scholarly journals Factoring as a Form of Financing Small and Medium-Sized Enterprises in ASEAN

2018 ◽  
Vol 5 (3) ◽  
pp. 59 ◽  
Author(s):  
Thi My Huong Do
Keyword(s):  
Financial Markets ◽  
Small And Medium Enterprises ◽  
Open Economies ◽  
Economic Community ◽  
Limited Access ◽  
Asean Economic Community ◽  
Medium Enterprises

Small and medium-sized enterprises have increasingly played very important roles, particularly in developing open economies and the ASEAN economic community. One of the biggest factors that hinders the growth of these firms is their lack of fund and limited access to financial sources. This writing, firstly, aims to illustrate that factoring can prove to be a popular tendency in fanancing small and medium enterprises in ASEAN by showing its considerable growing rate over the last two decades. In the second part, using the OLS, the paper also measures and discusses the determinants of factoring development in three financial markets including Malaysia, Thailand, Singapore.

scholarly journals Sharia Banking’s Profit Loss Finance in the Context of ASEAN Economic Community

2016 ◽  
Vol 1 (1) ◽  
pp. 113
Author(s):  
Mardhiyatur Rosita Ningsih
Keyword(s):  
Moral Hazard ◽  
Product Information ◽  
Small And Medium Enterprises ◽  
Economic Community ◽  
Incentive Compatible ◽  
Result Show ◽  
Asean Economic Community ◽  
Medium Enterprises

The paper aims to analyze the problems of profit and loss sharing financing is conducted through literature and interviews with funding customers, islamic bankers and entrepreneurs. The result show that profit oriented, lack of trust in the abilities of partners, moral hazard, mismanagement and lack of syariah product information. So, give Incentive for funding customers, incentive compatible constraint, involved effort in spiritual and intellectual expected may help small and medium enterprises to face ASEAN Economic Community. Keywords: ASEAN Economic Community, profit and loss sharing financing, small and medium enterprises

scholarly journals Kecepatan Adopsi Program Fasilitasi Hak Kekayaan Intelektual Merek Dagang untuk Usaha Kecil Menengah

2017 ◽  
Vol 11 (2) ◽  
pp. 183-190
Author(s):  
Fadzriani Nur ◽  
Sarwititi Sarwoprasodjo ◽  
Musa Hubeis
Keyword(s):  
Human Rights ◽  
Intellectual Property Rights ◽  
Communication Channel ◽  
Small And Medium Enterprises ◽  
Good Growth ◽  
Economic Community ◽  
Adoption Rate ◽  
Asean Economic Community ◽  
Small Medium Enterprises ◽  
Medium Enterprises

Small-medium enterprises (SME) is a sectors who get special attention from Indonesia Government to face ASEAN Economic Community (AEC). Bandung is a city in West Java with a good growth on SME. But, SME have not awareness on their product legality. So, Bandung Government, make collaboration with State Minister for Small and Medium Enterprises and Trade  Industry and Ministry of Justice and Human Rights Bandung City, to make a new programs for protecting SME in Bandung. This purpose of this research were: (1) to know the adoption rate of trademark IPR facilitation programs in Bandung, (2) to analyze the factors can influence SME to take a decision for adopt the fasilitation programs of trademark intellectual property rights (IPR) for SME, and (3) to analyze the effect SME chararacteristic toward adoption rate of trademark IPR facilitation programs in Bandung, and Research was conducted in Bandung, since in June 2015 to April 2016. The results showed adoption rate in IPR trademark facilitating program, that most of SMEs registering IPR trademark were late majority. Around 51.50 percent of respondents registered on September and October 2014. Attribute of innovation are have influenced to take a decision, so give influenced too for adoption rate this program. But communication channel and communicator did not influence rate of adoption. SMEs characteristic did not influence significantly adoption rate  of the program

scholarly journals Strategi Peningkatan Daya Saing Usaha Kecil dan Menengah (UKM) Berbasis Kaizen

2016 ◽  
Vol 13 (2) ◽  
pp. 641 ◽  
Author(s):  
Andi Suranta Meliala ◽  
Nazaruddin Matondang ◽  
Rahmi M Sari
Keyword(s):  
Human Resources ◽  
Small And Medium Enterprises ◽  
Global Competition ◽  
Economic Community ◽  
Medium Enterprise ◽  
World Economic ◽  
Primary Focus ◽  
Asean Economic Community ◽  
Medium Enterprises

The economy was one factor the progress of a country. Each country competing to increase the productivity of the economy. Indonesia's economy ranks 17 world. Economic growth in Indonesia is very significant that was not separated from the role of small and medium enterprises (SMEs) that support the growth of exports and imports, one that can be seeded SMEs are SMEs manufacture of shoes. The role of SMEs that are so large and significant must always be maintained and developed to be able to compete in an era of global competition such as the implementation of the Asean Economic Community (AEC) in January 2015. Problems that interfere with the development and productivity of SMEs shoes, particularly around Medan city will be divided into 4 categories, namely: (1) human, (2) process, (3) facilities, and (4) Business competition. Based on this research, it is known that the most important issues that affect the development of SMEs in Medan shoe is its human resources. Solving these problems will be done with the Kaizen strategy (5S) which will be combined with the concept of training within industry (TWI) and the concept of P-Course. These improvements will result in strategies to increase the overall productivity of SMEs working with the primary focus is working and will evaluate the system works. This strategy is expected to fix the weaknesses of existing SMEs shoes, in order to face the global competition that will come.Keywords: Small medium enterprise (SMEs), kaizen, training within industry (TWI), pcourse concept, 5S conceptAbstrak Perekonomian adalah salah satu faktor kemajuan suatu negara. Setiap negara bersaing ketat untuk meningkatkan produktvitas perekonomiannya. Perekonomian Indonesia saat ini menempati urutan ke 17 dunia. Pertumbuhan ekonomi di Indonesia yang sangat signifikan ternyata tidak lepas dari peran dari usaha kecil dan menengah (UKM) yang menopang pertumbuhan ekspor dan impor, salah satu UKM yang bisa diunggulkan adalah UKM pembuatan sepatu. Peran UKM yang begitu besar dan signifikan harus terus dijaga dan dikembangkan untuk bisa bersaing pada era persaingan global seperti penerapan Masyarakat Ekonomi Asean (MEA) pada januari 2015. Permasalahan yang mengganggu perkembangan dan produktivitas dari UKM sepatu, khususnya di sekitar Kota Medan akan dibagi kedalam 4 kategori, yaitu:(1) manusia, (2) proses, (3) fasilitas, dan (4) Persaingan usaha. Berdasarkan hasil penelitian, diketahui bahwa permasalahan yang paling utama yang mempengaruhi perkembangan UKM sepatu di Kota Medan adalah sumber daya manusianya. Pemecahan permasalahan ini akan dilakukan dengan strategi Kaizen (5S) yang akan dipadukan dengan konsep Training within industry (TWI) dan konsep P-Course. Perbaikan ini akan menghasilkan strategi-strategi untuk peningkatan produktivitas kerja UKM secara keseluruhan dengan fokus utama adalah pekerja dan sistem kerjanya. Strategi ini diharapkan mampu membenahi kelemahan UKM sepatu yang ada, guna menghadapi ketatnya persaingan global yang akan datang. Kata kunci: Usaha kecil dan menengah (UKM), kaizen, training within industry (TWI),konsep p-course, konsep 5S

scholarly journals Desain Triangulasi Konkuren dalam Menganalisis Model 3I Marketing 3.0 sebagai Entrepreneurial Marketing Usaha Mikro Kecil Menengah Menghadapi Masyarakat Ekonomi ASEAN

2016 ◽  
Vol 19 (3) ◽  
pp. 373
Author(s):  
Metta Padmalia ◽  
Dewi M. Immanuel
Keyword(s):  
Mixed Method ◽  
Small And Medium Enterprises ◽  
Brand Identity ◽  
Marketing Activity ◽  
Economic Community ◽  
Entrepreneurial Marketing ◽  
Asean Economic Community ◽  
Medium Enterprises ◽  
Positive Effect

<p><em>Entrepreneurial Marketing is a marketing activity by small and medium enterprises (SMEs) that uses an entrepreneurial approach. Currently, government still pays less attention to the implementation of SMEs’ entrepreneurial marketing.  Yet, as the backbone of Indonesian economy, SMEs can play an important role when ASEAN Economic Community (AEC) begins to implement. With respect to these issues, we aim to identify the government’s role in advocating SMEs’ interests, especially in the Marketing</em> 3.0. <em>era. In the Marketing</em> 3.0. <em>era, marketing is translated into brand triangle through 3i Model. We use a mixed method with a concurrent triangulation design. The first part of this study interviewed five SME owners who receive assistance from Diskoperindag of Magelang City regarding the following issues: implementation of 3i Model, the role of Diskoperindag in assisting businesses, and their understanding of MEA. Basically, this part explore the conditions of SMEs concerning the issues being questioned. Meanwhile, the second part is a quantitative analysis that involve 40 customers who bought SMEs who receive assistance from Diskoperindag. Using multiple regression analysis, we find that only brand and brand identity parts of 3i Model have significantly positive effect on decisions to buy SMEs’ products.</em></p><p><em><br /></em></p><p class="WW-Default" align="center"><strong>Abstrak</strong></p><p align="center"><strong> </strong></p><p>Entrepreneurial Marketing adalah kegiatan pemasaran oleh usaha dengan skala kecil menengah (UMKM) menggunakan pendekatan kewirausahaan. Perhatian pemerintah masih kurang optimal terhadap penerapan entrepreneurial marketing dari UMKM, padahal sebagai fondasi perekonomian negara, UMKM memegang peranan penting ketika dimulainya era Masyarakat Ekonomi ASEAN (MEA). Melihat fenomena tersebut, peneliti ingin mengidentifikasi bagaimana peran serta yang telah dilakukan oleh pemerintah dalam membina UMKM, terutama dalam era Marketing 3.0. Pada era Marketing 3.0, pemasaran diterjemahkan sebagai segitiga merek melalui Model 3i. Penelitian yang dikembangkan adalah penelitian kombinasi dengan desain triangulasi konkuren. Bagian pertama penelitian ini melibatkan 5 orang pemilik UMKM binaan Diskoperindag kota Magelang yang diwawancarai terkait penerapan Model 3i, peran serta Diskoperindag, dan pemahamannya terhadap MEA. Hasil dari bagian pertama berupa eksplorasi kondisi UMKM terkait aspek-aspek yang ditanyakan. Bagian kedua penelitian melibatkan 40 orang konsumen yang telah membeli produk UMKM binaan. Pengujian data kuantitatif pada bagian kedua dilakukan dengan analisis regresi linear berganda. Hasil penelitian menunjukkan bahwa pada bagian dari Model 3i hanya identitas merek dan integritas merek saja yang memiliki pengaruh positif dan signifikan terhadap keputusan pembelian produk UMKM.</p>

scholarly journals STRATEGI PENGEMBANGAN USAHA KECIL DAN MENENGAH DI KABUPATEN MANOKWARI

2018 ◽  
Vol 7 (4) ◽  
Author(s):  
Jein Sriana Toyib ◽  
Anik Wuriasih ◽  
Ted Matheus Suruan
Keyword(s):  
Product Development ◽  
Swot Analysis ◽  
Small And Medium Enterprises ◽  
Development Strategies ◽  
Growth Strategy ◽  
Primary Data ◽  
Market Penetration ◽  
Economic Community ◽  
Asean Economic Community ◽  
Medium Enterprises

Development strategies for small and medium enterprises in Manokwari Regency.Globally, the economic actors should be able to strengthen the capability during the ASEAN Economic Community including small and medium business actors.  Therefore, this paper was intended to analyse and develop the strategies to enhance the capacity of small and medium enterprises in Manokwari Regency.  The primary data concerning the strengths, weaknesses, opportunities, and threats of 50 small and medium enterprises were obtained systematically by implementing questionnaires and direct interviews to apply the SWOT analysis.  The results revealed that the proper strategies were the growth strategy, market and product development, and market penetration.Persaingan yang ketat antara pelaku ekonomi termaksud pelaku usaha kecil dan menengah merupakan tantangan yang harus dihadapi dalam era Masyarakat Ekonomi Asean. Tujuan penelitian ini untuk menyusun strategi pengembangan usaha kecil dan menengah di Kabupaten Manokwari. Penelitian ini adalah penelitian kualitatif, dengan metode penelitian deskriptif. Populasi penelitian adalah seluruh usaha kecil menengah yang tercatat di Dinas Koperasi dan UKM Kabupaten Manokwari. Sampel penelitian berjumlah 50 UKM. Data dikumpulkan melalui melalui penyebaran kuisoner dan wawancara langsung terhadap usaha kecil dan menengah. Tehnik analisis data dengan mengunakan analisis deskriptif dan analisis SWOT untuk melihat strategi yang tepat bagi pengembangan usaha kecil dan menengah di Kabupaten Manokwari.Keywords : Growth strategy, market and product development, and market penetration 

scholarly journals IMPLIKASI DAN TANTANGAN PEMBENTUKAN KOMUNITAS EKONOMI ASEAN TERHADAP PEREKONOMIAN NASIONAL

2017 ◽  
Vol 15 (3) ◽  
Author(s):  
Carunia Mulya Firdausy
Keyword(s):  
Agricultural Sector ◽  
Small And Medium Enterprises ◽  
Economic Community ◽  
Economic Sectors ◽  
The People ◽  
Asean Countries ◽  
Negative Impacts ◽  
Asean Economic Community ◽  
Small Medium Enterprises ◽  
Medium Enterprises

ASEAN  Economic Community (AEC) has been agreed by the ASEAN leaders in 2003 as one mechanism to increase the social economic welfare of the people in ASEAN countries. Whilst it is no doubt the formation of AEC will give many benefits to ASEAN countries, there will be also negative impacts of the AEC. This paper aimed at analysing the implication and challenges of the formation of the ASEAN Economic Community (AEC) toward Indonesian economy with particular attention to agricultural sector and the micro and small-medium enterprises (SMEs) development. The paper argues inter alia that the formation of AEC  will give benefit to ASEAN countries if and only if the ASEAN community has one voice in socio-economic and policial commitment and coordination. The economic sectors that need further greater improvement toward the success of the formation are agricultural sector and the micro, small and medium enterprises. Thus, much remain to be done by ASEAN countries in general and in Indonesia in particular toward the success of .the formation of AEC.

scholarly journals STRATEGI PENGEMBANGAN USAHA KECIL DAN MENENGAH DI KABUPATEN MANOKWARI

2018 ◽  
Vol 7 (4) ◽  
Author(s):  
Jein Sriana Toyib ◽  
Anik Wuriasih ◽  
Ted Matheus Suruan
Keyword(s):  
Product Development ◽  
Swot Analysis ◽  
Small And Medium Enterprises ◽  
Development Strategies ◽  
Growth Strategy ◽  
Primary Data ◽  
Economic Community ◽  
Asean Economic Community ◽  
Medium Enterprises ◽  
Small And Medium Business

Development strategies for small and medium enterprises in Manokwari Rege Globally, the economic actors should be able to strengthen the capability during the ASEAN Economic Community including small and medium business actors.  Therefore, this paper was intended to analyse and develop the strategies to enhance the capacity of small and medium enterprises in Manokwari Regency.  The primary data concerning the strengths, weaknesses, opportunities, and threats of 50 small and medium enterprises were obtained systematically by implementing questionnaires and direct interviews to apply the SWOT analysis.  The results revealed that the proper strategies were the growth strategy, market and product development, and market penetration.Persaingan yang ketat antara pelaku ekonomi termaksud pelaku usaha kecil dan menengah merupakan tantangan yang harus dihadapi dalam era Masyarakat Ekonomi Asean. Tujuan penelitian ini untuk menyusun strategi pengembangan usaha kecil dan menengah di Kabupaten Manokwari. Penelitian ini adalah penelitian kualitatif, dengan metode penelitian deskriptif. Populasi penelitian adalah seluruh usaha kecil menengah yang tercatat di Dinas Koperasi dan UKM Kabupaten Manokwari. Sampel penelitian berjumlah 50 UKM. Data dikumpulkan melalui melalui penyebaran kuisoner dan wawancara langsung terhadap usaha kecil dan menengah dan dinas terkait di Kabupaten Manokwari. Tehnik analisis data dengan mengunakan analisis deskriptif dan analisis SWOT untuk melihat strategi yang tepat bagi pengembangan usaha kecil dan menengah di Kabupaten Manokwari.Keywords :Strategi, Pengembangan, SWOT, UKM

scholarly journals POTENSI UMKM DI PANGANDARAN DALAM MENGHADAPI MASYARAKAT EKONOMI ASEAN

2020 ◽  
Vol 3 (2) ◽  
pp. 367
Author(s):  
Helitha Novianty Muchtar ◽  
An An Chandrawulan ◽  
Dandrivanto Budhijanto ◽  
Isis Ikhwansyah ◽  
Dewi Kania Sugiharti ◽  
...  
Keyword(s):  
Qualitative Data ◽  
Small And Medium Enterprises ◽  
Economic Community ◽  
Economic Sectors ◽  
Use Of Technology ◽  
Need Support ◽  
Common Problems ◽  
Business Entities ◽  
Asean Economic Community ◽  
Medium Enterprises

Usaha Mikro Kecil dan Menengah (UMKM) diharapkan dapat menjadi salah satu sektor ekonomi dalam penggerak roda perekonomian nasional dengan kontribusi dan perannya dalam menyerap tenaga kerja lebih banyak dibanding entitas bisnis lainny. Selain itu, UMKM yang terkhususnya berada di Kabupaten Pangandaran memiliki berbagai macam keunikan baik dari jenis kegiatan usaha, produk, maupun hal lainnya yang memiliki potensi dalam menghadapi Masyarakat Ekonomi ASEAN (MEA). Namun, permasalahan yang umum dihadapi pelaku UMKM seperti keterbatasan permodalan, SDM yang kurang kompeten dibidangnya dan penggunaan teknologi perlu mendapat dukungan dari berbagai pihak dalam bentuk penguatan. Metodologi pada penelitian ini adalah deskriptif kualitatif. Teknik pengambilan data dengan cara mengumpulkan dara melalui wawancara dan observasi. Selain itu, sumber data lainnya berasal dari peraturan perundang-undangan, jurnal ilmiah dan sebagainya. Tujuan penelian ini guna meningkatkan potensi UMKM dalam menghadapi Masyarakat Ekonomi ASEAN (MEA). Micro, Small and Medium Enterprises (UMKM) are expected to become one of the economic sectors in driving the national economy with their contribution and role in absorbing more labor compared to other business entities. In addition, SMEs, especially those in Pangandaran Regency, have a variety of uniqueness both from the types of business activities, products, and other things that have the potential to face the ASEAN Economic Community (MEA). However, common problems faced by MSMEs such as limited capital, human resources who are less competent in their fields and the use of technology need support from various parties in the form of strengthening. The methodology in this research is descriptive qualitative. Data collection techniques by collecting data through interviews and observations. In addition, other data sources come from laws and regulations, scientific journals and so on. The purpose of this study is to increase the potential of MSMEs in facing the ASEAN Economic Community (MEA).

scholarly journals Kebijakan Pemerintah Provinsi Sumatera Utara Untuk Usaha Mikro Kecil dan Menengah dalam Masyarakat Ekonomi Asean

2020 ◽  
Vol 3 (1) ◽  
pp. 227-234
Author(s):  
Evi Yunita Kurniaty
Keyword(s):  
Political Economy ◽  
Small And Medium Enterprises ◽  
Provincial Government ◽  
The Political ◽  
Economic Community ◽  
The North ◽  
The Government ◽  
Asean Economic Community ◽  
Medium Enterprises ◽  
North Sumatra

n this study, it is focused on analyzing the political economy policy of the North Sumatra Provincial Government in the Asean Economic Community (AEC) towards Micro, Small and Medium Enterprises (MSMEs). This research was conducted with the aim to see the validity of the ideology of liberalism on the political economy policy of the North Sumatra Provincial Government in the AEC for MSMEs in North Sumatra. The method used in this research is descriptive qualitative which emphasizes the policy of the Government of North Sumatra Province in the AEC, opportunities and obstacles that arise for MSMEs. The results of this study are expected to be a reference and solution for the Government of the Province of North Sumatra in making policy for Micro Small and Medium Enterprises in running the Asean Economic Community. The resulting political policy is a policy that can take advantage of opportunities and answer the challenges that exist in the AEC. With government political policies that are right on target, they will realize shared development goals. 

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