Watchdog

2020 ◽  
Author(s):  
Richard Cordray
Keyword(s):  
Democratic Society ◽  
Mortgage Market ◽  
Consumer Finance ◽  
Financial Protection ◽  
American System ◽  
The People

Growing problems in the increasingly one-sided consumer finance markets blew up the economy in 2008. In the aftermath, Congress created the Consumer Financial Protection Bureau. Using stories of individual consumers, Watchdog shows how the bureau quickly became a powerful force for good, suing big banks for cheating or deceiving consumers, putting limits on predatory lenders, simplifying mortgage paperwork, safeguarding the mortgage market and the economy, and stepping in to help solve problems raised by individual consumers. It tells a hopeful story of how the American system can be reformed by putting government back on the side of the people, to strengthen families, safeguard the marketplace, and establish a new baseline of fairness in democratic society.

Vox Populi, Vox Dei

2017 ◽  
Author(s):  
Michelle Sizemore
Keyword(s):  
Political Theology ◽  
Democratic Society ◽  
Religious Culture ◽  
Great Awakening ◽  
The Political ◽  
Political Subjectivity ◽  
Second Great Awakening ◽  
The People ◽  
Early Exploration ◽  
The Voice

This chapter presents enchanted subjectivity as a model of political subjectivity in which individuals claim to speak for God, not for themselves, as commonly assumed for a democratic society. This phenomenon occurred in both the political and religious realms, as demonstrated in the popular republican expression “Vox populi, vox dei” (The voice of the people is the voice of God) and in the prophecies of the Second Great Awakening. Charles Brockden Brown’s Wieland (1798) brings together the political and religious culture of prophecy in his novel about ventriloquism, an early exploration of political theology, that is, a study of the ways in which theological principles infuse republican political arrangements.

“Where the People Can Sing, the Poet Can Live”

2017 ◽  
Author(s):  
Ulf Schulenberg
Keyword(s):  
Political Philosophy ◽  
African American ◽  
Democratic Society ◽  
Individual Responsibility ◽  
Intellectual Tradition ◽  
The People

This chapter places Baldwin within a larger intellectual tradition of both Western political philosophy and the African American intersections with(in) it. Ulf Schulenberg’s work then narrows its focus to develop and trace Baldwin’s humanism, a humanism that argues for individual responsibility in a democratic society. Schulenberg’s essay challenges public-private dichotomies, drawing off of Baldwin’s collapsing of the interior and exterior lives, and ultimately brings to discussion Baldwin’s view of the potential of democracy should individuals all recognize their collective and individual responsibilities.

REFERENDUM AS A FORM OF DIRECT DEMOCRACY

2017 ◽  
Author(s):  
Oleksandr Kalinichenko ◽  
◽  
Vadim Golovchak ◽  
Keyword(s):  
Direct Democracy ◽  
Legal Regulation ◽  
Democratic Society ◽  
The State ◽  
The People ◽  
The Subject ◽  
The Right

The article states that a referendum is an election, a popular discussion and a poll, is the right of real sovereign and supreme will of the people, but in its content and form of implementation. Scientific approaches to the researched problem are analyzed. In the course of the study it is substantiated that the referendum will be an effective too for exercising the right of peoples sovereignty only if the state is dominated by a democratic society, method of legal regulation, realization tool, peoples sovereignty, democratic spirit, that is the subject and method of legal regulation of the referendum differs significantly from other forms of democracy.

scholarly journals The Exercise of Power and Its Resistance in Isle of Dogs

K ta Kita ◽  
2019 ◽  
Vol 7 (3) ◽  
pp. 320-328
Author(s):  
Gracia Veva
Keyword(s):  
Power Relations ◽  
Democratic Society ◽  
The People ◽  
Strategic Position ◽  
The Government ◽  
The Way

This study attempts to show the forms of power exercised by a government and the resistance by the powerless in Isle of Dogs. In this study, I focus on power relations between the government led by Mayor Kobayashi and the powerless party which are the people and dogs. I address two problems which are the way the government exercises power and the way the powerless resists it.  I use Foucauldian power relations and the concept of propaganda by Michel Sproule to help me analyze the problems.  From the analysis, I find that power is exercised by the subjects who are able to manipulate others from their strategic position. I also found that power is fluid, and it transforms as it faces struggle and resistance. Finally, I find that in the field of power relations in a democratic society, people have a big role in determining the form and strength of the power that circulates in that society. Keywords: Power, Resistance, Strategy, Democracy, Obedience.

scholarly journals The Third World and the paradox of the digital revolution

2007 ◽  
Vol 7 ◽  
pp. 47-50
Author(s):  
Mohammed Mesbahi
Keyword(s):  
Information Technology ◽  
Third World ◽  
Democratic Society ◽  
Access To Information ◽  
Digital Revolution ◽  
New Humanism ◽  
The Third ◽  
The People ◽  
The Third World ◽  
We The People

We, the people of the Third World, greeted the revolution in information technology with great enthusiasm, perceiving it as the harbinger of an equalitarian and democratic society and the encapsulation of a new humanism. The question is whether or not this new utopia has effectively brought an end to the great divide regarding access to information and knowledge.

State Constitutional Law in 1938–39

1939 ◽  
Vol 33 (4) ◽  
pp. 615-633
Author(s):  
J. A. C. Grant
Keyword(s):  
Constitutional Law ◽  
New Economy ◽  
American System ◽  
The Past ◽  
The People ◽  
Take Back ◽  
The Right ◽  
Judicial Protection ◽  
State Constitutional Law ◽  
And Training

The years 1936–38 were remarkable for the vigorous manner in which the courts attempted to preserve “the American system” from the return of the guild. The right to engage in a normal trade or calling without passing too rigorous an examination as to one's capabilities and training, to charge such prices for services as one sees fit regardless of the wishes of a dominant majority of those engaged in a particular trade or calling, and to close when one wishes rather than when a “code authority” commands, were given judicial protection. The past year has witnessed a partial change of heart. Apparently, opponents of the new economy of control are about to be told to “go to the polls, not to the courts.” Even more remarkable has been the increasing tendency on the part of the legal profession, under an expanding doctrine of “inherent” powers, to take back from the legislature and from the people the right to control that profession. This tendency continued unabated during the past year. In most fields, the cases were merely typical of the normal run of decisions on state constitutional questions.

TRENDS

PEDIATRICS ◽  
1951 ◽  
Vol 8 (3) ◽  
pp. 446-449
Keyword(s):  
Health Insurance ◽  
Medical Care ◽  
General Hospital ◽  
Massachusetts General Hospital ◽  
Public Welfare ◽  
Outstanding Contribution ◽  
American System ◽  
The People ◽  
The Subject ◽  
The Many

AN OBJECTIVE and factual study of existing health insurance plans, authorized somewhat over a year ago by the Senate, has been released by the Senate Labor and Public Welfare Committee. The report was prepared by a special staff working under the direction of Dr. Dean A. Clark, Director of the Massachusetts General Hospital. In submitting the report to the Senate, Senator Lehman (N.Y.) stated: "Your Subcommittee on Health regards it as the most complete, unbiased, and definitive compilation of data on the subject currently available anywhere. We believe it represents an outstanding contribution to our knowledge of the problems of health insurance. We think it will prove of great value to doctors and laymen concerned with the extension and expansion of health insurance programs and to legislators concerned with the many-sided problem of how the people of America can best finance their participation in our American system of medical care. "Nevertheless, the Subcommittee on Health wants it clearly understood that the report does not set forth any recommendations for legislation directly affecting the economics of medical care and that it represents the findings of Dr. Clark and his associates rather than the opinion of the subcommittee or any of its members." Summary of Findings Number of People Enrolled

US shutdown could hurt consumer finance protections

2015 ◽  
Keyword(s):  
Financial Institutions ◽  
Regulatory Authority ◽  
Class Action ◽  
Consumer Finance ◽  
Fiscal Year ◽  
Financial Protection ◽  
Payday Lending ◽  
Content Type ◽  
White House

Significance Appropriations bills for fiscal year 2016 have come attached with what the White House has called "ideological policy riders", some of which target the Consumer Financial Protection Bureau (CFPB). Rules targeting payday lending and, especially, forced arbitration clauses could chip away at the profitability of financial institutions. Impacts Limiting forced arbitration clauses could increase business exposure to class action litigation. Proposed payday loan rules indicate that greater attention from regulators to the 'unbanked' is likely. The CFPB continues to struggle to establish its regulatory authority, and arbitration rules will further fuel political attention on it.

Media Bias

2015 ◽  
pp. 118-130
Keyword(s):  
Ethical Dilemma ◽  
Media Bias ◽  
Democratic Society ◽  
The People ◽  
The Law ◽  
Journalistic Ethics

A solution towards media bias would be quite hard since it is somehow part of its culture, but an attempt can be made by allowing watchdog NGO organizations to enforce the law when a breach is in evidence. Then any fine charged should be given to the organization. This way the organization is motivated to continue strict and proper monitoring. An ethical dilemma surfaces when it should never have arisen in democratic society. Give the people truthful and fair accounts of events and be regarded as non-patriotic or defend the country with any means or tactics. Journalistic ethics is most sensitive in situations such as these when disagreement is seen as disloyal. This chapter explores media bias.

Know Before You Owe

Watchdog ◽  
2020 ◽  
pp. 117-132
Author(s):  
Richard Cordray
Keyword(s):  
Student Loans ◽  
Credit Cards ◽  
Consumer Finance ◽  
Financial Protection ◽  
Informed Decisions ◽  
Key Terms ◽  
Fine Print

Consumer finance contracts, thick with intricate information about the product or service, make it nearly impossible for people to understand the deal, let alone make sensible comparisons between options. As financial companies made their products more complex and more dangerous, they buried the details in “disclosures”—the fine print. Unable to decipher the terms without hiring a lawyer, consumers quit reading altogether. The Consumer Financial Protection Bureau’s “Know Before You Owe” project worked to cut through this “confusopoly” by creating shorter, simpler disclosures that focus on key terms and prices, so people can make informed decisions. This chapter covers the bureau’s efforts to streamline consumer disclosures in four key areas: credit cards, mortgages, student loans, and auto loans.

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