Determinants of Savings in Urban and Rural Households: Case of South Africa

2021 ◽  
pp. 151-168
Author(s):  
T. ZWANE
Keyword(s):  
South Africa ◽  
Rural Areas ◽  
Urban Areas ◽  
Negative Impact ◽  
National Level ◽  
National Income ◽  
Least Square ◽  
Urban Sample ◽  
Urban Rural ◽  
The Impact

Savings have been described as a significant fi nancial and economic matter and represent an essential driving force of economic growth and development. Despite this, many studies investigating the determinants of savings in South Africa have looked predominantly at the drivers of savings only at a national level, without focusing on urban and rural differences. This is critical as these localities are structurally different, with different characteristics. It is, therefore, likely that the determinants of savings in these unique geographical localities would differ, given the negative impact of past policies of marginalisation. The purpose of this paper is to examine the urban-rural disparities in savings for South African households. We used data sourced from the five waves of the National Income Dynamics Study (NIDS) observed from 2008-2017. The novelty of this study is in its application of a novel two-stage least square estimation technique which addresses possible endogeneity problems which might have plagued previous studies in this field. It was concluded from the research that the determinants of savings are different across samples (urban and rural). We found that having access to land is an important predictor of savings in rural areas where the poor live (positive and significant), but the coefficient is not significant in the urban sample. Although there was a positive correlation between income and savings across samples, but the income impact on savings is higher in absolute values for households residing in rural areas, compared to household living in urban areas. We also found that, despite the coefficient of employment being similar in the direction of the impact (positive and significant) across the samples, the magnitude of the coefficient was stronger in the rural sample. Based on the higher magnitude of the coefficient, we found that household size has more effect in urban than rural areas. The study recommends that government should design and implement policies that foster job creation, even low-skilled jobs, which will generate more income and reduce unemployment.

DAMPAK PERKEMBANGAN PARIWISATA MINAT KHUSUS SNORKELING TERHADAP LINGKUNGAN: KASUS DESTINASI WISATA KARIMUNJAWA

2016 ◽  
Vol 10 (03) ◽  
pp. 13-28
Author(s):  
Sabda Elisa Priyanto
Keyword(s):  
Coral Reefs ◽  
Rural Areas ◽  
Traffic Congestion ◽  
Urban Areas ◽  
Negative Impact ◽  
Positive Impact ◽  
Natural Habitat ◽  
Tourist Attraction ◽  
Environment Impact ◽  
The Impact

The study will analyze the impact of tourism by the type of special interest tourism to the environment. Impact on the coast and islands, the impact on vegetation, the impact wildlife, and the impact on urban areas and rural areas. Positive impact on the coast and the island is the effort for preservation and conservation of coral reefs, reef fish, giant clams and turtles, and encouraged to make environmentallyfriendly tourism activities. The negative impact is a damage to coral reefs from snorkeling activities, and the loss of traditional land allotment to the beach. The positive impact on vegetation is their attempt to biodiversity and conservation of vegetation typical of Publications, and reforestation activities is to replant mangrove. Negative impacts on vegetation is illegal logging and the clearing of trees to increase tourist attraction as supporters of the main activities. commercialization of the plant for souvenirs. Positive impact on wildlife is their conservation, preservation, and biodiversity, the breeding of animals and relocating the animals to their natural habitat. The negative impact is going hunting animals as souvenirs and tourist consumption, harassment of wildlife photography, animal exploitation for pertujukan, changes in animal instincts, and the migration of animals. Positive impact on urban areas and rural areas is happening arrangement karimunjawa towns and villages, and their empowerment. The negative impact of pressure on the land for the opening of a new tourist attraction, there are exchange in the function of residential land into commercial land, and the occurrence of traffic congestion, noise pollution, air pollution, and pollution aesthetics.  Keywords: Environmental Impact, Tourism, Snorkeling

The impact of the Greek crisis on the consumers’ behaviour: some initial evidences?

2014 ◽  
Vol 116 (6) ◽  
pp. 890-903 ◽  
Author(s):  
Marie-Noelle Duquenne ◽  
George Vlontzos
Keyword(s):  
Food Consumption ◽  
Economic Crisis ◽  
Low Income ◽  
Rural Areas ◽  
Urban Areas ◽  
Negative Impact ◽  
Sample Survey ◽  
Consumption Pattern ◽  
Content Type ◽  
The Impact

Purpose – The purpose of this paper is to examine the changes on food consumption patterns of households, due to the ongoing economic crisis in Greece. Design/methodology/approach – A sample survey among a random sample of 932 households living in the region of Thessaly, central Greece, was carried out, with the consuming behaviour to be focused on 20 basic food products. An exploratory factor analysis, followed by a hierarchical classification of the households, was implemented. Findings – Six patterns of food consumption's behaviour have been detected, revealing that most of the households have modified their eating habits, by reducing the quantities consumed and/or looking for less expensive brands. Only 15 per cent of the households do not seem to be affected by the crisis and the austerity policy. The spatial dimension of the research signify that low-income households in urban areas, where the majority of the population lives, are deeply affected by the crisis, with these percentages to be even higher at semi-urban and rural areas. Originality/value – This is the first attempt of assessment of the impact of the economic crisis in Greece on food consumption pattern, verifying its significant negative impact on an inelastic need, such food consumption is.

scholarly journals Determinants of Investment at the Individual Level - Evidence from SACCOS in Mbeya District, Tanzania

2017 ◽  
Vol 3 (4) ◽  
pp. 33
Author(s):  
Momole Kasambala
Keyword(s):  
Rural Areas ◽  
Urban Areas ◽  
National Level ◽  
Simple Random Sampling ◽  
Least Square ◽  
Sufficient Evidence ◽  
Poor People ◽  
Individual Level ◽  
Ordinary Least Square Regression ◽  
The Individual

Investment is the corner stone for economic growth and development. Poor countries experience a scant growth of their economy simply because of minute investment at the individual to national level. In these less developed economiesinvestment has been hampered by insufficient capital to support a viable business enterprise. External financing is required to reverse this trend. Experience shows that the provision of credit is the preeminent way to increase capital for investment. There have been several credit providers in developing countries namely, the formal, semiformal, and informal sources. While the formal and semiformal sources dominate in urban areas, the informal ones seem to dominate in rural areas. Many of the formal sources require credit to be secured by tangible assets. Unlike other credit lines like banks, credit from saving and credit cooperative (SACCOS) are issued without delay because credit worthiness can be established easily. These SACCOS normally operate within the premises of members and are well positioned to serve poor people both in urban and rural areas.This study was conducted to assess the determinants of investment at the individual level. Multistage and simple random sampling techniques were used to select the study area and respondents. The sample includes 239 SACCOS members and 241 non members. Data analysis employed both descriptive statistics and Ordinary least square regression methods. The study examines achievement differences in terms of the investment level achieved by SACCOS and non SACCOS members in order to determine the attributed factors to their success. The study provides sufficient evidence to support the proposition that acquisition of credit is important for investment at an individual level at P<0.001.

The Urban-Rural Divide: Spatial Inequalities and Backlash in the Investment Treaty Regime

2021 ◽  
Vol 30 (1) ◽  
pp. 131-153
Author(s):  
Daniel Litwin
Keyword(s):  
International Law ◽  
Rural Areas ◽  
Urban Areas ◽  
Multinational Enterprises ◽  
Small Towns ◽  
Political Polarization ◽  
Investment Treaty ◽  
Spatial Inequalities ◽  
Urban Rural ◽  
The Impact

A growing literature in international law has examined the backlash against international institutions and norms and its links with the rise of nationalist parties and populism. Some of this backlash have been said to originate with populations in small towns and rural areas socioeconomically “left-behind” by economic globalization. These developments have made salient the growing economic and political polarization between urban and non-urban areas. Nevertheless, this urban- rural divide and its implications for international law have only started to be acknowledged. Aligned with these concerns, this article adopts the urban-rural divide as a geographical scale or frame to suggest a new perspective on the investment treaty regime, its backlash and reform. Outside of the particularly virulent nature of its backlash, the regime’s context provides fertile ground for this frame: it is structured so that urban actors principally located in global or capital cities, such as multinational enterprises, global law firms, or national executive branches, make decisions about foreign investment projects that are often located and impact non-urban areas and populations. As this article contends, this context points to the regime’s potential to impact (and address) through geographical affinities the global growth of political and economic polarization between urban and nonurban areas. The impact of these urban decisions on non-urban areas has so far principally been examined through frames that emphasize impact in terms of the “environment” or “local communities” together with calls for reforms to the regime by allocating more policy space for States. An “urban-rural” frame centers additional impacts in terms of non-urban public interest, local participation, and the distribution of resources, and queries the ability of domestic policies alone to respond to them in the pursuit of socially and economic inclusive investment.

scholarly journals Spatial Effects of Urban-Rural Ditch Connectivity Gradient Changes on Water Quality to Support Ditch Optimization and Management

2021 ◽  
Vol 13 (15) ◽  
pp. 8329
Author(s):  
Chunqi Qiu ◽  
Yufeng Li ◽  
Alan L. Wright ◽  
Cheng Wang ◽  
Jiayi Xu ◽  
...  
Keyword(s):  
Water Quality ◽  
Rural Areas ◽  
Urban Areas ◽  
Network Connectivity ◽  
Spatial Effects ◽  
Transition Zones ◽  
Spatial Differences ◽  
Urban Rural ◽  
The Impact ◽  
Better Than

Ditch networks play crucial roles in regulating water fluxes with their surroundings. The connectivity of ditches can have great impacts on nutrient migration and transformations. However, connectivity patterns related to ditch networks have rarely been studied, especially the relationships with water quality assessed through spatial analysis. This paper considered ditch connectivity and water quality indicators comprehensively, using spatial autocorrelation and geographically weighted regression (GWR) models, to analyze the impact of ditch connectivity on water quality from urban to rural gradients. The results suggested that water quality in rural areas and towns was better than in suburbs and transition zones, and the different areas exhibited variable spatial ditch connectivity. The Moran’s I index of the connectivity indicators showed the clustering state of spatial distribution, with ditch connectivity explaining 61.06% of changes in water quality. The circularity and network connectivity of the ditches had the most influence on water quality. However, the degree of influence varied with region. Circularity had the greatest impact on water quality in urban areas, and network connectivity had the greatest impact on water quality in township areas. Therefore, future water improvement projects, based on ditch optimization and management, need to consider the more related influencing factors and their spatial differences.

scholarly journals House of Traditional Leaders: Role, problems and future

2017 ◽  
Vol 3 (1) ◽  
pp. 92
Author(s):  
Willemien Du Plessis ◽  
T E Scheepers
Keyword(s):  
South Africa ◽  
Rural Areas ◽  
Urban Areas ◽  
National Level ◽  
Future Role ◽  
Traditional Leaders ◽  
The Poor ◽  
Traditional Institutions ◽  
The Republic

A national House of Traditional Leaders and provincial Houses of Traditional Leaders have been established in terms of Constitution of the Republic of South Africa, 1993.  The role of Traditional leaders at provincial and national level in the National House of Traditional Leaders and the Provincial Houses of Traditional Leaders has not yet been clearly defined in South Africa.The National and Provincial Houses of Traditional Leaders experience various problems that hamper their functioning.  The purpose of this paper is to discuss the significant role of the National House of Traditional Leaders and the Provincial Houses of Traditional Leaders as Constitutional institutions at national and provincial levels and to make proposals regarding their future role and functioning.It can be expected of Constitutional institutions to function properly and effectively. That is, however, not the case with the National House and the various provincial Houses of Traditional Leaders. In the rural areas are the poorest of the poor.  This is a result not only of the former apartheid policy but also of a lack of interest by former governments to invest in rural areas.  Attention and investment were focused mostly on the development of urban areas.  People in rural areas had no voice.  It should be ensured that their comments on legislation are for example taken seriously and are not discarded as a mere formality.The 1996 Constitution gives them this voice, but for the intended institutions to function properly, they must be effective.In this article a brief overview of the recognition of traditional institutions in the 1993 and 1996 Constitutions is given, whereafter the National House and Provinical Houses of Traditional Leaders are discussed with regard to their composition, role and the problems they experience in order to make recommendations with regard to their problems and future role.

An Analysis of Food Insecurity in Pakistan: Prevalence of Undernourishment (PoU) and Food Insecurity Experience Scale (FIES)

2021 ◽  
Vol 5 (1) ◽  
pp. 175-190
Author(s):  
Ghulam Sadiq Afridi ◽  
Abdul Jabbar ◽  
Shahzad Khan ◽  
Nadeem Akmal
Keyword(s):  
Food Insecurity ◽  
Rural Areas ◽  
Urban Areas ◽  
Food System ◽  
National Level ◽  
Dietary Guidelines ◽  
Sindh Province ◽  
Urban Rural ◽  
Zero Hunger ◽  
Agriculture And Food

This study covers only SDG target 2.1 (2.1.1-Prevalance of Undernourishment and 2.1.2-Food Insecurity Experience Scale). Though FAO is the custodian organization for estimating these targets across the globe, however, it is the first ever attempt for estimating these targets by PARC-MNFS&R. HIES data for the year 2018-19 has been used for estimation of these targets and compared with the results of HIES-2015-16 estimated by FAO. According to the results 18.38 percent households are undernourished in Pakistan and this situation is worse in urban areas (23.43%) compared with rural areas (16.61%). Punjab has highest proportion of undernourished individuals/households with 21.48 percent followed by Sindh province with 17.40 percent households. Khyber Pakhtunkhwa has the lowest proportion of 12.67 percent and Baluchistan with 16.95 percent households. National level results of FIES supports the results of PoU except urban/rural order. According to FIES results, about 16 percent of the households (individuals) are moderate and/or severe food insecure with more than 02 percent as severe food insecure in Pakistan. Sindh province shows highest proportion with more than 19 percent followed by KP province with nearly 17 percent households as moderate and severe food insecure.  However, highest proportions of more than 03 percent households were found as severe food insecure in Punjab province. In conclusion Pakistan has shown tremendous achievements towards the Zero Hunger Targets by 2030, however, more efforts are needed for sustainable agriculture and food system in order to address the food insecurity level through better access and availability of food. Awareness campaign about healthy and nutritious food intake, and measures for adoption of dietary guidelines are recommended for preventing undernourishment.

Impact of Rapid Urbanization and Climate Change on Agricultural Productivity in Africa

2016 ◽  
pp. 416-426
Author(s):  
Mutisya Emmanuel ◽  
Lilian Muasa ◽  
Chiahsin Chen ◽  
Florence Mutisya ◽  
Ram Avtar
Keyword(s):  
Climate Change ◽  
Rapid Growth ◽  
Rural Areas ◽  
Urban Areas ◽  
Negative Impact ◽  
Agricultural Productivity ◽  
Well Being ◽  
Rapid Urbanization ◽  
Vulnerability To Climate Change ◽  
The Impact

Africa continues to experience serious signs of multiple crises in the context of sustainability. These crises include vulnerability to climate change, rapid urbanization, food insecurity, and many others. One crisis, that defines Africa today, is the unprecedented rapid urbanization which continues to pose a big challenge to the diminishing available resources, environmental quality and human well-being. Cities in Africa continue to experience a fast horizontal growth of settlements due to influx of people from rural areas who often settle in the economically lowest segments in urban areas. This horizontal rapid growth has eaten up land set for agriculture around cities and promoted the rapid growth of informal settlements exacerbating the impacts of climate change leading to a negative impact on agricultural production. Policies linking rapid urbanization and climate change with agricultural productivity are need. This paper explores and documents the impact of rapid urbanization on climate change policies and subsequent impact on agriculture in Africa.

scholarly journals The Impact of On-Demand Collective Transport Services on Sustainability: A Comparison of Various Service Options in a Rural and an Urban Area of Switzerland

2021 ◽  
Vol 13 (6) ◽  
pp. 3091
Author(s):  
Lisa Dang ◽  
Widar von Arx ◽  
Jonas Frölicher
Keyword(s):  
Public Transport ◽  
Rural Areas ◽  
Urban Areas ◽  
Negative Impact ◽  
Traffic Volume ◽  
Negative Effects ◽  
Positive Effects ◽  
On Demand ◽  
Transport Services ◽  
The Impact

This study examines the effects of on-demand mobility services on sustainability in terms of emissions and traffic volume. According to our simulations, implementing on-demand mobility services is recommendable only as a supplement to public transport in both urban and rural regions since there are positive effects in terms of CO2 emissions. However, in urban areas, there is a negative impact on the traffic volume in terms of additional vehicle kilometres since the bundled public transport demand is replaced by less bundled on-demand vehicles. In rural areas, the increase in vehicle kilometres plays less of a role due to generally low demand. The negative effects per vehicle kilometre are slightly higher in rural areas due to higher empty kilometres and lower bundling rates, but the negative effects per km2 in dense cities are much more serious. Authorities need to consider these effects according to the spatial context when implementing such services.

Poverty in South Africa

2021 ◽  
pp. 156-174
Author(s):  
Vusi Gumede
Keyword(s):  
South Africa ◽  
Rural Areas ◽  
National Income ◽  
Multidimensional Poverty ◽  
Population Group ◽  
Black Population ◽  
Income Poverty ◽  
Multidimensional Poverty Index ◽  
The Impact ◽  
Mobile Survey

The chapter examines poverty in the post-apartheid dispensation (in South Africa), taking into account the various studies that have been undertaken regarding poverty since 1994. Because the South African statistical agency—Statistics South Africa—has not collected poverty data since 2015, the chapter uses the National Income Dynamics Study (NIDS) dataset to estimate poverty for the 2008–17 period while analysing existing data and estimates prior to 2017. An attempt to cover the period after 2017 is done using the NIDS-Coronavirus Rapid Mobile Survey (NIDS-CRAM) which is the mobile survey that was undertaken using the NIDS respondents to gauge the impact of the coronavirus pandemic. The analysis focuses on income poverty although other measures such as the multidimensional poverty index are also estimated and analysed. Relative to expenditure, the income approach in measuring poverty provides descriptive information on household welfare and it is useful for policy analysis and programme evaluation as the literature explains. The chapter concludes that although it appears that income poverty has been declining, it remains very high and it is higher for women, for those living in rural areas, and for the African/black population group. In addition, the severity and intensity of poverty has not changed much since 1994.

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