scholarly journals A Comparative Study on the Customers’ Motivation to Deal with E-Commerce through E-Banking Services in Saudi Islamic and Conventional Banks

2015 ◽  
Vol 5 (3) ◽  
pp. 71
Author(s):  
Mohammed Naif Alotaibi ◽  
Professor Mehmet Asutay
Keyword(s):  
Saudi Arabia ◽  
Comparative Analysis ◽  
Comparative Study ◽  
Policy Makers ◽  
Banking Services ◽  
Conventional Banks ◽  
Practical Implications ◽  
Selection Of

Purpose -The aim of this paper is to investigate the customers’ motivation to deal with e-commerce through e-banking servicesaccording to the perceptions of their customers.Design / methodology / approach - This paper presents the initial findings with the objective of developing an efficient understanding of customers’ preferences based on their opinions and perceptions expressed through a questionnaire survey.Findings - The findings are based on a sample of 198 customers and indicate that the majority of the respondents from both types of banks tend to be equally motivated to deal with e-commerce through e-banking services. The paper also finds that both groups of banks encourage their customers to deal with e-commerce using facilities in Saudi banks.Research limitation / implications - The study has considered only six banks out of the total of 12 in Saudi Arabia. In addition, the research is based on a limited selection of bank customers in three main regions of Saudi Arabia, covering 65.5% of the Saudi population.Practical implications - With reference to practical implications, the findings suggest that the customers’ motivation to deal with e-commerce through e-banking servicescan play an essential rolein expanding dealing with e-commerce in Saudi Arabia.Originality/value – This is the first paper in the area of customers’ motivation to deal with e-commercethrough e-banking serviceson a comparative analysis of Islamic and conventional banks in Saudi Arabia. The findings and implications of the research offers invaluable information to the industry and policy-makers.

Reflections on the theme issue outcomes

2016 ◽  
Vol 8 (4) ◽  
pp. 504-510
Author(s):  
Gunjan M. Sanjeev ◽  
Richard Teare
Keyword(s):  
Customer Service ◽  
Hospitality Industry ◽  
Theme Issue ◽  
Policy Makers ◽  
Content Type ◽  
Starting Point ◽  
Cost Competitiveness ◽  
Hotel Sector ◽  
Practical Implications ◽  
Selection Of

Purpose The paper aims to profile the theme issue of Worldwide Hospitality and Tourism Themes titled “How is the need for innovation being addressed by the Indian hospitality industry?” with reference to the experiences of the theme editor, contributors from the industry and academia and the theme issue outcomes. Design/methodology/approach The paper uses structured questions to enable the theme editor to reflect on the rationale for their theme issue question, the starting-point, the selection of the writing team and material and the editorial process. Findings It highlights recent innovations that have taken place in the Indian hospitality industry especially in the areas of customer service, cost competitiveness, culinary management, revenue management and technology. Practical implications As hotel sector investment in India intensifies, this theme issue will be of interest to hoteliers, policy makers, analysts and others interested in the role that innovation can play in helping to facilitate differentiation between competing hotel products and services. Originality/value There is limited literature available on industry innovations in the Indian context. All the papers in this theme issue were written after several cycles of interaction between academics and practitioners and so they incorporate real–time, relevant and contemporary data.

scholarly journals Public Policies for Procurement under COVID19

2021 ◽  
Vol 1 (3) ◽  
pp. 9-36
Author(s):  
Luís Valadares Tavares ◽  
Pedro Arruda
Keyword(s):  
Comparative Analysis ◽  
Comparative Study ◽  
Public Procurement ◽  
Public Policies ◽  
European Directives ◽  
Public Markets ◽  
The Public ◽  
Public Contracting ◽  
The Comparative Study ◽  
Selection Of

Public procurement is a main issue in the frontline of Governments fighting COVID 19 pandemic as the need for additional and urgent acquisitions as well as the need to consolidate the supply chains and to promote sustainable and innovative procurement have been a source of deep changes and main challenges disturbing public markets and invalidating several assumptions of the traditional public contracting. In this paper, the development of appropriate public policies to cope with these challenges is studied following the approach suggested by several authors and including four stages: a Stage on Facts and Issues where the main challenges and conditions are studied, the Options Stage to describe which polices and procedures can be adopted, a Values Stage stating the main values to be pursued and, finally, a Policies Stage including the selection of the recommended policies. The analysis of the challenges and facts includes the study of a taxonomy of short and longer term needs and the available options are based on the comparative study of procedures ruled by the European Directives on Public Procurement approved on 2014. The major values to be respected include the principle of competition which is a major institutional principle of the European Treaty and of the Directives as well as the goal of promoting sustainable and innovative public procurement. Several indicators are suggested to describe the application of the public procurement policies adopted across EU and their comparative analysis is presented using the TED data for contracts concerning COVID 19. The case of Portugal is discussed and final remarks about the recommended public policies are also included herein.

Libraries and technology: Canadian and Malaysian copyright exceptions

2017 ◽  
Vol 38 (8/9) ◽  
pp. 415-425
Author(s):  
Ratnaria Wahid
Keyword(s):  
Comparative Analysis ◽  
Comparative Study ◽  
Design Methodology ◽  
New Technologies ◽  
Technological Development ◽  
Policy Makers ◽  
Content Type ◽  
Extra Effort ◽  
Library Community

Purpose The purpose of this paper is to provide a snapshot and a comparative analysis of copyright exceptions available for libraries. It frames the differences and similarities, leading to discussion as to what extent copyright exceptions help libraries cater the changing technology. Design/methodology/approach This paper introduces the role of copyright exceptions in balancing owners and users interests. It explains evolving libraries activities due to technological development and how copyright exceptions significantly applies. Several factors in Canadian and Malaysian statutes are compared, namely, the rights granted, purposes allowed, beneficiaries affected, works involved, and conditions attached. This signifies to what extent the library exceptions cater to the changing needs and circumstances. It emphasizes the importance of awareness and understanding in order for libraries to serve its role effectively. Findings Both countries consider the use of new technologies in its library exceptions. Malaysian statute adopts a general approach which can either be flexibly or rigidly interpreted. Comparatively, Canada adopts a more specific and detail approach that might restrict beneficial activities. This paper calls for extra effort for policy makers to allow more control of digital works that may serve libraries activities. Originality/value There has not been any comparative study in the library literature on copyright exceptions for libraries in Malaysia and Canada. This study aims to provoke such discussion and how each country may learn from each others practices. It should be useful to the whole library community, particularly to both countries.

scholarly journals Comparative study on three locally developed live orf virus vaccines for sheep in Saudi Arabia

2012 ◽  
Vol 79 (1) ◽  
Author(s):  
Fahdel M. Housawi ◽  
Eltayb M. Abuelzein ◽  
Ahmed A. Gamee ◽  
Adel I. Alafaleq
Keyword(s):  
Saudi Arabia ◽  
Comparative Study ◽  
Protective Efficacy ◽  
Healing Time ◽  
Orf Virus ◽  
Vaccine Production ◽  
Veterinary Vaccine ◽  
Virulent Virus ◽  
And Performance ◽  
Selection Of

The epidemiology of orf virus infection in Saudi Arabia (SA) has been researched since 1990. The results obtained during this period indicate that the disease is widespread, has great economic impact and that no vaccine has been used against it. The present study compares the immunogenicity and protective efficacy of three locally developed live orf virus vaccines. Two of them differ in their passage history in Vero cell culture and the third was used as a virulent virus in glycerine buffer. To the best of the authors’ knowledge, no similar comparative study has been conducted in the Middle East utilising three types of vaccines prepared from the same virus strain. Selection of the candidate seed orf virus and performance of the quality control tests were as laid out by the OIE for veterinary vaccine production. The vaccine seed virus was a field orf virus isolated from a previous orf outbreak in Saudi Arabia. A simple novel formula was developed to calculate the rate of reduction in the healing time (RHT %) in the challenged sheep. This allowed direct comparison of the efficacy of the three types of vaccines employed in the present study. The efficacy of each vaccine was tested on a cohort of local Noemi sheep.

scholarly journals A comparative analysis on water quality in an urban micro watershed

2017 ◽  
Vol 28 (4) ◽  
pp. 566-578 ◽  
Author(s):  
Karen Tavares Zambrano ◽  
Cristiano Poleto ◽  
Jefferson Nascimento Oliveira
Keyword(s):  
Water Quality ◽  
Comparative Analysis ◽  
Quality Parameters ◽  
Quality Data ◽  
Water Quality Data ◽  
Content Type ◽  
Quality Water ◽  
Practical Implications ◽  
Selection Of

Purpose This study presents a comparative analysis of water quality data in an urban micro watershed to study the magnitude of impacts on the water quality parameters over the last decade. The purpose of this paper is to evaluate the degree of deterioration using the water quality index. Design/methodology/approach Rapid urban growth without proper land use and occupation planning results in the overload of urban water resources. Therefore, a literature review was conducted on the research subject published in the dissertation databases of the Engineering Faculty of Ilha Solteira, which resulted in the selection of two dissertations on water quality in the Ipê Stream, Ilha Solteira – SP, Brazil. The results will be evaluated according to the Brazilian laws and regulations in force. Findings This study shows that pollution and degradation in the stream intensified during the study period, with the most impacted areas within the urban perimeter. Practical implications The increasing impacts underscore the need for efficient measures such as implementation of retention reservoirs, elimination of clandestine sewage connections and restoration of riparian forests. Originality/value This study highlights the need to monitor the water quality of streams in order to establish preventive and mitigating measures to avert the growing environmental impacts and to ensure quality water for future generations.

scholarly journals Testing the productivity bias hypothesis in Middle East countries

2018 ◽  
Vol 45 (5) ◽  
pp. 922-931 ◽  
Author(s):  
Ferda Halicioglu ◽  
Natalya Ketenci
Keyword(s):  
Time Series ◽  
Saudi Arabia ◽  
Middle East ◽  
Design Methodology ◽  
Policy Makers ◽  
Content Type ◽  
Distributed Lag ◽  
Autoregressive Distributed Lag ◽  
Middle East Countries ◽  
Practical Implications

Purpose The purpose of this paper is to empirically test the validity of the productivity bias hypothesis (PBH) in 18 Middle East countries. Design/methodology/approach The paper employs autoregressive-distributed lag approach to cointegration approach and stability tests. Findings The empirical results suggest the existence of the PBH only in the case of Bahrain, Kuwait and Saudi Arabia. Practical implications Conclusions drawn from this research could be useful for the policy-makers of governments and practitioners in international trade organizations. Originality/value This study extends the existing literature by providing initial empirical time series evidence of the PBH for the entire Middle East countries.

Dividend payout policy of Islamic vs conventional banks: case of Saudi Arabia

2017 ◽  
Vol 10 (1) ◽  
pp. 117-128 ◽  
Author(s):  
Lama Tarek Al-Kayed
Keyword(s):  
Saudi Arabia ◽  
Boards Of Directors ◽  
Dividend Policy ◽  
Data Availability ◽  
Future Research ◽  
Islamic Banks ◽  
Content Type ◽  
Dividend Payments ◽  
Conventional Banks ◽  
Practical Implications

Purpose This paper aims to identify the factors that affect dividend payments for Saudi Arabian Islamic and conventional banks and to test whether the factors that affect Islamic banks’ dividend policy differ from the factors affecting conventional banks’ dividends. Design/methodology/approach Panel regression was run on data for six Islamic banks and six conventional banks. Findings The paper found that profitability, lagged dividends and leverage are all significant determinants of Islamic Banks’ dividend policy. Lintner’s (1956) model applies to Islamic bank’s dividend policy, as Islamic banks who payout dividends commit to their payments. All factors included in the study (profitability, liquidity, leverage, growth and lagged dividend) are found to be significant determinants of conventional banks’ dividend payments. Research limitations/implications Future research should include ownership variables in the regression to test the agency theory regarding dividends. Ownership variables were not included in the study because of data availability issues. Practical implications The results of this study have practical implications for analysts, investors and regulators. For Islamic banks to compete in the local and global deposit markets, their management must carefully decide upon their dividend policy. As conventional banks are distributing stable dividends, it is time for Islamic banks to plan for a stable dividend policy to send positive signals to the market. As newcomers to the market Islamic banks should avoid spontaneous and inconsistent dividend distributions that do not carry any signals to the market. It will be difficult for Islamic banks to raise capital or attract investors because of their lower dividend yields compared to conventional banks. Boards of directors of Islamic banks should use dividends as an agency monitoring device; large-scale retention of earnings encourages behaviour by managers that does not maximize shareholder value. Dividends, then, are a valuable financial tool for these firms because they help firms avoid asset/capital structures that give managers wide discretion to make value-reducing investments. Originality/value This is the first study – up to the author’s knowledge – to investigate the financial institutions (banks) dividend policy in Saudi Arabia.

The Contribution of ”Folia Turistica” to the Development and Popularisation of Philosophical Research on Tourism

2019 ◽  
Vol 50 (2) ◽  
pp. 11-11
Author(s):  
Maria Zowisło
Keyword(s):  
Comparative Analysis ◽  
Significant Contribution ◽  
Multidisciplinary Research ◽  
Tourism Research ◽  
Qualitative Interpretation ◽  
Theoretical Analyses ◽  
Practical Implications ◽  
Selection Of ◽  
Academic Debate

Purpose. A review and discussion of philosophical works published in the “Folia Turistica” journal and the categorical, thematic and problematic contribution of philosophical reflections contained in them to multidisciplinary research on tourism. Method. Query of 49 issues of “Folia Turistica”, selection of articles and reviews on tourism from the perspective of philosophical disciplines or selected philosophical concepts. Analysis, comparison, interpretation oriented towards an existential sense, values and ideas, synthesis. Findings. The review of philosophical publications in the “Folia Turistica” journal has demonstrated the quantitatively and qualitatively significant contribution of philosophical approaches, interpretation and conceptualisation of tourism and the mobility of human travel to tourism research. The specificity of the philosophical problematisation of the phenomenon of travel consists in highlighting and analysing its ideal, essential, existential, epistemic and symbolic qualities and meanings that find its significance in the axiological preferences, in the area of intentionality, attitudes and experiences. Research and conclusions limitations. The work is limited to the description and comparative analysis of articles published on the pages of one journal, its results and generalisations are, therefore, not a universal concept. Practical implications. Promotion of the “Folia Turistica” journal in the Polish and global academic debate on the multi-faceted phenomenon of tourism. Outlining the philosophy of tourism as an innovative and inspirational field of research. Originality. The work is a discussion and interpretation of publications of other authors-philosophers, but it contains elements of independent interpretation and synthetic recapitulation. Type of work. Presentation, description and qualitative interpretation of theoretical analyses of tourism in the field of philosophy and its sub-disciplines, as well as investigations conducted from the perspective of selected philosophical positions (phenomenology, hermeneutics, existentialism, metaphysics of hope, etc.).

Apprenticeships, mobility and wages an investigation on French data

2018 ◽  
Vol 39 (1) ◽  
pp. 166-186
Author(s):  
Alexandre Lene ◽  
Benoit Cart
Keyword(s):  
Design Methodology ◽  
Medium Term ◽  
Policy Makers ◽  
Content Type ◽  
Employment Trajectories ◽  
Dynamic Perspective ◽  
Selection Mechanisms ◽  
The Impact ◽  
Practical Implications ◽  
Selection Of

Purpose The purpose of this paper is to estimate the effect of mobility on the apprentices’ wages. Design/methodology/approach Using a French longitudinal survey concerned with young people’s entry into the labor market and their subsequent employment trajectories, this paper estimates the impact of mobility on post-apprenticeship wages correcting for different selection bias. Findings Mobility is both voluntary and enforced. It combines imposed selection mechanisms and more active match searching behaviors on the part of apprentices. Apprentices who change employer do not have significant lower starting wages than those who remain in their training firms. Nevertheless, in the medium term, those who defer their moves tend to benefit more from their mobility. Those who move immediately see their wage rising less sharply. Practical implications The findings indicate that policy makers should be concerned with job mobility at the end of the apprenticeship contract. Manpower policies should focus on measures that enhance the transferability of accumulated skills and the acquisition of new skills by apprentices. Originality/value To the author’ best knowledge, this is the first paper studying the effect of mobility on apprentices’ wages in a dynamic perspective and correcting for the selection of different categories of mobility (immediate vs deferred mobility).

THE CONTRIBUTION OF ”FOLIA TURISTICA” IN THE DEVELOPMENT AND POPULARISATION OF PHILOSOPHICAL RESEARCH ON TOURISM

2019 ◽  
Vol 50 ◽  
pp. 21-22
Author(s):  
Maria Zowisło
Keyword(s):  
Comparative Analysis ◽  
Significant Contribution ◽  
Multidisciplinary Research ◽  
Tourism Research ◽  
Qualitative Interpretation ◽  
Theoretical Analyses ◽  
Practical Implications ◽  
Selection Of ◽  
Academic Debate

Purpose. A review and discussion of philosophical works published in the "Folia Turistica" journal and the categorical, thematic and problematic contribution of philosophical reflections contained in them to multidisciplinary research on tourism. Method. Query of 49 issues of "Folia Turistica", selection of articles and reviews on tourism from the perspective of philosophical disciplines or selected philosophical concepts. Analysis, comparison, interpretation oriented towards an existential sense, values and ideas, synthesis. Findings. The review of philosophical publications in the "Folia Turistica" journal has demonstrated the quantitatively and qualitatively significant contribution of philosophical approaches, interpretation and conceptualisation of tourism and the mobility of human travel to tourism research. The specificity of the philosophical problematisation of the phenomenon of travel consists in highlighting and analysing its ideal, essential, existential, epistemic and symbolic qualities and meanings that find its significance in the axiological preferences, in the area of intentionality, attitudes and experiences. Research and conclusions limitations. The work is limited to the description and comparative analysis of articles published on the pages of one journal, its results and generalisations are, therefore, not a universal concept. Practical implications. Promotion of the "Folia Turistica" journal in the Polish and global academic debate on the multi-faceted phenomenon of tourism. Outlining the philosophy of tourism as an innovative and inspirational field of research. Originality. The work is a discussion and interpretation of publications by other authors-philosophers, but it contains elements of independent interpretation and synthetic recapitulation. Type of work. Presentation, description and qualitative interpretation of theoretical analyses of tourism in the field of philosophy and its sub-disciplines, as well as investigations conducted from the perspective of selected philosophical positions (phenomenology, hermeneutics, existentialism, metaphysics of hope, etc.).

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