scholarly journals Was wissen Studierende über Finanzen? Eine empirische Untersuchung über Financial Literacy von Hochschulstudierenden

2018 ◽  
Vol 87 (3) ◽  
pp. 181-194 ◽  
Author(s):  
Katharina Riebe

Zusammenfassung: Die Fähigkeit und das Wissen, Finanzplanungen vorzunehmen und eigene Finanzen zu managen, sogenannte Finance Literacy, haben enorm an Bedeutung zur gesellschaftlichen Teilhabe gewonnen. In diesem Beitrag wird eine empirische Evaluation der Finance Literacy von Studierenden durchgeführt. Der Fragebogen entstand in Anlehnung an die OECD und Lusardi und Mitchell (2014). Die Stichprobe umfasst Studierende mit und ohne Finanzwissen in natur-, sozial- und wirtschaftswissenschaftlichen Studiengängen. Die Ergebnisse zeigen einen geringen Wissensstand zu Financial Literacy von Studierenden, der im internationalen Vergleich knapp unter dem Durchschnitt liegt. Männer zeigen einen rund dreimal höheren Wissensstand als Frauen auf. Einflussfaktoren wie Ausbildung und eine gute Mathe-Note im Abitur haben einen positiven Einfluss auf Financial Literacy. Studierende aus wirtschaftswissenschaftlichen Fachrichtungen weisen keine Erhöhung der Kompetenz in Financial Literacy auf. Summary: The ability and knowledge to make financial plans and manage one's own finances, so-called finance literacy, have gained enormously in importance for social participation. This paper conducts an empirical evaluation of finance literacy of students. The evaluation is based on the instruments developed by the OECD and Lusardi and Mitchell (2014). The data sample includes students with and without financial literacy in natural sciences, social sciences and economics. The results show a low level of knowledge, which is slightly below the international average, on financial literacy among students. Men show around three times higher levels of knowledge relative to women. Factors such as job training or a good grade in high school math have a significantly positive effect on financial literacy. Students in economics do not have a higher competence in financial literacy.

Author(s):  
Arianne F. Conty

Though responses to the Anthropocene have largely come from the natural and social sciences, religious responses to the Anthropocene have also been gaining momentum and many scholars have been calling for a religious response to complement scientific responses to climate change. Yet because Genesis 1:28 does indeed tell human beings to ‘subdue the earth’ monotheistic religions have often been understood as complicit in the human exceptionalism that is thought to have created the conditions for the Anthropocene. In distinction to such Biblical traditions, indigenous animistic cultures have typically respected all forms of life as ‘persons’ and such traditions have thus become a source of inspiration for ecological movements. After discussing contemporary Christian efforts to integrate the natural sciences and the environment into their responses to the Anthropocene, this article will turn to animism and seek to evaluate the risks and benefits that could ensue from a postmodern form of animism that could provide a necessary postsecular response to the Anthropocene.


2000 ◽  
Vol 41 (2) ◽  
pp. 47-54 ◽  
Author(s):  
H.H. Hahn

Traditionally in Germany environmental engineering education took place within the context of a civil engineering programme. There were reasons for this: the beginning of much of what we understand today to be environmental works fell within the parameters of city engineering. There were and are advantages mostly in view of the necessary planning, construction and operation of environmental infrastructure. There are also disadvantages which become more and more pronounced as the field of environmental protection expands: the civil engineer frequently lacks basic training in disciplines such as biology and chemistry and carries a large and sometimes burdensome knowledge of other less relevant subjects. Thus, educators begin to look for alternatives. This paper deals with an alternative that was developed some ten years ago and therefore has proven viable and successful: at the University of Karlsruhe students may choose to major in environmental engineering within the context or on the basis of an economics and business administration curriculum. The basic question here is as to what extent the student masters the field of environmental engineering if he or she has predominantly a solid background in social sciences and very little in natural sciences. The paper will describe the curriculum in structure and intensity and evaluate the accumulated knowledge and suitability of these students in terms of actual environmental problems. This will be done in terms of examination performance parallel and/or relative to traditionally trained civil environmental engineers as well as in terms of topics successfully treated in Masters' theses. In conclusion, it is argued that such combination of curricula should not be confined to economic sciences and environmental engineering but also be planned for legal sciences and environmental engineering.


Dreyfus argues that there is a basic methodological difference between the natural sciences and the social sciences, a difference that derives from the different goals and practices of each. He goes on to argue that being a realist about natural entities is compatible with pluralism or, as he calls it, “plural realism.” If intelligibility is always grounded in our practices, Dreyfus points out, then there is no point of view from which one can ask about or provide an answer to the one true nature of ultimate reality. But that is consistent with believing that the natural sciences can still reveal the way the world is independent of our theories and practices.


2020 ◽  
Vol 2019 ◽  
pp. xxix-xxx

This bibliography records publications on Africa of interest to students of Africa, principally in the social and environmental sciences, development studies, humanities and arts. Some items from the medical, biological and natural sciences are included. The criterion used is potential relevance to a reader from a social sciences/arts background. The whole continent and associated islands are covered, with selective coverage of the diaspora. This volume aims to cover material published in 2019 together with items from earlier years not previously listed. The editor is always very glad to hear of any items omitted so that they may be included in future volumes. He would be particularly pleased to receive notification of new periodicals, print or online. African government publications and works of creative literature are not normally listed.


Author(s):  
Bibi van den Berg ◽  
Ruth Prins ◽  
Sanneke Kuipers

Security and safety are key topics of concern in the globalized and interconnected world. While the terms “safety” and “security” are often used interchangeably in everyday life, in academia, security is mostly studied in the social sciences, while safety is predominantly studied in the natural sciences, engineering, and medicine. However, developments and incidents that negatively affect society increasingly contain both safety and security aspects. Therefore, an integrated perspective on security and safety is beneficial. Such a perspective studies hazardous and harmful events and phenomena in the full breadth of their complexity—including the cause of the event, the target that is harmed, and whether the harm is direct or indirect. This leads to a richer understanding of the nature of incidents and the effects they may have on individuals, collectives, societies, nation-states, and the world at large.


2017 ◽  
Vol 107 (01-02) ◽  
pp. 87-93
Author(s):  
Y. Babenko ◽  
M. Schneider ◽  
A. Gebhardt

In der vorliegenden Arbeit wird eine empirische Untersuchung zum trockenen Trennschleifen von kohlenstofffaserverstärktem Kunststoff (CFK) vorgestellt. Im Mittelpunkt steht das Ermitteln der Zusammenhänge zwischen Prozessparametern und der Wärmeentstehung sowie resultierenden Temperaturen in der Schleifzone. Darüber hinaus wurde der Verschleiß der Trennschleifscheiben ausgewertet und die Bearbeitungsqualität untersucht.   The presented investigations discuss the dependencies of process parameters and heat generation in the dry cutting process of CFRP. For the cutting process, diamond-tipped grinding wheels are used. For further evaluation additionally the wear of the cutting abrasive and the cutting quality on the workpiece were determined.


1998 ◽  
Vol 180 (3) ◽  
pp. 67-84
Author(s):  
Stanley L. Jaki

The physicist and historian and philosopher of science Stanley L. Jaki first notes that the word “pluralism” has become a euphemism or Trojan horse for relativism. Valid, sound pluralism ought to entail an education in the plurality of subject matters and a respect and understanding for their separate, irreducible integrities and also their rational relatedness to one another. A non-relativist epistemology of universal validity and scope underlies and relates all the great bodies of knowledge and learning—the natural sciences, the social sciences, the humanities, religion and theology, and philosophy itself. Unfortunately the term “pluralism” as now commonly used has confused or obscured this fundamental understanding, the invaluable legacy of rational thought since Plato. The misunderstanding of Einstein's conception of relativity is particularly damaging but typical of the misuse of modern scientific ideas by thinkers in other fields; Einstein's idea of relativity is unfortunately named, as it has nothing to do with epistemological or moral relativism, for neither of which it provides any warrant. All the subsets of rationality—the plurality of subject matters—comprise the universal set of rationality itself, a fact that Plato well understood and that needs to be understood today—perhaps now more than ever. Education need to safeguard and develop the invaluable common-sense human intuitions of the true and good as universal realities.


Author(s):  
IGA MERTHA DEWI ◽  
Ida Bagus Anom Purbawangsa

Research respondents are employees of PT Bank Pembangunan Daerah Bali Branch Renon with a sample of 76 people. Sampling technique in this research use random sampling. Data were analyzed by using Multiple Linear Regression Analysis. The result of this indicate that financial literacy, income has a positive effect on investment decision behavior, but the work period positively has no effect on investment decision behavior. This is because in the banking industry, the entire new employee and who have been working long time get the training and obtain informations about financial developments and financial conditions that occur at this time. In the other words the undertanding of financial literacy and employee behavior is almost the same. Based on the results of statistical data, financial literacy variables have the most influence in determining the behavior of investment decisions compared to income. This explains that a good understanding of finance is a major factor in determining an invesment decisions.


2019 ◽  
Vol 2018 ◽  
pp. xxiii-xxiv

This bibliography records publications on Africa of interest to students of Africa, principally in the social and environmental sciences, development studies, humanities and arts. Some items from the medical, biological and natural sciences are included. The criterion used is potential relevance to a reader from a social sciences/arts background. The whole continent and associated islands are covered, with selective coverage of the diaspora. This volume aims to cover material published in 2018 together with items from earlier years not previously listed. The editor is always very glad to hear of any items omitted so that they may be included in future volumes. He would be particularly pleased to receive notification of new periodicals, print or online. African government publications and works of creative literature are not normally listed.


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