scholarly journals Synthetic Minority Oversampling and Smote Regularised Deep Autoencoders Neural Network Techniques for Fraud Prediction in Financial Payment Services

Frauds in Financial Payment Services are the most prevalent form of cybercrime. The increased growth in e-commerce and mobile payments in recent years is behind the rising incidence of fraud in financial payment services. According to "McKinsey, fraud losses throughout the world could be close to $44 billion by 2025." Every year, fraudulent card transactions causes billions of US Dollar of loss. To reduce these losses, designing effective fraud detection algorithms is essential, which depend on sophisticated machine learning methods to help investigators in fraud. For banks and financial institutions, therefore, fraud detection systems have gained excellent significance. Though the fake transactions are very low when compared to genuine transaction, care must be taken to predict it so that the financial institutions can maintain the customer integrity. As fraud is unlikely to occur compared to normal operations, we have the class imbalance problem. We applied Synthetic Minority Oversampling TEchnique (SMOTE) and the Ensemble of sampling methods(Balanced Random Forest Classifier, Balanced Bagging Classifier, Easy Ensemble Classifier, RUS Boost) to Ensemble machine learning algorithms Performance assessment using sensitivity, specificity, precision, ROC area. The purpose of this article is to analyze different predictive models to see how precise they are to detect whether a transaction is a standard payment or a fraud. Instead of misclassifying a real transaction as fraud, this model seeks to improve detection of fraud. We noted that the technique of Ensemble learning using Maximum voting detects the fraud better than other classifiers. Decision Tree Classifier, Logistic Regression, Balanced Bagging classifier is combined and the proposed algorithm is OptimizedEnsembleFD Algorithm. The sample size is increased and deep learning is applied .It is found that the proposed system Smote Regularised Deep Autoencoders (SRD Autoencoders) neural network performs better with good recall and accuracy for this large dataset.

2021 ◽  
Vol 2021 ◽  
pp. 1-12
Author(s):  
Utkarsh Saxena ◽  
Soumen Moulik ◽  
Soumya Ranjan Nayak ◽  
Thomas Hanne ◽  
Diptendu Sinha Roy

We attempt to predict the accidental fall of human beings due to sudden abnormal changes in their health parameters such as blood pressure, heart rate, and sugar level. In medical terminology, this problem is known as Syncope. The primary motivation is to prevent such falls by predicting abnormal changes in these health parameters that might trigger a sudden fall. We apply various machine learning algorithms such as logistic regression, a decision tree classifier, a random forest classifier, K-Nearest Neighbours (KNN), a support vector machine, and a naive Bayes classifier on a relevant dataset and verify our results with the cross-validation method. We observe that the KNN algorithm provides the best accuracy in predicting such a fall. However, the accuracy results of some other algorithms are also very close. Thus, we move one step further and propose an ensemble model, Majority Voting, which aggregates the prediction results of multiple machine learning algorithms and finally indicates the probability of a fall that corresponds to a particular human being. The proposed ensemble algorithm yields 87.42% accuracy, which is greater than the accuracy provided by the KNN algorithm.


Author(s):  
Komal Bhaskar Thube

A programming language is a computer language developers use to develop software programs, scripts, or other sets of instruction for computers to execute. It is difficult to determine which programming language is widely used. In our work, I have analyzed and compared the classification results of various machine learning models and find out which programming language is widely used by developers. I have used Support Vector Machine (SVM), K neighbor classifier (KNN),Decision Tree Classifier(CART) for our comparative study. My task is to analyze different data and to classify them for the efficiency of each algorithm in terms of accuracy, precision, recall, and F1 Score. My best accuracy was 94.29% percent which was found using SVM. These techniques are coded in python and executed in Jupyter NoteBook, the Scientific Python Development Environment. Our experiments have shown that SVM is the best for predictive analysis and from our study that SVM is the well-suited algorithm for the prediction of the most widely used programming language.


2020 ◽  
Vol 9 (1) ◽  
pp. 1894-1899 ◽  

The number of internet users has increased exponentially over the years and so have increased intrusive activities significantly. To detect an intrusion attack in a system connected over a network is one of the most challenging tasks in today’s world. A significant number of techniques have been developed which are based on machine learning approaches to detect these intrusion attacks. Even though these techniques are good, they are not good enough to detect all kinds of attacks. In this paper, the analysis of different machine learning algorithm will be performed on the NSL-KDD dataset with pre-processing steps like One-hot encoding, feature selection and random sampling to use in different machine learning models to find the best performing model to detect these attacks. The attacks are from the datasets are classified into four types of attacks: Probe, DoS, U2R, R2L while the non- attack is the Normal. The dataset is in two parts: KDD-Train and KDD-Test. The dataset is trained and tested to find accuracy and understand the performance of different machine learning algorithms and compare them. The Machine Learning algorithms used are Naive Bayes Classifier, Decision Tree Classifier, Random Forest Classifier, KNeighbours Classifier, Logistic Regression, SVM Classifier, Voting Classifier. These techniques are compared according to their capability to detect the attacks. This comparison will help to find the algorithm which would work the best to detect different kinds of intrusion attacks.


Author(s):  
Angela More

Abstract: Data analytics play vital roles in diagnosis and treatment in the health care sector. To enable practitioner decisionmaking, huge volumes of data should be processed with machine learning techniques to produce tools for prediction and classification Breast Cancer reports 1 million cases per year. We have proposed a prediction model, which is specifically designed for prediction of Breast Cancer using Machine learning algorithms Decision tree classifier, Naïve Bayes, SVM and KNearest Neighbour algorithms. The model predicts the type of tumour, the tumour can be benign (noncancerous) or malignant (cancerous) . The model uses supervised learning which is a machine learning concept where we provide dependent and independent columns to machine. It uses classification technique which predicts the type of tumour. Keywords: Cancer, Machine learning, Prediction, Data Visualization, SVM, Naïve Bayes, Classification.


Author(s):  
Sheikh Shehzad Ahmed

The Internet is used practically everywhere in today's digital environment. With the increased use of the Internet comes an increase in the number of threats. DDoS attacks are one of the most popular types of cyber-attacks nowadays. With the fast advancement of technology, the harm caused by DDoS attacks has grown increasingly severe. Because DDoS attacks may readily modify the ports/protocols utilized or how they function, the basic features of these attacks must be examined. Machine learning approaches have also been used extensively in intrusion detection research. Still, it is unclear what features are applicable and which approach would be better suited for detection. With this in mind, the research presents a machine learning-based DDoS attack detection approach. To train the attack detection model, we employ four Machine Learning algorithms: Decision Tree classifier (ID3), k-Nearest Neighbors (k-NN), Logistic Regression, and Random Forest classifier. The results of our experiments show that the Random Forest classifier is more accurate in recognizing attacks.


Activity recognition in humans is one of the active challenges that finds its application in numerous fields such as, medical health care, military, manufacturing, assistive techniques and gaming. Due to the advancements in technologies the usage of smartphones in human lives become inevitable. The sensors in the smartphones help us to measure the essential vital parameters. These measured parameters enable us to monitor the activities of humans, which we call as human activity recognition. In this paper, we have proposed an automatic human activity recognition system that independently recognizes the actions of the humans. Four deep learning approaches and thirteen different machine learning classifiers such as Multilayer Perceptron, Random Forest, Support Vector Machine, Decision Tree Classifier, AdaBoost Classifier, Gradient Boosting Classifier and others are applied to identify the efficient classifier for human activity recognition. Our proposed system is able to recognize the activities such as Laying, Sitting, Standing, Walking, Walking downstairs and Walking upstairs. Benchmark dataset has been used to evaluate all the classifiers implemented. We have investigated all these classifiers to identify a best suitable classifier for this dataset. The results obtained show that, the Multilayer Perceptron has obtained 98.46% of overall accuracy in detecting the activities. The second-best performance was observed when the classifiers are combined together.


Author(s):  
Y. Dileep Sean ◽  
D.D. Smith ◽  
V.S.P. Bitra ◽  
Vimala Bera ◽  
Sk. Nafeez Umar

Automated defect detection of fruits using computer vision and machine learning concepts has ‎become a significant area of research. In ‎this work, working prototype hardware model of conveyor with PC is designed, constructed and implemented to analyze the fruit quality. The prototype consists of low-cost microcontrollers, USB camera and MATLAB user interface. The automated classification model rejects or accepts the fruit based on the quality i.e., good (ripe, unripe) and bad. For the classification of fruit quality, machine learning algorithms such as Support Vector Machine, KNN, Random Forest classifier, Decision Tree classifier and ANN are used. The dataset used in this work consists of the following fruit varieties i.e., apple, orange, tomato, guava, lemon, and pomegranate. We trained, tested and ‎compared the performance of these five machine learning approaches and found out that the ANN based fruit detection performs better. The overall accuracy obtained by the ANN model for the dataset is 95.6%. In addition, the response time of the system is 50 seconds per fruit which is very low. Therefore, it will be very suitable and useful for small-scale industries and farmers to grow up their business.


Author(s):  
Pankaj Bhowmik ◽  
◽  
Pulak Chandra Bhowmik ◽  
U. A. Md. Ehsan Ali ◽  
Md. Sohrawordi

A sizeable number of women face difficulties during pregnancy, which eventually can lead the fetus towards serious health problems. However, early detection of these risks can save both the invaluable life of infants and mothers. Cardiotocography (CTG) data provides sophisticated information by monitoring the heart rate signal of the fetus, is used to predict the potential risks of fetal wellbeing and for making clinical conclusions. This paper proposed to analyze the antepartum CTG data (available on UCI Machine Learning Repository) and develop an efficient tree-based ensemble learning (EL) classifier model to predict fetal health status. In this study, EL considers the Stacking approach, and a concise overview of this approach is discussed and developed accordingly. The study also endeavors to apply distinct machine learning algorithmic techniques on the CTG dataset and determine their performances. The Stacking EL technique, in this paper, involves four tree-based machine learning algorithms, namely, Random Forest classifier, Decision Tree classifier, Extra Trees classifier, and Deep Forest classifier as base learners. The CTG dataset contains 21 features, but only 10 most important features are selected from the dataset with the Chi-square method for this experiment, and then the features are normalized with Min-Max scaling. Following that, Grid Search is applied for tuning the hyperparameters of the base algorithms. Subsequently, 10-folds cross validation is performed to select the meta learner of the EL classifier model. However, a comparative model assessment is made between the individual base learning algorithms and the EL classifier model; and the finding depicts EL classifiers’ superiority in fetal health risks prediction with securing the accuracy of about 96.05%. Eventually, this study concludes that the Stacking EL approach can be a substantial paradigm in machine learning studies to improve models’ accuracy and reduce the error rate.


2021 ◽  
Author(s):  
Bhargavi Gururajan ◽  
Arun nehru Jawaharlal

Abstract Landslide is a chronic problem that causes severe geographical hazard due to development activities and exploitation of the hilly region and it occurs due to heavy and prolongs rain flow in the mountainous area. Initially, a total of 726 locations were identified at devikulam taluk, Idukki district (India). These landslide potential points utilised to construct a spatial database. Then, the geo spatial database is then split randomly into 70% for training the models and 30% for the model validation. This work considers Seven landslide triggering factors for landslide susceptibility mapping. The susceptibility maps were verified using various evaluation metrics. The metrics are sensitivity, specificity, accuracy, precision, Recall, Matthews correlation efficient (MCE), Area Under the Curve (AUC), Kappa statistics, Mean Absolute Error (MAE), Mean Square Error (MSE).The proposed work with 5 advanced machine learning approaches assess the landslide vulnerability.It includes Logistic Regression (LR), K Nearest Neighbor (KNN), Decision tree classifier, Linear Discriminant Analysis (LDA) and Gaussian Naïve Bayes modelling and comparing their performance for the spatial forecast of landslide possibilities in the Devikulam taluk. In experimental results, Decision tree classifier performs the most reliable performance with an overall accuracy rate of 99.21%.


2020 ◽  
pp. 1-12
Author(s):  
Cao Yanli

The research on the risk pricing of Internet finance online loans not only enriches the theory and methods of online loan pricing, but also helps to improve the level of online loan risk pricing. In order to improve the efficiency of Internet financial supervision, this article builds an Internet financial supervision system based on machine learning algorithms and improved neural network algorithms. Moreover, on the basis of factor analysis and discretization of loan data, this paper selects the relatively mature Logistic regression model to evaluate the credit risk of the borrower and considers the comprehensive management of credit risk and the matching with income. In addition, according to the relevant provisions of the New Basel Agreement on expected losses and economic capital, starting from the relevant factors, this article combines the credit risk assessment results to obtain relevant factors through regional research and conduct empirical analysis. The research results show that the model constructed in this paper has certain reliability.


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