scholarly journals Performance Comparison of Data Mining Algorithm to Predict Approval of Credit Card

SinkrOn ◽  
2019 ◽  
Vol 4 (1) ◽  
pp. 149
Author(s):  
Ipin Sugiyarto ◽  
Bibit Sudarsono ◽  
Umi Faddillah

Credit analysis needs to identify and assess the factors that can affect customers in returning credit. Accurate measurement and good management ability in dealing with credit risk is an effort to save the economic operations unit and be beneficial for a stable and healthy financial system. Data mining prediction techniques are used to determine credit risk. Using the Cross-Industry Standard Process for Data Mining (CRISP-DM) method which consists of several stages, namely Business Understanding (dataset), Data Processing (Feature Selection PCA & Dimension Reduce), Algorithm Models (NN+PSO, SVM, LR), Evaluation (Validation and Accuracy). This study has tested the model using a neural network using the PCA selection feature and optimized with the Particle Swarm Optimize (PSO) algorithm to predict credit card approval. Several experiments were conducted to see the best results. The results of this study prove that the use of a single Neural Network method produces an accuracy of 80.33%. whereas the use of PCA + Neural Network + PSO hybrid method has been proven to increase accuracy to 82.67%. Likewise, the AUC NN value of 0.706 increased to 0.749 when the Neural Network was optimized using PSO and used feature selection. The purpose of this study is to implement and compare Support Vector Machine, Logistic Regression and Neural Network algorithms based on PCA and optimize PSO (Particle Swarm Optimization) to improve accuracy in predictions of credit card approvals.

Author(s):  
Moloud Abdar ◽  
Sharareh R. Niakan Kalhori ◽  
Tole Sutikno ◽  
Imam Much Ibnu Subroto ◽  
Goli Arji

Heart diseases are among the nation’s leading couse of mortality and moribidity. Data mining teqniques can predict the likelihood of patients getting a heart disease. The purpose of this study is comparison of different data mining algorithm on prediction of heart diseases. This work applied and compared data mining techniques to predict the risk of heart diseases. After feature analysis, models by five algorithms including decision tree (C5.0), neural network, support vector machine (SVM), logistic regression and k-nearest neighborhood (KNN) were developed and validated. C5.0 Decision tree has been able to build a model with greatest accuracy 93.02%, KNN, SVM, Neural network have been 88.37%, 86.05% and 80.23% respectively. Produced results of decision tree can be simply interpretable and applicable; their rules can be understood easily by different clinical practitioner.


2019 ◽  
Vol 4 (1) ◽  
Author(s):  
Amos O Bajeh ◽  
Bukola O Funso ◽  
Fatima E Usman-Hamza

One of the key task in data mining is the selection of relevant features from datasets with high dimensionality. This is expected to reduce the time and space complexity, and consequently improve the performance of data mining algorithms for tasks such as classification. This study presents an empirical study of the effect of particle swarm optimization as a feature selection technique on the performance of classification algorithms. Two dataset from different domains were used: SMS spam detection and sentiment analysis datasets. Particle swarm optimization is applied on the datasets for feature selection. Both the reduced and raw dataset are separately classified using C4.5 decision tree, k-nearest neighbour and support vector machine. The result of the analysis showed that the improvement of classifier performance is case-dependent; some significant improvements are noticed in the sentiment analysis datasets and not in the SMS spam dataset. Although some marginal effect are observed on performance, it implies that with particle swarm optimization features selection the space complexity is reduced while maintaining the accuracy of the classifiers. Keywords—classification, feature selection, machine learning, particle swarm optimization, text mining   


2018 ◽  
Vol 4 (10) ◽  
pp. 6
Author(s):  
Shivangi Bhargava ◽  
Dr. Shivnath Ghosh

News popularity is the maximum growth of attention given for particular news article. The popularity of online news depends on various factors such as the number of social media, the number of visitor comments, the number of Likes, etc. It is therefore necessary to build an automatic decision support system to predict the popularity of the news as it will help in business intelligence too. The work presented in this study aims to find the best model to predict the popularity of online news using machine learning methods. In this work, the result analysis is performed by applying Co-relation algorithm, particle swarm optimization and principal component analysis. For performance evaluation support vector machine, naïve bayes, k-nearest neighbor and neural network classifiers are used to classify the popular and unpopular data. From the experimental results, it is observed that support vector machine and naïve bayes outperforms better with co-relation algorithm as well as k-NN and neural network outperforms better with particle swarm optimization.


Author(s):  
Midde Venkateswarlu Naik ◽  
D. Vasumathi ◽  
A.P. Siva Kumar

Aims: The proposed research work is on an evolutionary enhanced method for sentiment or emotion classification on unstructured review text in the big data field. The sentiment analysis plays a vital role for current generation of people for extracting valid decision points about any aspect such as movie ratings, education institute or politics ratings, etc. The proposed hybrid approach combined the optimal feature selection using Particle Swarm Optimization (PSO) and sentiment classification through Support Vector Machine (SVM). The current approach performance is evaluated with statistical measures, such as precision, recall, sensitivity, specificity, and was compared with the existing approaches. The earlier authors have achieved an accuracy of sentiment classifier in the English text up to 94% as of now. In the proposed scheme, an average accuracy of sentiment classifier on distinguishing datasets outperformed as 99% by tuning various parameters of SVM, such as constant c value and kernel gamma value in association with PSO optimization technique. The proposed method utilized three datasets, such as airline sentiment data, weather, and global warming datasets, that are publically available. The current experiment produced results that are trained and tested based on 10- Fold Cross-Validations (FCV) and confusion matrix for predicting sentiment classifier accuracy. Background: The sentiment analysis plays a vital role for current generation people for extracting valid decisions about any aspect such as movie rating, education institute or even politics ratings, etc. Sentiment Analysis (SA) or opinion mining has become fascinated scientifically as a research domain for the present environment. The key area is sentiment classification on semi-structured or unstructured data in distinguish languages, which has become a major research aspect. User-Generated Content [UGC] from distinguishing sources has been hiked significantly with rapid growth in a web environment. The huge user-generated data over social media provides substantial value for discovering hidden knowledge or correlations, patterns, and trends or sentiment extraction about any specific entity. SA is a computational analysis to determine the actual opinion of an entity which is expressed in terms of text. SA is also called as computation of emotional polarity expressed over social media as natural text in miscellaneous languages. Usually, the automatic superlative sentiment classifier model depends on feature selection and classification algorithms. Methods: The proposed work used Support vector machine as classification technique and particle swarm optimization technique as feature selection purpose. In this methodology, we tune various permutations and combination parameters in order to obtain expected desired results with kernel and without kernel technique for sentiment classification on three datasets, including airline, global warming, weather sentiment datasets, that are freely hosted for research practices. Results: In the proposed scheme, The proposed method has outperformed with 99.2% of average accuracy to classify the sentiment on different datasets, among other machine learning techniques. The attained high accuracy in classifying sentiment or opinion about review text proves superior effectiveness over existing sentiment classifiers. The current experiment produced results that are trained and tested based on 10- Fold Cross-Validations (FCV) and confusion matrix for predicting sentiment classifier accuracy. Conclusion: The objective of the research issue sentiment classifier accuracy has been hiked with the help of Kernel-based Support Vector Machine (SVM) based on parameter optimization. The optimal feature selection to classify sentiment or opinion towards review documents has been determined with the help of a particle swarm optimization approach. The proposed method utilized three datasets to simulate the results, such as airline sentiment data, weather sentiment data, and global warming data that are freely available datasets.


Author(s):  
VLADIMIR NIKULIN ◽  
TIAN-HSIANG HUANG ◽  
GEOFFREY J. MCLACHLAN

The method presented in this paper is novel as a natural combination of two mutually dependent steps. Feature selection is a key element (first step) in our classification system, which was employed during the 2010 International RSCTC data mining (bioinformatics) Challenge. The second step may be implemented using any suitable classifier such as linear regression, support vector machine or neural networks. We conducted leave-one-out (LOO) experiments with several feature selection techniques and classifiers. Based on the LOO evaluations, we decided to use feature selection with the separation type Wilcoxon-based criterion for all final submissions. The method presented in this paper was tested successfully during the RSCTC data mining Challenge, where we achieved the top score in the Basic track.


2011 ◽  
Vol 2-3 ◽  
pp. 12-17
Author(s):  
Sheng Lin Mu ◽  
Kanya Tanaka

In this paper, we propose a novel scheme of IMC-PID control combined with a tribes type neural network (NN) for the position control of ultrasonic motor (USM). In this method, the NN controller is employed for tuning the parameter in IMC-PID control. The weights of NN are designed to be updated by the tribes-particle swarm optimization (PSO) algorithm. This method makes it possible to compensate for the characteristic changes and nonlinearity of USM. The parameter-free tribes-PSO requires no information about the USM beforehand; hence its application overcomes the problem of Jacobian estimation in the conventional back propagation (BP) method of NN. The effectiveness of the proposed method is confirmed by experiments.


2013 ◽  
Vol 295-298 ◽  
pp. 644-647 ◽  
Author(s):  
Yu Kai Yao ◽  
Hong Mei Cui ◽  
Ming Wei Len ◽  
Xiao Yun Chen

SVM (Support Vector Machine) is a powerful data mining algorithm, and is mainly used to finish classification or regression tasks. In this literature, SVM is used to conduct disease prediction. We focus on integrating with stratified sample and grid search technology to improve the classification accuracy of SVM, thus, we propose an improved algorithm named SGSVM: Stratified sample and Grid search based SVM. To testify the performance of SGSVM, heart-disease data from UCI are used in our experiment, and the results show SGSVM has obvious improvement in classification accuracy, and this is very valuable especially in disease prediction.


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