scholarly journals Assessing the Adequacy, Utilization and Repayment of Grameen Bank Income Generating Loans on Rural Women in Selected Areas of Tangail District

2016 ◽  
Vol 8 (2) ◽  
pp. 131-134
Author(s):  
SA Labani ◽  
MZ Islam ◽  
ASMG Hafeez

A study was conducted to assess the adequacy, utilization and repayment of Grameen Bank (GB) income generating loans on rural women in selected areas of Tangail district. The study was conducted with socio-economic characteristics of the women borrowers, assessing the adequacy, utilization and repayment of loan. With this end in view, 60 respondents were purposively selected from three villages namely Hemnagar, Volapara and Shimlapara of which 10 were engaged in farming, 21 were engaged in livestock rearing, 19 were engaged in petty business, 5 were engaged in tailoring and 5 were indirectly engaged in van/rickshaw pulling. Tabular and statistical analyses were applied for achieving the objectives. In the study area, higher proportions (55 per cent) of women were middle aged and 93 percent were married. About 75 percent had signature ability, 18 and 7 per cent studied up to primary and secondary level respectively. Average family size of the respondents was5.36; average annual income and saving of the respondents were Tk. 65958.05 and 8769.65 respectively. Six explanatory variables i.e. Age, education, family size, occupation, income and expenditure were considered for repayment of loan in empirical model. Age, family size, income and expenditure had significant impact on repayment of loan. Average amount of credit received by the respondents was Tk. 8139 and on an average 82 percent of the loaned money was utilized for the reported IGAs. Due to poor economic condition, the respondents could not utilize the total loaned money in productive purposes. Overall loan recovery percentage was found to be quite satisfactory. They repaid their loan on time with the hope of getting more credit in future and because of regular supervision by the bank’s field level workers and pressure of the group leaders.J. Environ. Sci. & Natural Resources, 8(2): 131-134 2015

2016 ◽  
Vol 8 (2) ◽  
pp. 135-139
Author(s):  
SA Labani ◽  
MZ Islam ◽  
ASMG Hafeez

A study was conducted to examine the socio-economic impact of Grameen Bank(GB) income generating loans on rural women in selected areas of Tangail district. The study was conducted to examine the impact of loan on the livelihood improvement of women borrowers. Sixty respondents were purposively selected from 3 villages namely Hemnagar, Volapara and Shimlapara of which 10 were engaged in farming, 21 were engaged in livestock rearing, 19 were engaged in petty business, 5 were engaged in tailoring and 5 were indirectly engaged in van/rickshaw pulling. Tabular and statistical analyses were applied for achieving the objectives. In the study area, higher proportions (55 percent) of women were middle aged and 93 percent were married. About 75 percent had signature ability, 18 and 7 percent studied up to primary and secondary level respectively. Average family size of the respondents was 5.36, average annual income and saving of the respondents were Tk. 65958 and 8770, respectively. Overall income and saving change by taking loan from GB were 36.04% and 68.69% respectively. There was remarkable increase in attitudes and opportunities of the respondents after joining the GB. The findings show that GB loan brought about positive impact on livelihood improvement of the borrowers.J. Environ. Sci. & Natural Resources, 8(2): 135-139 2015


1985 ◽  
Vol 17 (2) ◽  
pp. 137-145 ◽  
Author(s):  
Paul A. Compton ◽  
John Coward ◽  
Keith Wilson-Davis

SummarySome initial results from the recently conducted Northern Ireland Fertility Survey are examined with particular reference to the relationship between family size and religious denomination. While the overall average family size of Roman Catholics is still larger than that of non-Catholics, the extent of this differential is now narrowing as a result of the more rapid recent decline in the average size of Catholic families. In addition, there are variations in family size among the main Protestant denominations; a broad regional dimension to the Catholic-non-Catholic differential is also apparent. Although subsequent analyses will document these trends in greater detail, some of the main hypothesized explanatory variables are briefly discussed along with some of the socioeconomic and political implications of these recent trends.


2021 ◽  
pp. 026010602098234
Author(s):  
Gizachew Worku Dagnew ◽  
Melash Belachew Asresie

Background: Overweight/obesity has become a global health problem for both developed and developing regions. Nowadays, overweight/obesity among childrearing-age women has become rapidly increasing in both urban and rural areas. Aim: This study aimed to assess the variation of overweight/obesity among urban and rural reproductive-age women in Ethiopia. Methods: For this study, the 2016 Ethiopia Demographic and Health Survey data were used. The survey was a community-based cross-sectional study, which used a two-stage stratified cluster sampling technique to select the participants. A total of 13,451 reproductive-age women were included in the analysis. Both descriptive and analytical analysis was performed. A p-value of less than 0.05 was used as the measure of statistical significance. Results: The prevalence of overweight/obesity among urban reproductive-age women was statistically higher ( p = 21.5%; 95% confidence interval (CI): 18.2–25.1) than the rural women ( p = 3.5%; 95% CI: 2.9%–4.2%). Women who attend secondary or above education, women in the age groups 25–34 and ≥ 35 years, and high wealth index (rich) had higher odds of overweight/obesity in both urban and rural women. Moreover, women who were married, who had a large family size, and who have a history of alcohol intake had higher odds of overweight/obesity among urban women. Conclusions: Overweight/obesity among reproductive-age women is a public health problem in Ethiopia, especially for women who are living in urban settings. Therefore, it is important to establish targeted overweight reduction programs with particular emphasis on urban, older aged, educated, and married women. Additionally, encouraging the limitation of the number of family size and alcohol intake can reduce women’s overweight/obesity.


1993 ◽  
Vol 32 (4II) ◽  
pp. 1199-1209 ◽  
Author(s):  
Yasmeen Mohiuddin

The recognition of credit as a powerful instrument for the alleviation of poverty in the developing countries has led to a multitude of programmes on agricultural credit, co-operatives, and integrated rural development in the past few decades. Agricultural or land development banks, commercial banks and cooperatives have sought "small borrowers" in theory but have, on the whole, failed to reach the poor, particularly women. The loan repayment rates in these programmes often have been very low which, together with below-market interest rates imposed by governments, has resulted in the stagnation of most third world credit institutions aimed at "small borrowers". On the other hand, innovative Credit Delivery Systems (CDSs) for the poor or "poverty lending" has been on the increase in many developing countries over the last two or three decades. In stark contrast to the conventional credit programmes, these innovative experiments show. extremely high repayment rates. More importantly, they reveal that the standard stereotypes are wildly inaccurate: that women are more creditworthy than men and the poor more creditworthy than the non-poor. These experiments include the Bedan Kredit Kecamatan (BKK), MBM and YIS programmes in Indonesia, Grameen Bank and Bangladesh Rural Advancement Committee (BRAC) in Bangladesh, Agha Khan Rural Support Programme (AKRSP) in Pakistan, Self Employed Women's Association (SEWA) and Working Women's Forum (WWF) in India, the Kababaihang Barangay of San Miguel, Bulacan (KBB) in the Philippines, Production Credit for Rural Women (pCRW) in Nepal, etc.


2020 ◽  
Vol 15 (2) ◽  
pp. 66-73
Author(s):  
S.R. Avhad ◽  
Mahesh Chander ◽  
V.K. Basunathe ◽  
A.K. Verma

For the present study total 240 respondents were randomly selected from purposively selected four districts of two divisions in Maharashtra State to explore the sociopersonal and economic characteristics of buffalo owners. The study revealed that about 37.10 per cent of the farmers belonged to middle age followed by old (36.30%) and young age (26.70%) categories. Majority of the respondents were male, educated, Hindu (97.10%) and belonged to nuclear families (74.60%). About social category 37.9 per cent belonged to OBCs followed by General (36.70%), Scheduled Caste (12.10%) and Scheduled Tribes (13.30%). Mean family size was 6.65±0.17 members. The agriculture was main occupation for majority (58.80%) of the respondents while, 41.2 per cent were dependent on animal husbandry farming for main occupation. Landholding ranged from zero to 12 ha with mean land holding of 1.98±0.14 ha. About 28.80 per cent respondents belonged to semi-medium farmer category, followed by landless (20.40%), marginal (18.30%), small (16.70%), medium (14.60%) and large (1.30%). Majority of the respondents had medium livestock rearing experience (12-29 years), small herd size (7.28-22.81 SAUs), low milk production (13-52 liters) and low annual income (Rs. 1,00,000- Rs. 3,20,000).


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