Banking 2025 - Die Bank Der Zukunft (Banking 2025: The Business Model 'Bank' in the Future)

2015 ◽  
Author(s):  
Rainer Lenz
Keyword(s):  
Business Model ◽  
The Future ◽  
Model Bank

Analysis of the Impact of COVID-19 on the Current Farmer’s Market Business Model and Research on its Transformation in Smoke-Free Environment

2021 ◽  
Vol 7 (5) ◽  
pp. 921-932
Author(s):  
Zhang Jia ◽  
Xu Hui ◽  
Zeng Zhi ◽  
Yu Jingjing
Keyword(s):  
Business Model ◽  
Main Direction ◽  
Business Model Canvas ◽  
The Future ◽  
New Business ◽  
Free Environment ◽  
The Impact

Objectives: The ban on smoking creates a good smoke-free environment for the traditional farmer’s market. However,the suddenly spread COVID-19 has greatly impacted the business model of the traditional smoke-free farmer’s market.Methods: In order to realize the effective transformation of the current farmer’s market, this paper uses the business model canvas of Osterwalder and Pigneur to compare and analyze the traditional smoke-free farmer’s market and the smart farmer’s market. Results:The study found that the new business model promoted by “Smart Farmer” can effectively solve the difficulties and problems faced by the current farmer’s market. Conclusions:On the basis of this research, this paper puts forward the main direction of the future transformation of the farmer’s market business model, in order to provide a theoretical and practical basis for the intellectualized reconstruction of farmer’s market in China.

Artificial Intelligence as a Growth Engine for Health Care Startups: Emerging Business Models

2018 ◽  
Vol 61 (2) ◽  
pp. 59-83 ◽  
Author(s):  
Massimo Garbuio ◽  
Nidthida Lin
Keyword(s):  
Artificial Intelligence ◽  
Health Care ◽  
Business Model ◽  
Value Creation ◽  
Critical Analysis ◽  
Business Models ◽  
Health Conditions ◽  
The World ◽  
The Future

The future of health care may change dramatically as entrepreneurs offer solutions that change how we prevent, diagnose, and cure health conditions, using artificial intelligence (AI). This article provides a timely and critical analysis of AI-driven health care startups and identifies emerging business model archetypes that entrepreneurs from around the world are using to bring AI solutions to the marketplace. It identifies areas of value creation for the application of AI in health care and proposes an approach to designing business models for AI health care startups.

The Cloud@Home Volunteer and Interoperable Cloud through the Future Internet

2012 ◽  
pp. 79-96
Author(s):  
Salvatore Distefano ◽  
Antonio Puliafito
Keyword(s):  
Cloud Computing ◽  
Business Model ◽  
Hierarchical Clustering ◽  
Large Scale ◽  
Future Internet ◽  
Cloud Infrastructure ◽  
The Future ◽  
Service Oriented

Cloud computing is the new consolidated trend in ICT, often considered as the panacea to all the problems of existing large-scale distributed paradigms such as Grid and hierarchical clustering. The Cloud breakthrough is the service oriented perspective of providing everything “as a service”. Different from the others large-scale distributed paradigms, it was born from commercial contexts, with the aim of selling the temporarily unexploited computing resources of huge datacenters in order to reduce the costs. Since this business model is really attractive and convenient for both providers and consumers, the Cloud paradigm is quickly growing and widely spreading, even in non commercial context. In fact, several activities on the Cloud, such as Nimbus, Eucalyptus, OpenNEbula, and Reservoir, etc., have been undertaken, aiming at specifying open Cloud infrastructure middleware.

14. Legal Requirements when Establishing a Business Enterprise

Business Law ◽  
2020 ◽  
pp. 349-378
Author(s):  
James Marson ◽  
Katy Ferris
Keyword(s):  
Business Model ◽  
Business Enterprise ◽  
Business Organization ◽  
Legal Requirements ◽  
The Future ◽  
The Individual

This chapter studies the various forms of business organization that are available to those who trade. It focuses on the types of trading structures available, how they are established, and provides an overview of the implications of each form of business organization. It should be noted that there is no one model that will suit every individual or every business model. It is very much the decision of the individual—having assessed the business, what they wish to do with it, and how they see it continuing in the future—to determine the form of enterprise chosen. Being aware of the consequences for the business organization is crucial in making this decision.

Law Publishers in the Twenty-First Century: Part of the Problem or Part of the Solution? or The Need for a Paradigm Shift in Publishing for the Legal Education Market

2014 ◽  
Vol 14 (1) ◽  
pp. 74-79 ◽  
Author(s):  
Wirt Soetenhorst
Keyword(s):  
Business Model ◽  
Paradigm Shift ◽  
Legal Education ◽  
First Century ◽  
Academic Institutions ◽  
The Future ◽  
Education Market ◽  
Twenty First Century

AbstractIn this article Wirt Soetenhorst explores a paradigm shift that is already taking place in the legal education market and that will accelerate over the next five years. This development will have consequences for all the parties that are active in the field of academic legal education: authors, institutions, libraries, students and publishers. The article analyses the current traditional business model (the sale of physical textbooks) and outlines several potential scenarios for the future of legal publishing in which publishers move into teaching and academic institutions.

scholarly journals The Future of MOOCs: Adaptive Learning or Business Model?

2015 ◽  
Vol 12 (1) ◽  
pp. 64 ◽  
Author(s):  
Sir John Daniel ◽  
Esteban Vázquez Cano ◽  
Mercè Gisbert
Keyword(s):  
Business Model ◽  
Adaptive Learning ◽  
The Future

scholarly journals Microfinance Meets the Market

2009 ◽  
Vol 23 (1) ◽  
pp. 167-192 ◽  
Author(s):  
Robert Cull ◽  
Asli Demirgüç-Kunt ◽  
Jonathan Morduch
Keyword(s):  
Interest Rates ◽  
Business Model ◽  
Microfinance Institutions ◽  
Social Business ◽  
Grameen Bank ◽  
Large Dataset ◽  
For Profit ◽  
The Future ◽  
Massive Scale ◽  
Single Path

In this paper, we examine the economic logic behind microfinance institutions and consider the movement from socially oriented nonprofit microfinance institutions to for- profit microfinance. Drawing on a large dataset that includes most of the world's leading microfinance institutions, we explore eight questions about the microfinance “industry”: Who are the lenders? How widespread is profitability? Are loans in fact repaid at the high rates advertised? Who are the customers? Why are interest rates so high? Are profits high enough to attract profit-maximizing investors? How important are subsidies? The evidence suggests that investors seeking pure profits would have little interest in most of the institutions we see that are now serving poorer customers. We will suggest that the future of microfinance is unlikely to follow a single path. The recent clash between supporters of profit-driven Banco Compartamos and of the Grameen Bank with its “social business” model offers us a false choice. Commercial investment is necessary to fund the continued expansion of microfinance, but institutions with strong social missions, many taking advantage of subsidies, remain best placed to reach and serve the poorest customers, and some are doing so at a massive scale. The market is a powerful force, but it cannot fill all gaps.

scholarly journals The Future of Banking System and Economic Development in Nigeria

2015 ◽  
Vol 20 (1) ◽  
Author(s):  
Olu Ajakaiye ◽  
M. Adetunji Babatunde
Keyword(s):  
Economic Development ◽  
Business Model ◽  
Commercial Banks ◽  
Banking System ◽  
Bank Lending ◽  
Real Sector ◽  
The Real ◽  
Access To Credit ◽  
The Future ◽  
Banking Business

This study examined the future of banking system and economic development in Nigeria in the context of the demand following hypothesis. Although, the Nigerian economy has witnessed steady growth, the productive base of the economy is narrow. This therefore requires that banks must engage in an effective financial intermediation process to aid the transformation of the real sector as an engine of growth. However, while the deposits mobilized and assets base of the commercial banks has increased in leap and bounds, the real sector access to credit is on the decline. Rather, the bulk of the funds are invested on government short term securities given their risk free characteristics which reflect the lazy bank syndrome. Prohibitively high cost of credit and existence of hidden charges also inhibit real sector access to commercial banks loan. Hence, to reconnect the banking system with the real sector, there is a need to discourage armchair banking business model and encourage supportive banking business model, lending and secure appropriate maturity profile of loans to the real sectors, promote modified collateral bank lending model, and encourage specialization of bank branches. These are expected to aid the growth of the real sector and fast track the process of economic development in Nigeria.

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