scholarly journals DETERMINANTS OF ISLAMIC BANKING PERFORMANCE: AN EMPIRICAL STUDY IN MALAYSIA (2007 TO 2016)

2019 ◽  
Vol 7 (6) ◽  
pp. 380-401 ◽  
Author(s):  
Lee Jun Quan ◽  
Suganthi Ramasamy ◽  
Devinaga Rasiah ◽  
Yuen Yee Yen ◽  
Shalini Devi Pillay
Keyword(s):  
Empirical Study ◽  
Gross Domestic Product ◽  
Credit Risk ◽  
Fixed Effect Model ◽  
Least Square ◽  
Capital Adequacy ◽  
Domestic Product ◽  
Islamic Banking ◽  
Ordinary Least Square ◽  
Effect Model

performance. Methodology: The methodology being used to analysis are an ordinary least square model (OLS) and fixed-effect model. The analysis was conducted in Malaysia for a period of 10 years from 2007 to2016. 10 Islamic banks in Malaysia were chosen to be tested for its performance. The study examines internal factors such as bank size, capital adequacy, liquidity, credit risk, and expense management and external factors such as Gross Domestic Product (GDP) and inflation effect on Islamic Bank’s performance in terms of return on asset and return on equity. Result: The findings showed that only capital adequacy and inflation significantly affect the Islamic bank’s performance. However, bank size, liquidity, credit risk, expense management, and Gross Domestic Product were found to be insignificantly affecting the Islamic bank’s performance. The analysis was carried out by applying ordinary least square model (OLS) regression and fixed-effect model. Applications: This research can be used for universities, teachers, and students. Novelty/Originality: In this research, the model of the Determinants of Islamic Banking Performance: An Empirical Study in Malaysia is presented in a comprehensive and complete manner.

PENGARUH PENANAMAN MODAL ASING, PERDAGANGAN INTERNASIONAL, GDP PER KAPITA, SEKTOR PERTANIAN, DAN URBANISASI TERHADAP PENDUDUK BEKERJA DI INDONESIA

2017 ◽  
Vol 21 (2) ◽  
pp. 85-95
Author(s):  
John Marcell Rumondor
Keyword(s):  
International Trade ◽  
Gross Domestic Product ◽  
Foreign Investment ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Least Square ◽  
Domestic Product ◽  
Working Population ◽  
Ordinary Least Square ◽  
Per Capita

This research aims to understand the influenceof foreign investment, international trade, Gross Domestic Product per capita, agriculture and urbanization of the working population. Country used as an object in this research is Indonesia. This research uses the method of analysis Ordinary Least Square (OLS) and the multiple linear regression analysis method. Research period are from 1997 – 2012. The results showed that the international trade, Gross Domestic Product per capita, agriculture and urbanization have significantpositive influenceon the population work in Indonesia, but foreign investment has no significanteffect on the working population in Indonesia.

Pengaruh Pertumbuhan Ekonomi, Foreign Direct Investment dan Tax Rate Terhadap Penerimaan PPh Badan Negara ASEAN

2020 ◽  
Vol 5 (4) ◽  
pp. 325-342
Author(s):  
Merry Inriama ◽  
Milla Sepliana Setyowati
Keyword(s):  
Foreign Direct Investment ◽  
Gross Domestic Product ◽  
Direct Investment ◽  
Random Effect ◽  
Random Effect Model ◽  
Least Square ◽  
Domestic Product ◽  
Tax Rate ◽  
Effect Model

Keterbukaan perekonomian menjadi penentu yang penting dalam pertumbuhan ekonomi. Kondisi perekonomian suatu negara dapat memberi dampak terhadap penerimaan sektor perpajakan. Hal ini dapat dilihat dari salah satu penerimaan pajak suatu negara yaitu melalui penerimaan PPh Badan. Tujuan dalam penelitian ini adalah untuk menganalisis pengaruh pertumbuhan ekonomi yang diukur dengan Gross Domestic Product (GDP), Foreign Direct Investment (FDI), dan Tax Rate terhadap besarnya penerimaan PPh Badan (CIT) dalam kasus lima negara ASEAN selama periode 1999-2018. Metode penelitian ini dilakukan dengan menggunakan regresi data panel dengan estimasi Random Effect Model atau Generalized Least Square (GLS) dengan program Eviews. Hasil penelitian ini secara simultan menunjukkan bahwa variabel independen yaitu GDP, FDI, dan tax rate memiliki pengaruh yang signifikan terhadap variabel dependen yaitu penerimaan PPh Badan (CIT). Secara parsial PDB dan tax rate memiliki pengaruh positif dan signifikan yang artinya kenaikan atau penurunan GDP dan tax rate akan mempengaruhi kenaikan atau penurunan penerimaan PPh Badan (CIT), sedangkan FDI tidak memiliki pengaruh terhadap penerimaan PPh Badan (CIT). Melalui penelitian ini diharapkan dapat mengukur variabel-variabel yang memiliki pengaruh terhadap penerimaan PPh Badan, sehingga penerimaan PPh Badan dapat ditingkatkan.

scholarly journals PENGARUH VARIABEL EKONOMI MAKRO TERHADAP PEMBIAYAAN PERBANKAN SYARIAH PERIODE 2010-2018

2021 ◽  
Vol 24 (1) ◽  
pp. 9-15
Author(s):  
Jie Novita
Keyword(s):  
Empirical Study ◽  
Interest Rates ◽  
Least Square ◽  
Quantitative Approach ◽  
Islamic Banking ◽  
Macroeconomic Variables ◽  
Ordinary Least Square ◽  
Bank Financing ◽  
Independent Variable ◽  
Repo Rate

The purpose of the research is to examine and analyze the effect of macroeconomic variables GDP and inflation on Islamic banking financing in Indonesian. Islamic bank financing is the dependent variable, whereas GDP, reference interest rates, and inflation are the independent variable. The data used is Islamic banking financing, GDP, reference interest rates, and inflation in Indonesian from 2010-1018. This empirical study uses a quantitative approach and method of OLS (Ordinary Least Square). The results of this research indicate that the GDP variable has positive and statistically significant effect on Islamic banking financing, the variable reference interest rates (BI Rate and BI Rate 7days Repo Rate) have negative and statistically significant effect on Islamic banking financing, the inflation variable has positive and statistically significant effect on Islamic banking financing.

scholarly journals The Threats of Unsystematic Risks in Jordanian Commercial Banking Sector

2017 ◽  
Vol 9 (9) ◽  
pp. 175
Author(s):  
Ghaith N. Al-Eitan ◽  
Ismail Y. Yamin
Keyword(s):  
Credit Risk ◽  
Commercial Banks ◽  
Banking Sector ◽  
Fixed Effect Model ◽  
Commercial Banking ◽  
Capital Adequacy ◽  
Credit Risk Management ◽  
Effect Model ◽  
The Impact ◽  
The Empirical Analysis

The objective of this study is to empirically examine the effect of unsystematic risks on the performance of commercial banks in Jordan, using panel data for the period of 10 years (2005-2015). The study uses earning per share and dividends as dependent variables to represent Banks’ performance. The empirical analysis based on the fixed effect model selected on the basis of Hausman test. The results indicate that the impact of Non-performing loans on commercial banks’ dividends is positive and significant while the impact of capital adequacy is negative and statistically significant on dividends. The results indicate that the credit risk, liquidity risk, non-performing loan and capital adequacy have significant effect on earnings per share and the effects are negative as expected. Based on the study it is recommended that the Jordanian commercial banks needs enhance the process of credit risk management to determine loan defaulter and impose the appropriate legal action against them.

scholarly journals The Effect Of Credit To The Inflation Rate Through Gross Domestic Product In Indonesia

2018 ◽  
Vol 5 (2) ◽  
pp. 78
Author(s):  
Anas Iswanto Anwar ◽  
Ali Akbar
Keyword(s):  
Gross Domestic Product ◽  
Inflation Rate ◽  
Secondary Data ◽  
Least Square ◽  
Bank Credit ◽  
Domestic Product ◽  
Working Capital ◽  
Ordinary Least Square ◽  
Credit Channels ◽  
Transmission Of Monetary Policy

Credit markets are not always balanced because of unbalanced information and other causes. There are two credit channels that influence the transmission of monetary policy from finance to the real sector, namely bank credit channels that are more concerned with the behavior of banks that are more selective in credit selection because of asymmetric information.This study aims to determine the effect of credit that consists of investment credit, working capital credit and consumption credit to the inflation rate through Gross Domestic Product (GDP) in Indonesia. The overall data used in this study is secondary data from the result of systematic recording in the form of time series from 2007 to 2016 obtained from the Central Bureau of Statistics, Bank Indonesia Report and Indonesian Banking Statistics. Data were analyzed by using multiple regression with Ordinary Least Square (OLS) approach. Based on the results of the research, simultaneous credit has a positive and significant effect on inflation through GDP and partially found that investment credit and working capital credit have positive and significant effect to inflation through GDP, while consumption credit has positive and insignificant effect.

scholarly journals Labor Absorption and Its Impact on Gross Regional Domestic Product

2013 ◽  
Vol 14 (2) ◽  
pp. 147
Author(s):  
Made Ika Prastyadewi ◽  
Agus Suman ◽  
Devanto Shasta Pratomo
Keyword(s):  
Fixed Effect Model ◽  
Simultaneous Equation ◽  
Equation Model ◽  
Least Square ◽  
Domestic Product ◽  
Simultaneous Equation Model ◽  
Agriculture Sector ◽  
Effect Model ◽  
Working Age ◽  
Positive Effect

The objective of this study is to examine the determinants of labor absorption in the trade, hotel and restaurant sector and its impact on Gross Regional Domestic Product/GRDP at Bali Province. This study is important due to the fact that the GRDP in this sector is the highest compared to other sector but the labor absorption is lower than the agriculture sector. This study used panel data comprising 9 regencies/cities at Bali Province in the period 2003-2009 including fixed effect model and simultaneous equation model of Two-Stage Least Square. The results showed that GRDP, working age population, and the minimum wage have positive effect on employment, while the educated unemployment has no significant effect on the employment in the trade, hotel and restaurant sector. In addition, increases in employment and workers productivity have positive and significant effects the GRDP in the trade, hotel and restaurant sector at Bali Province.

scholarly journals PENGARUH PENERIMAAN REMITANSI TERHADAP PENGENTASAN KEMISKINAN DI INDONESIA

2020 ◽  
Vol 3 (1) ◽  
pp. 48-54
Author(s):  
Misdawati Misdawati ◽  
Syahrituah Siregar
Keyword(s):  
Time Series ◽  
Linear Regression ◽  
Gross Domestic Product ◽  
World Bank ◽  
Poverty Alleviation ◽  
Regression Method ◽  
Least Square ◽  
Domestic Product ◽  
Linear Regression Method ◽  
Ordinary Least Square

Abstract—Remittance is a source of external finance for developing countries. This research aims to determine the remittance influence on poverty alleviation in Indonesia, as well as to determine the influence of the control variables on poverty alleviation which is                  unemployment and gross domestic product. This study uses a descriptive quantitative       approach, using time series data from 1999 to 2018 obtained From the World Bank, BPS, Bank Indonesia and BNP2TKI. Data analysis techniques using double linear regression method (multiple linear Regression method) with smallest squared Method (Ordinary Least Square).  The results showed that remittance had significant negative correlation on poverty alleviation in Indonesia by 3,08%. Unemployment has a significant positive impact on      poverty alleviation, and gross domestic product has a significant negative impact on poverty alleviation in Indonesia. Still low delivery remittance that enter Indonesia due to low levels of education that has migrants, low wages, and expensive remittance shipping costs through financial institutions. Keywords: Remittance, Poverty, Indonesia, OLS (DEA)   Abstrak - Remitansi menjadi sumber keuangan eksternal bagi negara berkembang. Penelitian ini bertujuan untuk mengetahui pengaruh remitansi terhadap pengentasan kemiskinan di   Indonesia, serta  untuk mengetahui pengaruh dari variabel kontrol terhadap pengentasan  kemiskinan  yaitu Pengangguran dan Produk Domestik Bruto.  Penelitian ini menggunakan pendekatan kuantitatif deskriptif, menggunakan data time series dari tahun 1999 hingga tahun 2018 yang diperoleh dari World Bank, Badan Pusat Statistik, Bank Indonesia dan BNP2TKI. Teknik Analisis data menggunakan Metode Regresi Linier Berganda (Multiple Linier       Regression Method) dengan Metode Kuadrat Terkecil (Ordinary Least Square).  Hasil penelitian menunjukkan bahwa  Remitansi berpengaruh negatif signifikan terhadap           pengentasan kemiskinan di Indonesia sebesar 3,08 persen. Pengangguran berpengaruh positif signifikan terhadap pengentasan kemiskinan, dan Produk Domestik Bruto  berpengaruh negatif signifikan terhadap pengentasan kemiskinan di Indonesia. Masih rendahnya         pengiriman remitansi yang masuk ke Indonesia disebabkan karena  rendahnya tingkat       pendidikan yang   dimiliki migran, rendahnya tingkat upah, serta mahalnya biaya pengiriman remitansi melalui lembaga keuangan. Kata kunci: Remitansi, Kemiskinan, Indonesia, OLS    

scholarly journals PENGARUH PENYALURAN DANA BANK KONVENSIONAL DAN BANK SYARIAH TERHADAP PRODUK DOMESTIK BRUTO DI INDONESIA

Media Ekonomi ◽  
2016 ◽  
Vol 24 (2) ◽  
pp. 127
Author(s):  
Sinta Rani Siti Sarah ◽  
Sumiyarti ,
Keyword(s):  
Linear Regression ◽  
Gross Domestic Product ◽  
Least Square Method ◽  
Least Square ◽  
Domestic Product ◽  
Islamic Banks ◽  
Ordinary Least Square ◽  
Analysis Technique ◽  
Using Data ◽  
Conventional Banks

<p><em>This study aims to analyse the distribution of Islamic banks and the distribution of conventional bank funds to the gross domestic product in Indonesia. The analysis was carried out using data scanned by the Central Statistics Agency (BPS) and Bank Indonesia for 2004: 01-2014: 04 period. The analysis technique used in this study was Multiple Linear Regression using the OLS (Ordinary Least Square) method. The results showed that the distribution of Islamic banks had a positive and not significant effect on the growth of Gross Domestic Product (GDP), while the distribution of funds from conventional banks and Islamic banks was significant towards Gross Domestic Product.</em></p>

scholarly journals PENGARUH NISBAH BAGI HASIL, PRODUK DOMESTIK BRUTO, SUKU BUNGA DEPOSITO DAN INFLASI TERHADAP SIMPANAN MUDHARABAH DI PERBANKAN SYARIAH INDONESIA PERIODE 2004.1­2009.2

Media Ekonomi ◽  
2017 ◽  
Vol 18 (1) ◽  
Author(s):  
Nurjanah Nurjanah ◽  
Sumiyarti Sumiyarti
Keyword(s):  
Interest Rate ◽  
Gross Domestic Product ◽  
Time Series Data ◽  
Profit Sharing ◽  
Least Square ◽  
The Other ◽  
Domestic Product ◽  
Series Data ◽  
Main Determinant ◽  
Ordinary Least Square

<span><span><em>This study focused on examination impact of Profit Sharing Ratio (NSM) to Mudharabah</em><br /><span><em>savings in Indonesia Syariah Bank. The model used in this study is the Multiple Linear</em><br /><span><em>Regression OLS methods (Ordinary Least Square) with the time series data in period</em><br /><span><em>2004.1-2009.2. But in this model, we also considerd Gross Domestic Product (PDB), Deposit</em><br /><span><em>Interest Rate (RSK), and Inflation (INF) as control variables. The results of the research</em><br /><span><em>are variables of Profit Sharing Ratio (NSM), Deposit Interest Rate (RSK) and Inflation</em><br /><span><em>(INF) are affected not statistically affected Mudharabah Savings. The other side, the</em><br /><span><em>variable of Gross Domestic Product (GDP) statistically affects Mudharabah Savings. The</em><br /><span><em>interest of people on Mudharabah Savings is not because of the Profit Sharing Ratio that</em><br /><span><em>become the main determinant in Mudharabah Saving but of the more Islamic System.</em></span></span></span></span></span></span></span></span></span><br /></span></span>

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