scholarly journals The Moderating Influence of Financial Literacy on the Relationship of Financial Attitudes, Financial Self-Efficacy, and Credit Decision-Making Intensity

2021 ◽  
Vol 23 (2) ◽  
pp. 69-82
Author(s):  
LD Gadi Djou ◽  
Fitri Lukiastuti
Keyword(s):  
Decision Making ◽  
Financial Literacy ◽  
Self Efficacy ◽  
Positive Influence ◽  
Retail Trade ◽  
Financial Attitudes ◽  
Analysis Techniques ◽  
Relationship Of ◽  
The Relationship

This study aims to determine the role of financial literacy moderation on the relationship between financial attitudes and financial self-efficacy on the intensity of decision-making of the SMEs that are also the customers of KUR BNI in Ende Regency amidst the COVID-19 pandemic situation. The objects of this research are all owners of large and retail trade SMEs, car and motorcycle repairs in Ende Regency (58 SMEs). The data analysis techniques used in this research is the Moderated Regression Analysis (MRA). The results are: (1) financial attitudes has positive influence on the credit decision-making intensity on SMEs, (2) financial self-efficacy has positive influence on the credit decision-making intensity of SMEs, (3) there is a moderation impact of financial literacy on the relationship between financial attitudes and credit decision making intensity for SMEs, and (4) financial literacy is able to moderate the relationship between self-efficacy and credit decision making intensity for SMEs.

Information Systems for the Management of the Organizations

2018 ◽  
pp. 96-116
Author(s):  
José Rascão
Keyword(s):  
Decision Making ◽  
Information Systems ◽  
Information Management ◽  
Global Economy ◽  
Business Management ◽  
Key Concepts ◽  
Relationship Of ◽  
The Relationship ◽  
Role Of Information

This chapter investigates the key concepts of information systems, as well as the role of information in the information management activities, in terms of supporting decision making by different organizations' managers in the literature of information sciences and business sciences. The information has become, in the global economy, a source of value for organizations, assuming a key role in contributing to the development of the performance of the same. The relationship of information management with business management helps the process of decision making.

scholarly journals EMERGENCE OF WORKPLACE SPIRITUALITY AS AN OUTCOME OF CALLING WITH A MODERATING ROLE OF CAREER COMMITMENT AMONG MEDICAL PROFESSIONALS IN PAKISTAN

2015 ◽  
Vol 03 (01) ◽  
pp. 67-76
Author(s):  
Nida Abbas ◽  
Keyword(s):  
Self Efficacy ◽  
Career Commitment ◽  
Workplace Spirituality ◽  
Medical Professionals ◽  
Work Meaningfulness ◽  
Main Determinants ◽  
Relationship Of ◽  
The Relationship ◽  
Moderating Role

The study focused on the emergence of workplace spirituality as an outcome of calling, among medical professionals in Pakistan. Some of the main determinants of calling identified in this research were passion, occupational self-efficacy and work meaningfulness. The data was collected from a sample of 200 participants by using questionnaires. Results showed that calling was positively related with workplace spirituality and passion. On the other hand, calling was not found to be associated with occupational self-efficacy and work meaningfulness. Calling was found to be mediating the relationship of passion, occupational self-efficacy and work meaningfulness with workplace spirituality. However, career commitment was not found to be moderating the relationship of calling with workplace spirituality.

scholarly journals Factors Affecting Investment Decision Making: Moderating Role of Investors Characteristics

2019 ◽  
pp. 1311-1320
Author(s):  
Salam A. Alshamy
Keyword(s):  
Decision Making ◽  
Corporate Governance ◽  
Investment Decision ◽  
Financial Education ◽  
Financial Information ◽  
Factors Affecting ◽  
Investment Decision Making ◽  
Relationship Of ◽  
The Relationship

The current study aimed to investigate the factors affecting investment decision making. Moreover, the moderating effects of age, gender, and financial information were also tested. The study utilized a quantitative research design for that the data was collected using a structured questionnaire. The questionnaire was sent to 570 individuals out of that 374 questionnaires were returned however 372 of the questionnaires were found to be useable. The study framework had 6 constructs namely heuristics, financial information, corporate governance, risk aversion, and experience were independent variables while investment decision making was dependent variable while age, gender and financial education were moderating variables. All the latent construct were measured using multi items based on 5 point Likert scales from 1 strongly disagree to 5 strongly disagree. The results found the Heuristics, Risk Aversion, Financial Information, Corporate Governance and Experience to be significant factors affecting the investment decision making. Moreover, the moderating effect of gender was found to be significant in the relationship of (financial information, corporate governance, and experience) and investment decision making. The moderating effect of age was found to be significant in the relationship of (Heuristics, Corporate Governance, and Experience) and investment decision making while the moderating role of financial education was found to be significant in the relationship of (financial information, corporte governance and experience) and investment decision making.

1. Everything has structure

2014 ◽  
Author(s):  
David Blockley
Keyword(s):  
Decision Making ◽  
Structural Engineering ◽  
Fitness For Purpose ◽  
Form And Function ◽  
Environmental Criteria ◽  
Flow Through ◽  
And Function ◽  
Relationship Of ◽  
The Relationship

‘Everything has structure’ considers the fundamental nature and role of structure and the relationship of structural engineering with other engineering disciplines and with architecture. Decision making is driven by the purpose of a man-made structure and how ‘fitness for purpose’ is realised. There is a need to understand how forces flow through a structure in order to ensure it meets its primary purpose of being strong and safe whilst at the same time meeting many other needs such as affordability, aesthetic, and regulatory and environmental criteria. The best structures are a harmony of architecture and engineering—where form and function are one and the flow of forces is logical.

scholarly journals Relationship between age, category and experience with the soccer referee’s self-efficacy

PeerJ ◽  
2021 ◽  
Vol 9 ◽  
pp. e11472
Author(s):  
José López Aguilar ◽  
Alfonso Castillo-Rodriguez ◽  
José L. Chinchilla-Minguet ◽  
Wanesa Onetti-Onetti
Keyword(s):  
Decision Making ◽  
Self Efficacy ◽  
Psychological Intervention ◽  
The Self ◽  
Intervention Programs ◽  
Sports Performance ◽  
Positive Correlations ◽  
Relationship Of ◽  
The Relationship ◽  
Age Category

Soccer referees (SRs) encounter stressful situations during competitions and sometimes even outside them, which may affect their decision making. Therefore, it is important that they possess or acquire optimal levels of self-efficacy, since it is related to less stress during competition, also guaranteeing sports performance and prevent sports abandonment. The objectives of this study were to characterize the profile, in terms of self-efficacy, of SRs depending on their category, age, and experience and to determine the relationship of these factors on SR self-efficacy. Two-hundred fifty-six Spanish referees participated in this study and Referee Self-Efficacy Scale was administered and completed. The results indicated that the SRs older than 25 years, of national category, and with experience greater than or equal to 8 years, have higher levels of self-efficacy than those with the least (p < .01). Likewise, moderate positive correlations were also observed between global self-efficacy and the category, age, and experience of the SRs. In conclusion, age, category and experience factors relate the self-efficacy of the SR, which can explain up to 17% of the variance, affecting decision-making and other decisive behaviors in the competition. These findings are of interest to delegations and referee committees seeking to implement psychological intervention programs to prevent burnout and abandonment of sports practice due to the consequences of low self-efficacy.

scholarly journals Drivers of entrepreneurial intentions on undergraduate students

2020 ◽  
Vol 2 (2) ◽  
pp. 31-35
Author(s):  
Praptini Yulianti ◽  
Evi Setyo Lestari
Keyword(s):  
Undergraduate Students ◽  
Undergraduate Student ◽  
Self Efficacy ◽  
Entrepreneurial Intention ◽  
Positive Influence ◽  
Business Development ◽  
Entrepreneurial Intentions ◽  
Mediating Role ◽  
The Relationship

The growing number of café businesses makes undergraduate students attracting to the enterprise. The purpose of this study is to examine the relationship between Entrepreneurial Self-Efficacy (ESE) on entrepreneurial intention with the mediating role of attitude toward entrepreneurship. This study is providing questionnaires on the respondent. Total respondents are from 92 undergraduate students as the owner of a cafe business in Surabaya, Indonesia. This study examines two hypotheses by smart PLS. Entrepreneurial self-efficacy has a significant and positive influence on entrepreneurial intention. Attitude toward entrepreneurial is partially mediating the relationship between entrepreneurial self-efficacy with entrepreneurial intention. Entrepreneurial self-efficacy includes beliefs about the capabilities of achieving desired outcomes as well as beliefs about one's abilities to complete tasks. ESE is crucial to building entrepreneurial intention because the survival of a business does not merely depend on success but also seeks opportunities in business development. Entrepreneurial self-efficacy is a crucial factor that should be had by the undergraduate student as an owner of a business. By having a higher entrepreneurial self-efficacy, the better impact on an entrepreneur has perceived competence for successfully starting a new enterprise.

Employment stress as a moderator of the relationship between proactive personality and career decision-making self-efficacy

2021 ◽  
Vol 49 (10) ◽  
pp. 1-13
Author(s):  
Shuyi Zhou ◽  
Shiyong Wu ◽  
Xiaoyan Yu ◽  
Wei Chen ◽  
Wen Zheng
Keyword(s):  
Decision Making ◽  
Labor Market ◽  
Self Efficacy ◽  
Career Decision ◽  
Proactive Personality ◽  
Early Career ◽  
Career Decision Making ◽  
The Relationship ◽  
Moderating Role

We investigated the moderating role of employment stress in the relationship between proactive personality and career decision-making self-efficacy among recent Chinese graduates during the COVID-19 pandemic. The main results are as follows: (a) proactive personality positively predicted career decision-making self-efficacy, (b) employment stress was negatively related to proactive personality and career decision-making self-efficacy, and (c) employment stress significantly and negatively moderated the effect of proactive personality on career decision-making self-efficacy, meaning that the moderating effect was stronger at a lower level of employment stress. The results indicate that students graduating during the COVID-19 pandemic are more prone to suffering from complex career decisionmaking processes exacerbated by a challenging and changing labor market. Our findings suggest that graduates should secure flexible employment options and that officials, staff, and managers in governments, universities, and industries should work together to enhance graduates' career decision-making self-efficacy and assist them in achieving their early career aspirations by alleviating internal and external employment pressure.

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