scholarly journals PKI Validation and Encryption Scheme for Secure UTM Online Payment System

2018 ◽  
Vol 8 (1) ◽  
Author(s):  
Raziman Zakaria ◽  
Mohd Murtadha Mohamad
Keyword(s):  
System Security ◽  
Payment System ◽  
The Internet ◽  
Encryption Scheme ◽  
Goods And Services ◽  
Payment Methods ◽  
Online Payment ◽  
Payment Gateway

Online payment system have recently emerged as one of the available payment methods in purchase of goods and services over the Internet. However the acceptance of this system by users is not fully achieved because of concern about the system security and how its manages the privacy of user information. One of the most challenging issues associated with online payment system is securing the communication between the client and payment gateway. PKI validation and encryption scheme is designed to handle problem of sending transaction as plaintext between clients and UTM online payment system and to authorize the clients that sent the transaction to the payment gateway. The scheme are proposed to increase the level of security in UTM online payment system. To test the performance of PKI validation and encryption scheme, several simulation are conducted together with the comparison with other algorithm.

scholarly journals PENGEMBANGAN SISTEM PEMBAYARAN UNTUK DESA WISATA TRI EKA BUANA DENGAN ONLINE PAYMENT

Dharma LPPM ◽  
2021 ◽  
Vol 2 (1) ◽  
Author(s):  
I G P Fajar Pranadi Sudhana ◽  
I Gde Agus Jaya Sadguna ◽  
I Gede Nyoman Suta Waisnawa ◽  
Ayu Dwi Yulianthi ◽  
A A Ayu Ngurah Harmini
Keyword(s):  
Spatial Planning ◽  
Payment System ◽  
Digital Marketing ◽  
First Year ◽  
Master Plan ◽  
Supervision System ◽  
Online Transactions ◽  
Payment Methods ◽  
Online Payment ◽  
Payment Gateway

Since 2019, Tri Eka Buana Village, located in Sidemen sub-district, Karangasem Bali Regency, through the Bali State Polytechnic service team has received a PPDM grant to form a tourism village with natural potential and a producer of traditional Balinese arak drinks. Various kinds of activities from the solutions offered have been implemented in the first year of 2019. including compiling a master plan for developing a tourism village, formulating a village cleanliness supervision system, carrying out socialization of tourism village spatial planning, socialization and tourism outreach, and compiling a tourism village marketing program through digital marketing . One of the activities that has been carried out is the development of the Tri Eka Buana Tourism Village website. Online transactions are increasingly in demand, even have become a trend among the wider community. Besides, it can be done anytime and anywhere without any time or distance restrictions. E-payment offers various kinds of convenience and practicality in making payments. Various kinds of payment methods can be integrated into the system making it easier for customers to make payments according to orders made. The tourism village of Tri Eka Buana Sidemen Karangasem Bali, can take advantage of this online payment system to help tourism village operations in the future. The development of this online payment system can be developed by building a tourism village website, adding ecommerce facilities to the website that has been built, registering and activating one of the payment gateway services, and integrating the Tri Eka Buana tourism village website with a payment gateway service.

Online Payment via PayPal API Case Study Event Registration Management System (ERMS)

2012 ◽  
pp. 87-95
Author(s):  
Saeed Shadlou ◽  
Ng Jie Kai ◽  
Abdolreza Hajmoosaei
Keyword(s):  
Management System ◽  
The Internet ◽  
Bank Account ◽  
Online Payment ◽  
International Payment ◽  
Business To Consumer ◽  
A Site ◽  
Dispute System ◽  
Payment Gateway

PayPal is an international payment gateway allowing businesses and individuals to transfer funds in a secure manner over the Internet. Using PayPal to accept payments has several advantages for online merchants. It is a recognized brand when it comes to Business to Consumer (B2C) transactions, creating a business account with PayPal is easier and faster, and finally, PayPal lends its name to the transaction, so customers may feel more comfortable entering into a transaction with a previously unknown merchant. Besides the mentioned advantages, PayPal’s transaction dispute system requires a tracking number from a shipped package to respond to a customer dispute. If the product is purely electronic (a download or access to a site, for example), one’s response to disputes will be quite limited. The solution for the problem mentioned above is PayPal API. The PayPal API resolves Pay Pal drawback through maintaining card and bank account payment schedules without the liability of warehousing payment data also processing one-time and recurring payments. For the evaluation of Pay Pal API, the authors develop an Event Registration Management System (ERMS). ERMS serves as a platform for users to make registrations for events such as conferences, seminars, and workshops.

The Effects of System Features, Perceived Risk and Benefit, and Customer Characteristics on Online Bill Paying

2010 ◽  
pp. 1719-1753
Author(s):  
Fang He
Keyword(s):  
Perceived Risk ◽  
Transformation Process ◽  
Payment System ◽  
Ease Of Use ◽  
Payment Methods ◽  
Online Payment ◽  
Online Business ◽  
Speed Up ◽  
Risk And Benefit ◽  
Different Characteristics

Along with the exponential increase in online business transactions, the online payment system has gained in popularity because vendors and creditors realize its growing importance as a foundation to improve their information infrastructure and to achieve “paperless” operating efficiency.However, due to per se different characteristics among customers and Web-systems, both sides’ perspectives and technology factors could cause a significant level of variation in customers’ acceptance of online payment methods. Our research involving 148 subjects who participated in a field survey, examined the impact of a series of possible decision factors, including perceived risk, perceived benefits, vendor’s system features, and customers’ characteristics, on the intention to use an online payment system by customers. The results suggest that vendors/creditors should:one, pay particular attention to improving the security and the ease-of-use of their transaction network; and two, focus on adding necessary option features, such as recurring automatic deductions, so that they can speed up the transformation process and encourage customers to switch to using online payment methods.

scholarly journals E-Commerce: Expectations and Shortfalls

2013 ◽  
Vol 2 (2) ◽  
pp. 59-78
Author(s):  
Angshuman Hazarika
Keyword(s):  
Service Provider ◽  
Service Providers ◽  
The Internet ◽  
Electronic Medium ◽  
Goods And Services ◽  
The World ◽  
Payment Gateway

The concept of E-commerce has existed since the inception of the internet, but it has acquired significance in the recent years. India being one of the fastest growing E-commerce markets in the world has no specific legislation to protect the interests of the buyers and sellers of goods and services over the electronic medium. The situation is further complicated by the fact that a typical transaction over the internet or phone needs the involvement of many service providers including a payment gateway, the main website, the bank or card verification website, the security certification website and the final service provider, which includes the shipping agent who delivers the goods. Separate laws are required to regulate the functioning of all these intermediaries. The paper examines the existing provisions available for the protection of the buyers and sellers who conduct transactions through the electronic medium. Further, the customer protection policies of four dominant E- commerce websites in India being flipkart.com, irctc.co.in, makemytrip.com and groupon.co.in are evaluated. A few cases of consumer disputes arising over transactions conducted over the electronic medium are also discussed. Lastly, the paper analyses the measures which needs to be taken to provide protection to buyers and sellers on the internet.

Electronic Payment Systems in Electronic Commerce

2020 ◽  
pp. 114-139
Author(s):  
Rana Atabay Kuscu ◽  
Yasemin Cicekcisoy ◽  
Umit Bozoklu
Keyword(s):  
Electronic Commerce ◽  
Web Sites ◽  
Payment System ◽  
The Internet ◽  
Electronic Payment ◽  
Payment Systems ◽  
Payment Methods ◽  
Digital World ◽  
Technological Advances ◽  
Block Chaining

Technological advances and correspondingly the spreading usage of the Internet have significantly changed commerce, and also the concept of money has become more abstract. Customers with the help of the technological advances don't have the necessity of cash money, and consumers/firms tend towards alternative payment methods. At this point, electronic commerce (e-commerce) web sites have started to use block chaining payment methods. In this digital world, new payment technologies have started to spread far and wide thanks to fast improvements in payment technologies, and they offer different options in payment methods. Each electronic payment (e-payment) system has some advantages; however, each of them has some disadvantages as well. The aim of this study is to investigate the e-payment systems which are different from traditional payment methods.

The Effects of System Features, Perceived Risk and Benefit, and Customer Characteristics on Online Bill Paying

2010 ◽  
pp. 311-346
Author(s):  
Fang He
Keyword(s):  
Perceived Risk ◽  
Transformation Process ◽  
Payment System ◽  
Ease Of Use ◽  
Payment Methods ◽  
Online Payment ◽  
Online Business ◽  
Speed Up ◽  
Risk And Benefit ◽  
Different Characteristics

Along with the exponential increase in online business transactions, the online payment system has gained in popularity because vendors and creditors realize its growing importance as a foundation to improve their information infrastructure and to achieve “paperless” operating efficiency.However, due to per se different characteristics among customers and Web-systems, both sides’ perspectives and technology factors could cause a significant level of variation in customers’ acceptance of online payment methods. Our research involving 148 subjects who participated in a field survey, examined the impact of a series of possible decision factors, including perceived risk, perceived benefits, vendor’s system features, and customers’ characteristics, on the intention to use an online payment system by customers. The results suggest that vendors/creditors should:one, pay particular attention to improving the security and the ease-of-use of their transaction network; and two, focus on adding necessary option features, such as recurring automatic deductions, so that they can speed up the transformation process and encourage customers to switch to using online payment methods.

Empirical Research of Online Payment Acceptance Factors

2013 ◽  
Vol 411-414 ◽  
pp. 2195-2199
Author(s):  
Hong Wang ◽  
Wen Bao Jiang ◽  
Qiu Yun Wang
Keyword(s):  
Empirical Research ◽  
Questionnaire Survey ◽  
Research Method ◽  
System Security ◽  
Payment System ◽  
Research Results ◽  
Consumption Level ◽  
Online Payment ◽  
Purchase Cost ◽  
Acceptance Factors

The research object was online payment acceptance. The research method was questionnaire survey. A total of 250 questionnaires were Issued, 233 questionnaires were recovered, 230 questionnaires were effective questionnaire. The collected data were analyzed by SPSS 19. The research results show that consumption level has not an effect on online payment acceptance, online payment system security and purchase cost have an impact on online payment acceptance. The significant effect values of three variables are 0.544, 0.025, 0.00.

Online Payment via PayPal API Case Study Event Registration Management System (ERMS)

2011 ◽  
Vol 3 (2) ◽  
pp. 30-37
Author(s):  
Saeed Shadlou ◽  
Ng Jie Kai ◽  
Abdolreza Hajmoosaei
Keyword(s):  
Management System ◽  
The Internet ◽  
Bank Account ◽  
Online Payment ◽  
International Payment ◽  
Business To Consumer ◽  
A Site ◽  
Dispute System ◽  
Payment Gateway

PayPal is an international payment gateway allowing businesses and individuals to transfer funds in a secure manner over the Internet. Using PayPal to accept payments has several advantages for online merchants. It is a recognized brand when it comes to Business to Consumer (B2C) transactions, creating a business account with PayPal is easier and faster, and finally, PayPal lends its name to the transaction, so customers may feel more comfortable entering into a transaction with a previously unknown merchant. Besides the mentioned advantages, PayPal’s transaction dispute system requires a tracking number from a shipped package to respond to a customer dispute. If the product is purely electronic (a download or access to a site, for example), one’s response to disputes will be quite limited. The solution for the problem mentioned above is PayPal API. The PayPal API resolves Pay Pal drawback through maintaining card and bank account payment schedules without the liability of warehousing payment data also processing one-time and recurring payments. For the evaluation of Pay Pal API, the authors develop an Event Registration Management System (ERMS). ERMS serves as a platform for users to make registrations for events such as conferences, seminars, and workshops.

Electronic Payment Systems in Electronic Commerce

2021 ◽  
pp. 82-108
Author(s):  
Rana Atabay Kuscu ◽  
Yasemin Cicekcisoy ◽  
Umit Bozoklu
Keyword(s):  
Electronic Commerce ◽  
Web Sites ◽  
Payment System ◽  
The Internet ◽  
Electronic Payment ◽  
Payment Systems ◽  
Payment Methods ◽  
Digital World ◽  
Technological Advances ◽  
Block Chaining

Technological advances and correspondingly the spreading usage of the Internet have significantly changed commerce, and also the concept of money has become more abstract. Customers with the help of the technological advances don't have the necessity of cash money, and consumers/firms tend towards alternative payment methods. At this point, electronic commerce (e-commerce) web sites have started to use block chaining payment methods. In this digital world, new payment technologies have started to spread far and wide thanks to fast improvements in payment technologies, and they offer different options in payment methods. Each electronic payment (e-payment) system has some advantages; however, each of them has some disadvantages as well. The aim of this study is to investigate the e-payment systems which are different from traditional payment methods.

scholarly journals Online Payment Using Blockchain

2020 ◽  
Vol 32 ◽  
pp. 03007
Author(s):  
Karthikeya Thanapal ◽  
Dhiraj Mehta ◽  
Karthik Mudaliar ◽  
Bushra Shaikh
Keyword(s):  
Financial Institution ◽  
Digital Signatures ◽  
Payment System ◽  
Third Party ◽  
Payment Systems ◽  
Online Transactions ◽  
System A ◽  
Online Payment ◽  
A Current ◽  
Payment Gateway

Increasing list of records is with blockchain where each record is linked with the help of cryptography. Every block in the chain contains timestamp, transaction details and hash of a previous block, hash is cryptographic hash. This is a secured system, which we plan to replace the current online payment system. A current online payment gateway is prone to hackers where the attacker can tamper into the network, thus creating money loss. And not only this but also the transaction has to go through multiple payment systems which consumes time, also creating a risk of transaction getting failed. So, our system would be using blockchain that allows online transactions which would allow online payments to be sent directly from one party to another without going through a financial institution and in a secured way. This system allows online transactions between two parties based on cryptographic proof without relying and trusting for a third party. To record transactions, we use proof of work algorithm which makes computationally impractical for an attacker to change. Digital signatures provide part of the solution for ensuring the security and integrity of the data that is recorded onto a blockchain.

Sign in / Sign up

Export Citation Format

Share Document