scholarly journals INTRODUCTION TO A SOCIAL-FUNCTIONAL APPROACH IN THE INDONESIAN CONSUMER PROTECTION LAW

2019 ◽  
Vol 5 (1) ◽  
pp. 49-79
Author(s):  
Shidarta Shidarta ◽  
Stefan Koos

This legal study, using a social-functional approach, underscores the importance of developing a viable social consumer protection system. Through it the government should promote a more effective consumer protection system in which any obstacle hampering consumer’s ability to obtain information necessary to make rational choices can be prevented.  In short, a system protecting consumer’s right to obtain information.  In this context, business enterprises are still expected to participate and support consumer protection movements at the national as well as regional level in which the end goal is to develop a fair business competition climate.

2020 ◽  
Vol 112 (5) ◽  
pp. 93-104
Author(s):  
MYKYTENKO Liudmyla

Background. The Government-endorsed Concept of State Policy for Consumer Protection by 2020 recognizes the need to reform a consumer protection system that has lost its control and is not acting in the interests of the multi-million consumer community. Governments are being chaned, but no one is paying attention to this problem, which exacerbates the situation in the country and leads to more active actions and consumer demands: there are no constitutional guarantees for state protection of legitimate consumer rights; there is no effective state body for consumer protection, independent from industrial interests; there is no national system for handling consumer complaints and compensation for violations of rights and illegal actions, resulting in consumers of Ukraine being unprotected and virtually disenfranchised against the dishonest actions of certain authorities and economic entities. Analysis of recent researches and publications. The legal problems of the consumer protection system were investigated. However, their works did not propose specific mechanisms for introducing alternative ways of resolving consumer disputes. The aim. Legal analysis of the grounds for introducing alternative ways of resolving consumer-related disputes, based on an analysis of best European practices. Materials and methods. General and specific research methods were used to elaborate on the topic outlined. Results. The state function of «consumer protection», enshrined in the Constitution of Ukraine and fundamental international and European consumer protection instruments ratified in Ukraine, has become declarative and, as a consequence, consumers are deprived of an accessible, effective and impartial mechanism for protecting their rights. The state should provide, in addition to the generally accepted (state) mechanisms of protection, also alternative ways for fair, urgent, unreated to significant costs -settling disputes and obtaining consumer legal protection. Europe-wide practice demonstrates effective approaches to alternative ways of resolving consumer policy disputes. In view of the current situation regarding inefficient state mechanisms for consumer protection in Ukraine, the German experience of alternative ways of resolving consumer disputes is analyzed, as exemplified by Schlichtunqgsstelle fur den öffentlichen Personen verkehre.V. (Söp), which is an Independent Consumer arbitration Comission. Here we have analysed Söp’s work on the out-of-court settlement of individual disputes between travelers as consumers and companies in the transport and tourism sectors which can show us the great mechanisms of solving above-mentioned problems. Conclusion. In Ukraine, one of the most effective and promising areas in the field of consumer protection should be the introduction (normalization) of a system of alternative ways of resolving consumer disputes. We are convinced that our state should offer the option of choosing the consumer’s remedy, and provide a mechanism for resolving disputes through alternative means that will allow parties to avoid state litigation (going to court is preferable to use as an exclusive way of settling a legal dispute).


Author(s):  
Iryna Y. Puchkovska ◽  
Oleksandr O. Biliaiev ◽  
Victor P. Yanyshen ◽  
Hanna O. Urazova

Every year, the vast majority of countries switch to an online environment. This is especially true for online stores. The subject of this study is the system of consumer protection upon buying goods in online stores and its effectiveness. The purpose is to analyse the state of development of e-commerce in Ukraine and the system of consumer protection upon purchasing goods in online stores. The following general scientific methods were used: classification and theoretical generalisation – to study the theoretical foundations of e-commerce; statistical analysis – to analyse the current state of e-commerce in Ukraine and the consumer protection system. The following results were obtained: based on the analysis of the provisions of current legislation and the experience of foreign countries describing the development of the e-commerce market in Ukraine and the world, the main trends that have developed have been identified, the positive and negative aspects of e-commerce have been identified, as well as the effectiveness of the consumer protection system upon purchasing goods in online stores. It was concluded that the “e-commerce” industry is developing very dynamically. Consumer protection upon purchasing goods through online stores is carried out as with a regular purchase and sale, but it has a number of specific features. To attract potential customers and build their trust, online stores try to post as much information about their products and services as possible on their official websites, including customer reviews. This indicates that the sellers themselves are interested in resolving disputes as soon as possible and preserving their reputation. Taking this into account, it is the improvement of the consumer literacy of citizens, the ability to fully exercise their rights, and to protect their interests in case of certain contradictions that is one of the ways to solve the existing problems


2019 ◽  
Vol 19 (19) ◽  
pp. 105-186
Author(s):  
徐聿芊 徐聿芊 ◽  
陳俊元 陳俊元

金融產業由於涉及市場秩序與消費者保護,在我國向屬於高度監理之產業。保險業由於涉及保戶大眾之權益,更為監理之重心所在。然而,如果監理密度過高,但裁罰之發動或標準並不明確,可能導致業者難以預期評估,更可能導致業者動輒得咎,致生經營上之困難,對於市場並非有利。近來許多保險裁罰案件中,多涉及裁罰基礎不明確之爭議,可見本問題之嚴重性。因此,如何平衡監理與業者之經營自由,瞭解保險監理之特徵與趨勢,乃為亟待釐清之議題。本文乃從金融監理之有效性與透明性切入,並針對本文所蒐集之近年保險業裁罰案進行法律實證研究。本文將各種裁罰案歸納為七種主要類型,以檢討其是否妥適。之後再針對所有之案件進行統計分析,以明瞭保險業裁罰案件之特徵、趨勢、以及問題。最後,總結全文之法律與實證分析,對我國保險業裁罰提出建議。 Financial industry is highly regulated in Taiwan because of concerning market and consumer protection. Insurance enterprise is even more involving with insured and therefore at the core of regulation. However, intense regulation with vague standard and trigger of sanction, may undermine the expectation of insurer, cause the difficulty in business, and finally hurt the market. Thus, it is a critical issue to realize the characteristic and tendency of insurance regulation, and then strike a balance between regulation and business. This paper will start by regulatory effectiveness and transparency, and then conduct an empirical legal study on insurance sanction cases in recent years in Taiwan. This study categorizes administrative sanctions against insurance enterprise into seven groups and then examines the appropriateness. Afterwards, this paper will use empirical methods to clarify the characteristic, tendency, and issue of insurance sanction. Finally, we will conclude all legal and empirical analyses, and then provide suggestions for relevant administrative sanctions in Taiwan.


2021 ◽  
pp. 313-329
Author(s):  
Ángel Martínez Gutiérrez ◽  
Trinidad Vázquez Ruano

Since the nineties of the previous century, qualified geographic names have been covered by a harmonised EU-wide protection system whose main feature is the recognition of exclusive rights. Such rights are generally parallel to those deriving from the registration of a brand. Accordingly, they are not solely protected by the measures provided in the rules on unfair competition but also by a EU protection system based on granting the group of traders that had sought and obtained recognition of the protected designation of origin or geographical indication a monopoly over the use of a given geographic name and the possibility to seek remedy against any unlawful use of it. In this sense, the information provided generally benefits the market as well as merchants and consumers.


2021 ◽  
Vol 2 (2) ◽  
pp. 281-286
Author(s):  
I Made Aswin Ksamawantara ◽  
Johannes Ibrahim Kosasih ◽  
I Made Minggu Widyantara

The phenomenon of Foreign Exchange (Forex) that runs in the investment sector and can help the development of Indonesia. Currently forex is a trend that is endemic and attracts the attention of many parties, both investors and the public in general. Foreign exchange or forex is a type of trade or transaction that trades the currency of a country against the currencies of other countries involving the main money markets in the world for 24 hours continuously, so in this case a legal protection is needed. The purpose of this research is to analyze legal protection in Forex transactions and legal sanctions imposed by the government on illegal Forex broker activities. This research uses a normative method that with a statutory approach. Sources of data used are primary data sources and secondary data sources. After primary legal data and secondary legal data are collected, the data will then be processed and analyzed using systematic legal data processing methods. The results showed that the alleged fraudulent investment fraud case under the guise of forex trading involved illegal brokers from the Guardian Capital Group (GCG) Asia, which harmed consumers. In line with that, the government issued a legal rule, namely Law No.8 of 1999 concerning Consumer Protection. The Consumer Protection Law that has been set by the government is the legal basis that is accurate and full of optimism in protecting consumer rights.


2021 ◽  
Vol 7 (4) ◽  
pp. 459-472
Author(s):  
Chatrin Intan Sari

The purpose of this study is to know how the legal protection for consumers on the circulation of illegal drugs and how the accountability of business actors on the circulation of illegal drugs. By using normative juridical research method this study found that the legal protection to consumers on the circulation of illegal drugs conducted by the government through the Agency of Drugs and Food. The Agency highlighted that the attention that the government has run its supervision. In addition, the protection of consumer law arising from the existence of rights and obligations set forth in Article 4 letters a and c, article 7 letters a and d, article 8 paragraph 1 letter a, d and e of Law Number 8 Year 1999 concerning Consumer Protection. The fulfilment of consumer rights over security, the right to be heard, the correct, clear, and honest information regulated in the UUPK is still not fulfilled. Article 98 paragraph 2, Article 106 paragraph 1 and 2 of Law Number 36 Year 2009 on Health. The business actor is responsible as the manufacturer of the goods because the importer of the goods is not an agent or official importer. The business actor who is an individual shall be liable for the losses incurred even if only as an importer not as a producer of the goods. 


2020 ◽  
Vol 22 (3) ◽  
Author(s):  
Muhammad - Fedryansyah ◽  
Herijanto Bekti ◽  
Ramadhan Pancasilawan

Pagerwangi village is one of the regions of Bandung Barat that are prone to natural disasters such as avalanches especially earthquakes. Its geographical location falls within the red zone of the Lembang fault. So that in prediction would be one of the affected areas due to tectonic earthquakes stemming from the faulting of the Lembang fault. Disaster prevention programs are already being conducted by the government along with other parties such as educational agencies and civic groups. The study aims to analyze how disaster mitigation implementations through the Functional Structural approach  theory based on four aspect of Integration, adaptation, maintenance patterns, and goal achievement. The research method uses a descriptive qualitative approach. The results of the study showed a mismatch in the integration aspects, leading to obstacles in the process of adaptation of the community in disaster mitigation


2018 ◽  
Vol 1 (1) ◽  
pp. 511
Author(s):  
Melissa Aulia Hosanna ◽  
Susanti Adi Nugroho

Food is one of the most necessary needs of humans to survive so that everyone is expected to pay more attention to the food products that will be consumed.Indonesia is a country with a predominantly Muslim population. In the teachings of Islam there are orders to consume halal food and prohibition to consume illegitimate food. Halal product is a product that qualifies halal according to Islamic syariat from its substance, its process and its storage and presentation. This study aims to determine the implementation of law number 33 of 2014 on the guarantee of halal products on the registration of halal certificates on food products and what are the constraints faced in registering halal certificates.The guarantee of consumer protection against the circulation of halal labeled food products is already guaranteed according to the prevailing laws and regulations and the products labeled official halal have provided legal certainty to the halal nature of the product itself which can be seen from the authority given by the government to MUI and BPJPH.


2019 ◽  
Vol 1 (2) ◽  
pp. 595
Author(s):  
Hellen Rumiris ◽  
Stanislaus Atalim

Granting credit by the bank to the society greatly helps to develop a business that is run by community both individuals and legal entities. The government of the Republic of Indonesia has intructed banking to provide credit facilities especially for the middle and lower businesses. Banking credit agreement is a standard contract made by the bank by almost not giving freedom at all to the other parties to do negotiation for the requirements offered. This type of research using a normative juridicial research. This research aims to analyze the exoneration clauses in a credit agreement between PT. Bank Mandiri Persero (Tbk) Semarang with Wibowo, S.E. and Siti Aisyah. The bank credit agreement is the legal agreement to the Article 1320 of Indonesian Civil Code. However, the exoneration clauses listed on it contradicts some basis in the law agreement and also violates the provisions of Article 18 of The Consumer Protection Act. Clauses in a credit agreement are made to regulate the rights and the obligatons of the parties so that reasonable risk sharing occures between the bank and the customer. In fact, exoneration clauses are often abused by businessman attempting to diminish, divert and even refuse responsibility. The result of this research concludes that: First, the Government must provide more limits on the using of exoneration clauses through revision of The Consumer Protection Act. Second, PT. Bank Mandiri (Tbk) Semarang must be more meticulous and careful to determine contents of credit agreement.


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