scholarly journals ANALISIS DETERMINAN NIAT MENGGUNAKAN E-MONEY DI KALANGAN MILLENNIALS DENGAN PENDEKATAN UTAUT

2020 ◽  
Vol 1 (1) ◽  
pp. 90
Author(s):  
Jovlin Evrodita Glady ◽  
Rinny Rantung

The development of science and technology has an impact on all aspects of life, especially in the payment system in Indonesia. This makes the banking industry improved the innovations in payment system, namely the electronic payment system or e-money. The purpose of this study is to analyze what factors influence millennial intention to use e-money using the Unified Theory of Acceptance and Use of Technology approach. The researcher used the Structural Equation Modeling approach using STATA software. Respondents in this study were 422 millennials. Data used in this study were primary data using a questionnaire, with googleform as a tool to collect data. Descriptive data of this study showed that 54% of the total 422 respondents did not use e-money, but 98% had intention to use e-money in the future. On the other hands the results of this study found that millennial intention to use e-money was significantly positively influenced by performance expectations, followed by business expectations, social influence, self-efficacy and security. Facility conditions are the only variable that does not significantly influence millennial intention to use e-money. Perkembangan ilmu pengetahuan dan teknologi berdampak pada semua aspek kehidupan, khususnya dalam sistem pembayaran yang ada di Indonesia. Hal ini membuat industri perbankan mengembangkan inovasi baru dalam sistem pembayaran, yaitu sistem pembayaran elektronik atau e-money. Tujuan dari penelitian ini adalah untuk menganalisa faktor-faktor apa saja yang mempengaruhi niat milenial untuk menggunakan e-money dengan pendekatan Unified Theory of Acceptance and Use of Technology. Peneliti menggunakan pendekatan Structural Equation Modeling dengan menggunakan perangkat lunak STATA. Responden dalam penelitian ini adalah generasi milenial sebanyak 422 responden dan data yang digunakan dalam penelitian ini adalah data primer dengan menggunakan kuesioner yang dibagikan melalui fasilitas google form sebagai alat untuk mengumpulkan data. Data deskriptif penelitian ini menunjukkan 54% dari total 422 responden belum menggunakan e-money, namun 98% memiliki niat menggunakan e-money di waktu mendatang. Di sisi lain hasil penelitian ini mendapati bahwa niat milenial untuk menggunakan e-money dipengaruhi secara positif signifikan oleh harapan kinerja, diikuti harapan usaha, pengaruh sosial, efikasi diri dan keamanan. Kondisi fasilitas merupakan satu-satunya variabel yang tidak berpengaruh secara signifikan terhadap niat milenial untuk menggunakan e-money.  

Author(s):  
Luiz Henrique Lima Faria ◽  
Maurizete Pimentel Loureiro Duarte ◽  
Bruno Tardin Francischeto ◽  
Rafael Buback Teixeira ◽  
Rodrigo Loureiro Medeiros ◽  
...  

This article analyzed the existing relationships between the variables present in the Unified Theory of Acceptance and Use of Technology - UTAUT, in the context of using the social network Facebook as a technology to support studies among students of the Undergraduate Course in Business Administration at the Federal Institute of Espírito Santo IFES - Guarapari Campus. To achieve its purpose, after collecting quantitative data, structural equation modeling was used as an analysis tool using the method of Partial Least Squares - PLS-SEM. The results obtained demonstrated that there is an intention of use behavior by the students around 63%, where the constructs Anxiety, Attitudes and Performance Expectations were described as acceptable in the adapted UTAUT model.


2012 ◽  
Vol 4 (2) ◽  
pp. 129
Author(s):  
Alida Widianti ◽  
Muhammad Rifki Shihab

Beberapa tahun terakhir, muncul teknologi telekomunikasi baru yang disebut 3G. Secara umum, penggunaan 3G di Indonesia belum meluas dan merata. Melihat perkembangan penggunaan 3G di Indonesia tersebut, peneliti ingin mengetahui faktor yang paling berpengaruh terhadap adopsi 3G pada masyarakat Indonesia dengan mengambil populasi mahasiswa Universitas Indonesia. Pola adopsi 3G dapat diteliti berdasarkan beberapa model adopsi teknologi yang ada. Peneliti memilih Sarker’s and Wells’ Framework sebagai dasar hipotesis penelitian karena model-model adaptasi teknologi yang lain seperti Technology Acceptance Model dan Unified Theory of Acceptance and Use of Technology dinilai hanya menggambarkan teknologi secara umum sehingga kurang mempertimbangkan faktor-faktor khusus sehubungan dengan sifat dari 3G. Peneliti menyusun kuesioner tentang adopsi 3G dari model SEM yang dibangun berdasarkan Sarker’s and Wells’ Framework, kemudian menyebarkannya pada sampel mahasiswa Universitas Indonesia. Proses penyusunan model sampai interpretasi hasil perhitungan dilakukan dengan Structural Equation Modeling. Hasil analisis yang dilakukan menunjukkan bahwa saat ini framework milik Sarker dan Wells yang digunakan untuk menggambarkan adopsi perangkat mobile tidak cocok diterapkan pada adopsi teknologi 3G di Indonesia dengan populasi mahasiswa Universitas Indonesia.


2019 ◽  
Vol 1 (4) ◽  
pp. 1949-1967
Author(s):  
Mutiara Indah ◽  
Henri Agustin

This study aims to find evidence that the model UTAUT (Unified Theory of Acceptance and Use of Technology) is a conceptual framework to explain the acceptance and use of Go-Pay as one of the mobile payment services in the city of Padang. The data used in this research is primary data obtained by distributing a questionnaire online. This study using purposive sampling with a sample of 150 respondents who have used Go-Pay.Analysis of the data used in this research is Structural Equation Modeling (SEM). Data analysis techniques using SmartPLS ver.3.2.8 processed. This study found evidence that performance expectancy, social influence and positive effect on behavioral intention; facilitating condition and behavioral intention to use behavior has a positive effect, while the effort expectancy negatively affect behavior intention.


2021 ◽  
Vol 6 (1) ◽  
pp. 63
Author(s):  
Sindi Livia Damayanti ◽  
Yepi Yani ◽  
Asnaini Asnaini ◽  
Nonie Afrianty

This study aims to examine the influences of the factors contained in the UTAUT theory to the interest in using e-wallets for the millennials. This study used the analysis of Structural Equation Modeling (SEM) with SmartPLS software. The sample used is 100 millennials respondent in Kota Bengkulu. The sampling technique used was purposive sampling. The purposive sampling is used because this study requires certain criteria such as the age of the respondents in the birth range 1981-2000, using an e-wallet and live in Kota Bengkulu. The data collection technique used google form questionnaire and shared to millennials through social media such as WhatsApp, Instagram, and Facebook. The results of this study indicate that three of the factors in the UTAUT tested consisting of business expectations, social influences, and facility conditions have a positive and significant influences to the interest of the millennials to use e-wallets in Kota Bengkulu, while the performance expectation factor does not have a positive and Significant influences to millennials interest in using e-wallets in the Bengkulu City


2021 ◽  
pp. 026666692110484
Author(s):  
Isaac Kofi Mensah ◽  
Rui Wang ◽  
Lin Gui ◽  
Jinxuan Wang

This study investigated the behavioral adoption of electronic commerce (EC) among small and medium enterprises (SMEs) in China. This was undertaken by integrating the Technological, Organizational, and Environmental (TOE) framework into the Unified Theory of Acceptance and Use of Technology (UTAUT). The data generated from 349 SMEs were analyzed with SPSS and SmartPLs 3.0 via the utilization of the structural equation modeling (SEM) procedure. The results reveal that while the environmental factor was a positive predictor of the performance expectancy of EC among SMEs, it does not, however, encourage the adoption of EC. Again, while the knowledge factor was not significant in driving the performance expectancy of EC, it was a significant determinant of the adoption of EC among SMEs. Also, the study found that organizational factor was a positive predictor of both performance expectancy and the adoption of EC by SMEs. The technological factor was not a significant predictor of the intention to use EC but was significant in determining the performance expectancy of EC. Finally, the study demonstrated that the performance expectancy of EC was a significant predictor of the behavioral adoption of EC. The managerial and research implications of these findings are deliberated.


2020 ◽  
Vol 6 (1) ◽  
pp. 15-30
Author(s):  
Siska Anggraini ◽  
Muhammad Haviz Irfani ◽  
Sri Rahayu

Penerimaan terhadap sistem teknologi informasi penting untuk dilakukan karena dapat menjadi indikator bahwa sistem akan diterima dan diterapkan oleh pengguna untuk mendukung proses perkuliahan di Akademi Keperawatan Pembina Palembang. Tujuan dari penelitian ini adalah untuk mengetahui bagaimana pengaruh variabel model Unified Theory of Acceptance and Use of Technology (UTAUT) 2 terhadap penerimaan sistem informasi akademik dan seberapa besar tingkat penerimaan sistem informasi akademik menggunakan model UTAUT 2. Untuk mengetahui penerimaan sistem informasi peneliti menggunakan semua variabel utama dan variabel moderasi umur, jenis kelamin, pengalaman. Data penelitian ini menggunakan 135 responden yaitu 113 sampel mahasiswa dan 22 sampel dosen melalui penyebaran kuesioner. Analisis data yang digunakan yaitumenggunakan metode Structural Equation Modeling (SEM) dengan menggunakan tool Lisrel versi 8.70. Analisis SEM memiliki tahapan yaitu: (1) konseptualisasi model (2) membentuk path diagram (3) identifikasi model (4) estimasi model (5) penilaian model fit (6) menginterpretasikan hasil. Hasil penelitian menunjukan bahwa variabel espektasi kinerja berpengaruh sebesar (16.46), espektasi usaha berpengaruh sebesar (16.54), pengaruh sosial berpengaruh sebesar (14.85), motivasi hedonis berpengaruh sebesar (6.18), nilai harga berpengaruh sebesar (16.59), kebiasaan berpengaruh sebesar (15.94) terhadap niat perilaku. Variabel kondisi fasilitas berpengaruh sebesar (2.22) terhadap perilaku menggunakan. Variabel UTAUT 2 mampu mempengaruhi penerimaan sistem sebesar 9,4%.


2020 ◽  
Vol 11 (1) ◽  
pp. 1-19
Author(s):  
Ika Febrilia ◽  
Shela Puspita Pratiwi ◽  
Irianto Djatikusumo

Penelitian ini bertujuan untuk menguji pengaruh: a) self-efficacy terhadap perceived ease of use; b) self-efficacy terhadap perceived usefulness; c) perceived risk terhadap perceived usefulness; d) perceived risk terhadap intention to use; e) perceived usefulness terhadap intention to use; f) perceived ease of use terhadap intention to use; g) perceived ease of use terhadap perceived usefulness; untuk produk dompet digital pada mahasiswa di FE UNJ. Pengumpulan data dilakukan dengan menggunakan metode survei, yaitu dengan membagikan kuesioner. Setelah data terkumpul akan dilakukan pengujian terhadap validitas dan reliabilitas instrumen, yang dilanjutkan dengan uji hipotesis menggunakan SEM (Structural Equation Modeling) dengan bantuan program Amos 20.0. Hasil penelitian menunjukkan adanya pengaruh yang positif dan signifikan: a) self-efficacy terhadap perceived ease of use, b) perceived risk terhadap perceived usefulness, c) perceived risk terhadap intention to use, serta d) perceived ease of use terhadap perceived usefulness. Kata kunci: self-efficacy, perceived risk, perceived usefulness, perceived ease of use, intention to use, mahasiswa, FE UNJ


2020 ◽  
Author(s):  
Murat Kayak

This study aims to investigate destination brand prestige, and to explore the mediating effects of destination brand worldness between destination brand prestige and intention to revisit. Research is designed to collect primary data from the Taiwanese tourists. Partial least squares structural equation modeling is used to test the effects. The research model is appropriately implemented in Smart PLS 3 and a full mediation has existed through the empirical findings. The study shows how destination brand worldness mediates the relationship between destination brand prestige and intention to revisit.


2017 ◽  
Vol 4 (2) ◽  
pp. 75-81 ◽  
Author(s):  
Vincent Valiant Coa ◽  
Johan Setiawan

Snapchat, and Instagram are two social networks which recently gain their users after adopting such a feature called "Story" which allows a certain post to be disappeared after a certain time. This research takes up this technology trends analyzing the factors that probably affect the behavioral intention to use Snapchat and Instagram stories among generation Z. Factors are analyzed using Structural Equation Modeling, with basis model and variables from Technology Acceptance Model. Data collection was targeted to finished within 1 week using online questionnaire with respondent from Jakarta and Tangerang for 100 respondent that are using both Snapchat stories and Instagram Stories. There are two tools researcher usually use to analyze Structural Equation Modeling: SPSS AMOS and LISREL. In this research, researchers choose AMOS. From six hypothesis proposed for Snapchat analysis, four hypothesis is accepted, while the other two are rejected. Meanwhile, on Instagram Stories analysis, five hypothesis is accepted and one hypothesis is rejected. This study finds out the Social Presence is an exogenous variable which has a major role in affecting other variables. While Perceived Enjoyment influenced the behavioral intention to use Snapchat and Instagram Stories the most. Index Terms—Structural Equation Modeling, Technology Acceptance Model, influence, generation Z, Snapchat, Instagram REFERENCES [1] L. Chin and Z. Ahmad, "Perceived Enjoyment and Malaysian Consumers’ Intention to Use a Single Platform EPayment", SHS Web of Conferences, vol. 18, 2015. [2] M. Ariff, T. Shan, N. Zakuan, N. Ishak and M. Wahi, "Examining Users' E-Satisfaction in the Usage of Social Networking Sites; Contribution from Utilitarian and Hedonic Information Systems", IOP Conference Series: Materials Science and Engineering, vol. 58, 2014. [3] K. Hassanein and M. Head, "Manipulating perceived social presence through the web interface and its impact on attitude towards online shopping", International Journal of HumanComputer Studies, vol. 65, no. 8, pp. 689-708, 2007. [4] P. Surendran, "Technology Acceptance Model: A Survey of Literature", 2012. [5] F. Davis, "Perceived Usefulness, Perceived Ease of Use, and User Acceptance of Information Technology", MIS Quarterly, vol. 13, no. 3, p. 319, 1989


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