Casigayan Microfinance: A Feasible Project for the Poor Families of Northern Philippines

2014 ◽  
Vol 7 (1) ◽  
Author(s):  
RAQUEL J. DULLIYAO ◽  
EDNA P. YUMOL ◽  
NORFREDO M. DULAY
Keyword(s):  
Family Income ◽  
Urban Poverty ◽  
Daily Basis ◽  
Financial Assistance ◽  
Economic Problems ◽  
Self Help ◽  
The Poor ◽  
Economic Program ◽  
The Family ◽  
Poor Families

One of the major socio-economic problems besetting the Philippine Economyis the widespread poverty. Based on the Family Income and Expenditure Survey(FIES), there are 4.7 million poor Filipino households translated to povertyincidence of 35.7%. Urban poverty incidence was 28.8%, while rural povertyincidence was 53.7%. This study determined the feasibility of establishing an economic program on Thrift and Savings scheme to households and individuals earning at least or below the standard wage either on daily basis, contractual,commission or seasonal. It assessed the possibility of developing microfinancewithin the marginalized sector as a self-help institution to provide financial assistance among themselves. Adopting a model on microfinance establishment, the study has identified respondents who have no stable job or permanent sourceof income. Policies on membership were strictly followed including savings, loans,and collection. Microfinance was set with agreed minimal regular savings and wasmaintained and pooled. Loans with minimal interest were granted. Trainings,workshops, and regular meetings were conducted. The study concludes that theestablishment of microfinance in the area was very feasible.Keywords: Business, Casigayan Microfinance, ingenuity, economic uplift, descriptivedesign, Kalinga-Apayao, Philippines

scholarly journals Urban Poverty: A Study of Income Patterns and Processes of the Poor Families in Kathmandu

2011 ◽  
Vol 1 (1) ◽  
pp. 29-45
Author(s):  
Kedar Dahal
Keyword(s):  
Family Income ◽  
Urban Poverty ◽  
Working Hours ◽  
Professional Services ◽  
Cash Income ◽  
Decent People ◽  
The Poor ◽  
Poor Families ◽  
Patterns And Processes ◽  
Urban Livelihood

The poor are highly migrate from the surrounding districts of Kathmandu valley and largely dependent on direct cash income from the informal activities. Casual wage labor, petty trade and private and professional services are common livelihood activities. However, availability of income generation activities remains largely irregular and depends on the season, gender, age of person, ethnic and education background. Foreign employment, skill-based activities and petty trade fetch the highest return. It is also found that the level of family income is determined not only by ethnic background; but there are other factors, for example family structure, working hours, nature of work and seasonality. There is a significant impact of education and working hour in household income. Poor are assets of urban economy. We could not neglect them. They are hard working and decent people. But poor policy and attitude makes them highly vulnerable in the urban environment. However, all people living in the squatter or slum are not only poor but some of them are economically well-off, though they have poor accessed of modern banking and financial institutions, in many cases, banking policies discouraged them for providing credit facilities. Key Words: Poverty Pockets; Communities; Urban; Livelihood DOI: http://dx.doi.org/10.3126/bj.v1i1.5142 Banking Journal Vol.1(1) 2011: 29-45

scholarly journals The family hope program using AHP method

2018 ◽  
Vol 7 (2.27) ◽  
pp. 188 ◽  
Author(s):  
Nur Aminudin ◽  
Miftachul Huda ◽  
Siti Suhaila Ihwani ◽  
Sulaiman Shakib Mohd Noor ◽  
Bushrah Basiron ◽  
...  
Keyword(s):  
Decision Support Model ◽  
Ahp Method ◽  
Fuel Price ◽  
The Poor ◽  
The Family ◽  
Poor Families ◽  
The Government ◽  
Aid Programs ◽  
Hierarchy Process ◽  
Rating Category

The Government program in tackling the economic crisis that has occurred so far is by providing direct assistance to very poor families (KSM) in every village throughout Indonesia. The Family Hope Program (FHP) is one of the government's conditional aid programs as a form of compensation from the fuel price increase, which certainly affects the lives of the wider community, including the poor. In order for the expected results to be more accurate and the system designed is arranged systematically, the authors decided to use Analytical Hierarchy Process (AHP). This decision support model will describe the problem of multi-factor or multi-criteria into a form of hierarchy, From the results of the test the shrill and weight of FHP assistance is the type of work of the head of the family is not fixed in the first rank with 4.9 shrill. With the results of the output is feasible or not prospective recipient in FHP, obtained from the comparison of the lamda weight of the rating category with the weight value of the predetermined ratio.  

scholarly journals Fundamental Harvest Program Reception using AHP Method

2019 ◽  
Vol 1 (1) ◽  
pp. 53-71
Author(s):  
Nur Aminudin
Keyword(s):  
Decision Support Model ◽  
Ahp Method ◽  
Fuel Price ◽  
The Poor ◽  
The Family ◽  
Poor Families ◽  
Weight Value ◽  
The Government ◽  
Aid Programs ◽  
Rating Category

The Government program in tackling the economic crisis that has occurred so far is by providing direct assistance to very poor families (KSM) in every village throughout Indonesia. The Family Hope Program (PKH) is one of the government's conditional aid programs as a form of compensation from the fuel price increase, which certainly affects the lives of the wider community, including the poor. In order for the expected results to be more accurate and the system designed is arranged systematically, the authors decided to use Analytical Hierarcy Process (AHP). This decision support model will describe the problem of multi-factor or multi-criteria into a form of hierarchy, From the results of the test the shrill and weight of PKH assistance is the type of work of the head of the family is not fixed in the first rank with 4.9 shrill. With the results of the output is feasible or not prospective recipient in PKH, obtained from the comparison of the lamda weight of the rating category with the weight value of the predetermined ratio.

Power for the Poor: The Family Centre Project--An Experiment in Self-Help.

1979 ◽  
Vol 8 (4) ◽  
pp. 658
Author(s):  
Judith R. Porter ◽  
Michael Liffman
Keyword(s):  
Self Help ◽  
The Poor ◽  
The Family

scholarly journals Acceleration of Poor Women Capability in Increasing Income Through Self-Help Group

JEJAK ◽  
2018 ◽  
Vol 11 (1) ◽  
pp. 123-137
Author(s):  
Chatarina Yekti Prawihatmi
Keyword(s):  
Family Income ◽  
Analysis Tool ◽  
Initial Endowment ◽  
Capability Development ◽  
Self Help ◽  
Poor Women ◽  
The Family ◽  
The Impact ◽  
Self Help Group ◽  
Micro Credit

This study analyzed  the impact of the acceleration of women capabilities in creating family income through self-help group based micro credit. The analysis unit of this study are the members of UP2K-PKK (Efforts to Increase Family Income). They are poor women who run productive business.  The samples of  this research are 177 members of the UP2K-PKK in West Semarang. The data is collected using a questionnaire that is delivered directly to the respondents along with in-depth interview. The analysis tool used is multiple linear regressions. This research tests the model that is the family income as the dependent variable and the development capability through self-help group based micro credit as the independent variable.  The acceleration of capability through self-help group based micro credit includes microcredit, training, partnerships, technical assistance , membership. The poor women have individual capabilities (initial endowment) including education, business experience, and membership. To know that the capability development through self-help group accelerates the development of individual capabilities, then the multiplicative variables are inserted.The results of this research show that capability development through self-help group accelerates the impact of  micro credit and initial endowment in creating the family income.

Family Law

2019 ◽  
pp. 463-479
Author(s):  
Khiara M. Bridges
Keyword(s):  
Family Law ◽  
Dual System ◽  
Family Cap ◽  
The Poor ◽  
The Family ◽  
Poor Families ◽  
The Usa ◽  
Unique Framework ◽  
Moral Construction

This chapter examines the dual system of family law in the USA. It observes that the USA has a set of laws that regulates more affluent families and an entirely distinct set of laws that regulates poor families. Moreover, the family law for the poor is uniquely punitive. The chapter offers that the dual system of family law, and the brutal nature of family law for the poor, can be explained in terms of the moral construction of poverty—the idea that poverty is a result of an individual’s shortcomings. The chapter proposes that the moral construction of poverty offers a unique framework through which to view and critique the family law for the poor. It demonstrates the utility of the framework through an analysis of the Court’s 1970 decision in Dandridge v. Williams, upholding the constitutionality of family cap policies that restrict the size of the grants that welfare beneficiaries receive to support their families.

HUBUNGAN PERAN FAMILY CAREGIVER TERHADAP QUALITAS HIDUP LANSIA

2019 ◽  
Vol 11 (1) ◽  
pp. 51-56
Author(s):  
RIANI PRADARA JATI ◽  
Sekar Farah Nabila
Keyword(s):  
Quality Of Life ◽  
Family Caregiver ◽  
Random Sampling ◽  
Simple Random Sampling ◽  
The Elderly ◽  
Chi Square ◽  
The Poor ◽  
The Family

  Penempatan peran yang baik bagi Family Caregiver sangatlah membantu lansia dalam meningkatkah qualitas hidupnya, meningkatkan motivasi dalam menjalankan hidup Penelitian ini bertujuan Mengetahui hubungan peran Family Caregiver dalam pemenuhan qualitas hidup bagi lansia di Kelurahan Langenharjo Kabupaten Kendal. DesainPenelitianDeskriptifKorelasional menggunakan pendekatan Krosectional,tehnikSamplingStratified Simple Random Sampling dengan karakteristik heterogen, dari populasi mempunyai hak yang sama untuk diseleksi sebagai sampel teknik undianPengambilan data dengan menggunakan kuesioner yang telah diuji validitas dan reliabilitasnya. Uji statistik Chi-square, dengan taraf signifikasi 5%jumlah sampel pada penelitian ini 70 sampel pada Family Caregiver dari 213 populasi yang ada. Hasil penelitian dari 70 responden didapatkan Peran Family Caregiver tidak baik dengan qualitas hidup tidak baik 33 (47,1%), sedangkan Peran Family Caregiver kurang baik dengan qualitas hidup lansia baik 3 (4,3%). Untuk distribusi Peran Family Caregiver kurang baik dengan qualitas hidup lansia tidak baik sebanyak 6 responden (8,6%) sedangkan untuk distribusi Peran Family Caregiver kurang baik dengan qualitas hidup lansia baik sebanyak 23 responden (32,9%). Terakhir, untuk distribusi Peran Family Caregiver baik dengan qualitas hidup lansia tidak baik didapatkan hasil 2 responden (2, 9%) sedangkan untuk distribusi Peran Family Caregiver baik dengan qualitas hidup lansia baik didapatkan hasil 3 responden (4,3%)Menunjukkan nilai ρ value 0,001 (ρ < 0,05) berarti ada hubungan antara dukungan keluarga dengan kepatuhan lansia dalam keikutsertaan posyandu lansia. Disarankan kepada semua Family Cregiver lansia untuk mampu memahami pentingnya perhatian, dukungan bagi lansia dalammeningkatkan qualitas hidup yang lebih baik bagi lansia.   Kata kunci : Peran family caregiver, qualitas hidup, lansia.   ABSTRACT Placement of a good role for Family Caregiver is very helpful for the elderly to improve their quality of life, increase motivation in living life Research Objective: To know the relationship between the role of Family Caregiver in fulfilling quality of life for the elderly in Langenharjo Village, Kendal Regency. Descriptive Correlational Research Design uses a cross sectional approach, Sampling Stratified Simple Random Sampling technique with heterogeneous characteristics, from the population has the same right to be selected as a sample lottery technique Retrieving data using a questionnaire that has been tested for validity and reliability. Test Chi-square statistics, with a significance level of 5% the number of samples in this study 70 samples on the Family Caregiver from 213 populations. Results of the Study Of 70 respondents found the role of Family Caregiver was not good with poor quality of life 33 (47.1%) , while the role of the Family Caregiver is not good with the quality of life of a good elderly 3 (4.3%). For the distribution of the role of Family Caregiver is not good with the quality of life of the poor family as many as 6 respondents (8.6%) while for the distribution of the Role of Family Caregiver is not good with the quality of life of good elderly as many as 23 respondents (32.9%). Finally, the distribution of the Role of Family Caregiver with good quality of life for the poor is obtained by 2 respondents (2, 9%), while the distribution of the Role of Family Caregiver with good quality of life for the elderly is obtained by 3 respondents (4.3%). 0.001 (ρ <0.05) means that there is a relationship between family support and the compliance of the elderly in the participation of the elderly posyandu. It is recommended to all elderly Cregiver families to be able to understand the importance of attention, support for the elderly in improving the quality of life better for the elderly   Keywords: Role of Family Caregiver, Quality of Life, Elderly

The Roma in Post-Communist Bulgaria: Growing Social Marginalization and State Policies

2020 ◽  
Vol 2 (1) ◽  
pp. 1-24
Author(s):  
Yorgos Christidis
Keyword(s):  
Political Parties ◽  
Social Exclusion ◽  
Hate Crime ◽  
Hate Speech ◽  
Poor Performance ◽  
State Policies ◽  
Social Marginalization ◽  
Popular Support ◽  
Economic Problems ◽  
The Poor

This article analyzes the growing impoverishment and marginalization of the Roma in Bulgarian society and the evolution of Bulgaria’s post-1989 policies towards the Roma. It examines the results of the policies so far and the reasons behind the “poor performance” of the policies implemented. It is believed that Post-communist Bulgaria has successfully re-integrated the ethnic Turkish minority given both the assimilation campaign carried out against it in the 1980s and the tragic events that took place in ex-Yugoslavia in the 1990s. This Bulgaria’s successful “ethnic model”, however, has failed to include the Roma. The “Roma issue” has emerged as one of the most serious and intractable ones facing Bulgaria since 1990. A growing part of its population has been living in circumstances of poverty and marginalization that seem only to deteriorate as years go by. State policies that have been introduced since 1999 have failed at large to produce tangible results and to reverse the socio-economic marginalization of the Roma: discrimination, poverty, and social exclusion continue to be the norm. NGOs point out to the fact that many of the measures that have been announced have not been properly implemented, and that legislation existing to tackle discrimination, hate crime, and hate speech is not implemented. Bulgaria’s political parties are averse in dealing with the Roma issue. Policies addressing the socio-economic problems of the Roma, including hate speech and crime, do not enjoy popular support and are seen as politically damaging.

The Job Of Microfinance For The Advancement Of Self Help Groups In India

2019 ◽  
Vol 118 (8) ◽  
pp. 236-240
Author(s):  
Dr.R. Murugesan ◽  
M. Leelavathi ◽  
Dr. K. Ravindran
Keyword(s):  
High Growth ◽  
High Growth Rate ◽  
Entrepreneurial Skills ◽  
Self Help ◽  
The Poor ◽  
Total Food ◽  
Self Help Groups ◽  
Positive Step ◽  
Food Consumed

towards jumping from the category of developing economy to developed economy there is one big factor that stops and poses a hindrance in its path of advancement and that obstacle is termed as Poverty. The Indian economic policy focuses on a high growth rate along with a equal participation of the poor so that they avail the opportunities available in the market economy. And in order to ensure the participation of the poor it has become important for the country to create a platform where the poor can easily access the various financial products. Microfinance is one such strategy for inclusive growth. Microfinance can change the life of the poor though not completely but a reasonable change can be ensured. In different phases of life women play a crucial role despite the discrimination that is faced by them. But equality can be endowed to women by enhancing the entrepreneurial skills in them. This is possible through Self Help Groups (SHGs). In India women produce around 30% of the total food consumed but she gets only 10% of the property or wealth of the country. Development of women is inevitable for the development and growth of any economy. SHGs happen to be a positive step in this direction. Along with these mediums there should be a cheap and easy source of credit for them and Microfinance fulfills the requirement. This study aims to find the role of this strong medium of Microfinance in the advancement of SHGs in India

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