An Overview of FinTech in Bangladesh

2022 ◽  
pp. 82-95
Author(s):  
Sheikh Abu Taher ◽  
Masatsugu Tsuji
Keyword(s):  
Internet Access ◽  
Mobile Internet ◽  
High Rate ◽  
Future Prospects ◽  
Financial Industry ◽  
Access To Finance ◽  
Current State ◽  
Depth Study ◽  
Formal Finance ◽  
The Given

How the future financial industry is going to be reshaped by technological innovations is now a concern. Financial technology (FinTech), a much-discussed topic around the globe, is changing the overall financial system. The trend is not an exception in developing countries like Bangladesh. In this chapter, the authors aim to explore the current state of FinTech in Bangladesh in light with the possible challenges for growth, opportunities, and future prospects. The growth of FinTech helps a large percentage of people to become banked or has given possible access to formal finance. For having access to finance, high rate of mobile phone penetration, smooth mobile internet access, and high cost of access to formal finance are some factors that have enhanced FinTech penetration in Bangladesh for the past few years. In line with the given prospects, there are problems too. Therefore, using an in-depth study, this research addresses those issues, provides recommendations, and looks for possible solutions for the smooth operation of FinTech in Bangladesh.

Mobile Banking-A Strategic Assessment

2011 ◽  
pp. 231-258
Author(s):  
Sunny Marche ◽  
Carolyn Watters
Keyword(s):  
Information Technologies ◽  
Natural Extension ◽  
Internet Access ◽  
Mobile Internet ◽  
Mobile Banking ◽  
Financial Industry ◽  
Technology Infrastructure ◽  
Developed Economies ◽  
Strategic Assessment ◽  
Reduced Costs

The banking industry has enjoyed excellent success in the application of sophisticated information technologies. It has the capital resources to make significant investments in technology infrastructure, and over the years this investment has paid major dividends in reduced costs and extended service offerings. Information technologies have actually reshaped the nature and size of the financial industry sector. In developed economies this has most recently translated into Internet-based banking, including transactions for equities trading, account enquiry, transfers between accounts, bill presentment, bill payment, as well as transfers between people. Digital wireless technologies to a variety of terminal devices have now enabled wireless and mobile Internet access. Mobile banking seems a natural extension. This chapter examines the strategic considerations of mobile banking from technical, business, and regulatory perspectives. We conclude that there are very different challenges influencing the evolution of this application, depending on the particular economy and culture in which the opportunity is located.

Digitalization in the system of anti-corruption measures

2020 ◽  
Vol 22 (5) ◽  
pp. 51-55
Author(s):  
OLEG N. KORCHAGIN ◽  
◽  
ANASTASIA V. LYADSKAYA ◽  
Keyword(s):  
Big Data ◽  
Law Enforcement ◽  
Public Administration ◽  
Network Architecture ◽  
Digital Technologies ◽  
Current State ◽  
Foreign Countries ◽  
Separate Area ◽  
Private Business Sector ◽  
The Given

The article is devoted to the current state of digitalization aimed at solving urgent problems of combating corruption in the field of public administration and private business sector. The work considers the experience of foreign countries and the influence of digital technologies on the fight against corruption. It is noted that the digitalization of public administration is becoming one of the decisive factors for increasing the efficiency of the anti-corruption system and improving management mechanisms. Big Data, if integrated and structured according to the given parameters, allows the implementation of legislative, law enforcement, control and supervisory and law enforcement activities reliably and transparently. Big Data tools allow us to analyze processes, identify dependencies and predict corruption risks. The author describes the most significant problems that complicate the transfer of offline technologies into the online environment. The paper analyzes promising directions for the development of digital technologies that would lead to solving the arising problems, as well as to implement tasks that previously seemed unreachable. The article also describes current developments in the field of collecting and managing large amounts of data, the “Internet of Things”, modern network architecture, and other advances in the field of IT; the work provides applied examples of their potential use in the field of combating corruption. The study gives reasons that, in the context of combating corruption, digitalization should be allocated in a separate area of activity that is controlled and regulated by the state.

scholarly journals Remote sensing of sun-induced chlorophyll-a fluorescence in inland and coastal waters: Current state and future prospects

2021 ◽  
Vol 262 ◽  
pp. 112482
Author(s):  
Remika S. Gupana ◽  
Daniel Odermatt ◽  
Ilaria Cesana ◽  
Claudia Giardino ◽  
Ladislav Nedbal ◽  
...  
Keyword(s):  
Remote Sensing ◽  
Chlorophyll A ◽  
Coastal Waters ◽  
Chlorophyll A Fluorescence ◽  
Future Prospects ◽  
Current State

scholarly journals The role of adiponectin in periodontitis: Current state and future prospects

2021 ◽  
Vol 137 ◽  
pp. 111358
Author(s):  
Zhaodan Wang ◽  
Zehao Chen ◽  
Fuchun Fang ◽  
Wei Qiu
Keyword(s):  
Future Prospects ◽  
Current State

scholarly journals Quantifying the parameter dependent basin of the unsafe regime of asymmetric Lévy-noise-induced critical transitions

2020 ◽  
Vol 42 (1) ◽  
pp. 65-84
Author(s):  
Jinzhong Ma ◽  
Yong Xu ◽  
Yongge Li ◽  
Ruilan Tian ◽  
Shaojuan Ma ◽  
...  
Keyword(s):  
Lévy Noise ◽  
Stable Model ◽  
Efficient Tool ◽  
Escape Probability ◽  
Critical Transitions ◽  
Current State ◽  
Undesirable State ◽  
Parameter Dependent ◽  
Levy Noise ◽  
The Given

AbstractIn real systems, the unpredictable jump changes of the random environment can induce the critical transitions (CTs) between two non-adjacent states, which are more catastrophic. Taking an asymmetric Lévy-noise-induced tri-stable model with desirable, sub-desirable, and undesirable states as a prototype class of real systems, a prediction of the noise-induced CTs from the desirable state directly to the undesirable one is carried out. We first calculate the region that the current state of the given model is absorbed into the undesirable state based on the escape probability, which is named as the absorbed region. Then, a new concept of the parameter dependent basin of the unsafe regime (PDBUR) under the asymmetric Lévy noise is introduced. It is an efficient tool for approximately quantifying the ranges of the parameters, where the noise-induced CTs from the desirable state directly to the undesirable one may occur. More importantly, it may provide theoretical guidance for us to adopt some measures to avert a noise-induced catastrophic CT.

Deadlock or new opening? Current state and prospects for development of Lithuanian-Belarusian relations

2021 ◽  
Vol 19 (3) ◽  
pp. 121-141
Author(s):  
Justyna Olędzka
Keyword(s):  
International Relations ◽  
Presidential Election ◽  
Nuclear Power ◽  
Future Prospects ◽  
Bilateral Relations ◽  
Current State ◽  
The Future ◽  
Multi Level ◽  
The Moment ◽  
The Eu

The purpose of this article is to discuss the trajectory of Belarusian-Lithuanian relations with a particular focus on the period after the 2020 Belarusian presidential election, which resulted in a change in international relations in the region. This was the moment that redefined the Lithuanian-Belarusian relations, which until 2020 were satisfactory for both sides (especially in the economic aspect). However, Lithuania began to pursue a reactive policy of promoting the democratisation of Belarus and provided multi-level support to Belarusian opposition forces. The current problems in bilateral relations (e.g., the future of Belarusian Nuclear Power Plant located in Astravyets) have been put on the agenda for discussion at the EU level, while the instruments of a hybrid conflict in the form of an influx of immigrants into Lithuania, controlled by the Belarusian regime, have become a key issue for the future prospects of relations between Belarus and Lithuania.

scholarly journals One Law with Two Outcomes: Comparing the Implementation of CIPA in Public Libraries and Schools

2009 ◽  
Vol 28 (1) ◽  
pp. 6 ◽  
Author(s):  
Paul T. Jaeger ◽  
Zheng Yan
Keyword(s):  
Education Research ◽  
Public Schools ◽  
Public Libraries ◽  
Federal Funding ◽  
Internet Access ◽  
Social Institutions ◽  
Policy Context ◽  
Current State ◽  
Research Questions ◽  
Children’S Internet Protection Act

<span>Though the Children’s Internet Protection Act (CIPA) established requirements for both public libraries and public schools to adopt filters on all of their computers when they receive certain federal funding, it has not attracted a great amount of research into the effects on libraries and schools and the users of these social institutions. This paper explores the implications of CIPA in terms of its effects on public libraries and public schools, individually and in tandem. Drawing from both library and education research, the paper examines the legal background and basis of CIPA, the current state of Internet access and levels of filtering in public libraries and public schools, the perceived value of CIPA, the perceived consequences of CIPA, the differences in levels of implementation of CIPA in public libraries and public schools, and the reasons for those dramatic differences. After an analysis of these issues within the greater policy context, the paper suggests research questions to help provide more data about the challenges and questions revealed in this analysis.</span>

Sign in / Sign up

Export Citation Format

Share Document