyword(s):  
Sustainable Development ◽  
Economic Development ◽  
Gender Development ◽  
Ict Use ◽  
Social And Economic Development ◽  
And Gender ◽  
Development Agendas ◽  
Ict Policy

This chapter pays attention to the role that ICT policy and gender play in the drive for development and empowerment. Particular focus is on Zambia and its National ICT Policy. The chapter analyses how notions of ‘gender’, development and empowerment are routinely incorporated into the ICT policy rhetoric and the strategies put in place. It assesses whether the goals of the National ICT Policy encourage social and economic development as well as empowerment for women. The chapter makes the case that as much as ICT policies are being developed and adopted in order to be incorporated into the development agendas of countries like Zambia, mere adoption without adequately addressing gender concerns within the policies themselves may not necessarily achieve the desired development and empowerment. The analysis subsequently brings to the fore some short comings within the policy that have not been addressed with the adequacy they deserve and which as a result, can potentially impact negatively on women‘s overall development and subsequent empowerment. The chapter particularly focuses on Government claims which suggest that women are important actors in ICT use for sustainable development without whom the successful diffusion and use of ICTs in the country cannot be a reality.

scholarly journals THE STUDY OF GENDER INEQUALITY FOUND IN DEBORAH ELLIS’S NOVEL “THE BREADWINNER”

2019 ◽  
Vol 2 (2) ◽  
pp. 1
Author(s):  
Santi Prastyowati
Keyword(s):  
Gender Inequality ◽  
Women Empowerment ◽  
The Novel ◽  
Main Character ◽  
Negative Effects ◽  
The World ◽  
Qualitative Descriptive ◽  
And Gender ◽  
And Control ◽  
Descriptive Method

Inequality is clearly an important issue that requires much more attention in the world. Inequality practices in the community still trapped in the old paradigm such as treat someone by their race, culture, religion, and gender. However, is not easy to eliminate an inequality in the soceity. The current study analyze the topic namely gender inequality that happened to the main character’s life in “The Breadwinner” novel by Deborah Ellis. This study aimed to analyse the kind of inequality and the effect of it on main character’s life, the writer used qualitative descriptive method. Moreover, Parvana as a main character was selected based on her experience in gender inequality. In addition, Longwe’s women empowerment framework was used to prove that there are gender inequality happen in the story of the novel. The result showed that gender inequality positively occurs in the life of the main character because the story of the novel does not fullfil the five levels of equality (welfare, access, conscientisation, participation, and control) that Longwe describes in her women empowerment framework. Moreover, the lack of equality that happend in the story has resulted in several negative effects such as poverty, lack of choice, absence of security, discrimination, and power abuse.

Sign in / Sign up

Export Citation Format

Share Document