scholarly journals Analisis Rasio Profitabilitas PT. Bank Perkreditan Rakyat Lengayang Cabang Surantih

2021 ◽  
Author(s):  
Annisa Aziza Syawia ◽  
Doni Marlius

The purpose of this study was to determine how the profitability ratio at PT. BPR Lengayang Cabang Surantih. The research method used is quantitative data analysis method, where this quantitative method analyzes the calculation of the Bank's profitability level. The type of data used is secondary data obtained from reports from the Financial Services Authority and BPR Publication Reports for the 2017-2019 period. The results of this study indicate that the level of ROA (1.5%) according to BI standards is still in the very good category, so that banks can operate properly in using and utilizing their assets to generate profits. The level of ROE (23%) indicates that the bank's ability to generate net income is unhealthy. While the NPM level (51%) is in the very poor category, banks are below the average rating of BI, so they have not operated well in generating net profit.

2020 ◽  
Author(s):  
Doni Marlius ◽  
Junika Sukma

The purpose of this study was to determine how the Bank's Soundness at PT. Bank Perkreditan Rakyat JKT-Pariaman, Padang Branch. The research method used is a qualitative and quantitative data analysis method. The type of data used is secondary data obtained from the publication report of the Financial Services Authority and the People's Credit Bank JKT-Pariaman Padang Branch for the period 2017-2018. Analysis of the level of financial health of banks using the CAMEL method (Capital, Asset, Management, Earning, Liquidity). The results showed that the level of financial health of BPR JKT-Pariaman Padang Branch in 2017-2018 showed a healthy category, where CAR 2017-2018 was above the BI standard of 8% which means healthy, and ROA owned in a healthy condition while the LDR Ratio of PT. BPR-JKT Pariaman Padang Branch is not in the healthy category in 2017-2018 banks cannot keep the LDR below 94.75%.


2019 ◽  
Author(s):  
Mila Mirza ◽  
Afriyeni Afriyeni

The purpose of this research was conducted to find out how the ratio of earning ratios on PT. Bank Pembangunan Daerah Sumatera Barat. The research method used is the method of qualitative and quantitative data analysis. The type of data used, namely secondary data obtained from Bank Indonesia and the publication of the report of the regional development banks of West Sumatra 2013 period – 2017. The results of this study showed that the rate of ROA with an average of 2.18% bank is said to still be in the position of the less healthy. The level of ROE also showed the unhealthy conditions in the bank with an average of 8.32% which means that banks are inefficient in generating net income, while the levels of NPM with an average of 3.92% banks increase whice means that the bank is said to be good at generating net income.


2019 ◽  
Author(s):  
Rossi Putri Andanis ◽  
jhon fernos

The purpose of this study was to find out how the profitability rasio PT. BPR Jorong Kampung Tangah Cabang Padang. The research method used is the method of data analysis qualitative and quantitative. The tipe of data used is secondary data obtained from Financial Services Authority’s Report and rural bank (BPR) publication reports for thr period 2015 – 2017. The results of this study indicate that the bank ROA level is still in an unhealthy position. ROE level also shows bank in unhealthy condition in generating net income, in the BOPO position has decreased but according to BI BOPO standards are still in the good category. While the bank NPM level has increased, which means the bank is said to be well at generating net income.


2021 ◽  
Vol 5 (2) ◽  
pp. 260-272
Author(s):  
Evita Septiani Jaenab ◽  
Ghina Fatimatuzzahro ◽  
Salsabila Gita Tsanya ◽  
R. Deden Adhianto

This study aims to determine the effect of operating income on net income at Bank Muamalat Indonesia Tbk. The period 2015 to 2020. The research method used is an associative quantitative method using secondary data in the form of the financial statements of Bank Muamalat Indonesia which are publicly registered with the Financial Services Authority. Hypothesis testing using simple linear regression analysis through t-test with a view to knowing the effect of independent variables on the dependent variable. The results of this study that the Operating Income variable on Net Profit has a correlation value or relationship (R) of 0.856 (Very Strong), and the value of the Determination Coefficient or R Square of 0.732 in other words the effect is 73.2%, meaning that the X variable (Operational Income) has an effect on on the variable Y (Net Profit) at Bank Muamalat Indonesia Tbk. While the remaining 26.8% is determined by other variables not examined by researchers, namely Non-Operational Income.


2021 ◽  
Author(s):  
Suci Rahmadani ◽  
Yosep Eka Putra

The purpose of this study is to determine how the ratio of liquidity and profitability at PT.Bank Perkreditan Lengayang. The research method used is qualitative and quantitative data analysis methods. Qualitative methods are methods that explain the data under study during the study. while the quantitative method is to analyze the development of a bank's financial statements. and the type of data used, namely secondary data obtained from reports of financial services authorities, as well as rural bank publication reports for 2016-2020. To measure the soundness level of a bank, two ratios are used, namely the liquidity ratio (in the form of CR, QR and LDR) and the ratio of profitability (in the form of ROA, ROE, BOPO and NPM). The results of this study indicate that the level of the bank's liquidity ratio is in a healthy position because the bank is able to pay back its short-term obligations. The company's profitability ratio from 2016-2020 shows a value that fluctuates every year, but is still in a healthy position.


2019 ◽  
Author(s):  
Siska Ayu Putri ◽  
jhon fernos

The purpose of this research was to find out how Bank Soundness at PT. Ganto Nagari Rural Bank 1954 Lubuk Alung. The research method used is a method of qualitative and quantitative data analysis. The type of data used is secondary data obtained from Bank Indonesia publication reports and the Ganto Nagari Rural Bank 1954 Lubuk Alung 2016-2017 period. The results of this study indicate that the level of CAR is in a healthy position. The KAP level is in a healthy position, and the Profitability Ratio, Liquidity is also in a healthy position.


2020 ◽  
Author(s):  
Dwita Melia Putri ◽  
Doni Marlius

The purpose of this study was to find out how the profitability rasio PT. BPR Lugas Dana Mandiri Padang. The research method used is the method of data analysis qualitative and quantitative. The tipe of data used is secondary data obtained from Financial Services Authority’s Report and rural bank (BPR) publication reports for thr period 2017 – 2019. The results of this study indicate that the bank ROA level is still in an unhealthy position. ROE level also shows bank in unhealthy condition in generating net income, in the BOPO position has decreased but according to BI BOPO standards are still in the good category. While the bank NPM level has increased, which means the bank is said to be well at generating net income.


Author(s):  
Nataļja Van Gejeka ◽  
Leonīds Pakrastiņš ◽  
Svetlana Ignatjeva

The purpose of this article is to show the increasing of the individual creativity potential on the base of the students’ integrative collaboration during the acquisition of the Building Constructions subject in professional university. The article deals with the issue of demand for highly-qualified, skillful and competitive specialists able to work in interdisciplinary team and organize collective work. Quantitative data analysis method was applied for analyzing the change in students’ creative abilities after the pedagogical experiment – adapted tests of creative abilities, which were developed by E. Torrens. Increase of the students’ creativity in the experimental class was deducted from the obtained data. 


2020 ◽  
Vol 008 (01) ◽  
pp. 82-96
Author(s):  
Fitri Yuliasma ◽  
◽  
Trisla Warningsih ◽  
Darwis AN ◽  

This research was conducted at Pondok Gurih Restaurant, Pekanbaru which aims to calculate the value of the willingness to pay of consumers and to analyze the factors that affect the willingness to pay of consumers for the purchase of catfish spicy acid. This research can be used as information material for the restaurant to improve the quality and facilities for consumer demand. The research method used is a survey method that used primary data and secondary data. The data collection techniques through interviews. The sample in this study are consumers who eat at the restaurant and are willing to be interviewed. The number of respondents used in this study was 100 people. The data analysis method used in this research is logistic regression. The results showed that the average cost to be paid by consumers was IDR 87,410 with the lowest WTP value of IDR 40,000 and the highest was IDR 150,000. Then the variables that significantly affect the consumer's desire to pay are age, income, education, and product quality. The variables that did not have a significant effect were gender, service quality, and occupation. Suggestions for businesses are to continue to improve product quality.


2021 ◽  
Vol 10 (2) ◽  
pp. 255-284
Author(s):  
Turki Alsolami ◽  
Mahmoud Aljadani

The aim of this study is to identify English language needs for religious guides at The General Presidency of The Grand Mosque and Prophet’s Mosque. This study adopted a quantitative approach methodology using needs analysis questionnaire. The quantitative data collection instrument was a questionnaire with (51) participants. SPSS was used as the quantitative data analysis method. Findings showed that listening and speaking were the most important skills, and reading was moderately important, while writing is not important at all. Also, English is greatly rated as a tool to effectively perform their tasks in term of preaching and advising guests and pilgrims. Difficulties are embodied in lacking English language, accents, and proper religious expressions and vocabulary. This study highlights an urgent need for English for Religious Purposes. The study proposes a general guideline for a course design framework based on participants’ needs.


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