scholarly journals PENGARUH DANA PIHAK KETIGA, INFLASI, DAN TINGKAT SUKU BUNGA KREDIT TERHADAP PERMINTAAN KREDIT INVESTASI BANK PEMERINTAH DAERAH DI INDONESIA

2019 ◽  
Vol 1 (2) ◽  
Author(s):  
Gusnimar Gusnimar ◽  
Sri Ulfa Sentosa
Keyword(s):  
Time Series ◽  
Interest Rate ◽  
Interest Rates ◽  
Research Method ◽  
Secondary Data ◽  
Regional Government ◽  
Library Studies ◽  
Credit Demand

This study aims to find out how the influence of deposits, inflation, and credit interest rates on the demand for investment loans from Government Banks in Indonesia. The data used are secondary data in the form of time series from 2010: Q1 to 20108: Q4, with the technique of collecting documentation data and library studies obtained from relevant institutions and agencies. The variables used are Investment Credit Demand (Y),deposits (X1), inflation (X2), and credit interest rates (X3). The research method used is Ordinary last Square (OLS). The results of the study show that (1) deposits and inflation have a positive and significant effect on the demand for investment credit, (2) the credit interest rate has a negative and significant effect on the demand for investment credit, and (3) deposits, inflation, and rates Credit interest has a significant effect on the demand for investment credit at Regional Government Banks in Indonesia

scholarly journals Pengaruh Suku Bunga, Loan to Deposit Ratio (LDR) dan Pertumbuhan Kredit terhadap Inflasi di Indonesia

Jurnal Ecogen ◽  
2019 ◽  
Vol 1 (3) ◽  
pp. 557
Author(s):  
Putri Yeni ◽  
Syamsul Amar ◽  
Alpon Satrianto
Keyword(s):  
Time Series ◽  
Regression Analysis ◽  
Interest Rate ◽  
Interest Rates ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Linear Regression Analysis ◽  
Credit Growth ◽  
Descriptive Research ◽  
Positive Effect

This study aims to analyze the influence of interest rates, Loan to Deposit Ratio (LDR) and credit growth to inflation in Indonesia. This type of research is descriptive research and uses secondary data in the form of time-series from 2007 to 2016 using the method of multiple linear regression analysis. The results of this study indicate that interest rates have a significant and positive effect on inflation in Indonesia. The Loan to Deposit Ratio (LDR) has a significant and positive effect on inflation in Indonesia. Credit growth has a significant and positive effect on inflation in Indonesia. Based on the results of this study it can be concluded that there is a significant influence between interest rates, Loan to Deposit Ratio (LDR) and credit growth to inflation in Indonesia. Keyword: Inflation, Interest Rate, Loan to Deposit Ratio (LDR), Credit Growth

scholarly journals ANALISIS PERMINTAAN KREDIT MODAL USAHA PADA BANK PEMERINTAH DI SUMATERA UTARA

2020 ◽  
Vol 1 (3) ◽  
Author(s):  
Putri Sari Silaban
Keyword(s):  
Interest Rate ◽  
Interest Rates ◽  
Consumer Price Index ◽  
Secondary Data ◽  
Least Square ◽  
Linear Regression Models ◽  
Variable Effect ◽  
Mortgage Interest Rates ◽  
Credit Demand ◽  
North Sumatra

This research aims to analyze the influence of GDP, interest rate, CPI and the amount of deposits to the credit demand of venture capital to the state bank in North Sumatra simultaneously and partially. The data used are secondary data sourced from North Sumatra Bank of Indonesia variables namely GDP, interest rate, CPI and the number of deposit and loan capital of North Sumatra Province, on a quarterly basis from 2003 till , 2011. Data analysis was performed using OLS (Ordinary Least Square) with multiple linear regression models estimated with the help of the program Eviews 5.1. The results of this research can be concluded that simultaneous co-GDP variables constant change, the consumer price index, interest rate, and the amount of deposits significantly affect credit demand in the capital of North Sumatra Province. Furthermore, partially concluded that variables GDP, and the amount of deposits a positive effect on demand for capital loans, while the CPI and the variable mortgage interest rates negatively affect credit demand in the capital of North Sumatra Province. The results also showed that the most dominant variable effect on credit demand in the province of North Sumatra capital is the amount of deposits.

scholarly journals ANALISIS SUKU BUNGA, INFLASI DAN KREDIT MACET MODAL KERJA DI INDONESIA

2019 ◽  
Vol 1 (2) ◽  
pp. 409
Author(s):  
Poeja Maura ◽  
Yeniwati Yeniwati
Keyword(s):  
Interest Rate ◽  
Interest Rates ◽  
Significant Relationship ◽  
Financial Services ◽  
Negative Relationship ◽  
Secondary Data ◽  
Coefficient Of Determination ◽  
Linear Regression Models ◽  
Working Capital ◽  
Library Studies

This study aims to determine the effect of reference interest rates on inflation and bad credit working capital and also see how the effect of inflation on bad credit working capital in Indonesia. The type of research used is descriptive and associative research, namely research that describes the research variable and finds the presence or absence of influence between the independent variable and the dependent variable. The type of data in this study are quantitative secondary data and time series from 2016M6-2018M11 with documentation data collection techniques sourced from Bank Indonesia (BI), Financial Services Authority (OJK), Central Statistics Agency (BPS), and other library studies . Data were analyzed using multiple linear regression models with steps: (1) classical assumptions, (2) hypothesis testing, and (3) test coefficient of determination (R2). The results of this study indicate that: (1) The benchmark interest rate has a negative and significant relationship to inflation. (2) The reference interest rate has a positive and significant relationship to non-performing loans of working capital in Indonesia. (3) Inflation has a non-significant and negative relationship to non-performing loans of working capital in Indonesia. This study aims to determine the effect of reference interest rates on inflation and bad credit working capital and also see how the effect of inflation on bad credit working capital in Indonesia. The type of research used is descriptive and associative research, namely research that describes the research variable and finds the presence or absence of influence between the independent variable and the dependent variable. The type of data in this study are quantitative secondary data and time series from 2016M6-2018M11 with documentation data collection techniques sourced from Bank Indonesia (BI), Financial Services Authority (OJK), Central Statistics Agency (BPS), and other library studies . Data were analyzed using multiple linear regression models with steps: (1) classical assumptions, (2) hypothesis testing, and (3) test coefficient of determination (R2). The results of this study indicate that: (1) The benchmark interest rate has a negative and significant relationship to inflation. (2) The reference interest rate has a positive and significant relationship to non-performing loans of working capital in Indonesia. (3) Inflation has a non-significant and negative relationship to non-performing loans of working capital in Indonesia. <w:LsdException Locked="false" Priority="40" Name="Grid

scholarly journals Pengaruh Rasio Kas, Working Capital TurnOver, Solvabilitas, Tingkat Suku Bunga terhadap Profitabilitas

2019 ◽  
Vol 2 (2) ◽  
pp. 182-198
Author(s):  
Siska Krisjayanti ◽  
Siti Tiffanny Guci ◽  
Erick Erick
Keyword(s):  
Interest Rate ◽  
Data Collection ◽  
Interest Rates ◽  
Firm Value ◽  
Research Method ◽  
Stock Exchange ◽  
Empirical Studies ◽  
Secondary Data ◽  
Study Data ◽  
Working Capital

The purpose of this study was to test and diagnose the effect of cash ratios, working capital turnover, solvency, interest rates on profitability (Emprising studies on various industries listed on the Indonesia Stock Exchange. The theory used in this study was the theories of Cash Ratio, Working Capital Turnover, Solvency, Interest Rate.The research method used is descriptive quantitative, this research is causal / clausal.In this study, data collection was carried out through documentation studies.The study used types and secondary data sources.The results of this study were the Cash Ratio, Working Capital Turnover, Solvency, Interest Rate, simultaneously have a not positive and significant effect on the firm value of empirical studies on Various Industries listed on the Stock Exchange for the period 2013-2016. The conclusions in this study are Cash Ratio, Working Capital Turnover, Solvency and Interest Rates are partially  taxed not positive and significant spirit towards the value of empirical studies on Various Industries listed on the IDX  for the period 2013-2016

scholarly journals ANALISIS PENGARUH TRANSAKSI NON TUNAI DAN SUKU BUNGA BI TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA

2019 ◽  
Vol 1 (2) ◽  
pp. 667
Author(s):  
Susilawati Susilawati ◽  
Dewi Zaini Putri
Keyword(s):  
Economic Growth ◽  
Interest Rate ◽  
Interest Rates ◽  
Significant Influence ◽  
Credit Cards ◽  
Secondary Data ◽  
Least Square ◽  
Independent Variables ◽  
Library Studies ◽  
Data Collection Technique

This study to find out how the influence non-cash transactions and interest rate on economics growth. The independent variables of this study is credit cards (X1), e-money (X2) and interest rate (X3). The data used are secondary data in the form of time series from 2010Q1 to 2018Q4, with documentation data collection technique is Bank Indonesia and Badan Pusat Statistik publication, and library studies. The theoretical model of this study is Ordinary Least Square (OLS). The steps in this method is (1) classical assumption test, (2) hypotheses test, and (3) determination coeffisient test (R2). The results of this study show that (1) credit cards significant influence on economic growth in Indonesia, this means that if there is an increase the volume of credit cards transactions,which indicates a velocity of money and increased public consumption, the output and economic growth will also increase.(2) e-money no significant influence on economic growth in Indonesia, this means that an increase or decrease the volume of e-money transactions does not cause or encourage economic growth in Indonesia. (3) the interest rates no significant influence on economic growth in Indonesia, this means that an increase or decrease in interest rates determinated by Bank Indonesia does not affect on economics growth in Indonesia. (4) credit cards, e-money, and the interest rates together have a significant influence on economics growth in Indonesia, this means that if there is a positive change together these independent variables will encourage economics growth in Indonesia.

scholarly journals PENGARUH VARIABEL DOMESTIK DAN GLOBAL TERHADAP NILAI TUKAR RUPIAH

2019 ◽  
Vol 1 (2) ◽  
pp. 341
Author(s):  
Pamela Dwi Hapsari ◽  
Melti Roza Adry
Keyword(s):  
Economic Growth ◽  
Time Series ◽  
Exchange Rate ◽  
Exchange Rates ◽  
Interest Rates ◽  
Secondary Data ◽  
American Interest ◽  
Library Studies ◽  
Us Dollar ◽  
Positive Effect

This study aims to find out how the influence of domestic and global variables on changes in the exchange rate of the rupiah per US dollar. The data used are secondary data in the form of time series from 2008: Q1 to 2018: Q3, with documentation data collection techniques and library studies obtained from relevant institutions and agencies. The variables used are Exchange Rates of Rp/USD (Y), Indonesian Economic Growth (X1), Indonesian Interest Rates (X2), American Economic Growth (X3) and American Interest Rates (X4). The research methods used are: (1) Ordinary Last Square (OLS), (2) Classical Assumption Test. The results of the study show that (1) Indonesian Economic Growth has a negative and significant effect on the rupiah exchange rate per US dollar. (2) Indonesian interest rates do not have a significant influence on the rupiah exchange rate per US dollar. (3) American Economic Growth has a positive and significant effect on the rupiah exchange rate per US dollar. (4) American interest rates have a positive effect on the rupiah exchange rate per US dollar.

scholarly journals PENGARUH KEBIJAKAN INFLATION TARGETING FRAMEWORK (ITF) DALAM MEMODERASI VARIABEL MONETER TERHADAP INFLASI DI INDONESIA

2019 ◽  
Vol 1 (2) ◽  
pp. 435
Author(s):  
Ratih Ratna Sari ◽  
Yeniwati Yeniwati
Keyword(s):  
Exchange Rate ◽  
Interest Rates ◽  
Money Supply ◽  
Research Method ◽  
Inflation Targeting ◽  
Secondary Data ◽  
Inflation Target ◽  
Independent Variables ◽  
Library Studies ◽  
Positive Effect

This study aims to determine the effect of the inflation targeting framework (ITF) policy or the inflation target in moderating monetary variables to inflation in Indonesia. The data used are secondary data in the form of time series from 2005: Q3 to 2018: Q4, with documentation data collection techniques and library studies obtained from relevant institutions and agencies. The variables used are interest rates (X1), the money supply (X2), and exchange rates (X3) as independent variables. Variable inflation targeting framework or inflation target (X4) as a moderating and inflation variable (Y) as the dependent variable. The research method used is Moderated Regression Analysis (MRA). The results of the study show that (1) Partially interest rate and money supply significant positive effect to inflation in Indonesia. (2) Partilally exchange rate and inflation target do not have a signifivant effect to inflation in Indonesia. (3)Partially the inflation target is able to moderate interest rates to inflation in Indonesia. The inflation target is pure moderation. (4) Partially the inflation target is not able to moderate the money supply to inflation, where the inflation target is only a potential moderating variable.  (5) Partially the inflation target is not able to moderate the exchange rate to inflation, where the inflation target is only a potential moderating variable

scholarly journals Pengaruh Pendapatan , Jumlah Nasabah Dan Tingkat Suku Bunga Terhadap Penyaluran Kredit Pt Pegadaian Cabang Kabupaten Jember Periode 2013 -2017

2019 ◽  
Vol 15 (1) ◽  
pp. 151-174
Keyword(s):  
Time Series ◽  
Regression Analysis ◽  
Interest Rate ◽  
Interest Rates ◽  
Time Series Data ◽  
Computer Software ◽  
Secondary Data ◽  
Series Data ◽  
The Interest Rate ◽  
Number Of Customers

The research objective was to analyze the large number, number of customers, and interest rates on the loan distribution of PT Pegadaian Branch of Jember Regency.The type of data used in this study is secondary data consisting of time series data on income, number of customers obtained through the pawnshop office which is the object of research and interest rates for the period 2013-2017 obtained from BI which is the object of the research. The data is processed using computer software "SPSS 22" with multiple regression analysis methods. The Pawnshop Branch of Kabupaten Jember is very positive and significant towards lending to PT Pegadaian Branch of Kabupaten Jember, while the Interest Rate does not significantly influence the lending of PT Pegadaian Branch of Kabupaten Jember. Together, it focuses positively and significantly on the loan distribution of PT Pegadaian Branch of Jember Regency

DETERMINAN INFLASI DI INDONESIA PERIODE 1980-2015

2016 ◽  
Vol 21 (1) ◽  
pp. 1-7
Author(s):  
Risna Risna
Keyword(s):  
Interest Rate ◽  
Interest Rates ◽  
Money Supply ◽  
Government Spending ◽  
Positive Impact ◽  
Secondary Data ◽  
Quantitative Approach ◽  
State Spending ◽  
Factors Affecting ◽  
The Interest Rate

This study aims to determine the effect of government spending, the money supply, the interest rate of Bank Indonesia against inflation.This study uses secondary data. Secondary data were obtained directly from the Central Bureau of Statistics and Bank Indonesia. It can be said that there are factors affecting inflationas government spending, money supply, and interest rates BI. The reseach uses a quantitative approach to methods of e-views in the data. The results of analysis of three variables show that state spending significantand positive impact on inflationin Indonesia, the money supply significantand negative to inflationin Indonesia, BI rate a significantand positive impact on inflation in Indonesia

scholarly journals The Impact of Interest Rate Ceilings on Microfinance Industry

2015 ◽  
Vol 2 (2) ◽  
pp. 10
Author(s):  
Ali Saleh Alshebami ◽  
D. M. Khandare
Keyword(s):  
Interest Rate ◽  
Interest Rates ◽  
Low Income ◽  
Secondary Data ◽  
Research Subject ◽  
Access To Credit ◽  
The Poor ◽  
Good Intention ◽  
The Interest Rate ◽  
The Impact

<p>Imposing ceilings on the interest rate has recently become one of the new hottest topics in microfinance industry; various debates have been discussing this issue to know the effect of interest rate ceilings on the supply of credit in particular and on microfinance industry in general. However in spite of the good intention behind these ceilings, there was no absolute result stating that ceilings have really contributed to the improvement or protection of the poor clients, indeed, these ceilings have hurt those low income people instead of helping them, due to these ceilings most of MFIs left the market or reduced their scale due to the inability to continue operating with low interest rate leaving the very poor clients without access to credit. Thus, the purpose of this paper is to review the impact of imposing such ceilings on the interest rates and to find out what alterative solutions can be employed as substitutes for them. This paper is entirely based on the secondary data collected from various records related to microfinance such as microfinance books, official websites and reports, published papers, and other sources related to the research subject.</p>

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