scholarly journals Perception among the Employees of Bank towards the Bancassurance in Nepal

2019 ◽  
Vol 2 (2) ◽  
pp. 71-80
Author(s):  
Urmila Joshi
Keyword(s):  
Product Design ◽  
Present Status ◽  
Negative Relationship ◽  
Distribution Channel ◽  
Current Status ◽  
Brand Name ◽  
Consumer Awareness ◽  
Factors Affecting ◽  
Major Factors ◽  
Retail Banks

The study aims to explore the perception of employees working in banking industry and investigates the problems and prospects of bancassurance in Nepal. Quantitative data have been collected from 100 employees working in 20 commercial banks using structured questionnaire. Product design, customer awareness, brand name, distribution channel and awareness of retail banks are considered as independent variables whereas present status of bancassurance is taken as dependent variable in the study. Both descriptive and inferential statistical tools have been applied to analyse the data. The result reveals that there is a positive relation between product design and brand name with present status of bancassurance in Nepal. This means that better the products lead to success of Bancassurance. The results also reveal negative relationship between present status of Bancassurance and consumer awareness, awareness of retail banks and distribution channel. The study concludes that product design and brand name are the major factors affecting current bancassurance status whereas consumer awareness, awareness of retail banks and distribution channel do not affect on current status of bancassurance.

scholarly journals Relationship between Land Use Mix and Walking Choice in High-Density Cities: A Review of Walking in Seoul, South Korea

2021 ◽  
Vol 13 (2) ◽  
pp. 810
Author(s):  
Eun Yeong Seong ◽  
Nam Hwi Lee ◽  
Chang Gyu Choi
Keyword(s):  
Land Use ◽  
Neighborhood Environment ◽  
Single Family ◽  
Housing Type ◽  
General Belief ◽  
Factors Affecting ◽  
Land Use Mix ◽  
Family Housing ◽  
Mixed Land Use ◽  
Major Factors

This study confirmed the general belief of urban planners that mixed land use promotes walking in Seoul, a metropolis in East Asia, by analyzing the effect of mixed land use on the travel mode choice of housewives and unemployed people who make non-commuting trips on weekdays. Using binomial logistic regression of commuting data, it was found that the more mixed a neighborhood environment’s uses are, the more the pedestrians prefer to walk rather than drive. The nonlinear relationship between the land use mix index and the choice to walk was also confirmed. Although mixed land use in neighborhoods increased the probability of residents choosing walking over using cars, when the degree of complexity increased above a certain level, the opposite effect was observed. As the density of commercial areas increased, the probability of selecting walking increased. In addition to locational characteristics, income and housing type were also major factors affecting the choice to walk; i.e., when the residents’ neighborhood environment was controlled for higher income and living in an apartment rather than multi-family or single-family housing, they were more likely to choose driving over walking.

scholarly journals Is it possible to estimate the need for surgical management in patients with a tubo-ovarian abscess at admission? A retrospective long-term analysis

2021 ◽  
Vol 18 (1) ◽  
Author(s):  
Murat Gözüküçük ◽  
Esra Gülen Yıldız
Keyword(s):  
Surgical Treatment ◽  
Antibiotic Therapy ◽  
Treatment Failure ◽  
Medical Treatment ◽  
Length Of Hospital Stay ◽  
Treatment Modalities ◽  
Laboratory Findings ◽  
Factors Affecting ◽  
Laboratory Infection ◽  
Major Factors

Abstract Background This study aimed to determine the possible prognostic factors correlated with the treatment modalities of tubo-ovarian abscesses (TOAs) and thus to assess whether the need for surgery was predictable at the time of initial admission. Materials and methods Between January 2012 and December 2019, patients who were hospitalized with a TOA in our clinic were retrospectively recruited. The age of the patients, clinical and sonographic presentation, pelvic inflammatory risk factors, antibiotic therapy, applied surgical treatment, laboratory infection parameters, and length of hospital stay were recorded. Results The records of 115 patients hospitalized with a prediagnosis of TOA were reviewed for the current study. After hospitalization, TOA was ruled out in 19 patients, and data regarding 96 patients was included for analysis. Twenty-eight (29.2%) patients underwent surgical treatment due to failed antibiotic therapy. Sixty-eight (70.8%) were successfully treated with parenteral antibiotics. Medical treatment failure and need for surgery were more common in patients with a large abscess (volume, > 40 cm3, or diameter, > 5 cm). The group treated by surgical intervention was statistically older than the patients receiving medical treatment (p < 0.05). Conclusions Although the treatment in TOA may vary according to clinical, sonographic, and laboratory findings; age of patients, the abscess size, and volume were seen as the major factors affecting medical treatment failure. Moreover, TOA treatment should be planned on a more individual basis.

scholarly journals Discussion: Producer Bargaining: Its Current Status and Distribution of Benefits

1973 ◽  
Vol 5 (1) ◽  
pp. 45-46
Author(s):  
H. M. Harris
Keyword(s):  
Present Status ◽  
Dairy Industry ◽  
Current Status ◽  
Complete Analysis ◽  
Key Aspects ◽  
Near Future

We should be indebted to Dr. Berry for his cogent observations on some key aspects of the producer bargaining issue. At the same time, however, I would be remiss in my role as discussant if I failed to point out two major shortcomings of his paper. First, the current status of producer bargaining is treated incompletely. Second, and more glaring, is the complete omission of any discussion of the distribution of benefits of agricultural bargaining.It should be mentioned that both these shortcomings could be remedied simply by changing the title of the paper. For example, if the address was entitled, “Producer Bargaining: Its Present Status in the Dairy Industry,” these two criticisms would be largely unwarranted. I must also confess that if the assigned roles of Professor Berry and myself were reversed, he would very likely be levying the same comments about my presentation. For a complete analysis of the assigned topic involves a Herculean task – but a task with which we must come to grips in the near future.

scholarly journals Progress in Research on Carbon Nanotubes Reinforced Cementitious Composites

2015 ◽  
Vol 2015 ◽  
pp. 1-16 ◽  
Author(s):  
Qinghua Li ◽  
Jintao Liu ◽  
Shilang Xu
Keyword(s):  
Carbon Nanotubes ◽  
Large Scale ◽  
High Strength ◽  
Cementitious Composites ◽  
Scale Production ◽  
Multiwalled Carbon ◽  
Factors Affecting ◽  
Environment And Health ◽  
Research Activities ◽  
Major Factors

As one-dimensional (1D) nanofiber, carbon nanotubes (CNTs) have been widely used to improve the performance of nanocomposites due to their high strength, small dimensions, and remarkable physical properties. Progress in the field of CNTs presents a potential opportunity to enhance cementitious composites at the nanoscale. In this review, current research activities and key advances on multiwalled carbon nanotubes (MWCNTs) reinforced cementitious composites are summarized, including the effect of MWCNTs on modulus of elasticity, porosity, fracture, and mechanical and microstructure properties of cement-based composites. The issues about the improvement mechanisms, MWCNTs dispersion methods, and the major factors affecting the mechanical properties of composites are discussed. In addition, large-scale production methods of MWCNTs and the effects of CNTs on environment and health are also summarized.

Evaluation of Si Coating on Ferritic Steels by CVD-FBR Technology in Steam Oxidation

2009 ◽  
Vol 289-292 ◽  
pp. 413-420 ◽  
Author(s):  
F.J. Bolívar ◽  
L. Sánchez ◽  
M.P. Hierro ◽  
F.J. Pérez
Keyword(s):  
Power Plants ◽  
Protective Coatings ◽  
Steam Oxidation ◽  
Steam Turbines ◽  
X Ray Diffraction ◽  
Steam Power ◽  
Factors Affecting ◽  
Steam Power Plants ◽  
Temperature And Pressure ◽  
Major Factors

The development of new power generation plants firing fossil fuel is aiming at achieving higher thermal efficiencies of the energy conversion process. The major factors affecting the efficiency of the conventional steam power plants are the temperature and, to a lesser extent, the pressure of the steam entering the turbine. The increased operating temperature and pressure require new materials that have major oxidation resistance. Due to this problem, in the last years numerous studies have been conducted in order to develop new coatings to enhance the resistance of steels with chromium contents between 9 and 12% wt against steam oxidation in order to allow operation of steam turbines at 650 0C. In this study, Si protective coatings were deposited by CVD-FBR on ferritic steel P-91. These type of coatings have shown to be protective at 650 0C under steam for at least 3000 hours of laboratory steam exposure under atmospheric pressure. Morphology and composition of coatings were characterized by different techniques, such as scanning electron microscopy (SEM), electron probe microanalysis, and X-ray diffraction (XRD). The results show a substantial increase of steam oxidation protection afforded by Si coating by CVD-FBR process.

The prediction of voluntary intake of grazing dairy cows

1986 ◽  
Vol 107 (1) ◽  
pp. 43-54 ◽  
Author(s):  
Lindsey Caird ◽  
W. Holmes
Keyword(s):  
Organic Matter ◽  
Measurement Techniques ◽  
Live Weight ◽  
Simple Equation ◽  
Factors Affecting ◽  
Farm Planning ◽  
Sward Height ◽  
The Mean ◽  
Major Factors ◽  
Grazing Dairy Cows

SUMMARYInformation on the total organic matter intake, concentrates supplied (C), live weight (LW), week of lactation (WL), milk yield (MY), herbage organic matter digestibility (HOMD), herbage mass, sward height (SHT) or herbage allowance (HAL) measured individually for 357 cows at one of three sites was assembled. Observed intake was compared with intakes predicted by existing intake equations and new prediction equations based on regression models or regression and least-squares constants were developed. Major factors affecting intake were MY, LW, WL, C and HAL or SHT. Although HOMD was correlated with intake, better predictions were obtained when HOMD was omitted. There were differences between sites possibly associated with differences in measurement techniques.The predictive value of some existing equations and new equations were tested against independent sets of data. A simple equation (A) based on MY and LW (Ministry of Agriculture, Fisheries and Food, 1975) gave satisfactory average predictions but the mean square prediction error (MSPE) was high. The equations of Vadiveloo & Holmes (1979) adjusted for bias gave a relatively low MSPE. The preferred new equations for grazing cattle included MY, LW, WL, C and HAL or SHT, and their MSPE were similar to or lower than for indoor equations.The discussion indicates that a simple equation (A) would give adequate predictions for farm planning. The more detailed equations illustrate the inter-relations of animal with sward conditions and concentrate allowances. Predicted intakes may deviate from actual intakes because of short-term changes in body reserves.

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