scholarly journals PENGEMBANGAN SISTEM PEMBAYARAN UNTUK DESA WISATA TRI EKA BUANA DENGAN ONLINE PAYMENT

Dharma LPPM ◽  
2021 ◽  
Vol 2 (1) ◽  
Author(s):  
I G P Fajar Pranadi Sudhana ◽  
I Gde Agus Jaya Sadguna ◽  
I Gede Nyoman Suta Waisnawa ◽  
Ayu Dwi Yulianthi ◽  
A A Ayu Ngurah Harmini
Keyword(s):  
Spatial Planning ◽  
Payment System ◽  
Digital Marketing ◽  
First Year ◽  
Master Plan ◽  
Supervision System ◽  
Online Transactions ◽  
Payment Methods ◽  
Online Payment ◽  
Payment Gateway

Since 2019, Tri Eka Buana Village, located in Sidemen sub-district, Karangasem Bali Regency, through the Bali State Polytechnic service team has received a PPDM grant to form a tourism village with natural potential and a producer of traditional Balinese arak drinks. Various kinds of activities from the solutions offered have been implemented in the first year of 2019. including compiling a master plan for developing a tourism village, formulating a village cleanliness supervision system, carrying out socialization of tourism village spatial planning, socialization and tourism outreach, and compiling a tourism village marketing program through digital marketing . One of the activities that has been carried out is the development of the Tri Eka Buana Tourism Village website. Online transactions are increasingly in demand, even have become a trend among the wider community. Besides, it can be done anytime and anywhere without any time or distance restrictions. E-payment offers various kinds of convenience and practicality in making payments. Various kinds of payment methods can be integrated into the system making it easier for customers to make payments according to orders made. The tourism village of Tri Eka Buana Sidemen Karangasem Bali, can take advantage of this online payment system to help tourism village operations in the future. The development of this online payment system can be developed by building a tourism village website, adding ecommerce facilities to the website that has been built, registering and activating one of the payment gateway services, and integrating the Tri Eka Buana tourism village website with a payment gateway service.

scholarly journals PKI Validation and Encryption Scheme for Secure UTM Online Payment System

2018 ◽  
Vol 8 (1) ◽  
Author(s):  
Raziman Zakaria ◽  
Mohd Murtadha Mohamad
Keyword(s):  
System Security ◽  
Payment System ◽  
The Internet ◽  
Encryption Scheme ◽  
Goods And Services ◽  
Payment Methods ◽  
Online Payment ◽  
Payment Gateway

Online payment system have recently emerged as one of the available payment methods in purchase of goods and services over the Internet. However the acceptance of this system by users is not fully achieved because of concern about the system security and how its manages the privacy of user information. One of the most challenging issues associated with online payment system is securing the communication between the client and payment gateway. PKI validation and encryption scheme is designed to handle problem of sending transaction as plaintext between clients and UTM online payment system and to authorize the clients that sent the transaction to the payment gateway. The scheme are proposed to increase the level of security in UTM online payment system. To test the performance of PKI validation and encryption scheme, several simulation are conducted together with the comparison with other algorithm.

scholarly journals Pengembangan Sistem Pembayaran untuk Desa Wisata Tri Eka Buana dengan Online Payment

2021 ◽  
Vol 7 (1) ◽  
pp. 17-23
Author(s):  
I G P Fajar Pranadi Sudhana ◽  
◽  
I Gde Agus Jaya Sadguna ◽  
I Gede Nyoman Suta Waisnawa ◽  
Ayu Dwi Yulianthi ◽  
...  
Keyword(s):  
Digital Marketing ◽  
Master Plan ◽  
Online Payment ◽  
Payment Gateway

Sejak tahun 2019, Desa Tri Eka Buana yang terletak di kecamatan Sidemen, Kabupaten Karangasem Bali, melalui tim pengabdian Politeknik Negeri Bali telah mendapatkan hibah PPDM untuk membentuk desa wisata dengan potensi alam dan penghasil minu-man tradisional arak bali. Berbagai macam kegiatan dari solusi yang ditawarkan telah dilaksanakan pada tahun I di 2019. meliputi menyusun Master Plan pengembangan desa wisata, merumuskan sistem pengawasan kebersihan desa, melaksanakan sosialisasi tata ruang desa wisata, sosialisasi dan penyuluhan kepariwisataan, dan menyusun program pemasaran Desa Wisata melalui digital marketing. Salah satu kegiatan yang telah terlaksana adalah pengambangan website Desa Wisata Tri Eka Buana.Transaksi online semakin diminati, bahkan sudah menjadi tren di kalangan masyarakat luas. Selain dapat dilakukan kapanpun dan dimanapun tanpa ada batasan waktu atau jarak. E-payment menawarkan berbagai macam kemudahan dan kepraktisan dalam melakukan pembayaran. Berbagai macam metode pembayaran dapat diintegrasikan kedalam sistem sehingga memudahkan pelanggan yang akan melakukan pembayaran sesuai pemesanan yang dilakukan. Desa wisata Tri Eka Buana Sidemen Karangasem Bali dapat me-manfaatkan sistem payment online ini guna membantu oprasional desa wisata kedepannya. Pengembangan sistem online payment ini dapat dikembangkan dengan membangun website desa wisata, menambahkan fasilitas ecommerce ke dalam website yang telah dibangun, melakukan registrasi dan aktivasi ke salah satu layanan payment gateway, dan mengintegrasi website desa wisata Tri Eka Buana dengan layanan payment gateway.

scholarly journals Online Payment Using Blockchain

2020 ◽  
Vol 32 ◽  
pp. 03007
Author(s):  
Karthikeya Thanapal ◽  
Dhiraj Mehta ◽  
Karthik Mudaliar ◽  
Bushra Shaikh
Keyword(s):  
Financial Institution ◽  
Digital Signatures ◽  
Payment System ◽  
Third Party ◽  
Payment Systems ◽  
Online Transactions ◽  
System A ◽  
Online Payment ◽  
A Current ◽  
Payment Gateway

Increasing list of records is with blockchain where each record is linked with the help of cryptography. Every block in the chain contains timestamp, transaction details and hash of a previous block, hash is cryptographic hash. This is a secured system, which we plan to replace the current online payment system. A current online payment gateway is prone to hackers where the attacker can tamper into the network, thus creating money loss. And not only this but also the transaction has to go through multiple payment systems which consumes time, also creating a risk of transaction getting failed. So, our system would be using blockchain that allows online transactions which would allow online payments to be sent directly from one party to another without going through a financial institution and in a secured way. This system allows online transactions between two parties based on cryptographic proof without relying and trusting for a third party. To record transactions, we use proof of work algorithm which makes computationally impractical for an attacker to change. Digital signatures provide part of the solution for ensuring the security and integrity of the data that is recorded onto a blockchain.

scholarly journals Penerapan Menu Konfirmasi Pembayaran Online Berbasis Yii pada Perguruan Tinggi

2018 ◽  
Vol 4 (3) ◽  
pp. 174
Author(s):  
Untung Rahardja ◽  
Qurotul Aini ◽  
Made Bunga Thalia
Keyword(s):  
College Students ◽  
Information System ◽  
Information Systems ◽  
Modern Society ◽  
Payment System ◽  
Easy Access ◽  
Online Transactions ◽  
Online Payment ◽  
Academic Information

Sistem informasi pembayaran saat ini sudah menggunakan sistem berbasis modernisasi atau online, yang sangat dibutuhkan pada era globalisasi ini. Peranan transaksi online menjadi sangat penting bagi masyarakat modern. Seperti E-Commerce yang menjadi referensi dalam pengembangan form menu konfirmasi pembayaran pada sistem pembayaran online perguruan tinggi, dari sistem yang sebelumnya masih berjalan manual atau tidak online. Tujuan dari penelitian ini adalah untuk mengimplementasikan form menu konfirmasi pembayaran online guna meningkatkan pelayanan kepada mahasiswa perguruan tinggi dalam hal memberikan informasi pembayaran yang tepat dan akurat kepada mahasiswa, serta memberikan akses mudah bagi mahasiswa Perguruan Tinggi Raharja dalam hal konfirmasi pembayaran. Selain dapat memberikan kemudahan bagi mahasiswa, sistem ini juga dapat memberikan kemudahan untuk bagian keuangan dalam pengecekan transaksi yang sudah masuk. Sistem yang diimplementasikan pada Perguruan Tinggi Raharja untuk form menu konfirmasi pembayaran ini ialah website goplus. Website goplus ini dibangun dengan menggunakan yii2 framework, dimana sudah banyak diterapkan sebelumnya pada sistem informasi akademik lainnya di Perguruan Tinggi Raharja. Pada yii2 framework terdapat fitur CRUD (Create, Read, Update, Delete) yang dapat mempermudah dalam membuat suatu form.The current payment information systems already use-based systems modernization or online, which is much needed in this era of globalization. The role of online transactions is becoming very important for modern society. Like the E-Commerce as a reference in the development of the payment confirmation menu form on the college online payment system, from a system that previously still runs manually or not online. The purpose of this research is to implement online payment confirmation menu form to enhance services to college students in terms of providing payment information which is precise and accurate to college students, as well as providing easy access for students College Raharja in terms of payment confirmation. In addition to providing convenience for students, the system is also able to provide convenience to the financial section in checking of transactions already entered. The system is implemented on College Raharja to form this payment confirmation menu is goplus website. Goplus website was built using the yii2 framework, which already implemented earlier in other academic information system in College Raharja. In the yii 2 framework there are features of the CRUD (Create, Read, Update, Delete) which can make it easier to create a form.

scholarly journals Cash Management: A Shift in Payment Pattern of Indian Buyers during Covid 19

2020 ◽  
Vol 11 (2) ◽  
Author(s):  
Vandana Dhingra
Keyword(s):  
Statistical Tests ◽  
Credit Cards ◽  
Cash Management ◽  
Face To Face ◽  
Online Transactions ◽  
Payment Methods ◽  
Online Payment ◽  
Cash Payment ◽  
Spss Software ◽  
The Impact

Cash Management is always one of the cherished objectives of Planners & Policymakers not only in India but all over the world. The current Covid 19 crisis is the root for a shift in the Alternative payment methods. The usage of non-cash payment methods, such as e-wallets, online transactions using e-banking, debit and credit cards will increase extensively due to the impossibility of doing face to face transactions. People are forced to find alternative ways of shopping in the wake of Coronavirus crisis, and hence there will be a shift in the pattern of purchase (from real shopping to virtual/online shopping) and online payment methods. Not only this, certain payments like mobile recharge, electricity and water bills, municipal taxes, etc. are to be made online. People who were reluctant or slow in adapting to online payment methods have no choice but to adopt the non-traditional payment alternatives (m-wallets, Paytm, NEFT, RTGS, IMPS, etc). The Indian Income Tax act also encourages noncash payments by the customers through Section 44AD, Section 40A(3), to name a few. The paper examines the impact of Covid 19 on the payment pattern of Indian buyers by comparing the two scenarios 1. Before Covid 19, and 2. During Covid 19. The RBI statistic of payment methods from November 2019 to May 2019. To extrac the results, statistical tests like Paired t-test have been used with the help of SPSS software. The results indicate that covid 19 has a vital impact on non-cash payment methods.

scholarly journals The COVID-19 Pandemic as a Driving Force for E-Wallet Adoption in Indonesia

2021 ◽  
Vol 9 (2) ◽  
pp. 40
Author(s):  
Machmudin Eka Prasetya ◽  
Intan Salwani Mohamed ◽  
Shuhaida Mohamed Shuhidan ◽  
Gede Harja Wasistha
Keyword(s):  
Driving Force ◽  
Payment System ◽  
Mobile Banking ◽  
Payment Systems ◽  
Online Transactions ◽  
Payment Methods

During the COVID-19 pandemic, e-payment systems, also known as cashless payment systems, have steadily evolved as a payment system instrument. Changes in payment methods, followed by a growth in digital payment systems, may be driving people to use e-wallets. The functions of an e-wallet are similar to those of an e-banking or mobile banking account, but an e-wallet gives greater convenience and simplicity of access while making payments. Because the use of e-wallets can help reduce the spread of COVID-19-causing coronaviruses, this study looks into the possibilities of increasing e-wallet usage while also increasing the use of digital payment and online transactions during the COVID-19 outbreak.

The Effects of System Features, Perceived Risk and Benefit, and Customer Characteristics on Online Bill Paying

2010 ◽  
pp. 1719-1753
Author(s):  
Fang He
Keyword(s):  
Perceived Risk ◽  
Transformation Process ◽  
Payment System ◽  
Ease Of Use ◽  
Payment Methods ◽  
Online Payment ◽  
Online Business ◽  
Speed Up ◽  
Risk And Benefit ◽  
Different Characteristics

Along with the exponential increase in online business transactions, the online payment system has gained in popularity because vendors and creditors realize its growing importance as a foundation to improve their information infrastructure and to achieve “paperless” operating efficiency.However, due to per se different characteristics among customers and Web-systems, both sides’ perspectives and technology factors could cause a significant level of variation in customers’ acceptance of online payment methods. Our research involving 148 subjects who participated in a field survey, examined the impact of a series of possible decision factors, including perceived risk, perceived benefits, vendor’s system features, and customers’ characteristics, on the intention to use an online payment system by customers. The results suggest that vendors/creditors should:one, pay particular attention to improving the security and the ease-of-use of their transaction network; and two, focus on adding necessary option features, such as recurring automatic deductions, so that they can speed up the transformation process and encourage customers to switch to using online payment methods.

The Effects of System Features, Perceived Risk and Benefit, and Customer Characteristics on Online Bill Paying

2010 ◽  
pp. 311-346
Author(s):  
Fang He
Keyword(s):  
Perceived Risk ◽  
Transformation Process ◽  
Payment System ◽  
Ease Of Use ◽  
Payment Methods ◽  
Online Payment ◽  
Online Business ◽  
Speed Up ◽  
Risk And Benefit ◽  
Different Characteristics

Along with the exponential increase in online business transactions, the online payment system has gained in popularity because vendors and creditors realize its growing importance as a foundation to improve their information infrastructure and to achieve “paperless” operating efficiency.However, due to per se different characteristics among customers and Web-systems, both sides’ perspectives and technology factors could cause a significant level of variation in customers’ acceptance of online payment methods. Our research involving 148 subjects who participated in a field survey, examined the impact of a series of possible decision factors, including perceived risk, perceived benefits, vendor’s system features, and customers’ characteristics, on the intention to use an online payment system by customers. The results suggest that vendors/creditors should:one, pay particular attention to improving the security and the ease-of-use of their transaction network; and two, focus on adding necessary option features, such as recurring automatic deductions, so that they can speed up the transformation process and encourage customers to switch to using online payment methods.

Strategies for the Security of Online Payments in E-Commerce

2013 ◽  
Vol 756-759 ◽  
pp. 3039-3042
Author(s):  
Chen Zhang ◽  
Shi Jie Jiang ◽  
Bin Huang
Keyword(s):  
Corporate Social Responsibility ◽  
Social Responsibility ◽  
Information Leakage ◽  
Security Issue ◽  
Security Technology ◽  
Online Transactions ◽  
Security Issues ◽  
Online Payment ◽  
Corporate Social

Online payment is apparently the key for the online transactions, so its security issue becomes the center of focus in the e-commerce development. In China, however, the information leakage, transaction fraud and other security issues have occurred so frequently that they have severely affected the customer confidence, and have become one of the major blockages in the e-commerce development. This article intends to have an in depth discussion of online payment security issues, examining current situations and problems in security technology, corporate social responsibility, and also propose appropriate strategic recommendations.

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