scholarly journals Socio-economic Impact of Grameen Bank Income Generating Loans on Rural Women of Tangail District

2016 ◽  
Vol 8 (2) ◽  
pp. 135-139
Author(s):  
SA Labani ◽  
MZ Islam ◽  
ASMG Hafeez

A study was conducted to examine the socio-economic impact of Grameen Bank(GB) income generating loans on rural women in selected areas of Tangail district. The study was conducted to examine the impact of loan on the livelihood improvement of women borrowers. Sixty respondents were purposively selected from 3 villages namely Hemnagar, Volapara and Shimlapara of which 10 were engaged in farming, 21 were engaged in livestock rearing, 19 were engaged in petty business, 5 were engaged in tailoring and 5 were indirectly engaged in van/rickshaw pulling. Tabular and statistical analyses were applied for achieving the objectives. In the study area, higher proportions (55 percent) of women were middle aged and 93 percent were married. About 75 percent had signature ability, 18 and 7 percent studied up to primary and secondary level respectively. Average family size of the respondents was 5.36, average annual income and saving of the respondents were Tk. 65958 and 8770, respectively. Overall income and saving change by taking loan from GB were 36.04% and 68.69% respectively. There was remarkable increase in attitudes and opportunities of the respondents after joining the GB. The findings show that GB loan brought about positive impact on livelihood improvement of the borrowers.J. Environ. Sci. & Natural Resources, 8(2): 135-139 2015

2016 ◽  
Vol 8 (2) ◽  
pp. 131-134
Author(s):  
SA Labani ◽  
MZ Islam ◽  
ASMG Hafeez

A study was conducted to assess the adequacy, utilization and repayment of Grameen Bank (GB) income generating loans on rural women in selected areas of Tangail district. The study was conducted with socio-economic characteristics of the women borrowers, assessing the adequacy, utilization and repayment of loan. With this end in view, 60 respondents were purposively selected from three villages namely Hemnagar, Volapara and Shimlapara of which 10 were engaged in farming, 21 were engaged in livestock rearing, 19 were engaged in petty business, 5 were engaged in tailoring and 5 were indirectly engaged in van/rickshaw pulling. Tabular and statistical analyses were applied for achieving the objectives. In the study area, higher proportions (55 per cent) of women were middle aged and 93 percent were married. About 75 percent had signature ability, 18 and 7 per cent studied up to primary and secondary level respectively. Average family size of the respondents was5.36; average annual income and saving of the respondents were Tk. 65958.05 and 8769.65 respectively. Six explanatory variables i.e. Age, education, family size, occupation, income and expenditure were considered for repayment of loan in empirical model. Age, family size, income and expenditure had significant impact on repayment of loan. Average amount of credit received by the respondents was Tk. 8139 and on an average 82 percent of the loaned money was utilized for the reported IGAs. Due to poor economic condition, the respondents could not utilize the total loaned money in productive purposes. Overall loan recovery percentage was found to be quite satisfactory. They repaid their loan on time with the hope of getting more credit in future and because of regular supervision by the bank’s field level workers and pressure of the group leaders.J. Environ. Sci. & Natural Resources, 8(2): 131-134 2015


Author(s):  
Bibi Marium ◽  
Jasim Uddin Ahmed ◽  
Kanij Fatema ◽  
Md. Nur Mozahid

Aims: The study was accomplished for assessing the impact of agar oil production on livelihood improvement of its producers. Study Design: This article is a socioeconomic study and placed on empirical analysis. It conducted the socioeconomic factors which had an impact on the livelihood improvement of agar oil producers. Place and Duration of Study: The study was conducted at Barlekha Upazilla of Maulvibazar District of Bangladesh. The study period was mid-June to mid-September/2017. Methodology: The relevant data were collected from the agar oil producers of Maulvibazar District, Bangladesh. Household having at least one factory were included for the study. A total of 60 households among 180 household were selected as sample. Field survey data were collected through face to face interviewing of the respondents using a structured questionnaire through simple random sampling. After cleaning and correcting the data Microsoft Excel and Statistical Package for Social Science (SPSS) were used for analyzing the data. Results: The average family size was found 10.17 (small: 10%; medium: 45% and large: 45%) and majority (63.3%) belongs to the graduation level, meaning having 16.0 years of education. The results of the regression model revealed that amount of annual income, credit access of household, membership of an organization had the positive impact and an increasing the age of household head had a negative effect on livelihood improvement. Instead of having different constraints, the major problems faced by the producers in agar oil production were lack of industrial gas connection and lack of modern laboratory. Conclusion: In order to enrich the livelihood improvement of agar oil producer’s industrial gas connection, modern laboratory and better credit services should be well executed by different government and non-government organization.


There was a sudden increase in dengue affected people in Dhaka city during 2018 and 2019, considering the seriousness of the disease, this study attempted to investigate the socio-economic impact of dengue fever instead of its biological significance. The study considered a primary dataset of 235 affected and 235 unaffected participants from Dhaka city. The impact of dengue infection on the monthly expenditure of the patient was determined by the multiple linear regression models. The impact of Dengue on the human productivity of the respondents was assessed by another multiple linear regression model; the dependent variable absence (number of days absent from work) was applied as a proxy for measuring the productivity of the patient. Moreover, an important objective was to find out potential determinants of dengue in Dhaka city. Binary logistic regression applied for detecting the factors which were responsible for occurring dengue disease. The study found no significant association of family cost with dengue incidence but the loss of productivity turned out as statistically significant. People who lived alone were identified to experience the disease more, which might occur due to their insincerity about this disease. So, living alone persons need to increase their consciousness considering the seriousness of this disease. It was highly recommended by respondents to use mosquito repellent and net during sleeping, changing the water regularly from plant container, providing regular mosquito spray, and developing a drainage system in Dhaka city.


2016 ◽  
Vol 3 (2) ◽  
Author(s):  
Elizabeth Joey Joey Henriques

Self Help Groups have emerged as an important mechanism to bring about socio-economic change in society. Various studies indicate the positive impact that SHGs have had on employment generation, savings, incomes, poverty alleviation and women empowerment. The present study, based on primary data sourced from women members of SHGs located in the state of Goa is an attempt to understand the impact of group membership on its members, particularly women. An attempt has also been made to throw light on the pivotal role that the Self Help Group Promoting Agencies essay in realising the goal of women empowerment. The study also analyses the independence that women exhibit in taking decisions, be it in the economic or political domain.


Author(s):  
S. Van Ackere ◽  
J. Verbeurgt ◽  
L. De Sloover ◽  
A. De Wulf ◽  
N. Van de Weghe ◽  
...  

<p><strong>Abstract.</strong> Increasing urbanisation, changes in land use (e.g., more impervious area) and climate change have all led to an increasing frequency and severity of flood events and increased socio-economic impact. In order to deploy an urban flood disaster and risk management system, it is necessary to know what the consequences of a specific urban flood event are to adapt to a potential event and prepare for its impact. Therefore, an accurate socio-economic impact assessment must be conducted. Unfortunately, until now, there has been a lack of data regarding the design and construction of flood-prone building structures (e.g., locations and dimensions of doors and door thresholds and presence and dimensions of basement ventilation holes) to consider when calculating the flood impact on buildings. We propose a pipeline to detect the dimension and location of doors and windows based on mobile LiDAR data and 360° images. This paper reports on the current state of research in the domain of object detection and instance segmentation of images to detect doors and windows in mobile LiDAR data. The use and improvement of this algorithm can greatly enhance the accuracy of socio-economic impact of urban flood events and, therefore, can be of great importance for flood disaster management.</p>


Oryx ◽  
2017 ◽  
Vol 53 (1) ◽  
pp. 109-116 ◽  
Author(s):  
José Benedicto Royuela ◽  
Sandra Hervías Parejo ◽  
Azucena de la Cruz ◽  
Pedro Geraldes ◽  
Luis T. Costa ◽  
...  

AbstractUsing the Safe Islands for Seabirds LIFE project as a case study, we assessed the socio-economic impact of a nature conservation project on the local community, focusing on the wealth created and the jobs supported directly and indirectly by the project. The Safe Islands for Seabirds project took place during 2009–2012, mainly on Corvo Island, the smallest and least populated island of Portugal's Azores Archipelago. To assess the impact of the project we used a combination of methods to analyse the project expenditure, the jobs created directly as a result of it, and, by means of multipliers, the incomes and jobs it supported indirectly. We estimate that during 2009–2012 direct expenditure of EUR 344,212.50 from the project increased the gross domestic product of the Azorean region by EUR 206,527.50. Apart from the 4.5 jobs created directly by the project, it also supported indirectly the equivalent of 1.5–2.5 full-time jobs. The project also provided the opportunity to preserve and promote natural amenities important for the quality of life of the local community. Our findings show that a nature conservation project can have positive economic impacts, and we recommend the creation of a standardized tool to calculate in a straightforward but accurate manner the socio-economic impacts of conservation projects. We also highlight the need to design projects that support local economies.


2020 ◽  
Vol 10 (12) ◽  
pp. 394
Author(s):  
Chiara Borelli ◽  
Alessandra Gigli ◽  
Giannino Melotti

In these times of global crisis caused by COVID-19, there is an urgent need to address the topic of nature-based experiences in education: the pandemic has strongly highlighted both the interdependence between human beings and nature, and the need for mending the dichotomic vision that keeps them separate. Experiential education in natural contexts within an ecological framework might have a strategic role in this crucial period to develop anthropologic, civic, and dialogic conscience (Morin, 2001). Through this study, CEFEO Research Center had the objective of investigating the socio-economic impact of COVID-19 on Italian nature-based programs in the educational, therapeutic, training, and leisure areas. From 28 May to 19 June 2020, an online questionnaire was distributed with the purpose of understanding the socio-economic impact of the pandemic on nature-based programs during the lockdown period and during the period of first reopening, and the related needs and new opportunities for the future. The results highlight a paradox: the COVID-19 crisis has caused more problems for a sector which was already suffering from a lack of funding and of social and institutional acknowledgment. Many agencies working in the field lost months of income and numerous working days, and they are uncertain about the future: they are having difficulties surviving in a moment when we need them more.


2021 ◽  
Vol 943 (1) ◽  
pp. 012010
Author(s):  
A Samsuddin ◽  
Z K Kaman ◽  
N Mat Husin

Abstract The disastrous events of land flooding prompt an urgency to flood risk management to counterpart this issue with the concept of flood damage divided into four types: direct, indirect, tangible, and intangible. This paper reviewed previous articles regarding flood risk management with a specific focus on methods used for socio-economic impact assessment towards ensuring a sustainable environment. The methodological approach can be sorted into four (4) main types group which are i) historical disaster statistic method, ii) index system method, iii) scenario simulation analysis, and iv) GIS-based approach. Among others, the integrated GIS-based approach becomes the most practical method in conducting socio-economic assessment for flood risk impact. As most of the socio-economic impact-based studies are conducted in western countries, this paper proposed the idea that for different types of countries such as the Asian countries, differences in topography, weather and seasons will lead to a different scale or possibly different types of socio-economic impact, which may require a new approach of assessing the impact. It is also proposed that any socioeconomic and environmental impact assessment needs to explicitly consider both direct and indirect impact. This is to ensure the approach used is holistic, valid, reliable, and more accurately reflect the real nature of the respective flood risk while the gap of the studies also can be identified.


Author(s):  
Nina Regina Prayoga ◽  
Reny Sukmawani ◽  
Ema Hilma Meilani

The Covid-19 pandemic has had a socio-economic impact in Indonesia, including broiler meat traders. Since the enactment of large-scale restrictions has triggered a lack of community activity outside, resulting in a decrease in sales volume and income at the Tipar Gede Warehouse Market, Sukabumi City. This study aims to determine the impact of COVID-19 on the decline in sales volume and income of broiler meat traders at the Tipar Gede Warehouse Market, Sukabumi City. This research was carried out using descriptive research with survey method research methods by describing the conditions or phenomena that occurred. From the research carried out, it was found that the impact of Covid-19 on sales volume before Covid-19 could be represented by 65%, while during Covid-19 there was a 35% decrease in sales volume and the impact of Covid-19 on the decline in income of broiler meat traders in Indonesia. The Tipar Gede Warehouse Market in Sukanumi City before Covid-19 was 60%, while during Covid-19 it was around 40%.


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