Kinerja Keuangan Perusahaan Perbankan Yang Terdaftar Di Bursa Efek Indonesia

Liquidity ◽  
2018 ◽  
Vol 4 (2) ◽  
pp. 106-115
Author(s):  
Darmansyah Darmansyah
Keyword(s):  
Significant Influence ◽  
Stock Exchange ◽  
Least Square ◽  
Capital Adequacy ◽  
Cost Ratio ◽  
Return On Assets ◽  
Partial Regression Coefficient ◽  
Net Interest Margin ◽  
Analysis Technique ◽  
Level Of Significance

This study aimed to evaluate the financial performance of banks in terms of Return on Assets. Besides how big a factor the Capital Adequacy Ratio (CAR) , Loan to Deposit Ratio (LDR), Non Performing Loan (NPL), Operational Cost Ratio (BOPO), Net Interest Margin (NIM) affect the rise and fall of Return on Assets (ROA). Population of this study are bank listed companies  in Indonesia Stock Exchange (IDX). Analysis technique of data used multi linear regression of ordinary least square and hypotheses test used t statistic for testing partial regression coefficient and F statistic for testing simultaneous influence at level of significance 5%. This research demonstrated that BOPO) and NPL partially have significant influence negative towards ROA. Then  for NIM partially have significant influence positive towards ROA. On the contrary, the CAR and LDR partially have no significant influence towards the ROA. The research also shows that NIM coefficient become largest coefficient values and have the biggest significant influaences. Simultaneously, the CAR, LDR, NPL, BOPO and the NIM has significant influence towards the ROA of Bank companies in IDX.

scholarly journals Pengaruh Capital Adequacy Ratio, Non-Performing Loan, Net Interest Margin, Return on Assets, Loan To Deposit Ratio, dan Bank Size terhadap Harga Saham Perusahaan Perbankan yang Terdaftar di Bursa Efek Indonesia

2021 ◽  
Vol 5 (5) ◽  
pp. 546
Author(s):  
Aries Santoso ◽  
Carunia Mulya Firdausy
Keyword(s):  
Significant Influence ◽  
Stock Price ◽  
Banking Sector ◽  
Stock Exchange ◽  
Capital Adequacy ◽  
Return On Assets ◽  
Purposive Sampling ◽  
Net Interest Margin ◽  
Capital Adequacy Ratio ◽  
Interest Margin

This study aims to analyze the influence of Capital Adequacy Ratio, Non-Performing Loan, Net Interest Margin, Return on Assets, Loan to Deposit Ratio, and Bank Size jointly and partially to Stock Price of banking sector company that listed on Indonesian Stock Exchange for period 2011-2018. This research used the purposive sampling method and obtained the 5 largest market capital banking sector companies as a sample. The analysis method used is multiple linear regression through SPSS 26 program. The results of this study show that Capital Adequacy Ratio, Non-Performing Loan, Net Interest Margin, Return On Assets, Loan to Deposit Ratio, and Bank Size have significant influence to stock price. While Capital Adequacy Ratio, Non-Performing Loan, Loan to Deposit Ratio partially have significant influence on the stock price. Meanwhile, Net Interest Margin, Return On Asset, and Bank Size have not a significant influence on the stock price of banking sector company that listed on the Indonesian Stock Exchange for period 2011-2018. Penelitian ini dimaksudkan untuk mencari pengaruh Capital Adequacy Ratio, Non-Performing Loan, Net Interest Margin, Return On Assets, Loan to Deposit Ratio, dan Bank Size mengenai keterkaitannya pada harga saham baik secara bersamaan maupun parsial terhadap harga saham perusahaan sektor bank yang ada di Bursa Efek Indonesia untuk periode penelitian 2011 – 2018. Penelitian ini mengunakan metode purposive sampling yang ditetapkan sebanyak 5 perusahaan sektor perbankan yang memiliki kapitalisasi pasar terbesar sebagai sampel. Metode analisis yang dipakai menggunakan regresi linear berganda melalui bantuan SPSS 26. Hasil penelitian membuktikan secara simultan, Capital Adequacy Ratio, Non-Performing Loan, Net Interest Margin, Return On Assets, Loan to Deposit Ratio, dan Bank Size berpengaruh signifikan terhadap harga saham. Sementara secara parsial, Capital Adequacy Ratio, Non-Performing Loan, dan Loan to Deposit Ratio berpengaruh terhadap harga saham. Sedangkan Net Interest Margin, Return On Asset, dan Bank Size tidak berkaitan terhadap harga saham sektor bank yang terdaftar di Bursa Efek Indonesia periode 2011-2018.

THE EFFECT OF RISK, PROFITABILITY, AND LIQUIDITY ON CAPITAL ADEQUACY

2019 ◽  
Vol 24 (1) ◽  
pp. 36-50
Author(s):  
Fransisca Carindri ◽  
Untara
Keyword(s):  
Stock Exchange ◽  
Risk Index ◽  
Sample Selection ◽  
Predictive Ability ◽  
Sampling Technique ◽  
Capital Adequacy ◽  
Return On Assets ◽  
Net Interest Margin ◽  
Analysis Technique ◽  
Research Population

The purpose of this research was to determine the effect of partial Non Performing Loan (NPL), Risk Index (ZRISK), Return on Assets (ROA), Net Interest Margin (NIM), Loan to Deposit Ratio (LDR) and Loan to asset Ratio (LAR) to the Capital Adequacy Ratio (CAR) on banking companies listed on the Stock Exchange. The research population was banking companies listed in Indonesia Stock Exchange during the three (3) year period from 2010 to 2012. The sample used in this research was determined using purposive sampling technique in which there are 29 companies that meet the criteria for sample selection. The analysis technique used is multiple linear regression and the processing of the data using SPSS v15.0. The results showed that the ROA, LDR, and LAR have no significant effect on CAR. While the NPL, Risk Index and NIM have a significant effect on CAR. Predictive ability of the six independent variables on CAR was at 32.9 % while the remaining 77.1 % is influenced by other factors not included in the regression model. Keyword: Risk, Profitability, Liquidity, Capital Adequacy

scholarly journals ANALISIS PENGARUH CASH POSITION, DEBT TO EQUITY RATIO, DAN RETURN ON ASSETS TERHADAP DIVIDEND PAYOUT RATIO PADA PERUSAHAAN MANUFAKTUR YANG TERDAFTAR DI BEI

2011 ◽  
Vol 1 (1) ◽  
pp. 1
Author(s):  
Hedi Gustian ◽  
Utik Bidayati
Keyword(s):  
Stock Exchange ◽  
Hypothesis Test ◽  
Mutual Effect ◽  
Sampling Technique ◽  
Least Square ◽  
Return On Assets ◽  
Partial Regression Coefficient ◽  
Dividend Payout ◽  
Equity Ratio ◽  
Level Of Significance

This study is performed to examine the effect of Cash Position, Debt to Equity Ratio (DER), Return on Assets (ROA), and toward Dividend Payout Ratio (DPR) in companies that is listed in Indonesian Stock Exchange over period 2006-2008.The population of this research is 387 company that listed in Indonesian Stock Exchange period 2006-2008. Sampling technique used here is purposive sampling on criterion (1) the company that represent their financial report per 2006-2008, and (2) the company that continually share their dividend period 2006-2008. The data is obtained based on Indonesian Capital Market Directory (ICMD 2009) publication. It is gained sample amount of 12 companies. The analysis technique used here is multiple regression with the least square difference and hypothesis test using t-statistic to examine partial regression coefficient and F-statistic to examine the mean of mutual effect with level of significance 5%.This research results that Cash Position, Debt to Equity Ratio, and (DER) Return on Asset (ROA) gives are not significantly positive effect on dividend payout ratio (DPR). We suggest for investors in Indonesian Stock Exchange whose purpose to gain dividend should be pay attention for informations that issued by the company, because with those information they can make the best decision for their investments. On this research, Return On Asset (ROA) shows the most influencing variable toward DPR that pointed by the amount of beta standardized coefficients value 1,130, DER are 0,096, and Cash Position are 0.030

scholarly journals ANALISIS PENGARUH CAR, NPL, NIM, BOPO, LDR TERHADAP ROA (Studi Pada Bank Pembangunan Daerah Di Indonesia Periode 2015-2018)

2020 ◽  
Vol 4 (1) ◽  
Author(s):  
Adhista Setyarini
Keyword(s):  
Linear Regression ◽  
Significant Influence ◽  
Least Square ◽  
Capital Adequacy ◽  
Ordinary Least Square ◽  
Net Interest Margin ◽  
Capital Adequacy Ratio ◽  
Multi Linear Regression ◽  
Level Of Significance ◽  
Interest Margin

This research is performed on order to test the influence of the variable Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Net Interest Margin (NIM), Biaya Operasional/Pendapatan Operasional (BOPO), Loan to Deposit Ratio (LDR) toward Return On Asset (ROA).Methodology research as the sample used purposive sampling, sample was accrued 26 Bank Pembangunan Daerah in Indonesia. Data analysis with multi linear regression of ordinary least square and hypotheses test used t-statistic and F-statistic at level of significance 5%, a classic assumption examination which consist of data normality test, multicolinearity test, hetersoskedasticity test and autocorrelation test is also being done to test the hypotheses.During research period show as variabel and data research was normal distributed. Based on test, multicolinearity test, hetersoskedasticity test and autocorrelation test classic assumption deviation has no founded, this indicate that the available data has fulfill the condition to use multi linear regression model. This result of research show that variable NPL did not influence ROA. Variable CAR, NIM, and LDR positive significant influence toward ROA. Variable BOPO negative significant influence toward ROA. Prediction capability from these five variable toward ROA is 63,6% where the balance 36,4% is affected to other factor which was not to be entered to research model.Key Words : Return On Asset (ROA), Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Net Interest Margin (NIM), Biaya Operasional/Pendapatan Operasional (BOPO), Loan to Deposit Ratio (LDR).

scholarly journals THE IMPACT OF THE FINANCIAL RATIOS AS THE MEASUREMENT UPON THE PERFORMANCE OF RETURN ON ASSETS AT THE PUBLIC BANKS IN INDONESIA (The Empiric Study upon The Banking Companies Registered at BEI in 2012-2015)

2018 ◽  
Vol 2 (1) ◽  
Author(s):  
Gilang Ramadhan Fajri
Keyword(s):  
Hypothesis Test ◽  
Sampling Technique ◽  
Capital Adequacy ◽  
Financial Ratios ◽  
Return On Assets ◽  
Partial Regression Coefficient ◽  
Net Interest Margin ◽  
Public Banks ◽  
Level Of Significance ◽  
The Impact

This research is an empiric study about The Impact of The Financial Ratios as The Measurement upon The Performance of Return on Assets of Public Banks In Indonesia (The Empiric Study upon The Banking Companies Registered at BEI in 2012-2015), sampling technique being used is purposive sampling which is the total samples of 30 companies. The aims of this study is to prove that the impact of financial ratios refers to Capital Adequacy Ratio (CAR), Operational Cost comparing to the Operational Revenue (BOPO), Net Interest Margin (NIM), Non Performing Loan (NPL) neto and Loan to Deposit Ratio (LDR) against the banks performance measured by Return On Asset (ROA) and which variable has been affecting the most dominant upon Return On Assets (ROA). The analysis technique being applied is multiple linear regression and the hypothesis test using t-statistics to examine a partial regression coefficient and f-statistics to examine the compliance of the research model refers to the level of significance 5%. Furthermore, the research has applied the classical assumption test covering normality test, multicollinierity test, heteroxedasity test and auto-correlation test.

scholarly journals PENGARUH KELOMPOK MANAJEMEN PUNCAK TERHADAP FINANCIAL DISTRESS : STUDI KASUS PADA PERUSAHAAN PERBANKAN DI INDONESIA

2019 ◽  
Vol 5 (2) ◽  
pp. 88
Author(s):  
Moh. Baqir Ainun
Keyword(s):  
Financial Distress ◽  
Stock Exchange ◽  
Control Variable ◽  
Capital Adequacy ◽  
Top Management ◽  
Return On Assets ◽  
Operating Income ◽  
Management Group ◽  
Analysis Technique ◽  
Capital Adequacy Ratio

This study aims to identify the influence between top management related to financial distress. This study uses data of banking who listed on the Indonesia Stock Exchange in 2016. The data analysis technique in this research using multiple regression analysis method with the control variable; Return on Assets (ROA), Operational Costs to Operating Income (BOPO), Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), and Cash Ratio (CR). The study discusses to support the stewardship theory that considers the top management group to have a mandate to the shareholders to manage the company and maintain the organization. However, the differences in the structure of the top management group will not affect their motivation to avoid financial stress. The results showed that the top management group had no significant effect on financial distress. This result is also shown the condition and structure of the top management group in the company still has the same goal which is to avoid financial distress.

scholarly journals Analisis Tingkat Kesehatan Bank Dengan Menggunakan Metode Risk-Based Bank Rating (RBBR) (Studi Pada Bank yang Termasuk Saham LQ45 Sub Sektor Perbankan Tahun 2010–2016)

2018 ◽  
Vol 10 (1) ◽  
Author(s):  
Bobby Wijaya
Keyword(s):  
Corporate Governance ◽  
Stock Exchange ◽  
Risk Profile ◽  
Capital Adequacy ◽  
Self Assessment ◽  
Return On Assets ◽  
Good Corporate Governance ◽  
Health Level ◽  
Net Interest Margin ◽  
Capital Adequacy Ratio

This paper seeks to find out the health level of banks in Indonesia Stock Exchange LQ45 Index. It used descriptive methods with qualitative approach that is Risk Based Bank Rating (RBBR) model. RBBR model consists of 4 factors among others: risk profile, good corporate governance (GCG), earnings and capital factor.The analytical tool used in this study is the assessment of the level of health of banks in Indonesia Stock Exchange LQ45 Index against the risk factor using the ratio of net performing loans (NPLs) and Loan to Deposit Ratio (LDR), a factor of corporate governance by using the self-assessment report of good corporate governance, the earnings factor using the ratio of return on assets (ROA) and net interest margin (NIM) and the factor of capital using the ratio of capital adequacy ratio (CAR). The results showed that there are several banks which have "Less Healthy", "Healthy Enough", "Pretty Good". Bank Mandiri, BRI and BNI received the predicate of "Pretty Good" in risk profile factor for liquidity risk, whereas Bank BTN received the predicate of "Healthy Enough". Also, Bank BTN received the predicate of "Healthy Enough" and "Pretty Good" in earnings factor specifically ROA and GCG factor. Keywords:Indonesia Stock Exchange LQ45 Index, Health Level of Banks, Risk Based Bank Rating (RBBR) Model.

scholarly journals Indikator Risk Based Bank Rating, Kinerja Keuangan dan Perusahaan Perbankan

2021 ◽  
Vol 31 (3) ◽  
pp. 782
Author(s):  
Ida Bagus Made Bayu Indrawan ◽  
I Wayan Pradnyanta Wirasedana
Keyword(s):  
Corporate Governance ◽  
Financial Performance ◽  
Stock Exchange ◽  
Sampling Technique ◽  
Capital Adequacy ◽  
Good Corporate Governance ◽  
Net Interest Margin ◽  
Analysis Technique ◽  
Capital Adequacy Ratio ◽  
Interest Margin

The research aims to prove empirically the influence of Non-Performing Loans, Loans to Deposit Ratio, Good Corporate Governance, Net Interest Margin, and Capital Adequacy Ratio on financial performance of banking companies listed on the IDX. Agency theory and Productive theory of credit are the theories used in this study. The study population is all Banking Companies listed on the Indonesia Stock Exchange (IDX) in 2014-2018 totaling 45 companies. The research sample of 30 companies with non-probability sampling method with purposive sampling technique. The data analysis technique used is multiple linear regression. The research results obtained by Non Performing Loans are considered negative, Loan to Deposit Ratio and Good Corporate Governance are not approved and are significant, Net Interest Margin and Capital Adequacy Ratio have positive and significant effect on financial performance. Keywords: Non Performing Loan; Loan to Deposit Ratio; Good Corporate Governance; Net Interest Margin; Capital Adequacy Ratio; Financial Performance.

Pengaruh Faktor-Faktor Fundamental dan Teknikal terhadap Dividend Payout Ratio

2015 ◽  
Vol 2 (02) ◽  
pp. 218-228
Author(s):  
Nyi Raden Sella Ayu Ardiyanti
Keyword(s):  
Stock Exchange ◽  
Jel Classification ◽  
Test Results ◽  
Manufacturing Companies ◽  
Partial Regression Coefficient ◽  
Dividend Payout ◽  
Normality Test ◽  
Analysis Technique ◽  
Equity Ratio ◽  
Level Of Significance

A B S T R A C T This study aims to examine the extent to which the implementation of the cash ratio, debt to equity ratio, return on asstes, earning per share, inflation and interest and dividend payout ratio impact on the results of an empirical study on manufacturing companies in indonesia stock exchange during the period 2010-2014. The sample used in this study as many as 11 companies for 5 years consecutive issued dividend. The analysis technique used in this research is multiple linear regression and hypothesis testing using t-statistic to test the partial regression coefficient and f-statistic to test the feasibility of the research model with 5% level of significance. It also conducted a classic assumption test including normality test, multicolinearity test, heteroscedasticity test and autocorrelation test. Results of the analysis showed that the variable cash ratio, return on asstes, and earning per share, positive and significant impact on the dividend payout ratio, while the variable debt to equity ratio, inflation and interest rate negative and not significant to the dividend payout ratio. A B S T R A K Riset ini bertujuan untuk meneliti sejauh mana implementasi cash ratio, debt to equity ratio, return on asstes, earning per share, Inflasi dan Suku Bunga dan dampaknya pada dividend payout ratio hasil studi empiris pada perusahaan Manufaktur di Bursa Efek Indonesia selama periode 2010-2014. Sampel yang digunakan dalam penelitian ini sebanyak 11 perusahaan yang selama 5 tahun berturut-turut mengeluarkan deviden Teknik analisis yang digunakan dalam penelitian ini adalah regresi linear berganda dan uji hipotesis menggunakan t-statistik untuk menguji koefisien regresi parsial serta f-statistik untuk menguji kelayakan model penelitian dengan level of significance 5%. Selain itu juga dilakukan uji asumsi klasik yang meliputi uji normalitas, uji multikolinieritas, uji heteroskedastisitas dan uji autokorelasi. Hasil analisis menunjukan bahwa variabel cash ratio, return on asstes, dan earning per share, berpengaruh positif dan signifikan terhadap dividend payout ratio, sedangkan variabel debt to equity ratio, Inflasi dan Suku Bunga berpengaruh negatif dan tidak signifikan terhadap dividend payout ratio. JEL Classification: G10, G32

scholarly journals The Effect Of Capital Adequacy Ratio On Return On Assets With Problem Credit Ratio Moderation

2020 ◽  
Vol 1 (3) ◽  
pp. 145-151
Author(s):  
Deni Sunaryo
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Foreign Exchange ◽  
Stock Exchange ◽  
Capital Adequacy ◽  
Simple Linear Regression ◽  
Return On Assets ◽  
Analysis Technique ◽  
Capital Adequacy Ratio ◽  
Private Banks

The study aims to determine the effect of Capital Adequacy Ratio on Return On Asset with the moderatiom of Non Performing Loan sub sector of national foreign exchange private banks listed on the indonesian stock exchange (IDX) in 2014-2018 with a population of 22 banks. The analysis technique used are simple Linear Regression and Moderated Regression Analysis (MRA). The result showed that the  Capital Adequacy Ratio has a positive and significant effect on Return On Asset. While the Capital Adequacy Ratio of Non Performing Loan is not able to moderate the Capital Adequacy Ratio with Return On Asset.

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