Iran’s Islamic Banking Experience & the Future

2011 ◽  
pp. 185-191
Author(s):  
Omar Masood
Keyword(s):  
Author(s):  
Hamsir Hamsir

AbstractThe purpose of this paper is to observe, predict and assess the existence of Islamic banking in Indonesia in the development of facing and maintaining public confidence in the issue of banking crime that are currently, have been and will come. Sharia Bank As an institution in the form of a business / service industry, so in the future, commercial/state banks such as state-owned enterprise banks that manage Sharia Banks will be merged as separate National Sharia Banks. Space and opportunities for criminal acts in Islamic banking have the same space and opportunities as other banks (conventional banking). However, what distinguishes if a criminal act is suspected, it must involve institutions formed from the provisions in sharia banking law (national sharia board, sharia supervisory board) accompanied by the Police and financial service authority institutions, but in investigative work. The police apparatus or financial services authority first asks for instructions from the national sharia board and sharia supervisory board.Keywords: Crime, Conventional Banking, Sharia Banking. AbstrakTujuan penulisan ini, untuk mengamati, memprediksi dan menilai keberadaan perbankan syariah di Indonesia dalam perkembangan menghadapi dan menjaga kepercayaan masyarakat dari persoalan tindak pidana perbankan atau kejahatan perbankan yang saat ini, pernah dan atau akan datang.  Bank (Syariah) Sebagai suatu institusi/lembaga dalam bentuk usaha/industri jasa (BUMN), begitu pun ke depan (wacana 2020) Bank-bank umum/negeri (BNI, BRI & Mandiri) yang mengelola Bank Syariah akan dimerger sebagai Bank Syariah Nasional tersendiri. Ruang dan peluang terjadinya tindak pada perbankan syariah memiliki ruang dan peluang yang sama dengan perbankan lainnya (konvensional). Namun yang membedakan bila diduga terjadi tindak pidana di dalamnya, haruslah melibatkan lembaga-lembaga yang terbentuk dari ketentuan dalam hukum/perundang-undangan perbankan syariah (DSN, DPS) disertai institusi Kepolisian dan lembaga OJK, namun dalam kerja penyidikan aparat Polri atau OJK terlebih dahulu meminta petunjuk DSN dan DPS.Kata Kunci : Perbankan Konvensional, Perbankan Syariah, Tindak Pidana.


INFERENSI ◽  
2020 ◽  
Vol 14 (2) ◽  
pp. 181-200
Author(s):  
ZULFIKAR HASAN

Research by the author is a type of research that combines qualitative andquantitative methods in looking at how influential Human Resources ison the performance of Islamic banking in Indonesia. This study takes datafrom the Financial Services Authority in addition to using data collectionand analysis methods based on the writer’s understanding by looking atthe current issue. Human Resources in Islamic banking needs to be oneof the main points to develop more exceptional Islamic banking and beable to survive and compete with conventional banking. HR is one of theessential factors in supporting the performance of this industry so that itcan be even better in the future by applying the principles of sharia to allsharia banking workers.


2018 ◽  
Vol 5 (1) ◽  
pp. 47
Author(s):  
Abdul Muin

Notary is a public official appointed by the government authorized to make an authentic deed as stipulated in UUJN. Authority as mentioned above includes in the making of deed or contract on Islamic Banking. A contract according to language is binding, connecting, as for the meaning of the contract by term is an association or meeting between ijab and qabul that result in law. While the definition of Islamic Banking is a bank that runs its operations based on the principles of sharia. Notary Authority as regulated in Law Number 30 Of 2004 junto Law Number 2 Of 2014 concerning Notary Position shall be based on the honesty of Notary in executing its duties and authority including within the truth of the data in the process of making the contract. If the contract or deed made by the Notary in the future found the supporting data proved counterfeit and Notary participate in the practice of data forgery then the Notary is the person involved in making the contract with false data. However, if the data on which the notarial deed is made is not involved in the falsification, then the Notary does not take responsibility in the criminal act of falsifying the data. And the notary may exercise its right of interest. The legal basis of this journal is the Qoran and Hadits, Law No. 30 of 2004, Law No. 2 of 2014 on the position of Notary, Law Number 31 Of 2008 concerning Islamic Banking and the Civil Code.


2017 ◽  
Vol 1 (2) ◽  
pp. 266-274
Author(s):  
Bhaswarendra Guntur Hendratri

Islamic banking development that is increasingly requires the development of Islamic banking products, which are used to meet the needs and demands of its customers. Islamic banking can overcome or manage their liquidity in an Islamic way, both the sukuk and other types of investments, which certainly does not violate the Islamic sharia. The keys are used by banks in their liquidity management is the availability of primary and secondary reserves. In fulfillment of secondary reserve, bank can invest idle fund in Money Market. Islamic interbank money market is able to support smooth for Islamic banking to use Islamic interbank money market as a means to organize and manage liquidity. Interbank money market with Sharia principle is one of the facilities provided by Bank Indonesia as control of Indonesia banking in terms of utilization of idle funds held by Islamic banking. Interbank money market with Sharia, which has the right to publish is only a BUS or UUS because, in the future, BUS or UUS will be the manager of the funds, both in terms of SIMA (Mudharabah Interbank Investment Certificate) or SIKA (Commodity Interbank Certificate). Commodity Certificates based on Sharia (SIKA) is different with SIMA. SIKA uses murabahah contract. The trade is conducted in the commodity exchange. The interbank money market with Sharia principles is not much different from the risks that exist in the money market in general. However, the risk in interbank money market seems more minimal because is conceptualized and organized by Bank Indonesia.


Author(s):  
Soofi Asra Mubeen ◽  
Neelufer Aslam Kulkarni ◽  
Yahya Khamis Al Hussaini

2016 ◽  
Vol 30 (2) ◽  
pp. 185-198 ◽  
Author(s):  
Muhammed Shahid Ebrahim ◽  
Mustapha Sheikh

This article assesses the employment of traditional Islamic debt instruments by contemporary Islamic banks from an economic efficiency perspective. We highlight the fact that the performance of the bulk of the instruments pales in front of the modern facility of participating preferred ijāra. Thus, the shortcomings of the traditional instruments illustrate that the future does not augur well for either the Islamic banking industry or the emerging Muslim economies. For the Muslim world to move beyond its current malaise, it is necessary to scientifically restructure its financial intermediation system in such a way as to meet the challenges of the modern age also conforming to the spirit of the Sharīʿa.


Al-Ahkam ◽  
2013 ◽  
Vol 23 (1) ◽  
pp. 57
Author(s):  
Abdul Ghofur

This study intends to analyze the historical background of the enactment of Law No. 21 of 2008 concerning Islamic Banking in the perspective of relationship between law and political power. This study are considered attractive in the context of Indonesia as a state law that the majority of the population is Muslim, which is ethically Islamic law becomes an important part in the law development. Politically, the Indonesian government also has a historical background of the harmonious relationship with the Islamic forces. Determination of law No. 21 of 2008 concerning Sharia banking is not free from the constellation and political configurations that occured at that time. However, despite decorated by strict political configuration, the determination of this statue has a accountability of its juridical basis, sociological, and philosophical. Determination This law proves that Islamic law has become one of the sources of national law and has the opportunity to contribute to the development of national laws optimally in the future.


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