scholarly journals Pengaruh Persepsi Kemudahan Dan Persepsi Kemanfaatan Terhadap Minat Konsumen Menggunakan Kartu Mandiri E-Money Bank Mandiri

2020 ◽  
Vol 4 (02) ◽  
pp. 39-48
Author(s):  
Rae Shita

This study aims to determine the effect of perceived convenience on consumer interest in using E-Money cards. To determine the effect of perceived usefulness on consumer interest using E-Money cards. To determine the effect of perceived convenience and perceived usefulness on consumer interest using Bank Mandiri E-Money cards Muara Teweh Branch. In this study, multiple regression analysis acts as a statistical technique used to test whether or not the perceived effect of perceived convenience and perceived usefulness on consumer interest shows that there is a positive influence on perceived convenience and perceived usefulness simultaneously on consumer interest in using cards. Mandiri e-money. From the research results, it is known that the determination analysis used to determine the percentage of the contribution of the influence of the independent variables together on the dependent variable is obtained by an  Adjusted R Square of 0.839 or (83.9%). This shows that the percentage of the contribution of the influence of the independent variable, namely the perception of convenience and the perception of usefulness, together has a positive effect on consumer interest in using Mandiri e-money cards by 83.9%. Henceforth, it is suggested that the Company should make it easier to refill balances and Mandiri e-card transactions. -money so that consumers work faster in using the Mandiri e-money card. The company added more machines that support e-money Mandiri cards to increase productivity.

2017 ◽  
Vol 12 (2) ◽  
pp. 227
Author(s):  
Sapari Sapari

This  research  examines the  connection between non debt tax shield and the change of leverage, between level of effective company tax and the change of leverage, and between operation income before depreciation and the change of leverage.This research takes 17 samples of  food and beverages companies listed in Jakarta Stock Exchange from 1st  January 1994 till 31st  December 1999. And this research uses data from 1994 – 1999 for the regression analysis. Multiple regression analysis is used to test hyphothesis 1 (H1), hyphothesis 2 (H2) and hyphothesis 3 (H3). Independent variables in the regression are level of effective company tax, non debt tax shield and operation income before depreciation, whilst independent variable in the regression is leverage.The result of this research proves that (1) non debt tax shield after the amendment of 1994 tax regulation (1995 – 1999) brings positive influence to the leverage change, (2) level of effective company tax after the amendment of 1994 tax regulation (1995 – 1999) brings negative influence to the leverage change, and (3) operation income before  depreciation  after the amendment of 1994 tax regulation (1995 – 1999) brings positive influence to the leverage change.


2018 ◽  
Vol 12 (2) ◽  
pp. 227-251
Author(s):  
Sapari Sapari

This  research  examines the  connection between non debt tax shield and the change of leverage, between level of effective company tax and the change of leverage, and between operation income before depreciation and the change of leverage. This research takes 17 samples of  food and beverages companies listed in Jakarta Stock Exchange from 1st  January 1994 till 31st  December 1999. And this research uses data from 1994 – 1999 for the regression analysis. Multiple regression analysis is used to test hyphothesis 1 (H1), hyphothesis 2 (H2) and hyphothesis 3 (H3). Independent variables in the regression are level of effective company tax, non debt tax shield and operation income before depreciation, whilst independent variable in the regression is leverage.The result of this research proves that (1) non debt tax shield after the amendment of 1994 tax regulation (1995 – 1999) brings positive influence to the leverage change, (2) level of effective company tax after the amendment of 1994 tax regulation (1995 – 1999) brings negative influence to the leverage change, and (3) operation income before  depreciation  after the amendment of 1994 tax regulation (1995 – 1999) brings positive influence to the leverage change.


2021 ◽  
Vol 1 (2) ◽  
pp. 145-152
Author(s):  
Juni Eliana Prasetya N ◽  
Moh. Faizal ◽  
Choirunnisak Choirunnisak

In this study, there are results that contradict the theory which states that the higher the level of training and motivation, the employee's performance should increase.  In this study, training had no effect and motivation had no positive effect. This study aims to determine the effect of training and work motivation on employee performance in Kopiloka 3.0.  The population in this study were all employees at Kopiloka 3.0, which amounted to 15 people with a sample of 15 people using saturated sampling.  The data analysis technique in this study used SPSS 24 software, which consisted of data quality test, classical assumption test, multiple regression analysis, and hypothesis testing. By using multiple regression analysis, the results of the study show that training has no effect on employee performance.  Motivation has a significant effect on employee performance.  Simultaneously (together) the independent variables of training and motivation have an effect on employee performance.


2020 ◽  
Author(s):  
Lola Satri ◽  
Alfian

This research has a purpose to know whether relationship marketing and service quality have positive influence to loyalty of customer of saving sikoci at Bank of Nagari branch of Simpang Empat either partially or simultaneously and know which variable is more dominant. The data collection techniques used in this study is a questionnaire. The sample used is 100 customer, with sampling technique using accidental sampling technique. Data analysis technique in this research use multiple linear regression analysis. The results obtained in this study are as follows: (1) Trust has positive effect (944) <(1,984) and not significant (0,348)> (0,05) to loyalty. (2)) Commitment has positive (8,218)> (1,984) and significant (0,000) <(0,05) effect on loyalty. (3) Tangibles has negative (-2,430)> (1,984) and significant (0,017) <(0,05) effect on loyalty. (4) Reliability negatively (-1.570) <(1,984) and insignificant 0, 120> 0.05 to loyalty. (5) Responsiveness has positive effect (5,922)> t table (1,984) and significant (0,000) <(0,05) to loyalty. (6) Warranty has positive effect (1,199) <(1,984) and insignificant 0, 234> 0,05 to loyalty. (7) Empathy has positive effect (186) <(1,984) and insignificant 0, 853> 0,05 to loyalty. From the value of Adjusted R Squere simultaneously produced 566. It means that 56.6% of loyalty variables are influenced by independent variables and the remaining 43.4% is influenced by othervariables.


2006 ◽  
Vol 6 (2) ◽  
pp. 155
Author(s):  
Arfan Ikhsan

<p class="Style1">This research try to find some variables that influence entrepreneurial mental attitude at government of Serdang Bedagai Regency. independent variable which considered in this research is hierarchy, formalizes, trust, mission, ethics and regulation barriers level. Those independent variables will be able to improve society satisfaction, reduc­tion of level of bureaucracy and improvement of risking tendency. The data of this research collected from organization chart of Serdang Bedagai Regency. Amount of 68 responders participated in this research. Hereinafter this data processed by using multiple regression analysis. The result shows that formalizes, trust, mission, ethics and regulation barriers level have an effect significantly toward society satisfaction and also bureaucracy. Meanwhile risking tendency is significantly influenced by hierarchy, formalizes, mission and ethics.</p><p class="Style1" align="center">Key Words: hierarchy, formalizes, trust, mission, ethics and regulation barriers level</p>


Liquidity ◽  
2018 ◽  
Vol 5 (1) ◽  
pp. 27-34
Author(s):  
Nurwati Nurwati

Taxpayer compliance from year to year shows declining. This study purposes to analyze the factors that affect the individual taxpayer Compliance conducting business and free trade in the region of KPP Pratama Jakarta Pasar Rebo. This study using the questionnaire as data collection. Respondents in this study are the individual taxpayers conducting business activities and work freely. This study uses a Tax Awareness, Service tax authorities as the independent variable and the Taxpayer Compliance as the dependent variable. The data were analyzed using multiple regression analysis using SPSS 20 for Windows. The results showed that (1) Awareness has negative influence on the Taxation Taxpayer Compliance significantly, (2) positive effect on the tax authorities Service Taxpayer Compliance significantly.


2019 ◽  
Vol 10 (1) ◽  
pp. 40-45
Author(s):  
Wida Purwidianti ◽  
Naelati Tubastuvi

The aim of this study is to examine the effect of financial literacy and financial experience on SMEs financial behavior in Indonesia.The dependent variable is financial behavior while independent variables are financial literacy and financial experience. There are four control variables used, namely company size, business length, age and education level of SME owner. The respondent sample is 42 owners of SMEs in Purwokerto Selatan. This study used multiple regression analysis. The results showed that financial literacy has no effect on financial behavior. Financial experience has a positive effect on financial behavior. While among four control variables, only company size has a significant negative effect on financial behavior. Three control variables have no significant effect on financial behavior. The implication of this study, SME owners have good financial experience will increase financial behavior. Therefore, it is very important to improve the financial experience of SME owners


2019 ◽  
Vol 9 (3) ◽  
pp. 164-173
Author(s):  
Muhammad Affan Abdurrahman ◽  
Wita Juwita Ermawati

ABSTRACTAccounting conservatism is a precautionary principle in reporting financial statements. This principle slows down the recognition of income and accelerates the recognition of costs, resulting in low profits and assets, and high costs and debt. This study aims to analyzing the effect of leverage, financial distress and profitability as independent variable to accounting conservatism in mining companies as dependent variable. The sample of this study used 20 listed companies. This research are using secondary data published by the company and BEI. Methods in this study using multiple regression analysis processed with software Eviews 10. The results showed that independent variables together significantly affect the changes in accounting conservatism. Profitability variables have a negative and significant effect on accounting conservatism of mining companies. Keywords: accounting conservatism, financial distress, leverage, mining, profitability.ABSTRAKKonservatisme akuntansi adalah suatu prinsip kehati-hatian dalam pelaporan laporan keuangan. Prinsip ini memperlambat pengakuan pendapatan dan mempercepat pengakuan biaya, sehingga menghasilkan laba dan aset cenderung rendah, serta biaya dan hutang cenderung tinggi. Tujuan dari penelitian ini adalah untuk menganalisis pengaruh leverage, financial distress dan profitabilitas terhadap konservatisme akuntansi pada perusahaan pertambangan di Indonesia tahun 2013–2017. Data penelitian ini adalah laporan keuangan dari 20 sampel perusahaan pertambangan yang terdaftar di Bursa Efek Indonesia. Metode analisis yang digunakan adalah analisis linear berganda data panel menggunakan program Eviews 10. Hasil pengujian menunjukkan bahwa secara parsial menunjukkan bahwa leverage dan financial distress tidak berpengaruh terhadap konservatisme akuntansi. Variabel profitabilitas berpengaruh negatif signifikan terhadap konservatisme akuntansi perusahaan sektor pertambangan.Kata kunci: financial distress, konservatisme akuntansi, leverage, pertambangan, profitabilitas.


2019 ◽  
Vol 10 (2) ◽  
pp. 103
Author(s):  
Kholid Albar

<div class="page" title="Page 1"><div class="layoutArea"><div class="column"><p><span>ABSTRACT</span></p><p><span>As one of the retail stores that are visited by consumers with a total item variance of products that reaches 1000 items, the Al-Fath store has its own impression in implementing its marketing strategies that are practiced into exterior and interior settings. The store atmosphere can be a positive means of communication, profitable and increase opportunities to influence consumer buying interest. For the purpose of this study, first to determine the effect of simultaneous and partial exterior and interior variables on consumer shopping interests at the Al-Fath store in the Yogyakarta Muslim Khasanah Shopping Center. Second is to find out which variables from the exterior and interior are the most dominant in influencing consumer shopping interests. The respondents were 100 people. Data were collected using instruments in the form of questionnaires. Data analysis techniques used were multiple regression analysis using the SPSS 17.0 for Windows program. The results of this study showed that from exterior and interior variables, more positive and significant variables towards consumer shopping interests, namely exterior with a coefficient of 0, 330 and interior with a coefficient of 0.522. The conclusion of this study is that independent variables, exterior and interior, have a positive and significant effect on consumer spending interest. Individually the variables that have a positive effect are exterior and interior. While the most dominant variable towards consumer spending interest is interior variables.</span></p><p><span>Keywords : </span><span>Interior, Exterior and consumer spending interest</span><span>ABSTRAK</span></p><p><span>Sebagai salah satu toko ritel yang banyak dikunjungi oleh konsumen dengan total item varians produknya yang mencapai 1000 item, toko Al-Fath memiliki kesan tersendiri dalam menerapkan strategi pemasarannya yang dipraktekkan kedalam tatanan exterior maupun interior. Suasana toko dapat menjadi sarana komunikasi yang positif, menguntungkan dan memperbesar peluang untuk mempengaruhi minat beli konsumen. Karena tujuan dari penelitian ini, Pertama untuk mengetahui pengaruh variabel exterior dan interior toko secara simultan maupun parsial terhadap minat belanja konsumen pada toko Al-Fath Pusat Perbelanjaan Khasanah Muslim Yogyakarta. Kedua untuk mengetahui variabel mana dari exterior dan interior yang paling dominan dalam mempengaruhi minat belanja konsumen. Responden sebanyak 100 orang.Data dikumpulkan dengan menggunakan instrument yang berupa kuesioner.Teknik analisis data yang dipergunakan adalah analisis regresi bergandadengan menggunakan program SPSS 17.0 for Windows.Hasil penelitian ini menunjukkan bahwa dari variabel-variabel exterior dan interior, variabel yang lebih berpengaruh positif dan signifikan terhadap minat belanja konsumen yaitu exterior dengan koefisien 0, 330 dan interior dengankoefisien 0,522. Kesimpulan dari penelitian ini adalah variabel independen yaitu exterior dan interior berpengaruh positif dan signifikan terhadap minat belanja konsumen. Secara sendiri </span><span>– </span><span>sendir ivariabel </span><span>–</span><span>variabel yang berpengaruh positif adalah exterior dan interior. Sedangkan variabel yang paling dominan terhadap minat belanja konsumen adalah variabel interior.</span></p><p><span>Kata kunci : </span><span>Interior, Eksterior dan Minat Belanja Konsumen</span></p></div></div></div>


2017 ◽  
Vol 3 (2) ◽  
pp. 172
Author(s):  
Emi Lestari

<p>This study examines the quality of service that includes variable Reliability, Responsiveness, Assurance, Empathy and Evidence Direct (Tangible) partially and simultaneously affect the decision of students to choose SMA Maitreyawira Batam. The method of multiple regression analysis used by the researcher is to know and examine how big influence of independent variable which numbers two or more. Multiple regression analysis is used to know the influence of independent variables on dependent variable. The number of samples of this research is 110 students of SMA Maitreyawira Batam. The result of the research shows that there is significant influence of service quality with variable of reliability, responsiveness, assurance, empathy and tangible to student decision to choose SMA Maitreyawira Batam.</p>


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