scholarly journals Determinants of Investment at the Individual Level - Evidence from SACCOS in Mbeya District, Tanzania

Author(s):  
Momole Kasambala

Investment is the corner stone for economic growth and development. Poor countries experience a scant growth of their economy simply because of minute investment at the individual to national level. In these less developed economiesinvestment has been hampered by insufficient capital to support a viable business enterprise. External financing is required to reverse this trend. Experience shows that the provision of credit is the preeminent way to increase capital for investment. There have been several credit providers in developing countries namely, the formal, semiformal, and informal sources. While the formal and semiformal sources dominate in urban areas, the informal ones seem to dominate in rural areas. Many of the formal sources require credit to be secured by tangible assets. Unlike other credit lines like banks, credit from saving and credit cooperative (SACCOS) are issued without delay because credit worthiness can be established easily. These SACCOS normally operate within the premises of members and are well positioned to serve poor people both in urban and rural areas.This study was conducted to assess the determinants of investment at the individual level. Multistage and simple random sampling techniques were used to select the study area and respondents. The sample includes 239 SACCOS members and 241 non members. Data analysis employed both descriptive statistics and Ordinary least square regression methods. The study examines achievement differences in terms of the investment level achieved by SACCOS and non SACCOS members in order to determine the attributed factors to their success. The study provides sufficient evidence to support the proposition that acquisition of credit is important for investment at an individual level at P<0.001.

2006 ◽  
Vol 1 (2) ◽  
pp. 57
Author(s):  
Zamhir Setiawan

Hipertensi merupakan faktor risiko utama kardiovaskuler yang merupakan penyebab utama kematian di seluruh dunia. Peningkatan umur harapan hidup dan perubahan gaya hidup meningkatkan faktor risiko hipertensi di berbagai negara. Tujuan penelitian ini (1) Mengetahui prevalensi hipertensi dan penyebarannya di Pulau Jawa tahun 2004. (2) Mengetahui faktor-faktor sosiodemografi yang berhubungan dengan kejadian hipertensi. (3) Mengetahui kontribusi dan dampak potensial masing-masing faktor tersebut. Penelitian dengan rancangan studi Ekologi Multilevel ini menggabungkan variabel tingkat pengukuran individu dengan tingkat pengukuran ekologi dalam analisis bersama, dengan unit analisis individu. Analisis kontekstual dilakukan melalui kerangka konsep hipertensi, menggunakan metode analisis regresi logistik ganda, dengan status hipertensi sebagai variabel dependen. Data variabel dependen dan variabel perancu yang merupakan data pengukuran tingkat individu diambil dari data SKRT 2004. Data sosiodemografi tingkat pengukuran ekologi sebagai variabel independen utama, diperoleh dari Profil Kesehatan Indonesia, Statistik Indonesia, Statistik Kesehatan, Statistik Kesejahteraan Rakyat, danData Departemen Dalam Negeri, unit pengamatan provinsi. Hasil penelitian ini menunjukkan prevalensi hipertensi di Pulau Jawa 41,9%, dengan kisaran di masing-masing provinsi 36,6%-47,7%. Prevalensi di perkotaan 39,9% (37,0%-45,8%) dan di perdesaan 44,1% (36,2%-51,7%). Kata kunci: Hipertensi, faktor sosiodemografiAbstractHypertension is a main risk factor of cardiovascular disease which is ranked as number one cause of death in the world. The increase of life expectancy and changes in life style have increased the prevalence of hypertension risk factor in both developed and developing countries. The objectives of this study are (1) To know the prevalence and distribution of hypertension in di Java island, in year 2004. (2) To know sosiodemographic factors related to hypertension. (3) To know the contribution of each sosiodemographic factor toward hypertension. The study used multilevel ecologic study design that integrated both individual and ecological level variables measurement. The analysis method used in this study was contextual analysis and multiple logistic regression with hypertension status as dependent variable. The individual level measurement of variables such as hypertension status and age, job, education and sex is taken from Household Health Survey (SKRT) 2004. The sosiodemographic data which was ecological measurement level served as the main independent variables were taken from Indonesian Health Profile, Indonesian Health Statistics, Public Welfare Statistics and data from Department of Internal Affair, particularly from Province Surveillance Unit. The study results showed that the prevalence of hypertension in Java Island was 41.9%, with range of prevalence in provincial level of 36.6%-47.7%. The prevalence in urban areas was 39.9% (37.0%-45.8%) and in rural areas was 44.1% (36.2%-51.7%)Keywords: Hypertension, sosiodemographic factors


2021 ◽  
Vol 13 (24) ◽  
pp. 13712
Author(s):  
Annie Tubadji ◽  
Valentina Montalto

The world is changing under the pressure of environmental and health crises, and in this context, location choice and political choice become of even more poignant importance. Following a Culture-Based Development (CBD) stand, our paper highlights the link between political voting and the cultural and ecological valuation of a place. We start from the premise that the individual utility functions of the urban inhabitant and the urban voter coincide, since they both express the citizen’s satisfaction with the life in a place. We suggest that the unified citizen’s utility function is driven by a trade-off between the availability of virtual and physical spaces for interaction. We expect that this trade-off can lead to dissatisfaction with the place and consequent political discontent if the incumbents’ access to green areas and artistic environment in a place is simultaneously hampered for a long time. Our operational hypothesis is that the political sensitivity of citizens is related to the local availability of green areas (geographies of flowers) and cultural capital endowments (geographies of flower power). Using individual-level data from the WVS from the period close before the pandemic—2017–2020, we test empirically this hypothesis. We use as an outcome of interest the individual propensity to active political behaviour. We explain this propensity through the geographies of flowers (i.e., green areas) and geographies of flower power (i.e., cultural and creative industries). We compare the effects for urban and for rural areas. We find strong dependence of politically proactive behaviour on the geographies of flowers and geographies of flower power, with explicit prominence in urban areas. We find a more pronounced effect of these two geographies on the utility function of incumbent than migrant residents. We also crosscheck empirically the relationship of this CBD mechanism on an aggregate level, using data from the Cultural and Creative Cities Monitor. The findings confirm the Schelling magnifying effect of micro preferences on a macro level.


2021 ◽  
pp. 151-168
Author(s):  
T. ZWANE

Savings have been described as a significant fi nancial and economic matter and represent an essential driving force of economic growth and development. Despite this, many studies investigating the determinants of savings in South Africa have looked predominantly at the drivers of savings only at a national level, without focusing on urban and rural differences. This is critical as these localities are structurally different, with different characteristics. It is, therefore, likely that the determinants of savings in these unique geographical localities would differ, given the negative impact of past policies of marginalisation. The purpose of this paper is to examine the urban-rural disparities in savings for South African households. We used data sourced from the five waves of the National Income Dynamics Study (NIDS) observed from 2008-2017. The novelty of this study is in its application of a novel two-stage least square estimation technique which addresses possible endogeneity problems which might have plagued previous studies in this field. It was concluded from the research that the determinants of savings are different across samples (urban and rural). We found that having access to land is an important predictor of savings in rural areas where the poor live (positive and significant), but the coefficient is not significant in the urban sample. Although there was a positive correlation between income and savings across samples, but the income impact on savings is higher in absolute values for households residing in rural areas, compared to household living in urban areas. We also found that, despite the coefficient of employment being similar in the direction of the impact (positive and significant) across the samples, the magnitude of the coefficient was stronger in the rural sample. Based on the higher magnitude of the coefficient, we found that household size has more effect in urban than rural areas. The study recommends that government should design and implement policies that foster job creation, even low-skilled jobs, which will generate more income and reduce unemployment.


Author(s):  
Surya Narayan Biswal ◽  
◽  
S. K. Mishra ◽  
M. K. Sarangi ◽  
◽  
...  

UNDP’s 2030 agenda of Sustainable Development Goals (SDGs) emphasized gender equality in augmenting human capital and alleviating poverty. For eradication of extreme poverty and building resilience for persons who are vulnerable to poverty, SDGs calls for a pro-poor and gender-sensitive policy framework. In this context, a gender-based study on multi-dimensional aspects of poverty is highly significant. Extant literature reveals that females are more deprived in different dimensions of poverty such as education, health, living standard, empowerment, environment, autonomy and social relationship. The present study is conducted with the basic objective of examining feminization of poverty in rural areas of Jagatsinghapur district of Odisha. Seven socio-economic dimensions comprising sixteen indicators have been taken into consideration to construct the Multidimensional Poverty Index (MPI) using the Alkire-Foster (AF) Method at the individual level. The novelty of the study lies in analyzing MPI at the individual level for rural Odisha. Higher female deprivation is observed across social groups and all occupation categories except services. Dummy variable regression analysis also supports the major findings of the study. Complementary Cumulative Distribution Function satisfies strict first-order stochastic dominance condition and substantiates the feminisation of poverty at each level of poverty cut-off across all social groups and occupational categories except for services. The findings of the study have significant implications for developing suitable policies for gender equalization and poverty alleviation.


Author(s):  
Yan Wang ◽  
Feng Hao ◽  
Yunxia Liu

Population change and environmental degradation have become two of the most pressing issues for sustainable development in the contemporary world, while the effect of population aging on pro-environmental behavior remains controversial. In this paper, we examine the effects of individual and population aging on pro-environmental behavior through multilevel analyses of cross-national data from 31 countries. Hierarchical linear models with random intercepts are employed to analyze the data. The findings reveal a positive relationship between aging and pro-environmental behavior. At the individual level, older people are more likely to participate in environmental behavior (b = 0.052, p < 0.001), and at the national level, living in a country with a greater share of older persons encourages individuals to behave sustainably (b = 0.023, p < 0.01). We also found that the elderly are more environmentally active in an aging society. The findings imply that the longevity of human beings may offer opportunities for the improvement of the natural environment.


Author(s):  
Chensong Lin ◽  
Longfeng Wu

Many empirical studies have shown evidence of multiple health benefits provided by green and blue spaces. Despite the importance of these spaces, investigations are scarce in details for blue spaces rather than green. Moreover, most research has focused on developed regions. A limited number of studies on blue spaces can be found in China with a focus on the city level. Outcomes have been mixed due to varying research scales, methodologies, and definitions. This study relies on a national-level social survey to explore how the self-rated health (SRH) of senior individuals is associated with local green and blue space availability in urban and rural areas. Results indicate that the coverage ratio of overall green spaces and waterbodies around a resident’s home have marginal effects on SRH status in both urban and rural areas. In urban areas, living close to a park can is marginally beneficial for older people’s health. Regarding different types of blue spaces, the presence of a major river (within 0.3–0.5 km) or coastline (within 1 km and 1–5 km) in the vicinity of home negatively affects SRH among the elderly in urban areas. Close proximity to lakes and other types of waterbodies with a water surface larger than 6.25 ha did not significantly influence SRH. These findings not only evaluate general health impacts of green/blue space development on senior populations across the county but inform decision makers concerning the health-promoting qualities and features of different green/blue spaces to better accommodate an aging population in the era of urbanization.


2017 ◽  
Vol 25 (3) ◽  
pp. 22-32 ◽  
Author(s):  
Myung-Bae Park ◽  
Chun-Bae Kim ◽  
Chhabi Ranabhat ◽  
Chang-Soo Kim ◽  
Sei-Jin Chang ◽  
...  

Happiness is a subjective indicator of overall living conditions and quality of life. Recently, community- and national-level investigations connecting happiness and community satisfaction were conducted. This study investigated the effects of community satisfaction on happiness in Nepal. A factor analysis was employed to examine 24 items that are used to measure community satisfaction, and a multiple regression analysis was conducted to investigate the effects of these factors on happiness. In semi-urban areas, sanitation showed a positive relationship with happiness. In rural areas, edu-medical services were negatively related to happiness, while agriculture was positively related. Gender and perceived health were closely associated with happiness in rural areas. Both happiness and satisfaction are subjective concepts, and are perceived differently depending on the socio-physical environment and personal needs. Sanitation, agriculture (food) and edu-medical services were critical factors that affected happiness; however, the results of this study cannot be generalized to high-income countries.


Author(s):  
Wenjun Zhu ◽  
Si Zhu ◽  
Bruno F. Sunguya ◽  
Jiayan Huang

Our study aims to examine the disparity of under-5 child stunting prevalence between urban and rural areas of Tanzania in the past three decades, and to explore factors affecting the rural–urban disparity. Secondary analyses of Tanzania Demographic and Health Surveys (TDHS) data drawn from 1991–1992, 1996, 1999, 2004–2005, 2009–2010, and 2015–2016 surveys were conducted. Under-5 child stunting prevalence was calculated separately for rural and urban children and its decline trends were examined by chi-square tests. Descriptive analyses were used to present the individual-level, household-level, and societal-level characteristics of children, while multivariable logistic regression analyses were performed to examine determinants of stunting in rural and urban areas, respectively. Additive interaction effects were estimated between residence and other covariates. The results showed that total stunting prevalence was declining in Tanzania, but urban–rural disparity has widened since the decline was slower in the rural area. No interaction effect existed between residence and other determinants, and the urban–rural disparity was mainly caused by the discrepancy of the individual-level and household-level factors between rural and urban households. As various types of determinants exist, multisector nutritional intervention strategies are required to address the child stunting problem. Meanwhile, the intervention should focus on targeting vulnerable children, rather than implementing different policies in rural and urban areas.


Author(s):  
Barbora Frličková

The paper analyses construction and use of a selected indicator of pro-poor growth – the rate of pro-poor growth. It further explains the interpretation of this indicator in absolute and relative terms and indicates how economic growth affects poverty and inequality. The selected indicator is applied to the example of Indonesia and compares pro-poor growth in urban and rural areas of the country, examines regional disparities in terms of pro-poor growth for the period 1996–2019. From the absolute interpretation, pro-poor growth is observed in both urban and rural areas over the whole period. In relative terms, results of pro-poor growth for the first partial period (1996–2000) differ. While there was a relative pro-poor growth in the rural areas, there was a strong pro-poor growth in the cities with a significant decline in inequality observed (incomes of poor people increased while the average income of the whole population dropped). Indonesia achieved trickle-down growth in both rural and urban areas in two remaining periods (2000–2010 and 2010–2019).


2017 ◽  
Vol 8 (2) ◽  
pp. 29-41
Author(s):  
Shivangi Nigam ◽  
Niranjana Soperna

Violence against women is linked to their disadvantaged position in the society. It is rooted in unequal power relationships between men and women in society and is a global problem which is not limited to a specific group of women in society. An adolescent girl’s life is often accustomed to the likelihood of violence, and acts of violence exert additional power over girls because the stigma of violence often attaches more to a girl than to the  perpetrator. The experience of violence is distressing at the individual emotional and physical level. The field of research and programmes for adolescent girls has traditionally focused on sexuality, reproductive health, and behaviour, neglecting the broader social issues that underpin adolescent girls’ human rights, overall development, health, and well-being. This paper is an endeavour to address the understated or disguised form of violence which the adolescent girls experience within the social contexts. The parameters exposed under this research had been ignored to a large extent when it comes to studying the dimension of violence under the social domain. Hence, the researchers attempted to explore this camouflaged form of violence and discovered some specific parameters such as: Diminished Self Worth and Esteem, Verbal Abuse, Menstruation Taboo and Social Rigidity, Negligence of Medical and Health Facilities and Complexion- A Prime Parameter for Judging Beauty. The study was conducted in the districts of Haryana (India) where personal interviews were taken from both urban and rural adolescent girls (aged 13 to 19 years) based on  a structured interview schedule. The results revealed that the adolescent girls, both in urban as well as rural areas were quite affected with the above mentioned issues. In urban areas, however, due to the higher literacy rate, which resulted in more rational thinking, the magnitude was comparatively smaller, but the difference was still negligible.  


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