scholarly journals ANALISIS TINGKAT KESEHATAN BANK PT. BANK PERKREDITAN RAKYAT JORONG KAMPUNG TANGAH PARIAMAN CABANG PADANG

2020 ◽  
Author(s):  
Doni Marlius ◽  
Junika Sukma

The purpose of this study was to determine how the Bank's Soundness at PT. Bank Perkreditan Rakyat JKT-Pariaman, Padang Branch. The research method used is a qualitative and quantitative data analysis method. The type of data used is secondary data obtained from the publication report of the Financial Services Authority and the People's Credit Bank JKT-Pariaman Padang Branch for the period 2017-2018. Analysis of the level of financial health of banks using the CAMEL method (Capital, Asset, Management, Earning, Liquidity). The results showed that the level of financial health of BPR JKT-Pariaman Padang Branch in 2017-2018 showed a healthy category, where CAR 2017-2018 was above the BI standard of 8% which means healthy, and ROA owned in a healthy condition while the LDR Ratio of PT. BPR-JKT Pariaman Padang Branch is not in the healthy category in 2017-2018 banks cannot keep the LDR below 94.75%.

2021 ◽  
Author(s):  
Suci Rahmadani ◽  
Yosep Eka Putra

The purpose of this study is to determine how the ratio of liquidity and profitability at PT.Bank Perkreditan Lengayang. The research method used is qualitative and quantitative data analysis methods. Qualitative methods are methods that explain the data under study during the study. while the quantitative method is to analyze the development of a bank's financial statements. and the type of data used, namely secondary data obtained from reports of financial services authorities, as well as rural bank publication reports for 2016-2020. To measure the soundness level of a bank, two ratios are used, namely the liquidity ratio (in the form of CR, QR and LDR) and the ratio of profitability (in the form of ROA, ROE, BOPO and NPM). The results of this study indicate that the level of the bank's liquidity ratio is in a healthy position because the bank is able to pay back its short-term obligations. The company's profitability ratio from 2016-2020 shows a value that fluctuates every year, but is still in a healthy position.


2021 ◽  
Author(s):  
Annisa Aziza Syawia ◽  
Doni Marlius

The purpose of this study was to determine how the profitability ratio at PT. BPR Lengayang Cabang Surantih. The research method used is quantitative data analysis method, where this quantitative method analyzes the calculation of the Bank's profitability level. The type of data used is secondary data obtained from reports from the Financial Services Authority and BPR Publication Reports for the 2017-2019 period. The results of this study indicate that the level of ROA (1.5%) according to BI standards is still in the very good category, so that banks can operate properly in using and utilizing their assets to generate profits. The level of ROE (23%) indicates that the bank's ability to generate net income is unhealthy. While the NPM level (51%) is in the very poor category, banks are below the average rating of BI, so they have not operated well in generating net profit.


2019 ◽  
Author(s):  
Mila Mirza ◽  
Afriyeni Afriyeni

The purpose of this research was conducted to find out how the ratio of earning ratios on PT. Bank Pembangunan Daerah Sumatera Barat. The research method used is the method of qualitative and quantitative data analysis. The type of data used, namely secondary data obtained from Bank Indonesia and the publication of the report of the regional development banks of West Sumatra 2013 period – 2017. The results of this study showed that the rate of ROA with an average of 2.18% bank is said to still be in the position of the less healthy. The level of ROE also showed the unhealthy conditions in the bank with an average of 8.32% which means that banks are inefficient in generating net income, while the levels of NPM with an average of 3.92% banks increase whice means that the bank is said to be good at generating net income.


2019 ◽  
Author(s):  
Siska Ayu Putri ◽  
jhon fernos

The purpose of this research was to find out how Bank Soundness at PT. Ganto Nagari Rural Bank 1954 Lubuk Alung. The research method used is a method of qualitative and quantitative data analysis. The type of data used is secondary data obtained from Bank Indonesia publication reports and the Ganto Nagari Rural Bank 1954 Lubuk Alung 2016-2017 period. The results of this study indicate that the level of CAR is in a healthy position. The KAP level is in a healthy position, and the Profitability Ratio, Liquidity is also in a healthy position.


2020 ◽  
Vol 8 (2) ◽  
pp. 237
Author(s):  
Widi Savitri Andriasari ◽  
Siti Ummi Munawaroh

<p>This study aims to determine the results of the CAMEL ratio analysis (Capital, Asset Quality, Management, Earnings and Liquidity) at the soundness level of a Sharia BRI Bank for the period 2018-2019. The soundness level of a bank is an assessment conducted by the OJK for each bank to determine whether the bank is in good health or not. Regulations regarding the assessment of the level of health at commercial banks are contained in Bank Indonesia Regulation Number 13/1/PBI/2011 and Financial Services Authority Regulation Number 8/POJK.03/2014 and Financial Services Authority Regulation Number 4/POJK.03/2016. This type of research is a descriptive study with a quantitative approach. Descriptive research method is the method used to describe the research results by analyzing data from financial statement sources. While the quantitative research method is a study that uses data in the form of numbers as a means of analyzing and calculating. For this reason, the source of data needed in this study is secondary data which is the financial statements of a Sharia BRI Bank for the period 2018-2019. Through the data source in the form of financial reports can find out the soundness level of BRI Syariah Bank in 2018-2019 by calculating and analyzing the CAMEL ratio.</p>


2019 ◽  
Author(s):  
Rossi Putri Andanis ◽  
jhon fernos

The purpose of this study was to find out how the profitability rasio PT. BPR Jorong Kampung Tangah Cabang Padang. The research method used is the method of data analysis qualitative and quantitative. The tipe of data used is secondary data obtained from Financial Services Authority’s Report and rural bank (BPR) publication reports for thr period 2015 – 2017. The results of this study indicate that the bank ROA level is still in an unhealthy position. ROE level also shows bank in unhealthy condition in generating net income, in the BOPO position has decreased but according to BI BOPO standards are still in the good category. While the bank NPM level has increased, which means the bank is said to be well at generating net income.


2019 ◽  
Vol 6 (2) ◽  
Author(s):  
Erika Amelia ◽  
Astiti Chandra Aprilianti

This study aims to determine the risk based bank rating at PT. Bank Maybank SyariahIndonesia if measured using CAMEL (Capital, Asset, Management, Earning,Liquidity) method and RGEC (Risk Profile, Good Corporate Governance, Earning,Capital) in 2011-2016 and also aims to know differences in ratios used in CAMELSand RGEC methods. The research method used in this research is literature researchor study desk study. The data used in this research is secondary data using financialstatements of Bank Maybank Syariah Indonesia Period 2011-2016. The results showthat the bank can be said to be adequately sound because almost all the ratios usedmeet the specified requirements and there are still some ratios that have not met therequirements, but in both methods have different results. In the year 2011-2014 therisk based bank rating of Maybank Syariah Bank is calculated using CAMEL methodof bank is in the sound level. In 2015 -2016, the calculation of bank soundness showsthat bank condition is in an sound level. In Maybank Syariah Bank the state of thebank is in the sound level is in 2011-2013 if calculated using the RGEC method. Inthe year 2014-2016 the condition of the bank shows a adequately sound level.


2020 ◽  
Author(s):  
Wazukni Warzukni ◽  
Yosep Eka Putra

The purpose of this study was to determine how the Bank's Soundness at PT. Bank Nagari. The research method used is the CAMEL method that manages qualitative and quantitative data. The type of data used is secondary data obtained from financial reports from the Nagari Bank annual report in the 2017-2019 period. The results of this study indicate that the CAR level is in a healthy position. KAP level is in a healthy position, NPM level is in an unhealthy position, Level. ROA and BOPO are in a healthy position, and LDR is in a healthy position


2020 ◽  
Author(s):  
Dwita Melia Putri ◽  
Doni Marlius

The purpose of this study was to find out how the profitability rasio PT. BPR Lugas Dana Mandiri Padang. The research method used is the method of data analysis qualitative and quantitative. The tipe of data used is secondary data obtained from Financial Services Authority’s Report and rural bank (BPR) publication reports for thr period 2017 – 2019. The results of this study indicate that the bank ROA level is still in an unhealthy position. ROE level also shows bank in unhealthy condition in generating net income, in the BOPO position has decreased but according to BI BOPO standards are still in the good category. While the bank NPM level has increased, which means the bank is said to be well at generating net income.


Author(s):  
Solahuddin Nasution ◽  
Samerdanta Sinulingga ◽  
Arwina Sufika

The tourism industry as a foreign exchange earner for the non-oil and gas sector in Indonesia has contributed US $ 16.426 billion in 2018 or around 200 trillion rupiahs. North Sumatra Province is one of the government's priorities in the tourism sector, measured from the construction of Sisingamangaraja XII International Airport in Silangit, the establishment of the Lake Toba Super Priority National Tourism Strategic Area (KSPN). The current Ministry of Tourism has made significant reforms, namely changing the focus from quantity tourism to quality tourism. The development of tourism quality that is currently underway in the Lake Toba area is then measured from the perceptions of tourists who respond to the quality values they have received while in the tourist area of Lake Toba. The theory used in this research is the theory of tourism by Nare, and the theory of foreign tourists by Ghanem. Furthermore, the method used is the quantitative data analysis method. Based on the results of the study it was found that the Cronbach's Alpha value was 0.931> 0.60, so as the basis for decision making in the reliability test, it can be concluded that the data tested was reliable or consistent and reliable. Tourism actors involved in the research were also mostly tourism actors in 2004, so based on their answers it was found that there was a significant change in perceptions of foreign tourists, namely 0.931%.


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