Location as risk factor Spatial analysis of an insurance data-set

Author(s):  
Ildikó Vitéz
2012 ◽  
Vol 7 (2) ◽  
pp. 236-257 ◽  
Author(s):  
Jaap Spreeuw ◽  
Iqbal Owadally

AbstractWe analyze the mortality of couples by fitting a multiple state model to a large insurance data set. We find evidence that mortality rates increase after the death of a partner and, in addition, that this phenomenon diminishes over time. This is popularly known as a “broken-heart” effect and we find that it affects widowers more than widows. Remaining lifetimes of joint lives therefore exhibit short-term dependence. We carry out numerical work involving the pricing and valuation of typical contingent assurance contracts and of a joint life and survivor annuity. If insurers ignore dependence, or mis-specify it as long-term dependence, then significant mis-pricing and inappropriate provisioning can result. Detailed numerical results are presented.


2013 ◽  
Vol 73 (2) ◽  
pp. 407-444 ◽  
Author(s):  
Jac C. Heckelman ◽  
Keith L. Dougherty

Previous studies of the U.S. Constitutional Convention have relied on votes recorded for the state blocs or a relatively small number of delegate votes. We construct a new data set covering delegate votes on over 600 substantive roll calls, and use the data in several ways. First, we estimate a single dimensional position for the delegates which reflects their overall voting patterns. Next, we explain these positions using a variety of delegate and constituent variables. Finally, we suggest a method for identifying state and floor medians, which can be used to predict equilibrium outcomes at the Convention.


10.2196/19892 ◽  
2020 ◽  
Vol 8 (8) ◽  
pp. e19892
Author(s):  
Patrick Essay ◽  
Baran Balkan ◽  
Vignesh Subbian

Background Heart failure is a leading cause of mortality and morbidity worldwide. Acute heart failure, broadly defined as rapid onset of new or worsening signs and symptoms of heart failure, often requires hospitalization and admission to the intensive care unit (ICU). This acute condition is highly heterogeneous and less well-understood as compared to chronic heart failure. The ICU, through detailed and continuously monitored patient data, provides an opportunity to retrospectively analyze decompensation and heart failure to evaluate physiological states and patient outcomes. Objective The goal of this study is to examine the prevalence of cardiovascular risk factors among those admitted to ICUs and to evaluate combinations of clinical features that are predictive of decompensation events, such as the onset of acute heart failure, using machine learning techniques. To accomplish this objective, we leveraged tele-ICU data from over 200 hospitals across the United States. Methods We evaluated the feasibility of predicting decompensation soon after ICU admission for 26,534 patients admitted without a history of heart failure with specific heart failure risk factors (ie, coronary artery disease, hypertension, and myocardial infarction) and 96,350 patients admitted without risk factors using remotely monitored laboratory, vital signs, and discrete physiological measurements. Multivariate logistic regression and random forest models were applied to predict decompensation and highlight important features from combinations of model inputs from dissimilar data. Results The most prevalent risk factor in our data set was hypertension, although most patients diagnosed with heart failure were admitted to the ICU without a risk factor. The highest heart failure prediction accuracy was 0.951, and the highest area under the receiver operating characteristic curve was 0.9503 with random forest and combined vital signs, laboratory values, and discrete physiological measurements. Random forest feature importance also highlighted combinations of several discrete physiological features and laboratory measures as most indicative of decompensation. Timeline analysis of aggregate vital signs revealed a point of diminishing returns where additional vital signs data did not continue to improve results. Conclusions Heart failure risk factors are common in tele-ICU data, although most patients that are diagnosed with heart failure later in an ICU stay presented without risk factors making a prediction of decompensation critical. Decompensation was predicted with reasonable accuracy using tele-ICU data, and optimal data extraction for time series vital signs data was identified near a 200-minute window size. Overall, results suggest combinations of laboratory measurements and vital signs are viable for early and continuous prediction of patient decompensation.


2020 ◽  
Author(s):  
Patrick Essay ◽  
Baran Balkan ◽  
Vignesh Subbian

BACKGROUND Heart failure is a leading cause of mortality and morbidity worldwide. Acute heart failure, broadly defined as rapid onset of new or worsening signs and symptoms of heart failure, often requires hospitalization and admission to the intensive care unit (ICU). This acute condition is highly heterogeneous and less well-understood as compared to chronic heart failure. The ICU, through detailed and continuously monitored patient data, provides an opportunity to retrospectively analyze decompensation and heart failure to evaluate physiological states and patient outcomes. OBJECTIVE The goal of this study is to examine the prevalence of cardiovascular risk factors among those admitted to ICUs and to evaluate combinations of clinical features that are predictive of decompensation events, such as the onset of acute heart failure, using machine learning techniques. To accomplish this objective, we leveraged tele-ICU data from over 200 hospitals across the United States. METHODS We evaluated the feasibility of predicting decompensation soon after ICU admission for 26,534 patients admitted without a history of heart failure with specific heart failure risk factors (ie, coronary artery disease, hypertension, and myocardial infarction) and 96,350 patients admitted without risk factors using remotely monitored laboratory, vital signs, and discrete physiological measurements. Multivariate logistic regression and random forest models were applied to predict decompensation and highlight important features from combinations of model inputs from dissimilar data. RESULTS The most prevalent risk factor in our data set was hypertension, although most patients diagnosed with heart failure were admitted to the ICU without a risk factor. The highest heart failure prediction accuracy was 0.951, and the highest area under the receiver operating characteristic curve was 0.9503 with random forest and combined vital signs, laboratory values, and discrete physiological measurements. Random forest feature importance also highlighted combinations of several discrete physiological features and laboratory measures as most indicative of decompensation. Timeline analysis of aggregate vital signs revealed a point of diminishing returns where additional vital signs data did not continue to improve results. CONCLUSIONS Heart failure risk factors are common in tele-ICU data, although most patients that are diagnosed with heart failure later in an ICU stay presented without risk factors making a prediction of decompensation critical. Decompensation was predicted with reasonable accuracy using tele-ICU data, and optimal data extraction for time series vital signs data was identified near a 200-minute window size. Overall, results suggest combinations of laboratory measurements and vital signs are viable for early and continuous prediction of patient decompensation.


2017 ◽  
Vol 26 (7) ◽  
pp. e216-e221 ◽  
Author(s):  
Samuel Rosas ◽  
Karim G. Sabeh ◽  
Leonard T. Buller ◽  
Tsun Yee Law ◽  
Steven P. Kalandiak ◽  
...  

2016 ◽  
Vol 37 (1) ◽  
pp. 201-216 ◽  
Author(s):  
Eseosa T Ighodaro ◽  
Erin L Abner ◽  
David W Fardo ◽  
Ai-Ling Lin ◽  
Yuriko Katsumata ◽  
...  

Risk factors and cognitive sequelae of brain arteriolosclerosis pathology are not fully understood. To address this, we used multimodal data from the National Alzheimer's Coordinating Center and Alzheimer's Disease Neuroimaging Initiative data sets. Previous studies showed evidence of distinct neurodegenerative disease outcomes and clinical-pathological correlations in the “oldest-old” compared to younger cohorts. Therefore, using the National Alzheimer's Coordinating Center data set, we analyzed clinical and neuropathological data from two groups according to ages at death: < 80 years ( n = 1008) and ≥80 years ( n = 1382). In both age groups, severe brain arteriolosclerosis was associated with worse performances on global cognition tests. Hypertension (but not diabetes) was a brain arteriolosclerosis risk factor in the younger group. In the ≥ 80 years age at death group, an ABCC9 gene variant (rs704180), previously associated with aging-related hippocampal sclerosis, was also associated with brain arteriolosclerosis. A post-hoc arterial spin labeling neuroimaging experiment indicated that ABCC9 genotype is associated with cerebral blood flow impairment; in a convenience sample from Alzheimer's Disease Neuroimaging Initiative ( n = 15, homozygous individuals), non-risk genotype carriers showed higher global cerebral blood flow compared to risk genotype carriers. We conclude that brain arteriolosclerosis is associated with altered cognitive status and a novel vascular genetic risk factor.


2014 ◽  
Vol 38 (3) ◽  
pp. 354-377 ◽  
Author(s):  
Thierry Feuillet ◽  
Julien Coquin ◽  
Denis Mercier ◽  
Etienne Cossart ◽  
Armelle Decaulne ◽  
...  

Most studies focusing on landslide spatial analysis have considered the relationships between predictors and landslide occurrence as fixed effects. Yet spatially varying relationships, i.e. non-stationarity, often occur in any spatial data set and should be theoretically considered in statistical models for a better fit. In Skagafjörður, a landslide-rich north–south oriented area located in northern Iceland, we investigated whether spatial non-stationarity in the relationships between paraglacial variables (glacio-isostatic rebound and post-glacial debuttressing, both captured in this area by latitude) and landslide locations is detectable. To explore the non-stationarity of factors that predispose landslide occurrence, we performed two logistic regression models, one global (GLR) and the other enabling the regression parameters to vary locally (geographically weighted logistic regression, GWLR). Each model was computed with two types of outcome, one based on the entire masses of landslides and the other only on the scarps of landslides. GLR results reveal that increasing latitude is associated with increasing probability of landslide occurrence, confirming that post-glacial rebound is of prime importance at the regional scale. Nevertheless, GWLR indicates that this relationship is absent or reversed at some locations, meaning that the influence of paraglacial and other predisposing factors of landsliding (slope, valley depth and curvature) vary at the local scale. This result sheds light on the spatial clustering of three subzones where landsliding drivers are homogeneous. We conclude that a GWR-based approach provides some significant inputs for spatial analysis of mass movement processes, by identifying multi-scale process control zones and by highlighting local drivers, indecipherable in global models.


2021 ◽  
pp. 1-12
Author(s):  
Brandon L. Goldstein ◽  
Megan C. Finsaas ◽  
Thomas M. Olino ◽  
Roman Kotov ◽  
Damion J. Grasso ◽  
...  

Abstract In this article, we consider an often overlooked model that combines mediation and moderation to explain how a third variable can relate to a risk factor–psychopathology relationship. We refer to it as moderation and mediation in a three-variable system. We describe how this model is relevant to studying vulnerability factors and how it may advance developmental psychopathology research. To illustrate the value of this approach, we provide several examples where this model may be applicable, such as the relationships among parental externalizing pathology, harsh parenting, and offspring psychopathology as well as between neuroticism, stressful life events, and depression. We discuss possible reasons why this model has not gained traction and attempt to clarify and dispel those concerns. We provide guidance and recommendations for when to consider this model for a given data set and point toward existing resources for testing this model that have been developed by statisticians and other methodologists. Lastly, we describe important caveats, limitations, and considerations for making this approach most useful for developmental research. Overall, our goal in presenting this information to developmental psychopathology researchers is to encourage testing moderation and mediation in a three-variable system with the aim of advancing analytic strategies for studying vulnerability factors.


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