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Author(s):  
Vipul Kumar

In today's generation, most people are using technology for leading their lives and fulfilling their daily needs. In this generation most of us using E-commerce for shopping for clothes, groceries, and electronics (Chanana and Goele, 2012).We have developed one E-commerce cross platform application by using MERN stack and PWA technology as it contains MongoDB, Express.JS framework, React.JS library, Node.JS platform. PWA technology is applied to enable users to access a native-like mobile version of their favorite website with a single tap.This application is fully functional with different views for user and admin and it also has integrated with payment gateway for checkout. By using this website we can buy different types of t-shirts and we can choose different styles of t-shirts based upon customer interests. In this project, we can add different products and can delete them also. We have developed administrative functions for the application such as create a product, create categories, Admin dashboard, Manage products, Manage categories. For customers, they can quickly add their items to the cart. Based on the items in the cart, the bill gets generated and the customer can pay by using stripe. (Mai,2020) Keywords: JavaScript, Software Stack, Framework, Library, Performance Analysis, React.js, MongoDB, Node.js, Express.js.


2021 ◽  
Vol 23 (1) ◽  
Author(s):  
John M. Sausi ◽  
Joel S. Mtebe ◽  
Jimmy Mbelwa

Background: The Government of Tanzania through the Ministry of Finance and Planning implemented the Government Electronic Payment Gateway (GePG) system to improve the whole cycle of revenue management. As of June 2020, the system has been implemented in 660 institutions, 28 commercial banks, and 6 mobile money operators. Whilst the initial acceptance of this system is positive, relatively no study has evaluated its effectiveness in meeting the expected benefits. Elsewhere, similar systems showed initial acceptance at the beginning, followed by failures after some years of use. Therefore, it is important to evaluate the effectiveness of GePG system to find out how effectively public money is spent.Objective: The objective of this study was to evaluate the success of GePG system using users’ satisfaction as a success measure.Method: The study adapted the updated Delone and Mclean Information Systems success model whereby perceived usefulness and trust in system were added as new factors. The sequential explanatory design research design integrating quantitative and qualitative data within a single investigation was adopted. A total of 442 users from 271 institutions in 11 regions in Tanzania participated in the study.Results: Trust in system, information quality, and perceived usefulness had a significant positive impact on users’ satisfaction with GePG system, whilst service quality had a significant negative impact. In contrast, system quality did not have an effect.Conclusion: The study shows that trust in system and perceived usefulness are important factors in the updated Delone and Mclean IS success model in evaluating user satisfaction with revenue collection systems. The findings from the open-ended questions and implications of the findings are discussed.


2021 ◽  
Author(s):  
Muhammad Aldi Pratama

PERANCANGAN SISTEM INFORMASI PEMBAYARAN ONLINE MENGGUNAKAN PAYMENT GATEWAYSeiring dengan semakin meluasnya penggunaan Internet, penggunaan untuk bisnis juga semakin meningkat, yaitu salah satunya untuk melakukan transaksi secara elektronik. Transaksi elektronik menguntungkan karena dapat mengurangi biaya transaksi bisnis dan dapat memperbaiki kualitas pelayanan kepada pelanggan. Walaupun demikian, sistem transaksi elektronik yang rapuh mudah sekali disalahgunakan oleh pihak – pihak yang tidak bertanggung jawab. Seperti layaknya sebuah transaksi dagang, transaksi elektronik melibatkan dua pihak. Informasi – informasi yang melibatkan transaksi elektronik, termasuk jumlah potongan yang harus dilakukan akun bank tertentu dan penambahan nilai uang pada akun yang lain telah menjadi sangat penting, sehingga dengan demikian menarik serangan – serangan, baik untuk mencuri informasi tersebut atau bahkan memodifikasinya, dalam melakukan transaksi elektronik yaitu Secure Socket Layer (SSL). Secure Socket Layer atau biasa disingkat SSL untuk komunikasi melalui Internet, yang artinya SSL berisi aturan untuk menjamin komunikasi yang terjadi aman. Jadi sebelum melakukan transaksi, protokol SSL harus dijamin terlebih dahulu. Maksudnya adalah pesan yang berfungsi sebagai tanda awal dimulainya saluran komunikasi yang aman, karena isi pesan untuk sesi komunikasi dan pesan ini merangkum dan mengirimkan seluruh hasil kesepakatan atas isi dari pesan SSL yang dipertukarkan sebelumnya dan nilai khusus yang menandakan pengirim pesan ini (client atau server). Layanan Payment Gateway telah menjadi terkenal di dunia online. Payment Gateway memberikan keuntungan lebih kepada customer yang bergantung kepada Internet untuk membeli produk – produk yang diinginkan, sehingga memerlukan transaksi uang secara online.Payment Gateway berguna untuk mendeskripsikan informasi pembayaran dan membandingkan nilai hash yang dikirimkan penjual. Apabila terjadi kecocokan, maka Payment Gateway yakin pembeli dan penjual telah sepakat mengenai pembelian yang dilakukan. Tugas Payment Gateway yang lain adalah melakukan pengesahan transaksi sesuai dengan kebijakan yang dimiliki oleh issuer kartu kredit. Yang menjadi pokok permasalahan, masih banyak orang terutama customer dan merchant masih tidak mengerti bagaimana sebenarnya cara kerja sistem transaksi online di internet. Pada hal bila ditinjau dari waktu sangat membantu Customer, dalam hal proses pembayaran online menggunakan payment gateway,dan manfaatnya supaya customer, merchant ataupun user lain bias mengerti tentang kinerja online yang aman.


Author(s):  
Dr. C. K. Gomathy

Abstract: Every day new technology is arriving and billions of people were connected to the Internet. Purchasing goods, groceries, clothes everything is online. He or She can able to place the order from their smartphone within a minute. But, Farmers are still lack of benefitting from the internet. As we all knew that Farmers are the backbone of our country and without them, we can’t complete a day. Well, this idea is completely dedicated to farmers and helps them in generating good profitable revenue by using our platform. This is an online eCommerce platform that enables a farmer to buy or sell anything related to the agriculture and farming category by simply creating an account. Strictly all vendors are farmers since it is dedicated to them. The ultimate objective of the idea is to help a farmer with good revenue for their goods. Nowadays smartphone is like a coin in a pocket. So, it’s not a big question of thinking about smartphones with a farmer. Also, most of them are already familiar with social media accounts and it is quite easy to play with our online e-platform. But, there will be demo videos for each like registration, adding products, payment, etc. Safe payment gateway with a good logistic delivery partner, A farmer can do profitable business from his/her home itself. Both time and energy are also saved. Keywords: Agriculture, Cultivator, E-Platform, Multiple Vendor, Store, Payment Gateway Integration, Irrigation


Author(s):  
Dani Alfida Kusuma ◽  
Endang Setyawati ◽  
Mayasari Sasmito

In the digital era, innovation continues to emerge, as can be seen from the number of startups, especially in the financial technology sector, which are considered to be able to accelerate human work. SMK YPT 1 Purbalingga is a Vocational High School located in Purbalingga Regency, Central Java. SPP transaction activities are carried out manually from payments, recordings, financial transaction reports, and often information is not conveyed to the guardians of students. SMK YPT 1 Purbalingga also has a vision and mission, one of which is to implement good school governance so that it requires a system that can assist SPP administration until transaction reports become efficient and effective. The method for designing the system is the prototype method. The system was created using the PHP programming language and MySQL database, which were analyzed using White Box, Black Box, Hypothesis Testing, Normalization Testing, Validity Testing, Reliability Testing and Benefit Testing. The result of the system created is the Website-based Mindtrans Payment Gateway Payment and Registration Information System. Based on the results of the benefit test, it shows the average value of Efficiency 92.43%, Reliability 86.36%, Correctness 92.04%, Usability 90.90%, Maintenance 84.09%, Integrity 97.73%, Portability 87.05 %. The results of hypothesis testing with two variables before and after using the system with Paired Sample T-Test resulted in Sig. (2-tailed) with an average time before 8.9 minutes and after 2.1 minutes so it can be concluded that this system is more helpful for the financial admin in the SPP administration process to be more efficient and effective


2021 ◽  
Vol 6 (2) ◽  
pp. 199-212
Author(s):  
Recca Ayu Hapsari ◽  
Bambang Hartono ◽  
Yana Listiyani

In transactions using Paypal, of course, there are many reasons for the risk of disputes occurring, ranging from delays in delivery, damaged goods, and transactions without authorization. The problem will be different when they carry out business transactions in different regions of the country and they have different nationalities. The research method uses a normative and empirical juridical approach, a normative juridical approach is carried out by studying legal norms or rules, while the empirical approach is carried out by direct interviews with sources who will relate to research problems, the data analysis used is qualitative. In trading transactions via the internet, trade is generally carried out by people who are located and subject to different countries and jurisdictionsThe legal relationship between Payment Gateway Users and Payment Gateway Providers At Fintech Paypal Indonesia is where the parties involved in the electronic payment system include consumers, business actors, acquirers, issuers and payment gateway providers. legal relationships that arise between consumers, business actors, acquirers, issuers and payment gateway operators are born from agreements made by the parties. Dispute Resolution and Chargeback Claims in Payment Gateway Transaction activities on Paypal Fintech where the paypal system provides services can communicate directly with the seller by opening a dispute at the Paypal Dispute Settlement Center. if it is not completed in following the policies provided by paypal services, consumers or business actors can ask for recommendations to mediate to the paypal service center but if they are not finished, business actors and consumers can resolve disputes through litigation, which usually business actors are subject to the applicable law, applies where the consumer is a national.


2021 ◽  
Vol 8 (2) ◽  
pp. 123-130
Author(s):  
Erry Julio ◽  
Magdalena A Ineke Pakereng
Keyword(s):  

Untuk melakukan integrasi pembayaran online, PT. Emporia Digital Raya perlu membuat aplikasi Payment Gateway yang dapat meneruskan pembayaran ke bank tujuan. Arsitektur microservice dapat diterapkan untuk mengatasi masalah yang ada pada arsitektur monolithic dimana pengembangan aplikasi dilakukan dalam bentuk web service kecil yang saling berkomunikasi satu dengan yang lain. Dengan menggunakan konsep routing, payment gateway memiliki tanggung jawab seperti router dimana payment gateway berperan mencari rute ke bank mana data akan dikirimkan. Payment gateway akan memproses request dan membaca fields beneficiaryBankCode untuk menacari rute. Jika bank tujuan tidak ditemukan maka payment gateway akan menjalankan query dan mencari rute berdasarkan prioritas yang telah ditentukan oleh PT. Emporia Digital Raya.


Author(s):  
Ni Ketut Sri Krisna Radharani Dyatmika ◽  
Widhy Hayuhardhika Nugraha Putra ◽  
Djoko Pramono

Tepi Buyan Campfire merupakan salah satu wisata perkemahan yang berada di tepi Danau Buyan di daerah Bedugul, Bali. Banyaknya jumlah wisatawan membuat pengelola merasa kesulitan dalam mengelola proses dan data reservasi. Proses pencatatan reservasi dilakukan dua kali kerja sehingga sering terjadi kesalahan dalam penyampaian data. Dan, reservasi yang sudah dicatat sering kali dibatalkan secara sepihak oleh wisatawan tanpa adanya kabar kepada pihak pengelola perkemahan. Hal ini sering terjadi karena tidak adanya jaminan atau pembayaran di muka oleh wisatawan. Berdasarkan hal itu, diperlukan adanya platform secara online yaitu sistem informasi reservasi. Sistem ini dikembangkan berbasis website dan akan mengelola proses pembuatan reservasi hingga proses konfirmasi reservasi. Dalam proses pengembangan sistem, menggunakan metode Waterfall yang meliputi beberapa tahapa proses, yaitu analisis kebutuhan, perancangan sistem, implementasi sistem dan pengujian sistem. Sistem akan terintegrasi dengan payment gateway system dari Midtrans untuk melakukan proses pembayaran. Proses implementasi menggunakan framework Laravel, Bootstrap, MySQL serta Midtrans. Dilakukan pengujian sistem dengan tiga metode yaitu black box testing yang menunjukkan hasil valid dengan presentase sebesar 100%. Pengujian compatibility menunjukkan bahwa sistem dapat berjalan pada sebagian besar jenis browser yang tersedia. Sementara untuk pengujian usability dengan menggunakan system usability scale menghasilkan nilai akhir 79 dengan kategori Good serta dengan grade scale C yang berarti sistem dapat diterima.


Author(s):  
Brindashree C B

At present in our education system, students tend to study in different cities or states according to their choices or situations. Thus a lot of students tend to have meals at college canteens due to one or the other reason. The breaks for such meals are very short and the students rush for the canteens of their colleges. Due to sudden increase of footfall in the canteen only a few of the students get their orders served in time while the rest are busy waiting throughout their break. Being unaware of the food (menu) orders, canteen staff are helpless at that time of footfall. To overcome this issue due to manual ways of handling orders, canteen automation system is the key solution. Payment gateway is one added feature to make the process cashless and easy.


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