Factors Affecting Financial Behaviors:

This research is a quantitative study that aims to determine the effect of financial literacy, financial technology, income, and locus of control on financial behavior. The population in this study were Lecturers at the Universitas Pembangunan Nasional Veteran Jakarta. The sample size was taken as many as 80 respondents, with methods through nonprobability sampling, purposive sampling. Data collection was carried out through questionnaires. The analysis technique used is the PLS (Partial Least Square) analysis method with SmartPLS 3.0 software. The results of this study indicate that (1) financial literacy has a significant positive effect on financial behavior. (2) financial technology has no influence and is not significant in financial behavior. (3) income has a significant positive effect on financial behavior. (4) locus of control does not influence financial behavior.

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ANALYSIS OF THE EFFECT OF FINANCIAL LITERATION, FINANCIAL TECHNOLOGY, INCOME, AND LOCUS OF CONTROL ON LECTURER FINANCIAL BEHAVIOR

AFEBI Management and Business Review ◽

10.47312/ambr.v5i01.293 ◽

2020 ◽

Vol 5 (01) ◽

pp. 37

Author(s):

Wahyudi Wahyudi ◽

Brigitta Azalea Pulo Tukan ◽

Dahlia Pinem

Keyword(s):

Locus Of Control ◽

Financial Literacy ◽

Partial Least Square ◽

Least Square ◽

Financial Behavior ◽

Significant Positive Effect ◽

Partial Least Square Analysis ◽

Analysis Technique ◽

Positive Effect ◽

Financial Technology

This research is a quantitative study that aims to determine the effect of financial literacy, financial technology, income, and locus of control on financial behavior. The population in this study were Lecturers at the Universitas Pembangunan Nasional Veteran Jakarta. The sample size was taken as many as 80 respondents, with methods through nonprobability sampling, purposive sampling. Data collection was carried out through questionnaires. The analysis technique used is the PLS (Partial Least Square) analysis method with SmartPLS 3.0 software. The results of this study indicate that (1) financial literacy has a significant positive effect on financial behavior. (2) financial technology has no influence and is not significant in financial behavior. (3) income has a significant positive effect on financial behavior. (4) locus of control does not influence financial behavior.

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A DETERMINANTS OF FINANCIAL BEHAVIOR ON ACCOUNTING STUDENT

International Journal of Education, Psychology and Counseling ◽

10.35631/ijepc.537004 ◽

2020 ◽

Vol 5 (37) ◽

pp. 44-55

Author(s):

Wirawan ED Radianto ◽

Tommy C. Effrata ◽

Liliana Dewi

Keyword(s):

Locus Of Control ◽

Financial Literacy ◽

Self Efficacy ◽

Positive Impact ◽

Mental Accounting ◽

Financial Knowledge ◽

Financial Behavior ◽

Financial Decisions ◽

The Impact ◽

Accounting Student

This study examines the impact of financial literacy, financial knowledge, locus of control, financial attitude, financial self-efficacy, and mental accounting on financial behavior. The study sample is an accounting student. There are 159 questionnaires that can be processed in total out of 250 distributed to the accounting selected at random. Hypothesis testing was conducted using multiple regression analysis. The result of the study shows that locus of control, financial attitude, financial self-efficacy, and mental accounting has a positive impact on financial behavior. However, this study found that financial literacy and financial knowledge do not affect financial behavior. This study also found that mental accounting has the most influence on financial behavior. This research contributes that mental accounting enables students to manage finances and make financial decisions.

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Perilaku Keuangan Pada Pelaku UMKM Kelurahan Cinere Depok

Jurnal Ilmiah Manajemen Kesatuan ◽

10.37641/jimkes.v8i3.356 ◽

2020 ◽

Vol 8 (3) ◽

pp. 225-238

Author(s):

Yosua Triawan Harahap ◽

Alfida Aziz ◽

Dewi Cahyani

Keyword(s):

Data Analysis ◽

Locus Of Control ◽

Financial Literacy ◽

Population Data ◽

Partial Least Square ◽

Least Square ◽

Financial Behavior ◽

Sample Collection ◽

Financial Attitudes ◽

Saturated Sample

This research is a quantitative study aimed at knowing the financial literacy, financial attitude, and locus aof control to the financial behavior of SMES in Cinere village. This research uses the SME actors in Cinere village as a population of 30 MSMES. The sample collection is done using a saturated sample means all populations as a sample, so selected 30 respondents from a registered population. Data collected by spreading questionnaires. Data analysis testing is a validity test and reusability test as well as hypothesized analysis in this study using the analysis of PLS (Partial Least Square) with the program smartPLS version 3.0 and a signification rate of 5% (0.05). The results of this study indicated that (1) Financial literacy has no significant effect on financial behavior, (2) Financial attitudes have significant effect on financial behavior, (3) Locus of control significant effect on financial behavior. Keywords: financial literacy, financial attitude, Locus of Control, Financial behavior

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The Role of Financial Literacy as One of the Influences of Financial Behavior

Jurnal Manajemen ◽

10.24912/jm.v25i3.758 ◽

2021 ◽

Vol 25 (3) ◽

pp. 415

Author(s):

Aprih Santoso, Eka Puspita Sari

Keyword(s):

Locus Of Control ◽

Financial Literacy ◽

Secondary Data ◽

Partial Least Square ◽

Least Square ◽

Financial Behavior ◽

Primary Data ◽

Study Program ◽

Financial Attitudes ◽

The Impact

This study aims to examine the impact of financial literacy and financial attitudes on financial behavior with locus of control as a mediation. This study uses primary data and secondary data and uses purposive sampling method in taking the sample, as many as 89 Postgraduate Students of the Management Study Program, University of Semarang. Data analysis using PLS (Partial Least Square). This study resulted: financial literacy and financial attitudes have a positive and significant impact on financial behavior and locus of control is proven as a mediating variable between the influence of financial literacy and financial attitudes on financial behavior.

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Financial Literacy: Pengetahuan, Kepercayaan Diri dan Perilaku Keuangan Mahasiswa Akuntansi

Owner ◽

10.33395/owner.v3i2.147 ◽

2019 ◽

Vol 3 (2) ◽

pp. 117

Author(s):

Gilang Puspita ◽

Isnalita Isnalita

Keyword(s):

Financial Literacy ◽

Structural Equation ◽

Partial Least Square ◽

Least Square ◽

Financial Knowledge ◽

Financial Behavior ◽

Primary Data ◽

Equation Modeling ◽

Self Confidence ◽

Relationship Of

The aims of this research is to examine the effect of financial knowledge and self confidence on financial behavior, the effect of self confidence on financial behavior, and the role of mediating self confidence on the relationship of financial knowledge to financial behavior. This research processed primary data using a questionnaire distributed to the student of Airlangga University. The research sample was selected using the Slovin formula at the level of confidence 5%. The sample analyzed were 328 questionnaire. The analytical tool used is Structural Equation Modeling with the Partial Least Square approach. The results showed that financial knowledge had an effect on self-confidence, self-confidence had an effect on financial behavior, self-confidence mediated the effect of financial knowledge on financial behavior. In addition, financial knowledge does not affect financial behavior.

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Exploring the Relationship Between Locus of Control and Financial Behavior of Accounting Student from The Social Construction Theory Approach

Academic Journal of Interdisciplinary Studies ◽

10.36941/ajis-2021-0043 ◽

2021 ◽

Vol 10 (2) ◽

pp. 118

Author(s):

Wirawan ED Radianto ◽

Baswara Yua Kristama ◽

Ika Raharja Salim

Keyword(s):

Locus Of Control ◽

Social Construction ◽

Self Efficacy ◽

Partial Least Square ◽

Least Square ◽

Financial Behavior ◽

Survey Method ◽

Theory Approach ◽

Study Program ◽

Social Construction Theory

This research examines the effect of locus control on financial literacy, including financial attitude, financial behavior, and financial self-efficacy. This study used a survey method by sending a questionnaire to the respondent through an enumerator. This study uses a sample, namely students of the accounting study program in Surabaya, Indonesia. A total of 159 questionnaires were processed from distributing 250 questionnaires randomly. This study uses the Partial Least Square data analysis. The result shows that locus of control affects financial attitude, financial behavior, and financial self-efficacy. Financial behavior increases when the respondents show excellent financial knowledge behavior and believe that they can manage for their finances. This investigation confirms that locus of control affects financial behavior. Meaning the role of locus of control is very important to increase financial behavior. This study also found that locus of control can contribute to the theory of social construction. Moreover, social construction theory can predict how individuals act to improve their financial behavior. Received: 15 October 2020 / Accepted: 19 December 2020/ Published: 5 March 2021

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Locus Of Control Sebagai Varibel Moderasi Hubungan Kompleksitas Tugas Dan Kinerja Auiditor

Jurnal Keuangan dan Bisnis ◽

10.32524/jkb.v16i2.402 ◽

2018 ◽

Vol 16 (2) ◽

pp. 113

Author(s):

Sri Hastuti ◽

Siti Sundari

Keyword(s):

Locus Of Control ◽

Big Five ◽

Partial Least Square ◽

Least Square

Research Objectives to prove the influence of the complexity of the tasks faced by the Auditor on performance in carrying out duties as an Auditor. The complexity of tasks related to various problems in the company requires locus of control from internal and external to maintain independence and competence.The first auditor performance case occurred in 2002 with the disclosure of the Enron case involving the KAP in the big five, Athur Anderson. In 2008 the Telkom case affected the closure of KAP Edy Priyanto, and there were still many other cases which were violations of the accountant's code of ethics.This research is in the form of quantitative, with proof of the complexity of the task and locus of control on the performance of the auditor. Sample 46 Junior auditors from several KAPs in Surabaya, using the Partial Least Square test, the result that the complexity of the task affects the performance of the Auditor and the interaction of the complexity of the task with locus of control does not affect the performance of the Auditor.

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THE INFLUENCE OF INFORMATION ON TRADING BEHAVIOR WITH PERSONALITY TRAITS AS MODERATION VARIABLE FOR STOCK TRADERS

International Journal of Financial and Investment Studies (IJFIS) ◽

10.9744/ijfis.2.1.34-41 ◽

2021 ◽

Vol 2 (1) ◽

pp. 34-41

Author(s):

Ronaldo Susanto ◽

Mariana Ing Malelak

Keyword(s):

Data Analysis ◽

Personality Traits ◽

Partial Least Square ◽

Least Square ◽

Trading Behavior ◽

Key Factors ◽

Factors Affecting ◽

The Past ◽

Technological Developments ◽

Stock Traders

The development of investment in Indonesia has increased rapidly over the past few years. One of the key factors affecting stock traders' trading behavior is information. Information that was previously difficult to obtain by investors became easily obtained due to technological developments. In addition to information, the characteristics of traders also influence their trading behavior. The population used in this study is the entire citizen of Surabaya, and the sample of this study is stock traders who have a minimum of 1-year trading experience. Data analysis is done by using Partial Least Square with Smart PLS 3.0. The result of this study is that information has a significant effect on trading behavior, while neuroticism, extraversion, openness, agreeableness, and conscientiousness do not moderate the effect of information on trading behavior significantly.

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ANALISIS DETERMINASI KEANDALAN DAN TIMELINESS PELAPORAN KEUANGAN

Journal of Auditing Finance and Forensic Accounting ◽

10.21107/jaffa.v4i2.2919 ◽

2016 ◽

Vol 4 (2) ◽

pp. 145

Author(s):

Nur Laila Yuliani ◽

Barkah Susanto ◽

Farida Farida

Keyword(s):

Information Technology ◽

Organizational Commitment ◽

Human Resources ◽

Financial Reporting ◽

Internal Control ◽

Partial Least Square ◽

Least Square ◽

Factors Affecting ◽

Supporting System ◽

Positive Effects

This study is aimed at examining factors affecting the reliability and timeliness of financial reporting. These factors include human resources, utilization of information technology, internal control of accounting, organizational commitment and supporting system. The main ground of this study is an empirical study on the factors that affect the reliability and timeliness of financial reporting which have been varied in the results and increasingly important and strong public demands for accountability. The sample of this study consists of 83 employees in BLUDs around Kedu residency. The analysis of the data are measured through Partial Least Square (WarpPLS). This study provides an evidence that human resources, internal control of accounting, organizational commitment and supporting system have positive effects on the reliability of financial reporting. On the other hand, the utilization of information technology does not positively effect the reliability of financial reporting. Meanwhile, the utilization of information technology, internal control of accounting, and organizational commitment positively affects timeliness of financial reporting, while the human resources, and supporting system do no have positive effect on the timeliness of financial reporting.

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