Life office returns to the Department of Trade and Industry

1974 ◽  
Vol 101 (1) ◽  
pp. 53-87 ◽  
Author(s):  
A. Ford
Keyword(s):  
Working Party ◽  
Considerable Extent ◽  
Insurance Companies ◽  
Research Committee ◽  
The Government ◽  
Set Up ◽  
Work Done

This paper arose from a report prepared by a working party set up under the auspices of the Research Committee. The views in the paper are my own but they are, to a considerable extent, based upon work done by Messrs J. K. W. Davies and P. N. S. Clark. I am also indebted to Mr R. T. Foster of the Government Actuary's Department for clarifying points arising from the current Regulations.2. The paper is concerned with the Returns made by Life Offices to the Department of Trade and Industry in accordance with The Insurance Companies (Accounts and Forms) Regulations 1968. The aims of this paper are:(i) to discuss the objectives of the Returns,(ii) to discuss whether the questions asked by the present Regulations and the answers currently being given in the Returns achieve these objectives,(iii) to discuss possible changes in the Regulations, and(iv) to discuss the role of the actuary in relation to the Returns and also in relation to the auditor.

Financial Services and Investment Markets in a Low Inflationary Environment

1999 ◽  
Vol 5 (5) ◽  
pp. 851-897 ◽  
Author(s):  
P.J. Nowell ◽  
J.R. Crispin ◽  
M. Iqbal ◽  
S.F. Margutti ◽  
A. Muldoon
Keyword(s):  
Financial Services ◽  
Working Party ◽  
Research Committee ◽  
Net Returns ◽  
Term Insurance ◽  
Insurance Business ◽  
Set Up ◽  
The Impact

ABSTRACTA working party was set up in February 1999 by the Research Committee of the Life Board to consider the impact of a low inflationary environment on the financial services and investment markets with particular emphasis on companies conducting long-term insurance business.The working party has produced an interim report which reviews the causes of the present expectation of low inflation and discusses evidence from the past and the role of demographics. It considers issues surrounding the composition of the retail price index, appropriate economic assumptions and the impact on investment markets, including the effect of charges on net returns to savers. The position of long-term insurance business is then considered in more detail, looking at HM Treasury return consequences as well as disclosure and product design features. Finally, there are two investigations, the first looking at the effect of low inflation on the achieved profits derived from different product designs, and the second looking at the changes in ruin probability for a with-profits office associated with declining inflation.

Accessible@tourism 4.0

2021 ◽  
pp. 1444-1463
Author(s):  
Pedro Teixeira ◽  
Leonor Teixeira ◽  
Celeste Eusébio
Keyword(s):  
Industry 4.0 ◽  
Essential Role ◽  
Industrial Revolution ◽  
Tourism Industry ◽  
Fourth Industrial Revolution ◽  
Tourism Sector ◽  
Challenges And Opportunities ◽  
The Government ◽  
Set Up

This chapter describes how Tourism 4.0 is a concept that combines tourism and the fourth industrial revolution, and although the literature in this field is very scarce, this concept has been explored in some research projects, such as the government-sponsored research project in Slovenian tourism. People with various kinds of access requirements represent a combination of challenges and opportunities for the tourism industry. Tourism 4.0 set up the main goals of making tourism accessible to everyone at any time. Therefore, this new phenomenon may have an essential role in the development of accessible tourism. The adoption of technological components in accessible tourism enables the development of a new technological solution that can facilitate access to tourism products for disabled people, contributing to the development of accessible tourism. The new term Accessible@Tourism 4.0 is the answer to the role of the fourth industrial revolution in accessible tourism, emphasizing the effect of Industry 4.0 components in the tourism sector.

Hillsborough and the Church of England

Theology ◽  
2017 ◽  
Vol 120 (1) ◽  
pp. 3-10
Author(s):  
James Jones
Keyword(s):  
Church Of England ◽  
Public Understanding ◽  
The Public ◽  
Independent Panel ◽  
The Government ◽  
Set Up ◽  
The Church ◽  
British Football

In 1989, 96 Liverpool Football Club supporters were killed at the Hillsborough Stadium in Sheffield. It was the biggest sporting disaster in British football. The original inquests returned a verdict of ‘accidental death’. For over 20 years the families of the 96 and the survivors campaigned against this verdict. In 2010 the government set up an Independent Panel with myself as its Chair. Its remit after consultation with the families and survivors was to access and analyse all the documents related to the disaster and its aftermath and to write a report to add to public understanding. The Panel’s Report was published in 2012 and led to the quashing of the original verdicts and the setting up of fresh inquests. After two years and the longest inquests in British legal history, the jury gave its determination of ‘unlawful killing’. Here I reflect theologically on the public and pastoral role of the Church of England and its mission to wider society.

scholarly journals Corporate Entrepreneurship Performance: Findings From Government-Linked Companies in Malaysia

2019 ◽  
Vol 9 (4) ◽  
pp. 248
Author(s):  
Harry Entebang ◽  
Richard T. Harrison
Keyword(s):  
Corporate Entrepreneurship ◽  
Business Environment ◽  
Structured Interviews ◽  
Senior Managers ◽  
Operation Costs ◽  
Overall Performance ◽  
The Government ◽  
Set Up ◽  
Better Than

A nation’s economic growth has been associated with the role of entrepreneurship. While recognising the work of entrepreneurship on the mindset and behaviour of individual entrepreneurs, research into an organisational perspective of entrepreneurship continues to emerge due to unprecedented developments occurring around the world over the last two decades. Notably, past studies have postulated that entrepreneurial organisations tend to perform better than conservative organisations. In this vein, the Malaysian government has set up Government-linked companies (GLCs) to enable these entities to become more effective, efficient, and competitive, which can assist the government in strengthening its economy. On the other hand, despite considerable improvements, the overall performance of GLCs has been unsatisfactory. Given the hostility and dynamism of the business environment, GLCs have no other option but to improve and perform better. Recognising this, the purpose of the study is to determine the underlying forces forcing GLCs to improve and to identify forms of corporate entrepreneurship (CE) pursued by GLCs. Building on the outcomes of semi-structured interviews with senior managers in GLCs, the need for CE is fostered by competition and market pressure, technological changes, and increases in operation costs. Finally, future studies of CE in Malaysia may consider other aspects of CE, including issues and challenges in pursuing CE effectively within GLCs business environment.

Extract from A Wrack Behind

1999 ◽  
Vol 103 (1022) ◽  
pp. 214
Author(s):  
Norton Lord Kings
Keyword(s):  
Vice President ◽  
The Other ◽  
Research Committee ◽  
Board Of Governors ◽  
The World ◽  
The Government ◽  
To Come ◽  
Aeronautical Science ◽  
Set Up ◽  
Aircraft Production

In 1943, with the world still at war, a great discussion on the future of aeronautical education was held by the Royal Aeronautical Society. Not only would the war years, however many were still to come, demand more well-qualified aeronautical engineers, but the longed for peace years, with engineers turning swords into ploughshares, would want more. The discussion was in two parts. One took place on 25 June and the other on 23 July. Many of the leading figures in British aeronautics took part and in the chair on both occasions was Dr Roxbee Cox, a vice-president of the society. The discussion culminated in a resolution based on a proposal by Marcus Langley. That resolution and the discussion which led to it resulted in the recommendation by the Aeronautical Research Committee that a post-graduate college of aeronautical science should be established. This was followed by governmental action. Sir Stafford Cripps, then the minister responsible for aircraft production, set up a committee presided over by Sir Roy Fedden to make specific proposals, and the committee recommended in its 1944 report that such a college should be a new and independent establishment. In 1945 the government created the College of Aeronautics board of governors under the chairmanship of Air Chief Marshal Sir Edgar Ludlow-Hewitt to bring the college into existence and govern it. The first meeting of this board took place on 28 June 1945 and there were present: Sir Edgar Ludlow Hewitt, Dr W. Abbot, Mr Hugh Burroughs, Sir Roy Fedden, Mr J. Ferguson, Sir Harold Hartley, Sir William Hil-dred, Sir Melvill Jones, Dr E.B. Moullin, Mr J.D. North, Sir Frederick Handley Page, Mr E.F. Relf, Dr H. Roxbee Cox, Air Marshal Sir Ralph Sovley, Rear Admiral S.H. Troubridge and Mr W.E.P. Ward. Sir William Stanier, who had been appointed, was not present.

scholarly journals THE ROLE OF JUDICIAL ADMINISTRATION OF THE GOVERNMENT ACTION ARBITRARY OR VIOLATE RIGHTS CITIZENS

2017 ◽  
Vol 2 (1) ◽  
pp. 38
Author(s):  
Aditia Syaprillah
Keyword(s):  
Research Methods ◽  
Careful Consideration ◽  
Government Policies ◽  
Government Action ◽  
Judicial Administration ◽  
The Government ◽  
Set Up ◽  
Regulation Approach ◽  
Government Authority

The state of judicial administration is formed in order to provide protection for justice seekers who felt indiscriminate with the decision made by judicial administration. Government policies have released with careful consideration on the interest of citizen, therefore district institutions have to be set up as a means for control system.Goal of this study is to analyze the role of state judicial administration to provide protection from indiscrimination for all citizens. The research methods used in this study are normative and doctrine approaches, which are statute approach and regulation approach. Government authority has taken by regulation cannot be operated freely.

scholarly journals The role of political opposition: A pre-requisite for democracy

2021 ◽  
Vol 2 (1) ◽  
pp. 63-71
Author(s):  
Arif Khan ◽  
Saiful Islam ◽  
Muhammad Alam
Keyword(s):  
Party System ◽  
Party Systems ◽  
Parliamentary Democracy ◽  
Democratic System ◽  
The Government ◽  
Incumbent Party ◽  
The Times ◽  
Set Up ◽  
Do So

No doubt for a democracy to be triumphant, multi-party system or, at least two party systems is obligatory. A country where there is one party system and lack observant and efficient opposition there are every chances for the incumbent party to become autocratic and domineering. One party system is most of the times susceptible to transform into dictatorship. Most of the times where there is one party system, the opposition is stifled and trampled and the dictatorship of the single party is established. Germany during Hitler’s rule and Italy during Mussoloni rule are the cases in point. One cannot imagine of a democratic set up without a healthy and watchful opposition. For the success of any parliamentary democracy, an effective opposition is must to carry out its functions courageously and effectively. The paper analyses the rights, responsibilities and obligations of opposition in a democratic system. For this purpose, the techniques adopted by the researcher for data collection include a detailed survey of the available literature covering different aspects of the topic. The internationally reputed authors and experts have been quoted. It is for the government to allow the opposition to fulfil their functions, which indicates a sign of democratic maturity on the part of government. The opposition has to focus on its democratic functions and if it fails to do so, it will be a sign of dysfunctional democracy.

OPTIMALIZATION OF SOCIAL SECURITY ADMINISTRATION (BPJS KETENAGAKERJAAN) TO ACCELARATE THE ACCESSABILITY OF HOUSING FACILITIES FOR LOW-INCOME PEOPLE ACCELERATING HOUSING FOR LOW INCOME PEOPLE (MBR)

2018 ◽  
Vol 4 (1) ◽  
pp. 1-13
Author(s):  
Endang Kawidjaya
Keyword(s):  
Real Estate ◽  
Social Security ◽  
Low Income ◽  
Social Security Administration ◽  
Entire Nation ◽  
The Government ◽  
Set Up ◽  
Housing Facilities

Housing for low-income people has become a problem that until now cannot be solved completely. Various programs have been launched but the number of backlog of housing continues to grow. One of the parties who take in-charge in this problem settlement is the BPJS Ketenagakerjaan program that launches additional programs related to the housing. The results of this study show the role of BPJS Ketenagakerjaan in Accelerating the Accessibility of Housing Facilities for Low-Income People with several programs such as down-payment facilities (PUMP), home renovation loans (PRP) and real estate construction loans. These programs will assist the government to settle this housing deficit although there has not been any prevailing rule and regulation which also has not reached entire nation of Indonesia due to it is limited to the members of BPJS Ketenagakerjaan. Therefore it is required to optimize the role of BPJS Ketenagakaerjaan to settle such housing deficit by understanding the prevailing rules and regulation and some related facilities including the application of leasing. The obstacle  which inhibited by the BI Checking that can be solved by set up the new scheme to the potential debtors that  so that they can as soon as possible live in their dream houses though still own difficulties in credit rate/BI-Checking. Then, as they change their credit rate they may purchase the house in the form of mortgage based on their capacity of income. To execute this, strong rules and regulation from the government as basis of the role of BPJS Ketenagakerjaan or “other LKNB”can also be active in this housing deficit problem with leasing scheme.

The role of the OSCE in the conflict in Georgia

2009 ◽  
Vol 20 (4) ◽  
pp. 318-324 ◽  
Author(s):  
Marie-José van Rie
Keyword(s):  
Legal Basis ◽  
Regional Organization ◽  
Complex Situation ◽  
South Ossetia ◽  
Mediating Role ◽  
The Government ◽  
Set Up ◽  
Cis Countries

AbstractThe OSCE mission was established on the invitation of the government of Georgia and with the consent of the leaders of the breakaway regions of Abkhazia and South Ossetia. One would therefore conclude that there would have been a sound basis for a political solution of the situation. The reality has proved otherwise. The JCC set up to serve as a forum for negotiations, became part of the problem and compromised rather than enabled the OSCE to fulfill its mediating role. The OSCE's security enhancing role in the break away regions was curtailed due to a lack of personnel. As a regional organization lacking political and economic leverage the OSCE was not up to the challenges of this complex situation. The article highlights the constraints of the OSCE in carrying out its mandate: no legal basis, consensus, increasing opposition from the part of CIS countries.

scholarly journals Law Of Environment In India: Problems And Challenges In Its Enforcement

2021 ◽  
Vol 6 (II) ◽  
pp. 17-26
Author(s):  
Ashish Verma
Keyword(s):  
Public Interest ◽  
Pollution Control ◽  
National Development ◽  
Indian Constitution ◽  
The Supreme Court ◽  
The Government ◽  
Set Up ◽  
Indian Perspective ◽  
Indian Scenario

There is no deficiency of available legislations on environmental protection in India but enforcement of these legislations has been far from satisfactory. There is urgent need for the effective, successful and well–organized enforcement of the Constitutional mandate and other environmental legislations or laws in India. The creative and innovative role of India Judiciary and National Green Tribunal [NGT] has been significant and laudable in this era. Pursuant to the provisions contained in Articles 48–A and 51–A[h] of the Indian Constitution, various Public Interest Litigations have been instituted in the Supreme Court against several industries for failing to provide sufficient pollution control and also against Pollution Control Boards to direct them to take proper measures to ensure pollution control in Indian perspective. For the purpose of effective, successful and well–organized enforcement of these legislations, it is required to set up an Adjucatory Body in each State in India, which should consist of legal as well as technical experts. Caring for regulating and protecting the environment is essentially a desire to see that national development should proceed along the rational sustainable laws. Protection of the environment and keeping ecological balance in Indian scenario unaffected is a task which not only the Government but also every individual, association, society, industry and corporation must undertake. It is a social compulsion and fundamental duty enshrined in Article 51–A[g] of the Indian Constitution.

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