BANK SPÓŁDZIELCZY (COOPERATIVE BANK) AS A GUARANTOR OF THE STABILISATION OF THE LOCAL FINANCIAL SYSTEM1

Author(s):  
Andrzej Pawlik

Urgency of the research. One of the most essential sources of supporting regional and local development is the banking system. Target setting. The study presented describes cooperative banking, represented by Bank Polskiej Spółdzielczości S.A. and Bank Spółdzielczy w Kielcach. The use of the statistical data analysis method allowed to demonstrate the strong position of cooperative banking in the market, fostering regional and local development. Actual scientific researches and issues analysis. The foundations for the modern cooperative banking sector were laid by cooperative financial organisations functioning more than 150 years ago [Pawlik, 2017, s. 152]. Its history is connected with difficulties faced in the period of partitions, work at the foundations after the end of World War I and Poland’s regaining its national independence. Uninvestigated parts of general matters defining. At present, cooperative banking functions as a result of the adoption by the Sejm of the Republic of Poland on 7 December 2000 of the act on the functioning of cooperative banks, their associations and associating banks, which ensured new legal conditions for the functioning of the sector2. The research objective. The article formulates the hypothesis that nowadays activities of cooperative banks will contribute to regional and local development. The statement of basic materials. One of the most essential sources of supporting regional and local development is the banking system. This system can guarantee the stabilisation of the local financial system. By supporting the development of regional and local entrepreneurship through loans, investment activities of the banks and financial and investment consulting, it will determine the identity of the region concerned. Conclusions. The use of the statistical data analysis method allowed to demonstrate the strong position of cooperative banking in the market, fostering regional and local development.

2019 ◽  
Vol 12 (2) ◽  
pp. 156-169
Author(s):  
Wiwit Kartikasari ◽  
Diana Dewi

Problems in this research is the workload given by PT. An-Nur Kanggraksan Cirebon to many employees that burdensome employees so that the work is completed with extra time (overtime), while the workplace environment is felt by employees is still less comfortable resulting in decreased even though not significantly reduced employee performance. This study aims: 1) To describe data about the effect of workload on employee performance PT. An-Nur Kanggraksan Cirebon. 2) To describe data about the influence of work environment on employee performance PT. An-Nur Kanggraksan Cirebon. 3) To describe data about the influence of workload and work environment simultaneously on the performance of employees of PT. An-Nur Kanggraksan Cirebon. The data collecting of this research is done through questionnaire to 50 employees as the research sample. While the data processing using statistical data analysis using multiple linier regression analysis method. The conclusions of this study are: 1) Work load affect the performance of employees at PT. An-Nur Kanggraksan Cirebon based on the results of data analysis is known to prove at the level of significance of ? = 0.05 (5%) ie with a tcount of 2.239> ttable of 1.998 meaning significant. Thus if the workload is increasing then the performance of employees participate in the increase. 2) Work environment affect on employee performance at PT. An-Nur Kanggraksan Cirebon based on the results of data analysis is known to prove at the level of significance of ? = 0.05 (5%) ie with a t count of 2.184> ttable of 1.998 meaning significant. Thus the improved and conducive work environment hence increasing the performance of employees. 3) Meanwhile, workload and work environment are proven jointly affect the performance of employees at PT. An-Nur Kanggraksan Cirebon based on the results of data analysis known this result proved to be believed at the level of significance of ? = 0.05 (5%) with the value of Fhitung 6.187> Ftable of 3.14 means significant. If the workload and work environment are synergized in improving employee performance then the result obtained is the influence of workload and work environment on employee performance is quite meaningful.   Key words : workload, work environment and employee performance.


2019 ◽  
Vol 3 (2) ◽  
pp. 115
Author(s):  
Yunita Kurnia Shanti

This research aimed was to examine the impact of self efficacy on audit judgement with auditor senior as moderate variable at inspectorat of bogor city and depok city. This research is done to prove the influence of these variable on audit judgement. This population is goverment internal auditor at inspectorat of bogor city and depok cityS in west java. Samples were taken by convenience sampling pursuant to amenity acces and availability of respondent. Amount of sample is 41 respondent can be to test. Statistical data analysis method used is simple linear regression and multiple regression analysis. The hypotesis of this research is divided into two, self efficacy of audit judgement, and self efficacy on audit judgement with auditor senios as moderate variable. The result of this research shows that self efficacy have significant influenced on audit judgement. It means more auditors is confident in capability they have, will be better the audit judgement. Self efficacy have no significant influenced on audit judgement with senior auditor as moderate variable.  Its show that audit judgement must be supported by self confident but not only carried out by the senior auditor but all auditors in the audit assignment.


2014 ◽  
Vol 4 (2) ◽  
pp. 41-49
Author(s):  
Sead Rešić ◽  
◽  
Amra Borogovac ◽  

In this research, the attitudes of students, teachers and parents regarding the role and significance of homework in Mathematics beginner teaching, were analyzed. Through a sample of 345 examinees (21 teacher, 219 students and 105 parents), attitudes and individual opinions regarding the given issued were examined. The research employed descriptive method, theoretical analysis method and survey method, while the research techniques consisted of questionnaire and statistical data analysis. Results of the research are demonstrated in graphical and tabular manner, including explanation and discussion. In the conclusion, attitudes of students, teachers and parents regarding the role and significance of homework in Mathematics beginner teaching are stated and explained.


2006 ◽  
pp. 115-127
Author(s):  
T Natkhov

The article considers recent tendencies in the development of the market of insurance in Russia. On the basis of statistical data analysis the most urgent problems of the insurance sector are formulated. Basic characteristics of different types of insurance are revealed, and measures on perfection of the insurance institution in the medium term are proposed.


2018 ◽  
Vol 6 (2) ◽  
Author(s):  
Ismail Razak, SE., MS. ◽  
Silviana Fadilla Prasevie

The purpose of this study was to analize the impacts of service quality and customer value on the satisfaction of customers. Questionnaires are used to collect data from Boks Café customer in Bumiayu, Kabupaten Brebes, Central java by using scale of Likert. In this study, accident sampling method was used and data analysis method was simple linear regression and multiple linear regression. The results of this study indicated that service quality and customer value positively and significant influenced the satisfaction of customers. The conclution of this study is that customer value was dominant than service quality in influencing the satisfaction of customers


2017 ◽  
Vol 5 (2) ◽  
Author(s):  
Ismail Razak, SE., MS. ◽  
Elza Finnora

The aim of this study was to analize the influence of services quality and corporate image on the satisfaction of customers. Primary data was obtained from customers of Standard Chartered Bank through admission filling of questionnaire by using scale of Likert. In this study, accident sampling method was used and data analysis method was simple linear regression and multiple linear regression. The results of this study indicated that services quality and corporate image positively and significant influenced the satisfaction of customers. The conclution of this study is that services quality was dominant than corporate image in influencing the satisfaction of customers.


1990 ◽  
Author(s):  
Emanuel Parzen ◽  
Scott D. Grimshaw ◽  
William P. Alexander

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