Mobile Wallets in India

Author(s):  
Nidhi Phutela ◽  
Shrirang Altekar

Adoption of technology by the Indians is setting an example for the others. Considering the penetration of mobile phones and its usage success stories all over the world, a good number of companies are exploring new uses of mobile technology. Many companies have come up with a new use of mobile technology, mobile wallets. This research article has been undertaken to understand the previous research work on the adoption of mobile technology in the developed countries and the factors that are influential to understand the reasons for such adoption. The Unified Theory of Acceptance and Use of Technology (UTAUT) Model has been taken as a base for understanding the adoption by Indian consumers and two factors namely – Trust in mobile wallet services and trust in mobile wallet service providers have been examined for their impact on its adoption. A survey was conducted across Delhi NCR to examine attitude of Indian consumers for mobile wallets adoption.

2019 ◽  
Vol 9 (2) ◽  
pp. 27-38 ◽  
Author(s):  
Nidhi Phutela ◽  
Shrirang Altekar

Adoption of technology by the Indians is setting an example for the others. Considering the penetration of mobile phones and its usage success stories all over the world, a good number of companies are exploring new uses of mobile technology. Many companies have come up with a new use of mobile technology, mobile wallets. This research article has been undertaken to understand the previous research work on the adoption of mobile technology in the developed countries and the factors that are influential to understand the reasons for such adoption. The Unified Theory of Acceptance and Use of Technology (UTAUT) Model has been taken as a base for understanding the adoption by Indian consumers and two factors namely – Trust in mobile wallet services and trust in mobile wallet service providers have been examined for their impact on its adoption. A survey was conducted across Delhi NCR to examine attitude of Indian consumers for mobile wallets adoption.


Author(s):  
Stephanie Jones

Increasingly, Western-style MBA programs are being delivered in emerging markets, as the developed countries become more and more saturated with MBAs and related offerings. This article, based on the global experience of the author in teaching and assessing MBA modules including thesis and dissertation research and writing, suggests approaches to coping with the special challenges faced in new markets for MBA delivery worldwide. The differences with typical experiences in the West are cultural, linguistic, behavioral and relate to learning styles, economic backgrounds, use of technology, and relationships with administrators, teachers and fellow-students. This article is based on the author’s experiences of MBA course delivery in China, the Arab World, Africa, Iran, Malaysia and Indonesia, Vietnam, Eastern Europe, former Russian states such as Kazakhstan, and South America, such as Peru and Suriname. Examples of specific MBA teaching and assessment challenges are provided, with possible solutions and approaches for coping.


2020 ◽  
Vol 73 (2) ◽  
pp. 9221-9226
Author(s):  
Dursun Barrios ◽  
Fernando José Restrepo-Escobar ◽  
Mario Cerón-Muñoz

The adoption of adequate technologies is essential to improve the performance of different kinds of companies. Although there is literature related to the adoption of technology in dairy agribusiness in developed countries, information about it is scarce in developing countries. The objective of this study was to explore the factors associated with the adoption of technology by dairy agribusiness. A structural analysis was conducted to evaluate the relationships between the internal variables of Antioquia province farms, Colombia, and their technology adoption process. This process was explained by two factors: production-related variables and management-dependent traits. The variables resulting in the greatest impact were pasture improvement, genetics, administration, and technical procedures.


2017 ◽  
Vol 1 (3) ◽  
pp. 112 ◽  
Author(s):  
Ida Isnawati

<p>This study examined students’ views on the use of web-based materials in ELT classes. It was triggered by the findings of some previous studies done in the developed countries showing that, in this digital era, teachers and students still have not abandoned traditional materials despite the growing interest in digital/web-based materials (Allen, 2015; Jarvis and Szymczyk, 2010). Therefore, this study tried to reveal students’ attitude on their lecturers’ use of technology for ELT in Indonesian context where, as one of developing countries, the technology is booming nowadays. The focuses of this study were the students’ preference on the use of book-based and web-based materials, the motivational impacts of the use of book-based and web-based materials for the students, and the problems in using book-based and web-based materials. This study involved students of English Department at IAIN Tulungagung. They were given questionnaires on their lecturers’ materials used in their ELT classes and some of them were then interviewed in details for their further responses. The findings of this study reported the students’ real preference, advantages, and problems related to ELT materials which can be used as a reference for the lecturers or teachers in selecting the materials for their students in similar context.</p><p> </p><strong>Key words:</strong> <em>Book-based materials, web-based materials, technology, students’ preferences.</em>


Author(s):  
Dilip Dutta

Empirical studies that focus on impact of ICT for development usually make a distinction between ICT as a production sector and ICT as an enabler of socioeconomic development. Although the developed countries are reaping very high benefits from the ICT, its diffusion in developing countries has been limited. It is often argued that for developing countries benefits from ICTs are more likely to accrue from consumption rather than production. In the context of the selected five South Asian countries, the ICT penetration is relatively very low, although there have been some success stories in software production sector and IT-enabled service sector in the region. Generally speaking, the author argues that the developing countries need to integrate ICT policies more closely into economic strategies, which can be done by strengthening the links between development and technology agencies via the organizational structure of policy-making bodies.


Author(s):  
Dilip Dutta

Empirical studies that focus on impact of ICT for development usually make a distinction between ICT as a production sector and ICT as an enabler of socioeconomic development. Although the developed countries are reaping very high benefits from the ICT, its diffusion in developing countries has been limited. It is often argued that for developing countries benefits from ICTs are more likely to accrue from consumption rather than production. In the context of the selected five South Asian countries, the ICT penetration is relatively very low, although there have been some success stories in software production sector and IT-enabled service sector in the region. Generally speaking, the author argues that the developing countries need to integrate ICT policies more closely into economic strategies, which can be done by strengthening the links between development and technology agencies via the organizational structure of policy-making bodies.


10.12737/8253 ◽  
2014 ◽  
Vol 8 (8) ◽  
pp. 108-118
Author(s):  
Татьяна Харитонова ◽  
Tatyana Kharitonova

The article presents an analytical study of the problems of poverty and quality of life of the poor and the poorest of our planet. Basic information database of the research are materials of the UN and its constituent units. This article discusses and clarifies the concept of absolute and relative poverty, and presents an approach to the definition of deprivation poverty. The main indicators of poverty, according to the report of the UN World Development, are highlighted. The author links the indicators of availability of services with the provision of basic human needs according to Maslow&#180;s theory. The article also examines the main economic causes of poverty, including in a number of Third World countries. Further, the author shows the contribution of the United Nations and the developed countries in addressing the problem of poverty and absolute poverty. In this regard, suggested is the poverty reduction strategy, the implementation of which should lead to the achievement of the goals by 2015, that is, to the present time. Almost all of the goals are related to the availability of socially important services for the poor and the poorest. It is proved that a regulatory role in this process should be undertaken by the state, and the process should be based on the mechanism of social partnership between government, service providers and major consumer groups. In the final part of the article highlighted are criteria for selecting suppliers and funding mechanisms for services for the populations concerned.


2019 ◽  
pp. bmjspcare-2018-001724 ◽  
Author(s):  
Aidin Aryankhesal ◽  
Ahmad Ghashghaee ◽  
Elnaz Sardari ◽  
Sara Mahmoudi ◽  
Samira Alihosseini ◽  
...  

IntroductionIt is generally accepted that depression, affecting the quality of life, is a serious and common complication in patients with cancer. Given that there is no integrated study on this topic in Iran, the present study sought to investigate the prevalence of depression in patients with cancer by a systematic review and meta-analysis.MethodsTo meet the study objectives, all English and Persian papers published from 2000 to January 2018 were systematically collected and the data were extracted for analysis.ResultsThere were 14 studies which were selected on the basis of the inclusion and exclusion criteria. A total number of 2831 patients with cancer had participated in the studies. The prevalence of depression among Iranian patients with cancer was 35% (95% CI 16% to 70%) based on random effects model. Among various types of cancer, the highest prevalence of depression appeared to patients suffering from breast cancer.ConclusionThe prevalence of depression among patients with cancer in Iran was higher than the developed countries. As depression affects the quality of life of patients with cancer, the results can help policymakers and service providers in planning to reduce the prevalence of depression.


Author(s):  
H.R. Ganesh ◽  
P. S. Aithal

Brick-and-mortar (B&M) retailers in India are constantly devoting their time, effort, energy, and money in discovering and adopting retailing theories, models, and frameworks that are practiced by the B&M retailers in the developed countries that have matured markets and consumers. This is a clear example of a serious timing issue. We believe the Indian market and consumers are moving towards the same maturity levels, but it is still a long way to go as the Indian consumers belong to the widest variety of religions, regions, languages, cultures, sub-cultures, ethnicities, and socioeconomic backgrounds with divergent needs. In addition to expecting world-class overall store-image, they yet require retailers to facilitate honest and authentic human-led engagement. This means, thoughtful and logical integration of existing theories aligned to, the Indian market; consumer's maturity level; divergent consumer needs are crucial, and this is the core of our theory. The ToR-b adopts elements of retailing theories that are known and suitable for retailing in the Indian context, in addition to identifying (i) new elements influencing honest and authentic humanled engagement; higher consumer-level customization; higher levels of consumer-orientation, (ii) significance of their association and determination with return on investment, (iii) their role in influencing the long-term sustainability of a retailer, and most importantly (iv) their ability to enhance interest among existing and potential employees, investors, and consumer’s minds with a particular retailer. Insights from multiple empirical and qualitative studies, field experiments, and evaluation of consumer-level transactions involved in building this theory made us strongly believe that the overall phenomenon of B&M retailing in India is truly complex and complexity is necessary to an adequate description of a phenomenon. We hope that in addition to laying a foundation for new directions to guide future research on Indian retailing, our theory will provide new and noteworthy insights into the overall phenomenon of B&M retailing in India.


2012 ◽  
Vol 13 (1) ◽  
pp. 167-188 ◽  
Author(s):  
Mohammad Nurunnabi

Due to the globalisation and mobilisation of capital markets, the concept of EMH is gaining a lot of importance in both developed and emerging economies. Most of the researches on the weak-form efficiency to date were based on the developed countries. The present study will seek to provide a comprehensive understanding of the weak-form efficiency in emerging economies. In terms of practical implications, the paper has direct implications for future research in EMH in particular emerging economies. The paper contributes in manly three ways: First, the paper collates and examines the broader and most effervescent literature and their findings. Second, it also presents a comprehensive, encompassing research work and a holistic view of various aspects of weak-form EMH. Finally, no studies have been conducted to date on a literature review of EMH weak-form efficiency in emerging economies. Nevertheless, the limitation of the study is that the findings are presented that may not be generalized to developed nations, which may be quite different in socio-cultural and political settings including the behavioral aspects of investors and the strength of the capital market. Santrauka Dėl globalizacijos ir mobilizacijos kapitalo rinkose efektyvios rinkos hipotezės koncepcija įgyja vis didesnę svarbą tiek išsivysčiusiose, tiek sparčiai kylančios ekonomikos šalyse. Dauguma tyrimų, susijusių su mažu rinkos efektyvumu, buvo atliekami ekonomiškai stipriose valstybėse, tačiau šiame straipsnyje siekiama pateikti išsamų paaiškinimą apie mažą efektyvumą kylančios ekonomikos šalyse. Straipsnį sudaro trys dalys: pirmoji dalis skirta mokslinių darbų ir jų rezultatų analizei, antrojoje dalyje pateikiami autoriaus atlikto tyrimo rezultatai, susiję su efektyvios rinkos hipotezės reiškiniu, trečioji dalis susijusi su pagrindiniu šio straipsnio tikslu, t. y. kylančios ekonomikos mažo efektyvumo mokslinių darbų kritine analize įvairiose šalyse.


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