scholarly journals The Effect Of Credit To The Inflation Rate Through Gross Domestic Product In Indonesia

2018 ◽  
Vol 5 (2) ◽  
pp. 78
Author(s):  
Anas Iswanto Anwar ◽  
Ali Akbar

Credit markets are not always balanced because of unbalanced information and other causes. There are two credit channels that influence the transmission of monetary policy from finance to the real sector, namely bank credit channels that are more concerned with the behavior of banks that are more selective in credit selection because of asymmetric information.This study aims to determine the effect of credit that consists of investment credit, working capital credit and consumption credit to the inflation rate through Gross Domestic Product (GDP) in Indonesia. The overall data used in this study is secondary data from the result of systematic recording in the form of time series from 2007 to 2016 obtained from the Central Bureau of Statistics, Bank Indonesia Report and Indonesian Banking Statistics. Data were analyzed by using multiple regression with Ordinary Least Square (OLS) approach. Based on the results of the research, simultaneous credit has a positive and significant effect on inflation through GDP and partially found that investment credit and working capital credit have positive and significant effect to inflation through GDP, while consumption credit has positive and insignificant effect.

2021 ◽  
Vol 3 (1) ◽  
pp. 1-13
Author(s):  
Ayangeadoo Alphonsus Hur-Yagba ◽  
Helen Elena Jekele ◽  
Kasim Umar

This study examined whether foreign debts have been able to improve or otherwise Nigeria’s economy towards improving the living standard of her citizenry with respect to the nation’s gross domestic product (GDP), USD exchange rate, inflation rate and foreign direct investment (FDI) for the period 1986 to 2017. The study was carried out in Nigeria with respect to other countries doing business with Nigeria. The study also made use of secondary data for the period under consideration. Data obtained were subjected to the cointegration test, which results show that the F-statistic is greater than the lower and upper bound critical value at a five per cent (5%) significance level. Thus, the null hypothesis of no long-run relationship is rejected at a five per cent (5%) significance level. It can, therefore, be inferred that the variables are cointegrated holding the external debt profile as the independent variable. Furthermore, the Ordinary Least Square Linear Multiple Regression Analyses (OLSLMRA) revealed that foreign debt significantly affected adversely, the nation’s gross domestic product (GDP), USD exchange rate and foreign direct investment; except for inflation rate. The study, therefore, concluded that foreign debts, though not the best option for countries striving to survive; still have a significant effect on Nigeria’s economy and indeed her living standard. The study recommends diversification of Nigeria’s economy outside the crude oil to include agriculture, solid minerals, manufacturing, trade and industry to improve on her gross domestic product (GDP), exchange rate, inflation rate and foreign direct investment (FDI) and thus better the living standard of her citizenry.


2019 ◽  
Vol 7 (2) ◽  
pp. 101-112
Author(s):  
Gita Wulandari ◽  
Siti Hodijah ◽  
Yohanes Vyn Amzar

This study aims: 1) to analyze the development of wheat import volume, gross domestic product (GDP), inflation, investment credit interest rates, and population of Indonesian wheat imports. 2) to analyze the effect of gross domestic product, inflation, investment interest rates on Indonesian wheat imports. This study is a descriptive study and the types of data used in this study are secondary data in the form of gross domestic product, inflation, investment credit interest rates, and population for the last 18 years (2000-2017). The data obtained were processed using SPSS 20 with multiple linear regression models using the Ordinary Least Square (OLS) method. The results of this study indicate that the gross domestic product (GDP) obtained a significant level of 0.03, inflation obtained a significant level of 0.598, and the total population obtained a significant level of 0.522. The regression results show that partially only the variable gross domestic product (GDP) and interest rates are Investment credit interest has a significant effect on imports of Indonesian wheat, while inflation and population have no significant effect on imports of Indonesian wheat. Keywords: GDP, Inflation, Interest rates, Population


2021 ◽  
Vol 58 (1) ◽  
pp. 463-473
Author(s):  
Anas Iswanto Anwar, Asma Inawahyuni, Sri Undai Nurbayani

The objective of this research is to determine the effect of money supply and third-party funds to the inflation rate through Gross Domestic Product (GDP) in Indonesia. The type of data is secondary data. This research used time series data from 2008 to 2017 from various valid data source.The data then were analyzed by multiple regressionswith Two-Stage Least Square (2SLS) approach processed byEviews 9.0.According to resultsanalysis of this study, there is a positive and significant effect between money supply and third-party funds to GDP directly. Partially, it is found that money supply has no significant effect to inflation through GDP and Third-party funds have negative and significant effect to inflation through GDP.


2018 ◽  
Vol 22 (2) ◽  
pp. 91-98
Author(s):  
Rendy Dwi Putra

The Purpose of his research is to analyze the influencethe Non-Performing Loan (NPL) in the tenth small private bank by capital in Indonesia in 2009-2015. As some of the factors analyzed in influenceof Non-Performing Loan (NPL): Gross Domestic Product (GDP), Inflation(INF), and Interest Rate of Credit Investment (IRCI). The sample in this study is fifthbank of BUKU 1 that is Mandiri Taspen Pos Bank, Jasa Jakarta Bank, Capital Bank, Index Selindo Bank, and CCB Indonesian Bank, while fifthbank of BUKU 2 that is Mestika Bank, KEB Hana Indonesian Bank, Mayapada Bank, MNC International Bank, and Sinarmas Bank. The data used is the annual data released by the bank and Secondary data were obtained directly from the World Bank and Bank Indonesia. This research was conducted with quantitative approach and analyzed using Ordinary Least Square (OLS). The result of this research show that the Gross Domestic Product (GDP) had a negative and not significantimpact on the Non-Performing Loan (NPL); the Inflation(INF) had a negative and significantimpact on the Non-Performing Loan (NPL); and the Interest Rate of Credit Investment (IRCI) had a positive and not significant impact on the Non-Performing Loan (NPL)


2017 ◽  
Vol 21 (2) ◽  
pp. 85-95
Author(s):  
John Marcell Rumondor

This research aims to understand the influenceof foreign investment, international trade, Gross Domestic Product per capita, agriculture and urbanization of the working population. Country used as an object in this research is Indonesia. This research uses the method of analysis Ordinary Least Square (OLS) and the multiple linear regression analysis method. Research period are from 1997 – 2012. The results showed that the international trade, Gross Domestic Product per capita, agriculture and urbanization have significantpositive influenceon the population work in Indonesia, but foreign investment has no significanteffect on the working population in Indonesia.


2020 ◽  
Vol 4 (2) ◽  
pp. 165-182
Author(s):  
Aep soleh Soleh

This study investigates the impact of fuel price adjusment on changes in fuel consumption and inflation in Indonesia. This study uses secondary data obtained from the Ministry of Energy and Mineral Resources, the Ministry of Finance, the Ministry of Trade, Bank Indonesia, the Central Bureau of Statistics (BPS), and PT Pertamina (Persero) from 2006 to 2016 and analyzed by using Ordinary Least Square (OLS) method. Research showed, if the government increases Premium Gasoline's price by 10%, in average its consumption would decrease around 2,99 %. However, if the Pertamax Gasoline's price increases, the consumption of Premium Gasoline would also increase due to substitution effect. Every 10% increase in Subsidized Diesel's price, in average its consumption would decrease around 4,80 % and vice versa. However, if the Pertamina dex's price increases, the consumption of Subsidized Diesel would also increase due to substitution effect. Moreover, IDR1.000/L increase in Premium Gasoline's Price would contribute 1,10 % to the inflation rate. On the other hand, increase in Subsidized Diesel's price does not contribute to the inflation rate.


2021 ◽  
Vol 12 (1) ◽  
pp. 54
Author(s):  
Yurike Aldona ◽  
Wiwin Priana Primandhana ◽  
Muhammad Wahed

Gross Regional Domestic Product (GDP) is one of the economic indicators according to various economic instruments in which clearly visible macro-economic conditions of a region. Infrastructure is the most primary public infrastructure in supporting a country's economic activities, and the availability of infrastructure greatly determines the level of efficiency and effectiveness of economic activities. This study aims to analyze how much electricity, road, and health infrastructure affects gross regional domestic product in Sidoarjo Regency. This research covers the area of Sidoarjo Regency. This study uses secondary data obtained from the Central Statistics Agency with a period of 15 years from 2005-2019. The analysis technique used is Multiple Linear Regression Analysis with Ordinary Least Square (OLS) model using computer tools SPSS program (Statistic Program For Social Science) Version 13.0 that shows the influence between free variables and bound variables. The end result is that electricity infrastructure variables have a positive and significant influence on gross regional domestic product in Sidoarjo Regency. Variable road infrastructure and health infrastructure have a positive but insignificant influence on gross regional domestic product in Sidoarjo Regency.


2019 ◽  
Vol 7 (6) ◽  
pp. 380-401 ◽  
Author(s):  
Lee Jun Quan ◽  
Suganthi Ramasamy ◽  
Devinaga Rasiah ◽  
Yuen Yee Yen ◽  
Shalini Devi Pillay

performance. Methodology: The methodology being used to analysis are an ordinary least square model (OLS) and fixed-effect model. The analysis was conducted in Malaysia for a period of 10 years from 2007 to2016. 10 Islamic banks in Malaysia were chosen to be tested for its performance. The study examines internal factors such as bank size, capital adequacy, liquidity, credit risk, and expense management and external factors such as Gross Domestic Product (GDP) and inflation effect on Islamic Bank’s performance in terms of return on asset and return on equity. Result: The findings showed that only capital adequacy and inflation significantly affect the Islamic bank’s performance. However, bank size, liquidity, credit risk, expense management, and Gross Domestic Product were found to be insignificantly affecting the Islamic bank’s performance. The analysis was carried out by applying ordinary least square model (OLS) regression and fixed-effect model. Applications: This research can be used for universities, teachers, and students. Novelty/Originality: In this research, the model of the Determinants of Islamic Banking Performance: An Empirical Study in Malaysia is presented in a comprehensive and complete manner.


Jurnal Ecogen ◽  
2020 ◽  
Vol 3 (2) ◽  
pp. 200
Author(s):  
Yeniwati Yeniwati

This study aims to determine the effect of the interest rate (BI rate) on bank credit growth in Indonesia, liquidity on bank credit growth in Indonesia and determine the effect of interest rates and liquidity on bank credit growth in Indonesia. The method used in this study is Ordinary Least Square (OLS) using secondary data from 2009 Quarter I to 2018 Quarter IV. The results of the analysis showed that there was an influence between interest rates on bank credit growth in Indonesia, there was an influence between liquidity on bank credit growth in Indonesia. Together there is an influence between interest rates and bank liquidity on the growth of bank credit in Indonesia. The policy implication of this research is that Bank Indonesia must maintain the benchmark interest rate set in order to trigger an increase in bank credit growth. In addition, Bank Indonesia must monitor the liquidity of commercial banks in Indonesia so that the trust of the banking community is even greaterKeywords : interest rate, Liquidity, Credit


2021 ◽  
Vol 12 (3) ◽  
pp. 63
Author(s):  
Khaled Hasan Zubdeh

A prolonged fiscal deficit is an inheriting problem for the Palestinian economy. This leaves the Palestinian authorities unable to pay for salaries and other needed money to spend on the infrastructure, education, health, and other services. The main aim of this study is to examine the relationship between the budget deficit and some indicators, gross domestic product, balance of trade, inflation rate, unemployment rate, and current account, using ordinary least square and ARMA methods for collected quarterly data for the years 2000-2018, and applying the data to a number of other tests such as unit roots test, Johansen cointegration test, normal distribution test, heteroskedasticity test, Breusch-Pagan-Godfrey, variance inflation factors, etcetera, using Eviews10 program. The study’s main findings showed a long-run cointegration relationship between the budget deficit and the independent variables included in the study. The gross domestic product, balance of trade, and unemployment rate have a significant negative relationship with the budget deficit, while the remaining variables, inflation rate and current account, have a significant positive relationship with budget deficit.


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