scholarly journals Fintech Frontiers in Quantum Computing, Fractals, and Blockchain Distributed Ledger: Paradigm Shifts and Open Innovation

Author(s):  
Narcisa Roxana Mosteanu ◽  
Alessio Faccia

Among the hot research topics, Fintech is leading the trend in terms of the newest technology applications. The relatively new emerging paradigms in various sciences, such as geometry (fractals), physics (quantum), and database systems (distributed ledger—blockchain), seem to potentially contribute to a greater shift in the framework of the finance industry, bringing also some concerns (cyber-threats). Consistent and extensive investigation of the reasonable potential impact of these new models (and their underlying technologies) is performed, and then tested through a SWOT analysis, as the main objective of this research. Threats and opportunities are always intrinsically driven by the introduction of technological advancements (revolutions). This research confirms that information availability and the increasing interconnection of crosswise applications of each discovery to the different fields of science is determining the rapid succession of revolutions identified by evident large shifts in economic paradigms. The growing computing capacity and the development of increasingly powerful predictive software are leading to a competitive, extremely dynamic, and challenging system. In this context, as shown by history, there is a high possibility of market concentration in which, however, only a few corporations—digital giants—can afford to develop these technologies, consolidating their dominance.

2017 ◽  
Vol 26 (5) ◽  
pp. 481-489 ◽  
Author(s):  
Roger Maull ◽  
Phil Godsiff ◽  
Catherine Mulligan ◽  
Alan Brown ◽  
Beth Kewell

2016 ◽  
Vol 24 (4) ◽  
pp. 231-242
Author(s):  
Marek Trella ◽  
Maciej Mickiewicz

Abstract The aim of this paper is to present the recreational fisheries on the Vistula Lagoon and their potential impact on the development of regional tourism. Questionnaires were used to collect information during investigations conducted in the 2012-2015 period. Additional information on the topic of angling tourism was obtained by conducting interviews with recreational fishers and with the owners of angling shops. The numbers of angling permits issued was also analyzed. This analysis indicated growing interest in recreational fisheries in the Vistula Lagoon, where anglers caught primarily perch, Perca fluviatilis L., and pikeperch, Sander lucioperca (L). The recreational fishers surveyed resided mainly in areas near the Vistula Lagoon. The mean distance between their homes and the fishing grounds was 30.5 km (min-max: 0.1-757 km). SWOT analysis indicated that recreational fisheries in the Vistula Lagoon could be a stimulatory factor for the development of tourism in the region.


Pomorstvo ◽  
2020 ◽  
Vol 34 (1) ◽  
pp. 166-177
Author(s):  
Mario Pečarić ◽  
Ivan Peronja ◽  
Mislav Mostarac

The aim of this paper is to find alternative method of executing reimbursement loan, as a form of documentary loan, that is, to investigate new digital technology methods (fintech) to improve the efficiency of the international exchange. Reimbursement loans are often used to credit the trade of overseas goods. The reason of such case is that the shipment of goods by the maritime transport requires a significant amount of time and those trades are often associated with high financial amounts. Since international trade (exchange) is a kind of a generator of society’s progress, it is necessary to explore the possibilities for making international payment cheaper, more efficient and more secure. In this case, we based our research on the implementation of modern technologies, more precisely “blockchain”/DLT (Distributed Ledger Technology) and “smart contracts”. The new reimbursement loan model presented in the paper is based on the aforementioned technologies. It could potentially change not only the documentary lending techniques, but also, eventually, overall financial paradigm. The effectiveness of the application of modern technologies is proven comparing the results of the so called conventional and unconventional reimbursement credit model on a real case involving two companies in Indonesia and Singapore. The paper also tackles on the further implementation of “smart contract” technology and “blockchain”/DLT, thus considering the potential impact of these technologies on overseas trade, credit markets and financial institutions. Finally, the paper argues on the limitations in implementing this new technique (e.g. legal, political and technical challenges).


Author(s):  
Wisnu Uriawan ◽  

Blockchain Technology become phenomenal issue in the world, emerging with bitcoin and IoT. It had been implemented in many areas in human activity. Advantages of blockchain technology is distributed ledger where resources distributed to all member in network. Loans or credit as part of human activity in their life. When we need cash for a major expense, it might be tempting to borrow from a payday lender or max out a credit card or similar, but you have other options that will not harm your credit or put you in a cycle of debt, even if your credit record is not all that great. Collateral loans could be a way to borrow the money as you need. One of which is the lending platform. Blockchain technology has been implemented in many lending platforms, but there are still any weaknesses that can be refined and optimized. Tool of analysis is SWOT, describes of four analysis, as follow: Strength, Weakness, Opportunity and Threats. This paper purpose to analyzed lending platform measured by look for the weaknesses variable and how to optimize that system performance that can improve for helping people in lending process. In addition, the result of this analysis can use for enhancement recommendation the system based on the weaknesses are found and opportunity for make a lending platform robust


2018 ◽  
Vol 16 (1) ◽  
pp. 52-59 ◽  
Author(s):  
Henk de Vries ◽  
Kai Jakobs ◽  
Tineke M. Egyedi ◽  
Manabu Eto ◽  
Stephan Fertig ◽  
...  

Standardization research is a fairly new and is a still-evolving field of research, with possibly major practical ramifications. This article presents a summary of the authors' subjective views of the most pressing research topics in the field. These include, among others, standards (e.g. incorporation of ethical issues), the potential impact of standards, the corporate management of standardization and legal issues like Intellectual Property Rights (IPR). In addition, gaps have been identified with a respect to a basic understanding of standardization, suggesting a need for better education in the field.


2019 ◽  
Vol 26 (8) ◽  
pp. 1534-1552 ◽  
Author(s):  
Maxwell Fordjour Antwi-Afari ◽  
Heng Li ◽  
Johnny Kwok-Wai Wong ◽  
Olugbenga Timo Oladinrin ◽  
Janet Xin Ge ◽  
...  

Purpose Sensing- and warning-based technologies are widely used in the construction industry for occupational health and safety (OHS) monitoring and management. A comprehensive understanding of the different types and specific research topics related to the application of sensing- and warning-based technologies is essential to improve OHS in the construction industry. The purpose of this paper is to examine the current trends, different types and research topics related to the applications of sensing- and warning-based technology for improving OHS through the analysis of articles published between 1996 and 2017 (years inclusive). Design/methodology/approach A standardized three-step screening and data extraction method was used. A total of 87 articles met the inclusion criteria. Findings The annual publication trends and relative contributions of individual journals were discussed. Additionally, this review discusses the current trends of different types of sensing- and warning-based technology applications for improving OHS in the industry, six relevant research topics, four major research gaps and future research directions. Originality/value Overall, this review may serve as a spur for researchers and practitioners to extend sensing- and warning-based technology applications to improve OHS in the construction industry.


2019 ◽  
Vol 31 (4) ◽  
pp. 53-64
Author(s):  
Réka Szilárdi ◽  
Márton Tõke

In this paper, we argue for the applicability of current transdisciplinary tendencies in social sciences and the humanities in the case of research topics in which two or more fields are involved. In the past decades, many texts have been produced that discuss the pursuit of scientific activities and scientific production while also highlighting the terminological and historical aspects related to these. Often, polemics emerge on whether the distinctive/distinguished terms truly denote different phenomena, or they are merely empty expressions in vogue now in scientific discourse. This latter approach is most often notable in the case of inter-, cross-, and transdisciplinarity. An observer of these processes has to suffer from the multiplicity of interpretive frameworks behind these views, even though the given definitions, paradigm shifts, and processes seem quite obvious. In order to clarify the state of the field, we review historical approaches to disciplinarity, its modern and post-modern characteristics, while subsequently enumerating the necessary steps of transdisciplinary scientific production. The paper concludes with a case study of a research project, which exemplifies the distinct features of transdisciplinary research.


2021 ◽  
pp. 56-70
Author(s):  
Mustafa Omar Mohammed ◽  
Mohamed Cherif El Amri ◽  
Ayman Bakr

Author(s):  
Laura Cabrera

Human implants are among the technology applications that deserve to be carefully assessed as they have the potential to help us treating many devastating human conditions, but also to assist us reaching a stage beyond current human capacities and abilities. Such a development would introduce many challenges for society, governments, and the individual. Human implants can blur the line that lies between what is acknowledged as therapy and enhancement. The lack of a clear distinction between therapy and enhancement will confront governments with new regulatory challenges in public health and funding technology research. This brings to the fore issues of justice, such as how to close instead of widen the ’technology-divide’ and how to define priorities for funding, distributing, and using human implants. Given the potential impact that new and improved human implants can have for the individual and for society, a better understanding on the direction and reasons for developing such applications is needed to handle them in a wiser way. One way of assisting such a development is by rethinking our priorities when using technology for human enhancement applications.


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