scholarly journals Urban Poverty: A Study of Income Patterns and Processes of the Poor Families in Kathmandu

2011 ◽  
Vol 1 (1) ◽  
pp. 29-45
Author(s):  
Kedar Dahal

The poor are highly migrate from the surrounding districts of Kathmandu valley and largely dependent on direct cash income from the informal activities. Casual wage labor, petty trade and private and professional services are common livelihood activities. However, availability of income generation activities remains largely irregular and depends on the season, gender, age of person, ethnic and education background. Foreign employment, skill-based activities and petty trade fetch the highest return. It is also found that the level of family income is determined not only by ethnic background; but there are other factors, for example family structure, working hours, nature of work and seasonality. There is a significant impact of education and working hour in household income. Poor are assets of urban economy. We could not neglect them. They are hard working and decent people. But poor policy and attitude makes them highly vulnerable in the urban environment. However, all people living in the squatter or slum are not only poor but some of them are economically well-off, though they have poor accessed of modern banking and financial institutions, in many cases, banking policies discouraged them for providing credit facilities. Key Words: Poverty Pockets; Communities; Urban; Livelihood DOI: http://dx.doi.org/10.3126/bj.v1i1.5142 Banking Journal Vol.1(1) 2011: 29-45

Author(s):  
RAQUEL J. DULLIYAO ◽  
EDNA P. YUMOL ◽  
NORFREDO M. DULAY

One of the major socio-economic problems besetting the Philippine Economyis the widespread poverty. Based on the Family Income and Expenditure Survey(FIES), there are 4.7 million poor Filipino households translated to povertyincidence of 35.7%. Urban poverty incidence was 28.8%, while rural povertyincidence was 53.7%. This study determined the feasibility of establishing an economic program on Thrift and Savings scheme to households and individuals earning at least or below the standard wage either on daily basis, contractual,commission or seasonal. It assessed the possibility of developing microfinancewithin the marginalized sector as a self-help institution to provide financial assistance among themselves. Adopting a model on microfinance establishment, the study has identified respondents who have no stable job or permanent sourceof income. Policies on membership were strictly followed including savings, loans,and collection. Microfinance was set with agreed minimal regular savings and wasmaintained and pooled. Loans with minimal interest were granted. Trainings,workshops, and regular meetings were conducted. The study concludes that theestablishment of microfinance in the area was very feasible.Keywords: Business, Casigayan Microfinance, ingenuity, economic uplift, descriptivedesign, Kalinga-Apayao, Philippines


2012 ◽  
Vol 11 (1) ◽  
pp. 94-118 ◽  
Author(s):  
Rodrigo Salcedo ◽  
Alejandra Rasse

This paper addresses the scholarly debate on cultural homogeneity or heterogeneity of urban poor families. While authors such as Lewis (1959) or Wacquant (2000 ; 2001) claim that structural disadvantages are linked to a particular type of identity or culture, others such as Hannerz (1969) , Anderson (1999 ; 2002) , or Portes ( Portes and Manning, 1986 ; Portes and Jensen, 1989 ) believe that it is possible to find different behaviors, expectations, decision–making processes, and outcomes among people living in seemingly identical structural conditions ( Small et al., 2010 ). Using Santiago, Chile, as a case study, we differentiate five different cultures or identities among the poor. Those identities seem to be the product of different historical and political circumstances, as well as of different types of public policies. The paper ends with a discussion of the need for poverty reduction policies to consider these differences among the poor.


2016 ◽  
Vol 14 (2) ◽  
pp. 172-174
Author(s):  
Melusi F. Sibanda
Keyword(s):  
The Poor ◽  

Author(s):  
Shilpa Deo*

The Government of India has been taking various steps towards identification of the poor (and vulnerable through the Socio Economic Caste Census) and measurement of poverty with the help of various Expert Groups right from the Task Force that was set up in 1962 to the Task Force on Poverty Elimination of the NITI Aayog. There have been many researchers as well who have been suggesting the ways in which the poor and vulnerable can be identified and poverty can be measured besides the suggestions given by the Expert Groups. However, it may be considered as a ‘national shame’ if we are unable to identify the needy even after 75 years of independence. Through the review of around 100 books, research papers and articles, an attempt has been to understand the strengths and shortcomings of suggested ways to identify the poor and vulnerable and suggest a comprehensive methodology to identify the needy. Unless we are able to identify the poor and vulnerable sections of society correctly, planning and implementing poverty alleviation programmes for “ending poverty in all its forms everywhere”1 would be a futile exercise!


2016 ◽  
Vol 20 (2) ◽  
pp. 173
Author(s):  
Daniella Medeiros Cavalcanti ◽  
Edward Martins Costa ◽  
Jorge Luiz Mariano da Silva ◽  
Raquel Menezes Bezerra Sampaio
Keyword(s):  
The Poor ◽  

O impacto do Programa Bolsa Família (PBF) ao longo das distribuições da renda e da jornada de trabalho das famílias pobres brasileiras foi verificado utilizando os microdados do Censo Amostral do IBGE de 2010 e o estimador do Efeito Quantílico do Tratamento (EQT) de Firpo (2007). O grupode tratamento e o grupode controleforam amboscompostos por famílias elegíveis ao programa, porém entram no grupo de tratamento apenas as famílias que efetivamente receberam o benefício. As famílias que participam do PBF, quando comparadas às famílias não beneficiadas: a) podem ter jornada de trabalho maior, menor ou semelhante, dependendo do quantil analisado; e, b) têm menor renda oriunda do trabalho para todos os quantis da distribuição


Author(s):  
Chetan Sharma ◽  
Y. R. Maindiratta

Seelampur, situated in the northeastern part of Delhi, the capital city of India, is characterized by low-income groups, high population density and poor civic amenities. It is a Muslim-dominated area with a high density of population and low family incomes. The average monthly family income is about 60-80 United States (U.S.) dollars, and the average family consists of eight members. Within Seelampur, the area of Zaffarabad (having approximately 90% Muslim population) stands out as a pocket of extreme urban poverty and immensely poor living conditions; open drains are clogged with sewage, power breakdowns are frequent, houses are dilapidated and people are residing in overcrowded lanes. Lack of opportunities in terms of education and employment also mark the life for people here. Formal education has become quite common, and thus, enrolment is high, but dropping out at different grades is a continuing problem. Most young women have not completed high school, as they usually drop out of the school after finishing Grade 8. Datamation Foundation initiated some work in the area, particularly with women, in 2002. At this time, UNESCO launched a pilot initiative to innovate and research social and technological strategies to put information and communication technologies (ICTs) in the hands of the poor. This seemed a good opportunity in the given context, so an ICT center was set up at Zaffarabad. The initiative seeks to deploy ICTs to address urban poverty and is designed to empower the women of Seelampur.


2000 ◽  
Vol 32 (3) ◽  
pp. 408-428
Author(s):  
Connie S. Evans

On June 15, 1624, Dr. Robert Vilvane informed the mayor of Exeter by letter of his displeasure with the haphazard application of poor rates in the city. Vilvane, who owned property within the city and in the surrounding countryside, was protesting the high rates imposed on his modest holdings in the city, since he was already subject to what he felt were excessive assessments on his country properties. Vilvane pointed out that he had taken it upon himself to support the purchase of armor and powder for martial officers, along with voluntary contributions to the poor, to churches, and to “sundry other taxes.” Despite a debt to the city in the amount of £500 (on which he paid interest), he did “freely give 12d weekly to two poor families here, which else would fall into penury.” Having recounted all this, he considered that “there is little cause to hoist me so high to all payments, who (besides my house) have little here [in the city].” At the crux of his argument, he asserted, was “that a Rate to the Poor is no competent Rule…both because it is uncertain…and also unequal, because some are set up too high, and others too low, by fear or favour.” Vilvane had contributed to a certain collection for the poor in a particular part of the city and noted that “many murmur at this day” about the collection, since it appeared that the overseers “did not disburse above half the Contribution.” As an unwilling party to this scheme, the doctor was upset, as he felt others were: “[I] do profess myself in this but an Echo of the Multitude, which are much aggrieved.”


2018 ◽  
Vol 7 (2.27) ◽  
pp. 188 ◽  
Author(s):  
Nur Aminudin ◽  
Miftachul Huda ◽  
Siti Suhaila Ihwani ◽  
Sulaiman Shakib Mohd Noor ◽  
Bushrah Basiron ◽  
...  

The Government program in tackling the economic crisis that has occurred so far is by providing direct assistance to very poor families (KSM) in every village throughout Indonesia. The Family Hope Program (FHP) is one of the government's conditional aid programs as a form of compensation from the fuel price increase, which certainly affects the lives of the wider community, including the poor. In order for the expected results to be more accurate and the system designed is arranged systematically, the authors decided to use Analytical Hierarchy Process (AHP). This decision support model will describe the problem of multi-factor or multi-criteria into a form of hierarchy, From the results of the test the shrill and weight of FHP assistance is the type of work of the head of the family is not fixed in the first rank with 4.9 shrill. With the results of the output is feasible or not prospective recipient in FHP, obtained from the comparison of the lamda weight of the rating category with the weight value of the predetermined ratio.  


2019 ◽  
Vol 34 (1) ◽  
pp. 91-117
Author(s):  
Andreu Termes ◽  
D. Brent Edwards ◽  
Antoni Verger

Educational public–private partnerships (EPPP) have been widely implemented in the Philippines, primarily through the Education Service Contracting (ESC) voucher. Yet, the effects of this voucher on privatization of education, school choice, and competition dynamics remain largely understudied. This article addresses this gap through an investigation of families’ school choice patterns and schools’ logics of action in the Philippines’ education. Paradoxically, despite the pro-private sector impetus of the Philippine government and the implementation of the voucher scheme, the privatization of school provision in the Philippines is diminishing, and the schools receiving the voucher are becoming increasingly unaffordable for the poor families to whom the voucher was initially targeted. In parallel, despite its initial equity focus, the voucher has led to different patterns of school choice among families and to an array of responses by schools, both of which have combined to accentuate school segregation and stratification dynamics—between and within schools.


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