scholarly journals Factors Determining the Effective Role of Microfinance

2015 ◽  
Vol 1 (2) ◽  
pp. 129-141
Author(s):  
Shahina Imran ◽  
Rana M Imran Arshad

The focus of this study is on the effectiveness of economic, social and institutional factors in manipulating the role of microfinance. It is a primary data research conducted in the Bahawalpur division, Pakistan. The sample consists of 773 respondents, belonging to different microfinance providers of Pakistan that are NRSP, AKHU, FMFB,  KASHF, KB, NRSP-B, TMFB. Data has been collected through face to face structured interviewing using a questionnaire. It has been found that economic wellbeing and economic empowerment of borrowers after availing microfinance is positively affected by consumer protection, education of borrowers, experience, business training, number of employed persons, length of membership, relation to household head, area and family reaction to business activity but negatively by diversion of loan, interest rate, age of the borrowers and number of dependents.

Author(s):  
Sudarmiani, Waini Astuti

<p><em>This study aims to determine the implementation of the UPPKS program, the role of UPPKS cadres, the supporting components of the UPPKS program and obstacles in family economic empowerment activities through the UPPKS program in Sukorejo Village, Saradan, Madiun. The type of research used is descriptive qualitative with a case study approach. Data sources used are primary data and secondary data. Data collection is done by observation, interviews and documentation. The validity of the data uses source triangulation. The results show, (1) The implementation of family economic empowerment through the UPPKS program in Sukorejo Village runs quite well in savings and loan activities. (2) The role of UPPKS cadres in Sukorejo Village is as facilitators in conveying what their members want to the UPPKS program organizers. (3) Supporting components in the implementation of UPPKS activities in Sukorejo Village are Village Village, Saradan PLKB, and BKKBN. (4) Obstacles in the process of family economic empowerment through the UPPKS program in Sukorejo Village, namely the existence of members who are less active in the activities of UPPKS groups and members who move domiciles, so that UPPKS members are reduced.</em></p>


2015 ◽  
Vol 7 (6) ◽  
pp. 92 ◽  
Author(s):  
Alaeddin Mohammad K. Ahmad ◽  
Qais Mohammad K. Ahmad

<p>The conventional role of packaging in buyer products has been to save and protect the product. In fact these days, buyer and manufacture trends propose a progressively significant part for packaging as a tactical tool as well as a marketing strategy. This research aims to investigate the impact of factors influence on packaging design in an impulse purchasing circumstances as a case study of Doritos pack in Manchester city-UK. This research consists of the independent variables represented by visual components and informational components namely (pack graphics, layout, color, photography and illustration, typography, pack size and shape; product information, and package technology) and dependent variable which represented by impulse purchasing behavior. In order to explore the relationship between independent and dependent variables the qualitative method was used to collect primary data through a social media, online, and face to face interviews, which was administered with customers and experts in product innovation. The research sample in this research consists of 34 participants and an expert in product innovation. The results confirm that for most participants in the interviews, the factors which influence on the bad image of current Doritos chips bags in the marketplace are; protection, communication, and information. The research concludes that there are many functions to packaging design in order to ease and communicate with customers; increasingly, there is important role of packaging as a strategic tool to attract consumers’ attention and their perception on the product quality. Brand has important role in identify layout, graphics, color, and typeface. The new packaging design mostly uses the brand in products. Mainly, the packaging design includes all printed information such as made it, where it was made, when it was made, what it contains, how to use it. Moreover, the printed information is given in the brand and its value has to be showed while promoting the product in the market.</p>


2020 ◽  
Vol 2 (3) ◽  
pp. 99-102
Author(s):  
Khadija Akram ◽  
Muhammad Amjed Iqbal ◽  
Muhammad Munawar Hayat

The study aims to examine the role of formal and informal credit in the agriculture sector. The agriculture sector is considered the backbone of the economy of Pakistan. Credit is used as the most important source to enhance the productivity of the agriculture sector. Primary data were collected after choosing a sample of respondents of formal and informal credit users from district Faisalabad. It was observed from the literature that the disbursement of credit to farmers has a more important and effective role in agricultural output. So to check this impact the study in hand was carried out. The study also includes an exploration of the role of formal and informal credit on the productivity and profitability of farmers. The data were collected from 100 formal credit borrowers and 50 informal credit borrowers from district Faisalabad. Primary data were collected randomly through a well-designed questionnaire from farmers. Multiple regression analysis was used for the estimation of the results. This method was used to estimate the role of formal and informal credit in the agriculture sector. The results showed that annual income increased after getting the loan. The focus of the study was to investigate the role of formal and informal credit in the agriculture sector. The result showed that informal credit was more convenient in terms of timely availability of loans, less distance to travel, less time delay, and no specific securities. In this way, this study concluded that formal and informal credit has a significant impact on agricultural productivity, and the trend of agriculture credit has been gradually increased has a positive impact on income.


2017 ◽  
Vol 24 (2) ◽  
pp. 198-221 ◽  
Author(s):  
Roberta Apa ◽  
Roberto Grandinetti ◽  
Silvia Rita Sedita

Purpose The purpose of this paper is to provide insights on the relational dimension of a networked business incubator (NBI), by investigating the intermediary role of incubator management in fostering social and business ties linking tenants among each other, with the incubator management and external actors. Design/methodology/approach The paper offers a literature review on the NBIs and advances a comprehensive analytical framework of the networked incubation model. This framework is empirically illustrated through a case study research on a leading Italian private NBI, namely, H-Farm. The collection of primary data was conducted by means of face-to-face in-depth interviews and a survey. Data were processed through social network analysis (SNA) tools. Findings The results highlight the co-presence and interaction of social and business ties, which build up a vital environment nurturing an entrepreneurial ecosystem. Community-based relationships and the intermediation of incubator management are crucial for supporting tenants in product and business development activities. Research limitations/implications These results pave the way to further research, oriented to the conceptualization of a NBI as a (small) cluster. Moreover, the application of the SNA tools adopted invites further research on networked incubators, applying the same methodology in new directions. Originality/value This paper adds to previous literature on NBIs by providing evidence of the intermediary role of incubator management in promoting and facilitating social and business relationships occurring among tenants, between tenants and the incubator management, as well as with external advisors, clients and suppliers.


IQTISHODUNA ◽  
2018 ◽  
pp. 1-14
Author(s):  
Nur Faizaturrodhiah ◽  
M. Pudjihardjo ◽  
Asfi Manzilati

Abstract: This study aims to analyze the role of mosque institution as the center of socio-economic empowerment of the community. The study was conducted at Sabilillah Mosque which is a large national pilot mosque. The approach used is case study. The results of social empowerment research are, improving the quality of education, family assistance, business training, health services, network strengthening with mushollah. While economic empowerment among others economic empowerment through mosque cooperative, economic empowerment dhuafa through business capital and provision of production facilities, economic empowerment through provision of market pujasera. To generate other funding sources as a means to empower the community, Sabilillah Mosque organizes auditorium, cash receipts, and minimarket management cooperation.


2011 ◽  
pp. 3517-3526
Author(s):  
Lyn Carson

Very little has been written about the crucial role of the moderator in public discussion forums or discursive communities. Group theory tends to draw upon group experiences from non-moderated groups such as criminal juries or groups convened for the purpose of observation. Therefore group theory is concerned with group members’ behaviour that is not affected by intervention by someone with the overall process in mind. Practicing moderators and process designers understand the importance of this role in face-to-face consultation. The translation of these skills into an online environment is the subject of this article. Unfortunately those who write about e-democracy rarely mention this important function, focusing instead on the technology, even though the moderator role is increasingly employed, for example in online collaboration or decision-making. The role of the e-moderator or e-convenor has attracted some attention, both in public deliberation circles (for example, National Issues Forums in the U.S.) and tertiary education (Salmon, 2002). Understanding e-moderation requires an appreciation of moderation per se. This article draws on input from a network of professional facilitators (in Australia, Canada, the United States, and the UK) who were asked by the author (in November 2004) to describe the qualities of an effective facilitator/moderator in a face-to-face (F2F) environment. Their combined responses, previously unpublished data, are used in this article. This primary data is combined with the author’s own critical reflections based on 20 years of experience as a group facilitator and is integrated with the writings of theorists and practitioners.


Author(s):  
L. Carson

Very little has been written about the crucial role of the moderator in public discussion forums or discursive communities. Group theory tends to draw upon group experiences from non-moderated groups such as criminal juries or groups convened for the purpose of observation. Therefore group theory is concerned with group members’ behaviour that is not affected by intervention by someone with the overall process in mind. Practicing moderators and process designers understand the importance of this role in face-to-face consultation. The translation of these skills into an online environment is the subject of this article. Unfortunately those who write about e-democracy rarely mention this important function, focusing instead on the technology, even though the moderator role is increasingly employed, for example in online collaboration or decision-making. The role of the e-moderator or e-convenor has attracted some attention, both in public deliberation circles (for example, National Issues Forums in the U.S.) and tertiary education (Salmon, 2002). Understanding e-moderation requires an appreciation of moderation per se. This article draws on input from a network of professional facilitators (in Australia, Canada, the United States, and the UK) who were asked by the author (in November 2004) to describe the qualities of an effective facilitator/moderator in a face-to-face (F2F) environment. Their combined responses, previously unpublished data, are used in this article. This primary data is combined with the author’s own critical reflections based on 20 years of experience as a group facilitator and is integrated with the writings of theorists and practitioners.


2016 ◽  
Vol 13 (1) ◽  
pp. 18-25
Author(s):  
Romaza Khanum ◽  
Muhammad Salim Al Mahadi

A study was conducted to investigate the extent of women participation in duck rearing farm and to address women’s economic empowerment in Hakaluki haor area of Maulvibazar district in Bangladesh. Primary data from 80 women duck raisers were collected through face to face interview. In this case haor women played an important role in the duck rearing activities which were carried out to explore the meaningful interpretation of women’s present status. The result of the study revealed that duck rearing farming has exerted greater impact on improving socioeconomic condition and economic empowerment of haor women. The successful duck farming provides the women with economic independence and improved livelihood leading to their empowerment.The Agriculturists 2015; 13(1) 18-25


2020 ◽  
Vol 14 (2) ◽  
pp. 199
Author(s):  
Rahmat Saleh ◽  
Dian Wahyu Utami ◽  
Irin Oktafiani

International migration is usually motivated by economic reasons. However, many people also migrate overseas to continue studies in higher-level education. This paper analyses the role of Indonesian students abroad, especially those who are members of the Indonesian Student Association (PPI) in protecting Indonesian workers (TKI). The research is focused on PPI in the country with the highest number of Indonesian migrant workers, namely Malaysia. This study applied a qualitative approach to collect primary and secondary data. Primary data was collected through interviews, and secondary data was gained through literature review. The research shows that PPI, as an agent of change, has a role in protecting migrant workers. The PPI has various kinds of contributions such as expressing ideas and discourses to protect international migrant workers, becoming a mediator (in solving conflicts involving the workers), facilitating shelter, providing repatriation assistance, legal assistance and advocacy, as well as economic empowerment and education activities for migrant workers and their families.


2017 ◽  
Vol 1 (2) ◽  
pp. 99
Author(s):  
Asep Sugandi ◽  
Hasan Basri Tanjung ◽  
Radif Khotamir Rusli

Pondok pesantren dalam perkembangannya konsisten sebagai peran sosial dan lembaga pendidikan Islam. Peran sosial pada pemberdayaan masyarakat dalam upaya mendorong, memberikan motivasi, dan penguatan berbagai aspek kehidupan. Penelitian bertujuan untuk mendeskripsikan peran pesantrendalam pemberdayaan ekonomi masyarakat, faktor pendukung dan faktor penghambat. Penelitian dilaksanakan di Pesantren Modern Ummul Quro Al-Islami Leuwiliang Bogor. Metode penelitian yang digunakan adalah metode kualitatif studi kasus. Teknik pengambilan data melalui wawancara dan pengamatan. Sumber data primer adalah pimpinan pesantren, sedangkan data sekunder berupa dokumentasi, dan pengamatan. Hasil akhir penelitian ini menunjukkan ada pemberdayaan masyarakat oleh Pesantren Modern Ummul Quro Al-Islami. Bentuk pemberdayaan berupa bidang sosial, ekonomi, dan bidang pendidikan. Berdasarkan kajian pustaka mengenai konsep pemberdayaan ekonomi masyarakat menyatakan bahwa pemberdayaan bertujuan memberi daya atau kekuatan, sehingga orang, kelompok, atau masyarakat menjadi mandiri. KATA KUNCI: ekonomi, masyarakat, pemberdayaan, pesantren modern. THE ROLE OF ISLAMIC BOARDING SCHOOL MODERN IN ECONOMIC EMPOWERMENT OF SOCIETY  ABSTRACT Pondok pesantren in its development consistent as social role and institution of Islamic education. Social roles in community empowerment in an effort to promote, motivate, and strengthen various aspects of life. The study is intended to describe the role of pesantren in the economic empowerment of society, supporting factors and inhibiting factors. The research was undertaken at Pesantren Modern Ummul Quro Al-Islami Leuwiliang Bogor. The research method used is a qualitative method of case study. Technique of collecting data through interview and observation. Primary data source is the leadership of pesantren, while secondary data are documentation, and observation. The final result of this research shows that there is community empowerment by Pesantren Modern Ummul Quro Al-Islami. Form of empowerment in the form of social, economic, and educational fields. Based on the literature review of the concept of community economic empowerment states that empowerment aims to give power or strength, so that people, groups, or communities become independent.  


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